Plain English. Straight to the source.
Articles
Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.
Florida Condo SIRS, Milestone Inspections and Special Assessments
Florida residential condos three habitable stories or taller need a milestone inspection by age 30 and a SIRS every 10 years. What owners can't waive.
October 15, 2026 · 13 min read
Texas Condominium Association Law: Chapter 82 Rules for Owners
Texas condos created since 1994 are governed mainly by the Uniform Condominium Act. Its fine, lien, records and resale rules, and which reach older condos.
October 14, 2026 · 16 min read
Know Your LawTNTennessee Horizontal Property Act: Rules for Pre-2009 Condos
Condos created in Tennessee before 2009 still run on the Horizontal Property Act unless they opted in, but a short list of 2008-Act rules reaches them too.
October 14, 2026 · 11 min read
Dues & AssessmentsHOA Collections: Payment Plans, Late Fees and the FDCPA
Whether an HOA must offer a payment plan or limit late fees depends on state law and the CC&Rs. The FDCPA may cover outside collectors (15 U.S.C. § 1692a).
October 14, 2026 · 16 min read
Dues & AssessmentsHOA Estoppel Letters, Resale Certificates and Transfer Fees
When an HOA home sells, state law may cap the estoppel or resale certificate fee and set a deadline. Fees, deadlines and transfer-fee rules in 9 states.
October 14, 2026 · 21 min read
Dues & AssessmentsFLFlorida HOA Estoppel Certificates: Fees, Deadlines, Errors
A Florida HOA must issue an estoppel certificate within 10 business days. The fee cap is $299 as adjusted, and late delivery means no fee (§ 720.30851).
October 14, 2026 · 12 min read
Rules & EnforcementWhen Is an HOA Rule Unenforceable?
Common grounds for challenging an HOA rule: no authority, improper adoption, conflict with the declaration or the law, unreasonableness, federal overrides.
October 8, 2026 · 10 min read
Know Your LawVTWhich Vermont Laws Govern Your HOA or Condo?
Vermont HOAs and condos fall mainly under the Common Interest Ownership Act (27A V.S.A.); pre-1999 and small planned communities get only listed sections.
October 5, 2026 · 11 min read
Know Your LawTXWhich Texas Laws Govern Your HOA or Condo?
Which Texas laws apply depends mostly on lot vs. condo ownership: ch. 209 mainly for HOAs, ch. 82 or ch. 81 for condos, ch. 202 for covenants in both.
October 5, 2026 · 12 min read
Know Your LawNHWhich New Hampshire Laws Govern Your HOA or Condo?
New Hampshire has no general HOA statute: HOAs rely mainly on covenants and corporate law like RSA 292, condos on RSA 356-B or, if older, RSA 479-A.
October 5, 2026 · 11 min read
Know Your LawFLWhich Florida Laws Govern Your HOA or Condo?
Florida HOAs and condos have separate statutes, layered with recorded documents and nonprofit law (ch. 617): HOAs mainly Chapter 720, condos Chapter 718.
October 5, 2026 · 11 min read
Know Your LawCAWhich California Laws Govern Your HOA or Condo?
One main statute covers California HOAs and condos, ranks the law above governing documents and limits rules: Davis-Stirling (Civ. Code § 4000 et seq.).
October 5, 2026 · 13 min read
Know Your LawWhat Is an HOA? How a Homeowners Association Works
What an HOA is in legal terms: who belongs, the documents that create it, who runs it, how dues and rules work, and which laws govern it.
October 5, 2026 · 9 min read
LiensWhat Is an HOA Lien? How It Attaches and How It's Released
How an HOA lien attaches to a home, what it can cover, the notice required first, super-lien priority in some states, and how a lien is released.
October 5, 2026 · 10 min read
Rules & EnforcementTXWhen Is a Texas HOA Rule Unenforceable?
Texas bars HOA bans on solar, flags, rain barrels, generators and more; rules must be recorded, and most fines need § 209.006 notice and a chance to cure.
October 5, 2026 · 13 min read
Rules & EnforcementLAWhen Is a Louisiana HOA Rule Unenforceable?
A Louisiana HOA rule can fail if it conflicts with the declaration or is unreasonable; restrictions face Civil Code two-year and abandonment rules.
October 5, 2026 · 12 min read
Rules & EnforcementFLWhen Is a Florida HOA Rule Unenforceable?
Florida law limits HOA rules on flags, solar, Florida-friendly yards and parking; rules must fit the declaration and Chapter 720, and fines need a hearing.
October 5, 2026 · 13 min read
Rules & EnforcementCAWhen Is a California HOA Rule Unenforceable?
A California HOA rule is enforceable only if it passes five tests, including reasonableness, under Civil Code § 4350; many also need 28 days' notice.
October 5, 2026 · 17 min read
Where to Get HelpHow to Find Out Who Your HOA Is
Where an HOA's name and contact details are usually on file: county land records, state corporation filings, and state HOA registries or databases.
October 5, 2026 · 9 min read
Rules & EnforcementGot an HOA Violation Notice? What It Means and What Usually Follows
What an HOA violation notice is, what state law says it must contain, the cure and hearing rights that often come before a fine, and what can follow.
October 5, 2026 · 9 min read
Dues & AssessmentsHOA Special Assessments: Votes, Notice and Limits
Can an HOA or condo board charge a special assessment? How owner votes, notice, emergencies, installments and liens work, with four state examples.
October 5, 2026 · 10 min read
Defenses & StrategyHOA Selective Enforcement: When Rules Are Enforced Unevenly
What HOA selective enforcement means, how state laws limit board discretion, and what the law says when an HOA won't enforce a rule against a neighbor.
October 5, 2026 · 9 min read
Dues & AssessmentsHOA Reserve Funds: What State Law Requires and What Underfunding Can Mean
What HOA reserve funds and reserve studies are, what five states' laws require, and what underfunded reserves can mean for dues and special assessments.
October 5, 2026 · 9 min read
Rules & EnforcementNoisy Neighbor in an HOA? What the HOA Can and Can't Do
What an HOA can do about a noisy owner or tenant, where its power ends, and other routes: owner enforcement, nuisance law, noise ordinances and mediation.
October 5, 2026 · 9 min read
Meetings & GovernanceHOA Meetings and Elections: Attending, Speaking, Quorum and Proxies
Can homeowners attend, speak at or record HOA board meetings? How closed sessions, quorum, proxies and voting work, with Florida, California and Texas law.
October 5, 2026 · 10 min read
Where to Get HelpHOA Mediation, Arbitration and Ombudsman Programs
How HOA mediation, arbitration and state ombudsman offices work, where some states require mediation before a lawsuit, and what an ombudsman can't do.
October 5, 2026 · 9 min read
Governing DocumentsHOA Maintenance and Drainage: Who's Responsible, You or the HOA?
How CC&Rs and state default laws split HOA maintenance and drainage between owners and the association, including ponds, yard grading and condos.
October 5, 2026 · 9 min read
Disputes & RemediesHOA Harassment and Retaliation: What the Law Actually Covers
There's generally no stand-alone HOA harassment claim. Here's what does reach harassment and retaliation: the Fair Housing Act and certain state laws.
October 5, 2026 · 8 min read
Dues & AssessmentsHOA Fees and Dues: What They Pay For and How They're Set
What HOA and condo fees pay for, how the board sets the budget and assessment, how fines and late charges differ, and what Census data shows owners pay.
October 5, 2026 · 9 min read
Property RightsDisability Accommodations in an HOA: Rules, Modifications and Assistance Animals
An HOA's refusal of a reasonable disability accommodation can be discrimination under the Fair Housing Act, while the ADA mostly does not reach homes.
October 5, 2026 · 9 min read
Governing DocumentsHOA Bylaws, CC&Rs and Rules: What Each Governing Document Does
How HOA governing documents fit together: articles, CC&Rs, bylaws and board rules, who can change each, and which one wins when they conflict.
October 5, 2026 · 10 min read
Meetings & GovernanceWhat Your HOA Board Owes You, and How Owners Can Remove Board Members
What HOA board members owe homeowners as fiduciaries, how owner recall and removal votes work in Florida, California and Nevada, and where records fit in.
October 5, 2026 · 9 min read
ArchitecturalHOA Fence Rules and Architectural Review: How Approval Works
Where HOA fence and architectural rules come from, how approval works, what CA, FL and TX require of the process, and what can follow unapproved work.
October 5, 2026 · 9 min read
Where to Get HelpFinding an HOA Lawyer: When Homeowners Typically Consult One and Where to Look
When homeowners consult an HOA lawyer and where they find one: bar referral services, legal aid, court self-help, license lookups and common fee setups.
October 5, 2026 · 8 min read
Disputes & RemediesFighting Your HOA: The Options Homeowners Have
Fighting an HOA can mean checking the rule, a hearing, records, mediation, board elections or court. An overview of the options and their risks.
October 5, 2026 · 8 min read
Know Your LawCondo Association vs. HOA: What's the Difference?
A condo owner holds a unit plus a share of the common elements; an HOA owner usually holds a lot. How FL, TX, CA and other states regulate each.
October 5, 2026 · 9 min read
Property RightsCan an HOA Come Onto Your Property or Into Your Home?
When an HOA may enter a lot or condo unit: declaration easements, state notice and emergency rules, who pays for damage, and what owners can check.
October 5, 2026 · 9 min read
Property RightsCan an HOA Ban Satellite Dishes? The FCC's OTARD Rule
The FCC's OTARD rule (47 CFR 1.4000) limits HOA rules on satellite dishes and antennas. What it covers, where it applies, and what HOAs can still restrict.
October 5, 2026 · 8 min read
Governing DocumentsCan an HOA Change the Rules After You Buy?
Usually, yes. How HOAs amend CC&Rs, bylaws and board rules, the votes and notice state laws require, and limits on applying changes to current owners.
October 5, 2026 · 9 min read
Know Your LawCan an HOA Be Dissolved?
An HOA can sometimes be dissolved, but ending the corporation is not the same as ending the covenants. What state law requires, with CO, NV, FL and CA.
October 5, 2026 · 10 min read
Meetings & GovernanceTXAttending HOA Meetings in Texas
Texas HOA board meetings are generally open to owners, with notice rules, limited executive sessions and votes that need an open meeting (§ 209.0051).
October 5, 2026 · 16 min read
Meetings & GovernanceLAAttending HOA Meetings in Louisiana
Louisiana HOA board meetings are generally open to lot owners on 30 days' notice, with no final votes in executive session (R.S. 9:1141.26).
October 5, 2026 · 16 min read
Meetings & GovernanceFLAttending HOA Meetings in Florida
Florida HOA board and member meetings are open to owners, with set notice rules, time to speak and a right to record (Fla. Stat. §§ 720.303, 720.306).
October 5, 2026 · 11 min read
Meetings & GovernanceCAAttending HOA Meetings in California
California HOA board meetings are open to members, generally need four days' notice with an agenda, and limit executive sessions (Civ. Code §§ 4900–4955).
October 5, 2026 · 13 min read
Meetings & GovernanceARAttending HOA Meetings in Arkansas
Arkansas has no general HOA act. Meeting rules come from the bylaws, the Nonprofit Corporation Act and, for condos, the Horizontal Property Act.
October 5, 2026 · 9 min read
Know Your LawWAWhich Washington Laws Govern Your HOA?
Washington communities created on or after July 1, 2018 use WUCIOA (RCW 64.90); older ones generally keep RCW 64.38, 64.34 or 64.32 plus parts of WUCIOA.
June 2, 2026 · 3 min read
Know Your LawVAWhich Virginia Laws Govern Your HOA?
Virginia unusually has a state regulator, the Common Interest Community Board, plus the Property Owners' Association Act (§ 55.1-1800) for HOAs.
June 2, 2026 · 3 min read
Know Your LawNCWhich North Carolina Laws Govern Your HOA?
North Carolina planned communities created on or after Jan 1, 1999 follow the Planned Community Act (Ch. 47F), with a 20-lot exemption; condos use Ch. 47C.
June 2, 2026 · 4 min read
Know Your LawNYWhich New York Laws Govern Your HOA?
New York has no single HOA statute: condos run on RPL Art. 9-B, co-ops on corporate law and a proprietary lease, HOAs on the declaration and nonprofit law.
June 2, 2026 · 7 min read
Know Your LawNVWhich Nevada Laws Govern Your HOA?
Mostly one law covering Nevada HOAs and condos, with a state Ombudsman and Commission and a nine-month super-priority lien: NRS Chapter 116.
June 2, 2026 · 3 min read
Know Your LawIDWhich Idaho Laws Govern Your HOA?
Idaho regulates HOAs lightly, so covenants and nonprofit law do much of the work beside a limited HOA Act (Title 55, Ch. 32); condos add their own act.
June 2, 2026 · 3 min read
Know Your LawHIWhich Hawaii Laws Govern Your HOA?
Hawaii's main statute depends on community type: condos follow the Condominium Property Act (HRS 514B), separate-lot planned communities HRS Chapter 421J.
June 2, 2026 · 6 min read
Know Your LawGAWhich Georgia Laws Govern Your HOA?
Georgia's main HOA law covers only communities that opt in; others rely on covenants and nonprofit law, and SB 406 phases in 2026–27 (O.C.G.A. § 44-3-222).
June 2, 2026 · 5 min read
Know Your LawCOWhich Colorado Laws Govern Your HOA?
Colorado HOAs and condos created on or after July 1, 1992, fall mainly under CCIOA (Art. 38-33.3), reshaped by 2022's HB 22-1137 on fines and foreclosure.
June 2, 2026 · 3 min read
Know Your LawAZWhich Arizona Laws Govern Your HOA?
Arizona pairs two statutes with a state hearing route: HOAs follow the Planned Communities Act (A.R.S. § 33-1801), condos the Condominium Act (§ 33-1201).
June 2, 2026 · 3 min read
Records & TransparencyWAGetting Your Washington HOA's Records
Washington HOAs must open minutes, owner lists, and seven years of financials on 10 days' notice, with a 21-day cap absent a court order (RCW 64.90.495).
June 2, 2026 · 4 min read
Records & TransparencyVAGetting Your Virginia HOA's Records
Virginia HOA members in good standing can examine records for a proper purpose on 5 business days' notice, or 10 if self-managed (Va. Code § 55.1-1815).
June 2, 2026 · 3 min read
Rules & EnforcementWAWhen Is a Washington HOA Rule Unenforceable?
A Washington HOA rule is shaky if enforced selectively or outside the purposes RCW 64.90.510 allows; fines need notice and a hearing (RCW 64.90.405).
June 2, 2026 · 4 min read
Rules & EnforcementVAWhen Is a Virginia HOA Rule Unenforceable?
A Virginia HOA rule must fit the declaration and POAA, be applied evenly, and follow § 55.1-1819's notice, cure, and hearing process before any charge.
June 2, 2026 · 7 min read
Rules & EnforcementNCWhen Is a North Carolina HOA Rule Unenforceable?
A North Carolina HOA rule must fit the declaration and state law and be applied evenly; fines need a hearing and are capped at $100 a day (§ 47F-3-107.1).
June 2, 2026 · 4 min read
Rules & EnforcementNYWhen Is a New York HOA Rule Unenforceable?
Under New York's Levandusky business judgment rule, a rule is vulnerable if the board exceeded its authority, acted in bad faith, or enforced selectively.
June 2, 2026 · 5 min read
Rules & EnforcementNVWhen Is a Nevada HOA Rule Unenforceable?
A Nevada HOA rule can fail if it exceeds the declaration or NRS Chapter 116 or is unevenly enforced, and a fine requires the NRS 116.31031 hearing process.
June 2, 2026 · 6 min read
Rules & EnforcementIDWhen Is an Idaho HOA Rule Unenforceable?
An Idaho HOA rule must trace to the recorded covenants, be applied evenhandedly, and — for fines — follow § 55-3206's 30-day notice and board-vote process.
June 2, 2026 · 6 min read
Rules & EnforcementHIWhen Is a Hawaii HOA Rule Unenforceable?
A Hawaii HOA rule must fit the declaration and HRS 514B or 421J, be applied evenhandedly, and — for a condo fine — follow the § 514B-104 procedure.
June 2, 2026 · 5 min read
Rules & EnforcementGAWhen Is a Georgia HOA Rule Unenforceable?
A Georgia HOA rule must trace to the recorded covenants, be applied evenly, and respect higher law; SB 406 adds a state fine-complaint process in 2027.
June 2, 2026 · 5 min read
Rules & EnforcementCOWhen Is a Colorado HOA Rule Unenforceable?
A Colorado HOA rule must fit CCIOA and the declaration; fines need a written policy and are capped at $500 absent a health or safety threat.
June 2, 2026 · 5 min read
Rules & EnforcementAZWhen Is an Arizona HOA Rule Unenforceable?
An Arizona HOA rule is open to question if it exceeds the declaration's authority or is applied unevenly; penalties need notice and a hearing (§ 33-1803).
June 2, 2026 · 4 min read
Records & TransparencyNCGetting Your North Carolina HOA's Records
North Carolina lot owners get reasonable access to HOA records and an unpaid-assessment statement in 10 business days (N.C.G.S. § 47F-3-118).
June 2, 2026 · 4 min read
Records & TransparencyNYGetting Your New York HOA's Records
New York HOA members can generally see minutes, the member list and yearly financials under N-PCL § 621; condo spending records are open under RPL § 339-w.
June 2, 2026 · 4 min read
Records & TransparencyNVGetting Your Nevada HOA's Records
Nevada HOA owners can review the association's books and records, with copies of key financials due in 21 days and a $25-a-day penalty (NRS 116.31175).
June 2, 2026 · 3 min read
Records & TransparencyIDGetting Your Idaho HOA's Records
Idaho HOA members get a free account statement within 5 business days of a written request, plus annual and year-end disclosures, under § 55-3205.
June 2, 2026 · 4 min read
Fines & PenaltiesWAChallenging an HOA Fine in Washington
In Washington communities created since July 1, 2018, RCW 64.90.405(2)(l) allows fines only after notice and a chance to be heard, per a pre-set schedule.
June 2, 2026 · 3 min read
Fines & PenaltiesVAChallenging an HOA Fine in Virginia
Virginia HOA charges need notice, a chance to cure and a hearing, and are capped at $50 per offense or $10 a day for up to 90 days (Va. Code § 55.1-1819).
June 2, 2026 · 3 min read
Fines & PenaltiesNCChallenging an HOA Fine in North Carolina
A North Carolina HOA may fine only after notice and a hearing, capped at $100 a day, and unpaid fines are secured by liens (Chapter 47F, § 47F-3-107.1).
June 2, 2026 · 3 min read
Fines & PenaltiesNYChallenging an HOA Fine in New York
No New York statute requires a hearing before HOA or condo fines; authority comes from the declaration, reviewed under Levandusky's business judgment rule.
June 2, 2026 · 4 min read
Fines & PenaltiesNVChallenging an HOA Fine in Nevada
A Nevada HOA generally must hold a hearing before fining, and most fines are capped at $100 per violation or $1,000 per hearing (NRS 116.31031).
June 2, 2026 · 4 min read
Fines & PenaltiesIDChallenging an HOA Fine in Idaho
An Idaho HOA can fine only after 30 days' notice and a majority board vote, and owners who begin curing in good faith are protected (Idaho Code § 55-3206).
June 2, 2026 · 3 min read
Fines & PenaltiesHIChallenging an HOA Fine in Hawaii
Hawaii condos fine under their bylaws or, if silent, a board fining procedure that states the basis and allows an appeal with a hearing (HRS § 514B-104).
June 2, 2026 · 3 min read
Fines & PenaltiesGAChallenging an HOA Fine in Georgia
Georgia HOA fine rules come mainly from the declaration; from 2027, SB 406 adds a Secretary of State complaint and a collection stay on disputed fines.
June 2, 2026 · 4 min read
Fines & PenaltiesCOChallenging an HOA Fine in Colorado
Most Colorado HOA fines are capped at $500, with a required written fining policy, an 8% interest cap, and no foreclosure on fines-only debt (HB 22-1137).
June 2, 2026 · 4 min read
Fines & PenaltiesAZChallenging an HOA Fine in Arizona
An Arizona HOA may fine only after notice and a chance to be heard; an owner may respond by certified mail within 21 days (A.R.S. § 33-1803).
June 2, 2026 · 4 min read
Records & TransparencyHIGetting Your Hawaii HOA's Records
Hawaii condo associations must provide listed documents within 30 days of a written request; copies generally can't exceed $1 a page (HRS § 514B-154.5).
June 2, 2026 · 4 min read
Records & TransparencyGAGetting Your Georgia HOA's Records
Georgia HOA members can inspect core records on written demand five business days ahead, mainly via O.C.G.A. § 14-3-1602; SB 406 adds more rules in 2027.
June 2, 2026 · 4 min read
Records & TransparencyCOGetting Your Colorado HOA's Records
Any Colorado unit owner or their agent may examine and copy HOA records, and the board can't demand a 'proper purpose' first (C.R.S. § 38-33.3-317).
June 2, 2026 · 3 min read
Liens & ForeclosureWACan a Washington HOA Foreclose Over Dues?
A Washington HOA dues lien can be foreclosed after at least 90 days and two notices, and six months of dues outrank the first mortgage (RCW 64.90.485).
June 2, 2026 · 5 min read
Liens & ForeclosureVACan a Virginia HOA Foreclose Over Dues?
Yes: a Virginia HOA that files its lien within 12 months can foreclose in court or out of court once over $5,000 (before fees) is owed (§ 55.1-1833).
June 2, 2026 · 4 min read
Liens & ForeclosureNCCan a North Carolina HOA Foreclose Over Dues?
North Carolina HOAs may file a lien after 30 days unpaid and foreclose by power of sale after 90 days; fines-only liens go to court (N.C.G.S. § 47F-3-116).
June 2, 2026 · 3 min read
Liens & ForeclosureNYCan a New York HOA Foreclose Over Dues?
New York condos can foreclose in court, but the common-charge lien ranks behind the first mortgage (RPL § 339-z); HOA liens depend on the declaration.
June 2, 2026 · 5 min read
Liens & ForeclosureNVCan a Nevada HOA Foreclose Over Dues?
Yes, a Nevada HOA can foreclose, and a nine-month slice of its lien can rank ahead of a first mortgage, one of the most litigated HOA liens (NRS 116.3116).
June 2, 2026 · 3 min read
Liens & ForeclosureIDCan an Idaho HOA Foreclose Over Dues?
An Idaho HOA's statutory lien secures reasonable common-area maintenance costs, not fines, so the declaration shapes collection (Idaho Code § 55-3207).
June 2, 2026 · 3 min read
Liens & ForeclosureHICan a Hawaii HOA Foreclose Over Dues?
Hawaii condo liens trail a mortgage recorded before the lien notice, yet up to six months of regular dues can come from a foreclosure buyer (§ 514B-146).
June 2, 2026 · 4 min read
Liens & ForeclosureGACan a Georgia HOA Foreclose Over Dues?
An opted-in Georgia HOA can't foreclose under $2,000, a floor SB 406 changes in 2027, and its lien sits behind the first mortgage (O.C.G.A. § 44-3-232).
June 2, 2026 · 4 min read
Liens & ForeclosureCOCan a Colorado HOA Foreclose Over Dues?
Yes, but not over fines alone: HB 22-1137 bars that and requires a payment plan offer first; liens get a six-month super-priority (C.R.S. § 38-33.3-316).
June 2, 2026 · 8 min read
Liens & ForeclosureAZCan an Arizona HOA Foreclose Over Dues?
Yes, but only once assessments are 18 months or $10,000 delinquent, whichever is first; an Arizona HOA lien trails the first mortgage (A.R.S. § 33-1807).
June 2, 2026 · 3 min read
Meetings & GovernanceWAAttending HOA Meetings in Washington
Washington HOA board meetings are open, with at least 14 days' notice, a 15-minute owner comment period and no closed-session final votes (RCW 64.90.445).
June 2, 2026 · 4 min read
Meetings & GovernanceVAAttending HOA Meetings in Virginia
Virginia HOA board meetings are open to members, who get a comment period and a right to record, and closed sessions are limited (Va. Code § 55.1-1816).
June 2, 2026 · 3 min read
Meetings & GovernanceNCAttending HOA Meetings in North Carolina
North Carolina associations must meet yearly with 10 to 60 days' notice and let lot owners speak to the board at regular intervals (N.C.G.S. § 47F-3-108).
June 2, 2026 · 3 min read
Meetings & GovernanceNYAttending HOA Meetings in New York
New York has no comprehensive HOA statute; meeting rights come from the bylaws and the Not-for-Profit Corporation Law (§ 605: usually 10–50 days' notice).
June 2, 2026 · 3 min read
Meetings & GovernanceNVAttending HOA Meetings in Nevada
Nevada HOA boards must meet at least quarterly with 10 days' notice, and owners get comment periods at the start and end of each meeting (NRS 116.31083).
June 2, 2026 · 3 min read
Meetings & GovernanceIDAttending HOA Meetings in Idaho
Idaho HOA board meetings must be open, with a yearly member meeting and kept minutes (Idaho Code § 55-3204); bylaws and nonprofit law fill in the rest.
June 2, 2026 · 4 min read
Meetings & GovernanceHIAttending HOA Meetings in Hawaii
Hawaii condo owners may attend and join board discussion at meetings posted 72 hours ahead; planned communities get parallel rights (§ 514B-125, § 421J-5).
June 2, 2026 · 3 min read
Meetings & GovernanceGAAttending HOA Meetings in Georgia
Georgia HOA meeting rights rest mainly on bylaws and nonprofit law, not the Property Owners' Association Act; member meetings: O.C.G.A. § 14-3-701 et seq.
June 2, 2026 · 4 min read
Meetings & GovernanceCOAttending HOA Meetings in Colorado
Colorado HOA and board meetings are open to unit owners, who can speak before votes, with 10 to 50 days' notice of owner meetings (C.R.S. § 38-33.3-308).
June 2, 2026 · 3 min read
Meetings & GovernanceAZAttending HOA Meetings in Arizona
Arizona HOA member and board meetings are open to all members, who may speak before board action, and closed sessions are limited (A.R.S. § 33-1804).
June 2, 2026 · 4 min read
Records & TransparencyAZGetting Your Arizona HOA's Records
Arizona HOA members can examine financial and other records within 10 business days; review is free, copies up to 15 cents a page (A.R.S. § 33-1805).
June 2, 2026 · 4 min read
Records & TransparencyWIGetting Your Wisconsin HOA's Records
Wisconsin condos keep records 6 years with capped copy fees, incorporated HOA members can inspect, and covenants are public (§ 703.20, ch. 181, § 710.18).
June 1, 2026 · 4 min read
Know Your LawWIWhich Wisconsin Laws Govern Your HOA or Condo?
Wisconsin has a condo law but no general HOA law: condos follow ch. 703; HOAs, their covenants, ch. 181 if incorporated, and § 710.18 (2021 Act 199).
June 1, 2026 · 6 min read
Know Your LawUTWhich Utah Laws Govern Your HOA or Condo?
Two laws, both with statutory damages for ignored rights: Utah HOAs use the Community Association Act (§ 57-8a-101), condos the Condominium Ownership Act.
June 1, 2026 · 3 min read
Know Your LawTNWhich Tennessee Laws Govern Your HOA or Condo?
Tennessee has no comprehensive HOA statute. Newer condos run on the Condominium Act of 2008 (T.C.A. § 66-27-201 et seq.); HOAs on covenants and Title 48.
June 1, 2026 · 4 min read
Know Your LawSDWhich South Dakota Laws Govern Your HOA or Condo?
South Dakota has no general HOA statute, and its Condominium Act (SDCL ch. 43-15A) is mostly a sales law, so the master deed and nonprofit law govern.
June 1, 2026 · 3 min read
Know Your LawSCWhich South Carolina Laws Govern Your HOA?
One South Carolina law sets a floor for HOAs and condos: recording, budget notice, records, magistrate court (§§ 27-30-110–170). Condos add a second act.
June 1, 2026 · 3 min read
Know Your LawPAWhich Pennsylvania Laws Govern Your HOA or Condo?
Pennsylvania HOAs fall under one uniform planned-community law, with the smallest partly exempt and condos under their own (68 Pa.C.S. § 5101 et seq.).
June 1, 2026 · 3 min read
Know Your LawORWhich Oregon Laws Govern Your HOA or Condo?
In Oregon planned communities, records, meetings, fines and liens fall mainly under the Planned Community Act (ORS 94.550–94.783); condos use ORS ch. 100.
June 1, 2026 · 7 min read
Know Your LawOHWhich Ohio Laws Govern Your HOA or Condo?
Ohio has a statute for any planned community and another for condos: the Planned Community Act (ORC ch. 5312) and Condominium Property Act (ORC ch. 5311).
June 1, 2026 · 2 min read
Know Your LawNDWhich North Dakota Laws Govern Your HOA or Condo?
North Dakota's condo act (NDCC ch. 47-04.1) governs condos; with no general HOA statute, the declaration and Nonprofit Corporation Act govern other HOAs.
June 1, 2026 · 3 min read
Know Your LawNMWhich New Mexico Laws Govern Your HOA or Condo?
New Mexico HOAs fall under the 2013 Homeowner Association Act (NMSA ch. 47, art. 16), which excludes condos; condos follow the Condominium Act (§ 47-7A).
June 1, 2026 · 7 min read
Know Your LawNJWhich New Jersey Laws Govern Your HOA or Condo?
New Jersey HOAs and condos follow layered law: governance under PREDFDA (N.J.S.A. 45:22A-21), the Condominium Act (46:8B), and N.J.A.C. 5:26 detail.
June 1, 2026 · 5 min read
Know Your LawMOWhich Missouri Laws Govern Your HOA or Condo?
Missouri has no general HOA statute: condos run on the condominium acts in RSMo ch. 448, other HOAs on covenants and nonprofit law (ch. 355).
June 1, 2026 · 3 min read
Know Your LawMNWhich Minnesota Laws Govern Your HOA or Condo?
Minnesota communities created on or after June 1, 1994 have one law for records, meetings, fines and liens: the Common Interest Ownership Act (ch. 515B).
June 1, 2026 · 3 min read
Know Your LawMIWhich Michigan Laws Govern Your HOA or Condo?
Michigan has no general HOA statute. Most modern subdivisions are 'site condominiums' under the Condominium Act (MCL 559.101), not traditional plat HOAs.
June 1, 2026 · 4 min read
Know Your LawMAWhich Massachusetts Laws Govern Your HOA or Condo?
Massachusetts has no general HOA statute. Condos run on M.G.L. ch. 183A (six-month super-priority lien); other HOAs on covenants and ch. 180 nonprofit law.
June 1, 2026 · 3 min read
Know Your LawMDWhich Maryland Laws Govern Your HOA or Condo?
Maryland HOAs, condos and liens each have their own law: HOA Act (Title 11B), Condominium Act (Title 11), Contract Lien Act (Title 14, Subtitle 2).
June 1, 2026 · 9 min read
Know Your LawINWhich Indiana Laws Govern Your HOA or Condo?
Indiana's main HOA law covers governance, records and fines (IC 32-25.5); liens (IC 32-28-14), condos (IC 32-25) and signs (IC 32-21-13) have their own.
June 1, 2026 · 4 min read
Know Your LawILWhich Illinois Laws Govern Your HOA or Condo?
Illinois HOAs generally fall under CICAA (765 ILCS 160) and condos under the Condominium Property Act (765 ILCS 605); only the latter has a statutory lien.
June 1, 2026 · 7 min read
Know Your LawCTWhich Connecticut Laws Govern Your HOA or Condo?
Connecticut condos, planned communities, and co-ops created on or after January 1, 1984 fall under the Common Interest Ownership Act (§§ 47-200 to 47-295).
June 1, 2026 · 7 min read
Records & TransparencyUTGetting Your Utah HOA's Records
A Utah HOA has 10 business days to produce records and owes $25 a day for core documents still unproduced from the eleventh business day (§ 57-8a-227).
June 1, 2026 · 4 min read
Rules & EnforcementWIWhen Is a Wisconsin HOA Rule Unenforceable?
A Wisconsin HOA rule must fit the declaration or covenants; under § 710.18, an HOA that hasn't filed its public notice can't charge certain fees or fines.
June 1, 2026 · 4 min read
Rules & EnforcementUTWhen Is a Utah HOA Rule Unenforceable?
A Utah HOA rule must trace to the declaration, follow § 57-8a-208 for fines, be adopted in a compliant open meeting, and be applied evenhandedly.
June 1, 2026 · 5 min read
Rules & EnforcementTNWhen Is a Tennessee HOA Rule Unenforceable?
A Tennessee HOA rule must fit the master deed (condos) or CC&Rs (HOAs), follow the documents' procedure, be applied evenhandedly, and yield to federal law.
June 1, 2026 · 5 min read
Rules & EnforcementSDWhen Is a South Dakota HOA Rule Unenforceable?
With no general HOA statute, South Dakota rules are tested mostly against the declaration and federal law; rules exceeding the recorded documents can fail.
June 1, 2026 · 3 min read
Rules & EnforcementSCWhen Is a South Carolina HOA Rule Unenforceable?
SC HOA rules must be recorded by January 10 the next year to stay enforceable (§ 27-30-130); rules beyond the declaration or against federal law fail too.
June 1, 2026 · 4 min read
Rules & EnforcementPAWhen Is a Pennsylvania HOA Rule Unenforceable?
A Pennsylvania HOA rule must fit UPCA and the declaration, be applied evenly, and meet 68 Pa.C.S. § 5302's notice-and-hearing rule for fines.
June 1, 2026 · 5 min read
Rules & EnforcementORWhen Is an Oregon HOA Rule Unenforceable?
Oregon HOA rules beyond the declaration or from improper closed sessions can fail; ORS 94.780 sets prevailing-party fees and a 1-year deadline to sue.
June 1, 2026 · 5 min read
Rules & EnforcementOHWhen Is an Ohio HOA Rule Unenforceable?
An Ohio HOA rule can fail if it reaches beyond the declaration, lets the board skip the pre-fine hearing, or runs against solar protections in § 5312.16.
June 1, 2026 · 4 min read
Rules & EnforcementNDWhen Is a North Dakota HOA Rule Unenforceable?
North Dakota's condo law (NDCC ch. 47-04.1) protects political yard signs and EV charging, and any HOA rule can fail for exceeding the declaration.
June 1, 2026 · 4 min read
Rules & EnforcementNMWhen Is a New Mexico HOA Rule Unenforceable?
A New Mexico HOA rule must fit the community documents, follow the 48-hour resolution-draft rule, and — for fines — § 47-16-18's 14-day hearing process.
June 1, 2026 · 5 min read
Rules & EnforcementNJWhen Is a New Jersey HOA Rule Unenforceable?
A New Jersey HOA rule must fit the master deed or declaration and PREDFDA's open-meeting rules, and associations must offer an ADR procedure.
June 1, 2026 · 6 min read
Rules & EnforcementMOWhen Is a Missouri HOA Rule Unenforceable?
A Missouri HOA rule must fit the declaration or CC&Rs, be applied evenly, and yield to federal law and RSMo § 442.404 (political signs, solar, sale signs).
June 1, 2026 · 4 min read
Rules & EnforcementMNWhen Is a Minnesota HOA Rule Unenforceable?
A Minnesota HOA rule must fit MCIOA and the declaration, be applied evenly, and meet Minn. Stat. 515B.3-102's notice-and-hearing rule for fines.
June 1, 2026 · 5 min read
Rules & EnforcementMIWhen Is a Michigan HOA Rule Unenforceable?
Michigan HOA rules must fit the Master Deed or CC&Rs, follow document procedures, and yield to federal law; condo fines need notice and a hearing.
June 1, 2026 · 5 min read
Rules & EnforcementMAWhen Is a Massachusetts HOA Rule Unenforceable?
Massachusetts courts apply a reasonableness standard to HOA rules and have struck rules that exceed the recorded documents or are enforced selectively.
June 1, 2026 · 4 min read
Rules & EnforcementMDWhen Is a Maryland HOA Rule Unenforceable?
A Maryland HOA rule must trace to the recorded declaration, be applied evenly, and yield to federal law — and under §14-204, fines can't be foreclosed.
June 1, 2026 · 3 min read
Rules & EnforcementINWhen Is an Indiana HOA Rule Unenforceable?
An Indiana HOA rule must trace to the recorded CC&Rs, follow the documents' procedure, be applied evenly, and yield to IC 32-21-13's political-sign rule.
June 1, 2026 · 7 min read
Rules & EnforcementILWhen Is an Illinois HOA Rule Unenforceable?
An Illinois HOA rule must trace to CICAA and the declaration, be applied evenly, and meet 765 ILCS 160/1-30(g)'s notice-and-hearing rule for fines.
June 1, 2026 · 5 min read
Rules & EnforcementCTWhen Is a Connecticut HOA Rule Unenforceable?
A Connecticut HOA rule must fit CIOA and the declaration, be applied evenly, and — for fines — follow the § 47-244 notice-and-hearing process.
June 1, 2026 · 5 min read
Records & TransparencyTNGetting Your Tennessee HOA's Records
Tennessee HOA records access depends on type: the Condominium Act of 2008 for condos; CC&Rs plus the Nonprofit Corporation Act (Title 48) for other HOAs.
June 1, 2026 · 3 min read
Records & TransparencySDGetting Your HOA's Records in South Dakota
In incorporated South Dakota HOAs and condos, members may inspect books and records for any proper purpose (SDCL § 47-24-2); the condo statute is silent.
June 1, 2026 · 2 min read
Records & TransparencySCGetting Your HOA's Records in South Carolina
Even a South Carolina HOA outside the nonprofit corporation law must let owners inspect and copy its annual budget and membership list, under § 27-30-150.
June 1, 2026 · 3 min read
Records & TransparencyPAGetting Your Pennsylvania HOA's Records
Pennsylvania HOA financial records must be reasonably available to owners, with an Attorney General complaint route for denials (68 Pa.C.S. § 5316).
June 1, 2026 · 3 min read
Records & TransparencyORGetting Your Oregon HOA's Records
Oregon owners may examine and copy HOA records; core items like the declaration, bylaws, budget and reserve study are due in 10 business days (ORS 94.670).
June 1, 2026 · 4 min read
Records & TransparencyOHGetting Your Ohio HOA's Records
Any Ohio HOA owner may examine and copy the association's books, records, and minutes, subject to reasonable rules and limited exceptions (ORC § 5312.07).
June 1, 2026 · 3 min read
Records & TransparencyNDGetting Your HOA's Records in North Dakota
Members of incorporated North Dakota HOAs and condos may inspect records for a proper purpose (NDCC § 10-33-80); condo bylaws must be available to owners.
June 1, 2026 · 4 min read
Records & TransparencyNMGetting Your New Mexico HOA's Records
New Mexico HOA members can see five years of minutes plus the financial records, and a $50-a-day penalty can apply after 10 business days (NMSA § 47-16-5).
June 1, 2026 · 4 min read
Records & TransparencyNJGetting Your New Jersey HOA's Records
New Jersey has no general HOA records statute: PREDFDA covers board minutes, condo owners can see accounting records, and nonprofit law adds member rights.
June 1, 2026 · 4 min read
Records & TransparencyMOGetting Your Missouri HOA's Records
Missouri records access depends on community type — RSMo § 448.3-118 for condos, CC&Rs plus the Nonprofit Corporation Act (ch. 355) for non-condo HOAs.
June 1, 2026 · 4 min read
Records & TransparencyMNGetting Your Minnesota HOA's Records
Minnesota HOA owners can examine association records, and copies cost at most 25 cents a page for up to 100 black-and-white pages (Minn. Stat. 515B.3-118).
June 1, 2026 · 3 min read
Records & TransparencyMIGetting Your Michigan HOA's Records
Michigan records access depends on community type: MCL 559.157 for site condos, CC&Rs plus the Nonprofit Corporation Act for plat HOAs.
June 1, 2026 · 4 min read
Records & TransparencyMAGetting Your Massachusetts HOA's Records
Massachusetts records access depends on whether you live in a condo (M.G.L. ch. 183A and the master deed) or a non-condo HOA (CC&Rs plus Chapter 180).
June 1, 2026 · 4 min read
Records & TransparencyMDGetting Your Maryland HOA's Records
Maryland HOA owners can see the books; financial statements and minutes are due in 21 days if under three years old, 45 if older (Real Property §11B-112).
June 1, 2026 · 4 min read
Records & TransparencyINGetting Your Indiana HOA's Records
Indiana HOA members can inspect financial records, from contracts to bank records, on written request without stating a purpose (IC 32-25.5-3-3).
June 1, 2026 · 4 min read
Records & TransparencyILGetting Your Illinois HOA's Records
Illinois HOA members can inspect association records, and a board's silence on a written request for 30 days counts as a denial under 765 ILCS 160/1-30.
June 1, 2026 · 5 min read
Fines & PenaltiesWIChallenging an HOA Fine in Wisconsin
Wisconsin has no statewide HOA fines statute; fines rest on recorded covenants and bylaws, and Wis. Stat. § 710.18 requires HOA covenants to be recorded.
June 1, 2026 · 4 min read
Fines & PenaltiesUTChallenging an HOA Fine in Utah
Utah lot owners have 30 days to request an informal hearing on a fine, and a timely request freezes interest and late fees (Utah Code § 57-8a-208).
June 1, 2026 · 3 min read
Fines & PenaltiesTNChallenging an HOA Fine in Tennessee
Tennessee condo fines require notice, an opportunity to be heard, and reasonableness (T.C.A. § 66-27-402). Non-condo HOA fines rest on the CC&Rs.
June 1, 2026 · 4 min read
Fines & PenaltiesSDFighting an HOA Fine in South Dakota
South Dakota has no statute capping HOA fines or requiring a hearing — fine authority comes entirely from the recorded declaration and bylaws.
June 1, 2026 · 5 min read
Fines & PenaltiesSCFighting an HOA Fine in South Carolina
South Carolina's HOA laws set no fine cap or required hearing; the declaration governs, and magistrate court can hear money disputes (§ 27-30-160).
June 1, 2026 · 3 min read
Fines & PenaltiesPAChallenging an HOA Fine in Pennsylvania
A Pennsylvania HOA may levy reasonable fines only after notice and a chance to be heard, and unpaid fines can become liens (68 Pa.C.S. § 5302(a)(11)).
June 1, 2026 · 2 min read
Fines & PenaltiesORFighting an HOA Fine in Oregon
Oregon HOAs may fine only after written notice and a chance to be heard (ORS 94.630); ORS 94.780 adds prevailing-party fees and a 1-year deadline to sue.
June 1, 2026 · 4 min read
Fines & PenaltiesOHFighting an HOA Fine in Ohio
Ohio HOA owners get written notice before a fine and 10 days to request a hearing, and no charge may be imposed before a requested hearing (ORC § 5312.11).
June 1, 2026 · 3 min read
Fines & PenaltiesNDFighting an HOA Fine in North Dakota
North Dakota has no statute capping HOA fines or setting a hearing procedure; fine authority comes from the declaration and bylaws, plus nonprofit law.
June 1, 2026 · 3 min read
Fines & PenaltiesNMChallenging an HOA Fine in New Mexico
A New Mexico HOA must give 14 days' notice and a chance to be heard before a fine, then approve it by a board or committee majority vote (NMSA § 47-16-18).
June 1, 2026 · 4 min read
Fines & PenaltiesNJChallenging an HOA Fine in New Jersey
New Jersey HOA fines come from the master deed or declaration; condo fines are capped and need written notice by statute, and PREDFDA requires ADR.
June 1, 2026 · 5 min read
Fines & PenaltiesMOChallenging an HOA Fine in Missouri
Missouri has no uniform HOA fines statute; non-condo fine authority flows from the CC&Rs, and a hearing right they omit generally has no statutory backup.
June 1, 2026 · 4 min read
Fines & PenaltiesMNChallenging an HOA Fine in Minnesota
Minnesota's 515B.3-102 allows only reasonable fines after notice and a chance to be heard, and from 2027 generally caps a single-violation fine at $100.
June 1, 2026 · 5 min read
Fines & PenaltiesMIChallenging an HOA Fine in Michigan
Michigan condo fines come after notice and a hearing, and an unpaid fine can join the condo lien, a real foreclosure risk (MCL 559.206(c); MCL 559.208).
June 1, 2026 · 3 min read
Fines & PenaltiesMAChallenging an HOA Fine in Massachusetts
Massachusetts has no uniform HOA fine procedure. Ch. 183A § 10 lets condos levy reasonable fines; other HOAs' fines rest on the CC&Rs and bylaws.
June 1, 2026 · 3 min read
Fines & PenaltiesMDChallenging an HOA Fine in Maryland
Maryland HOAs generally need a written demand, 15 days to cure a continuing violation and a hearing on request (§11B-111.10). Fines can't be foreclosed on.
June 1, 2026 · 4 min read
Fines & PenaltiesINChallenging an HOA Fine in Indiana
Since July 1, 2026, an Indiana HOA can fine only under a board-adopted schedule with a per-violation maximum, after notice to the owner (IC 32-25.5-3-12).
June 1, 2026 · 4 min read
Fines & PenaltiesILChallenging an HOA Fine in Illinois
An Illinois HOA may levy reasonable fines only after notice and a chance to be heard (765 ILCS 160/1-30(g)), and CICAA creates no statutory lien.
June 1, 2026 · 2 min read
Fines & PenaltiesCTChallenging an HOA Fine in Connecticut
A Connecticut HOA can levy only reasonable fines, and only after notice and a chance to be heard; unpaid fines can join its lien (§§ 47-244, 47-258).
June 1, 2026 · 4 min read
Records & TransparencyCTGetting Your Connecticut HOA's Records
Connecticut HOA owners can see association records on 30 days' notice, and the board must offer two inspection dates within five business days (§ 47-260).
June 1, 2026 · 5 min read
Liens & ForeclosureWICan a Wisconsin HOA or Condo Foreclose Over Dues?
A Wisconsin condo lien must be filed within 2 years and foreclosure begun within 3 years of recording; an earlier first mortgage outranks it (§ 703.165).
June 1, 2026 · 3 min read
Liens & ForeclosureUTCan a Utah HOA Foreclose Over Dues?
A Utah HOA may foreclose nonjudicially only once an assessment is over 180 days delinquent, and never if the lien includes a fine (§§ 57-8a-301, -303).
June 1, 2026 · 5 min read
Liens & ForeclosureTNCan a Tennessee HOA or Condo Foreclose Over Dues?
Tennessee condo liens can be foreclosed, with six-month priority capped at 1% of the first mortgage; unenforced ones lapse in 6 years (T.C.A. § 66-27-415).
June 1, 2026 · 5 min read
Liens & ForeclosureSDCan a South Dakota HOA Foreclose Over Unpaid Dues?
South Dakota has no statutory HOA assessment lien; the Condominium Act's only lien covers construction. Any assessment lien comes from the declaration.
June 1, 2026 · 3 min read
Liens & ForeclosureSCCan a South Carolina HOA Foreclose Over Unpaid Dues?
A South Carolina HOA lien, if any, comes from the declaration, not statute; foreclosure is judicial, and condo dues are a statutory lien (§ 27-31-210).
June 1, 2026 · 4 min read
Liens & ForeclosurePACan a Pennsylvania HOA Foreclose Over Dues?
Yes: a Pennsylvania HOA has a lien for assessments and fines, foreclosed like a mortgage, and six months of dues can survive a sale (68 Pa.C.S. § 5315).
June 1, 2026 · 5 min read
Liens & ForeclosureORCan an Oregon HOA Foreclose Over Unpaid Dues?
An Oregon HOA can foreclose in court after recording a notice of claim; its lien under ORS 94.709 perfects with the declaration and lasts up to 6 years.
June 1, 2026 · 4 min read
Liens & ForeclosureOHCan an Ohio HOA Foreclose Over Unpaid Dues?
Yes, but only in court: an Ohio HOA lien takes effect when a certificate of lien is filed with the county recorder and is valid 5 years (ORC § 5312.12).
June 1, 2026 · 3 min read
Liens & ForeclosureNDCan a North Dakota HOA Foreclose Over Unpaid Dues?
A North Dakota condo lien attaches only when a notice of assessment is recorded (NDCC § 47-04.1-11); non-condo HOA liens come from the declaration.
June 1, 2026 · 3 min read
Liens & ForeclosureNMCan a New Mexico HOA Foreclose Over Dues?
A New Mexico HOA's lien covers assessments and fines and can be foreclosed like a mortgage; condo liens (NMSA § 47-7C-16) have a 3-year enforcement limit.
June 1, 2026 · 5 min read
Liens & ForeclosureNJCan a New Jersey HOA Foreclose Over Dues?
Yes, in court: a New Jersey HOA or condo lien is foreclosed like a mortgage and outranks it only for six months of dues (N.J.S.A. 45:22A-44.1, 46:8B-21).
June 1, 2026 · 5 min read
Liens & ForeclosureMOCan a Missouri HOA or Condo Foreclose Over Dues?
Missouri condo liens get six-month super-priority only in judicial foreclosure, not power of sale (RSMo § 448.3-116); non-condo HOAs rely on covenants.
June 1, 2026 · 3 min read
Liens & ForeclosureMNCan a Minnesota HOA Foreclose Over Dues?
Yes: a Minnesota HOA has an automatic lien with limited six-month priority, foreclosable by advertisement (ch. 580) or in court (Minn. Stat. 515B.3-116).
June 1, 2026 · 5 min read
Liens & ForeclosureMICan a Michigan HOA or Condo Foreclose Over Dues?
Michigan condo associations can foreclose on a lien that even reaches fines, after 10 days' notice; redemption is generally six months under MCL 559.208.
June 1, 2026 · 3 min read
Liens & ForeclosureMACan a Massachusetts HOA or Condo Foreclose Over Dues?
A Massachusetts condo lien can outrank a first mortgage for up to six months of common expenses (M.G.L. ch. 183A, § 6); non-condo HOAs rely on CC&Rs.
June 1, 2026 · 3 min read
Liens & ForeclosureMDCan a Maryland HOA Foreclose Over Dues?
Yes, for assessments but not fines, after written notice and a chance at a court hearing, under Maryland's Contract Lien Act (§§ 14-203, 14-204).
June 1, 2026 · 4 min read
Liens & ForeclosureINCan an Indiana HOA Foreclose Over Dues?
Yes, but only in court: an Indiana HOA must record a notice of lien and wait 90 days, with no power-of-sale shortcut, under the HOA Lien Act (IC 32-28-14).
June 1, 2026 · 5 min read
Liens & ForeclosureILCan an Illinois HOA Foreclose Over Dues?
Non-condo Illinois HOAs get no statutory lien; any lien comes from the declaration (765 ILCS 160). Condos have one with a six-month rule (765 ILCS 605/9).
June 1, 2026 · 4 min read
Liens & ForeclosureCTCan a Connecticut HOA Foreclose Over Dues?
Yes: a Connecticut HOA can foreclose after two months owed, a demand and board approval; its lien outranks a mortgage for nine months of dues (§ 47-258).
June 1, 2026 · 3 min read
Meetings & GovernanceWIAttending HOA Meetings in Wisconsin
Wisconsin HOA meeting rules: ch. 703 for condos; for other HOAs, the 48-hour notice rule in § 710.18 plus nonstock corporation law (ch. 181).
June 1, 2026 · 5 min read
Meetings & GovernanceUTAttending HOA Meetings in Utah
Utah HOA board meetings must be open, with owner comment and 48-hour email notice on request; uncured violations risk $500 or actual damages (§ 57-8a-226).
June 1, 2026 · 3 min read
Meetings & GovernanceTNAttending HOA Meetings in Tennessee
Tennessee meeting rights depend on community type: the Condominium Act of 2008 for condos; CC&Rs plus the Nonprofit Corporation Act (Title 48) otherwise.
June 1, 2026 · 5 min read
Meetings & GovernanceSDAttending HOA Meetings in South Dakota
South Dakota has no HOA open-meetings law, so meeting and notice rights come from the bylaws and, for incorporated HOAs, the nonprofit law, SDCL ch. 47-23.
June 1, 2026 · 3 min read
Meetings & GovernanceSCAttending HOA Meetings in South Carolina
For South Carolina HOAs not subject to the Nonprofit Corporation Act, § 27-30-140 requires 48 hours' notice before a vote to increase the annual budget.
June 1, 2026 · 3 min read
Meetings & GovernancePAAttending HOA Meetings in Pennsylvania
Pennsylvania associations must meet at least yearly on 10 to 60 days' notice, with remote participation unless bylaws say otherwise (68 Pa.C.S. § 5308).
June 1, 2026 · 4 min read
Meetings & GovernanceORAttending HOA Meetings in Oregon
Oregon law sets notice rules for HOA lot-owner and board meetings and limits when a board may meet in closed executive session (ORS 94.650 and ORS 94.644).
June 1, 2026 · 3 min read
Meetings & GovernanceOHAttending HOA Meetings in Ohio
Ohio HOAs must hold at least one owners' meeting a year under ORC § 5312.04; most notice-period and quorum detail comes from the declaration and bylaws.
June 1, 2026 · 3 min read
Meetings & GovernanceNDAttending HOA Meetings in North Dakota
Mostly the bylaws: North Dakota has no HOA open-meetings law, so meeting and notice rights come from bylaws and, for incorporated HOAs, NDCC ch. 10-33.
June 1, 2026 · 2 min read
Meetings & GovernanceNMAttending HOA Meetings in New Mexico
New Mexico HOAs must give 10–50 days' notice of annual meetings and 48 hours' notice of board meetings, with draft policy resolutions (NMSA § 47-16-17).
June 1, 2026 · 4 min read
Meetings & GovernanceNJAttending HOA Meetings in New Jersey
New Jersey HOA board meetings are generally open to members, with closed sessions for narrow topics; PREDFDA's 2017 Radburn Law added election protections.
June 1, 2026 · 5 min read
Meetings & GovernanceMOAttending HOA Meetings in Missouri
Missouri meeting rights depend on community type: the ch. 448 condo acts for condos; CC&Rs plus the Nonprofit Corporation Act (RSMo ch. 355) otherwise.
June 1, 2026 · 5 min read
Meetings & GovernanceMNAttending HOA Meetings in Minnesota
Minnesota HOA board meetings are open to owners except narrow closed sessions, and the association must meet yearly (Minn. Stat. 515B.3-103, 515B.3-108).
June 1, 2026 · 4 min read
Meetings & GovernanceMIAttending HOA Meetings in Michigan
Michigan meeting rights depend on community type: the Condominium Act and Master Deed for condos; CC&Rs plus the Nonprofit Corporation Act for plat HOAs.
June 1, 2026 · 5 min read
Meetings & GovernanceMAAttending HOA Meetings in Massachusetts
Massachusetts meeting rights depend on community type: M.G.L. ch. 183A and the master deed for condos; CC&Rs plus Chapter 180 for non-condo HOAs.
June 1, 2026 · 3 min read
Meetings & GovernanceMDAttending HOA Meetings in Maryland
Maryland HOA meetings, including board meetings, are open to members, with reasonable notice and an owner-comment period (Md. Real Property §11B-111).
June 1, 2026 · 3 min read
Meetings & GovernanceINAttending HOA Meetings in Indiana
Indiana HOA members can attend any board meeting, get four days' written notice of each, and learn of dues changes before the budget vote (IC 32-25.5-3-3).
June 1, 2026 · 4 min read
Meetings & GovernanceILAttending HOA Meetings in Illinois
Illinois HOA board meetings are open to members on 48 hours' notice, with a comment period and closed sessions only for narrow topics (765 ILCS 160/1-40).
June 1, 2026 · 3 min read
Meetings & GovernanceCTAttending HOA Meetings in Connecticut
Connecticut HOA board meetings are open to unit owners, who get a comment period, and final votes can't be taken in executive session (§ 47-250).
June 1, 2026 · 3 min read
Records & TransparencyWYGetting Your HOA's Records in Wyoming
Members of incorporated Wyoming HOAs may inspect records on 5 business days' written notice (§ 17-19-1602); the Condominium Ownership Act is silent.
May 31, 2026 · 4 min read
Know Your LawWYWhich Wyoming Laws Govern Your HOA or Condo?
Wyoming's condo act has just four sections and there's no general HOA statute, so the declaration and nonprofit law (W.S. § 17-19) do most of the work.
May 31, 2026 · 5 min read
Know Your LawRIWhich Rhode Island Laws Govern Your HOA or Condo?
Rhode Island has no general HOA statute: condos created after July 1, 1982 follow § 34-36.1; other HOAs use the declaration and nonprofit law (§ 7-6).
May 31, 2026 · 3 min read
Rules & EnforcementRIWhen Is a Rhode Island HOA Rule Unenforceable?
A Rhode Island HOA rule must be properly adopted, fit the declaration, and be reasonable; condo fines need notice and an opportunity for a hearing.
May 31, 2026 · 4 min read
Rules & EnforcementMTWhen Is a Montana HOA Rule Unenforceable?
A Montana HOA rule must be properly adopted, consistent with the declaration, reasonable, and within federal law — and § 70-1-522 protects political signs.
May 31, 2026 · 4 min read
Records & TransparencyRIGetting Your HOA's Records in Rhode Island
Rhode Island condo owners can examine financial and other records within 30 days of asking; other HOAs rely on bylaws and nonprofit law (§ 34-36.1-3.18).
May 31, 2026 · 4 min read
Records & TransparencyMTGetting Your HOA's Records in Montana
Montana condo records: weekdays at the manager's place of business (§ 70-23-606). Incorporated-HOA members inspect on 5 business days' written notice.
May 31, 2026 · 4 min read
Fines & PenaltiesRIFighting an HOA Fine in Rhode Island
Rhode Island residential condo fines are capped at $100/day or $500 non-daily, and notice and a hearing opportunity must come first (§ 34-36.1-3.20).
May 31, 2026 · 3 min read
Liens & ForeclosureWYCan a Wyoming HOA Foreclose Over Unpaid Dues?
Wyoming has no HOA lien statute, so any lien and foreclosure right comes from the recorded declaration, with general foreclosure-sale rules behind it.
May 31, 2026 · 4 min read
Liens & ForeclosureRICan a Rhode Island HOA Foreclose Over Unpaid Dues?
A Rhode Island condo lien has six-month super-priority over a first mortgage, and enforcement must begin within six years (§ 34-36.1-3.16).
May 31, 2026 · 4 min read
Liens & ForeclosureMTCan a Montana HOA Foreclose Over Unpaid Dues?
For Montana condos, yes, in court like a mortgage (§ 70-23-608); the lien ranks behind only tax/assessment liens and a first mortgage (§ 70-23-607).
May 31, 2026 · 3 min read
Meetings & GovernanceRIAttending HOA Meetings in Rhode Island
Rhode Island condo owners get meeting notice 10 to 60 days ahead, stating the time, place and agenda, under the state Condominium Act (§ 34-36.1-3.08).
May 31, 2026 · 4 min read
Meetings & GovernanceMTAttending HOA Meetings in Montana
Montana HOA meeting rules come mostly from bylaws and, if incorporated, nonprofit law, which requires member notice at least 10 days ahead (§ 35-2-530).
May 31, 2026 · 5 min read
Know Your LawWVWhich West Virginia Laws Govern Your HOA?
West Virginia uses one law for condos, co-ops and planned communities, and some of its rights reach older communities too: the UCIOA (W. Va. Code Ch. 36B).
May 29, 2026 · 4 min read
Know Your LawNEWhich Nebraska Laws Govern Your HOA?
Nebraska has no general HOA statute. Its Condominium Act covers condos created after Jan. 1, 1984; other HOAs run on the declaration and nonprofit law.
May 29, 2026 · 3 min read
Know Your LawKSWhich Kansas Laws Govern Your HOA?
Several layers: Kansas communities of 12+ units get records and open-meeting rights from KUCIOBORA; the declaration and general law do the rest.
May 29, 2026 · 6 min read
Records & TransparencyWVGetting Your HOA's Records in West Virginia
West Virginia owners have a right to examine their HOA's financial and other records, which must be 'reasonably available' (W. Va. Code §36B-3-118).
May 29, 2026 · 2 min read
Rules & EnforcementWVWhen Is a West Virginia HOA Rule Unenforceable?
A West Virginia HOA rule can fail if it conflicts with the declaration or federal law, or was not validly adopted or reasonable under UCIOA (Ch. 36B).
May 29, 2026 · 5 min read
Rules & EnforcementMEWhen Is a Maine HOA Rule Unenforceable?
A Maine HOA rule must be properly adopted, consistent with the declaration, reasonable, and within federal law; condo owners have election-sign rights.
May 29, 2026 · 5 min read
Rules & EnforcementKSWhen Is a Kansas HOA Rule Unenforceable?
A Kansas HOA rule must fit the declaration, be properly adopted, reasonable, and consistent with federal law; KUCIOBORA adds meeting and records rights.
May 29, 2026 · 6 min read
Records & TransparencyNEGetting Your HOA's Records in Nebraska
It depends: Nebraska condo associations must keep records reasonably available to owners (§76-876); incorporated HOAs rely on nonprofit law.
May 29, 2026 · 3 min read
Records & TransparencyMEGetting Your HOA's Records in Maine
Maine condo owners can inspect records on 10 days' written notice (§1603-118); voting members of incorporated HOAs, on 5 business days' notice (13-B §715).
May 29, 2026 · 3 min read
Records & TransparencyKSGetting Your HOA's Records in Kansas
Kansas owners can examine association records on 10 days' written notice identifying them (§58-4616); the Bill of Rights Act covers 12+ unit communities.
May 29, 2026 · 3 min read
Records & TransparencyIAGetting Your HOA's Records in Iowa
Iowa HOAs, including non-condo ones, generally must make records available within ten business days, plus nonprofit-law rights (Iowa Code Chapter 499C).
May 29, 2026 · 4 min read
Fines & PenaltiesWVFighting an HOA Fine in West Virginia
A West Virginia HOA may levy only reasonable fines, and only after notice and an opportunity to be heard (UCIOA, W. Va. Code §36B-3-102(a)(11)).
May 29, 2026 · 3 min read
Fines & PenaltiesNEFighting an HOA Fine in Nebraska
For Nebraska condos, the Condominium Act allows reasonable fines after notice and a chance to be heard (§76-860); non-condo HOAs run on their documents.
May 29, 2026 · 4 min read
Fines & PenaltiesMEFighting an HOA Fine in Maine
Non-condo Maine HOAs follow the declaration and nonprofit law; condo fines must be reasonable and follow notice and a chance to be heard (§1603-102).
May 29, 2026 · 4 min read
Fines & PenaltiesKSFighting an HOA Fine in Kansas
Kansas fines rest on the declaration, as KUCIOBORA sets no fine schedule; its records and open-meeting rights let owners test a fine (§§ 58-4616, 58-4612).
May 29, 2026 · 6 min read
Liens & ForeclosureWVCan a West Virginia HOA Foreclose Over Dues?
Yes: a West Virginia HOA lien for assessments and fines is automatic and foreclosable, ahead of a first mortgage for six months of dues (§36B-3-116).
May 29, 2026 · 3 min read
Liens & ForeclosureNECan a Nebraska HOA Foreclose Over Unpaid Dues?
Nebraska HOAs and condos can foreclose assessment liens like a mortgage; condo liens are automatic (§76-874), others start with recorded notice (§52-2001).
May 29, 2026 · 4 min read
Liens & ForeclosureMECan a Maine HOA Foreclose Over Unpaid Dues?
Maine condos have a statutory assessment lien foreclosed like a mortgage — a court process (§1603-116). Non-condo HOAs rely on the declaration.
May 29, 2026 · 3 min read
Liens & ForeclosureKSCan a Kansas HOA Foreclose Over Unpaid Dues?
It depends on the declaration: Kansas's Bill of Rights Act creates no HOA assessment lien, so any lien comes from the declaration or other Kansas law.
May 29, 2026 · 4 min read
Liens & ForeclosureIACan an Iowa HOA Foreclose Over Unpaid Dues?
An Iowa condo dues lien ranks behind property taxes and a recorded first mortgage (§ 499B.17); a non-condo HOA lien comes from the declaration.
May 29, 2026 · 3 min read
Meetings & GovernanceWVAttending HOA Meetings in West Virginia
West Virginia associations must meet at least yearly and give owners 10 to 60 days' notice, with an agenda that flags budget changes (UCIOA § 36B-3-108).
May 29, 2026 · 3 min read
Meetings & GovernanceKSAttending HOA Meetings in Kansas
Kansas HOA board meetings in communities of 12 or more units are open to owners, with limited executive sessions and a yearly meeting (K.S.A. §58-4612).
May 29, 2026 · 6 min read
Know Your LawOKWhich Oklahoma Laws Govern Your HOA or Condo?
Oklahoma HOAs created after June 5, 1975 fall under REDA and condos under the Unit Ownership Estate Act; corporate law and the documents fill the gaps.
May 28, 2026 · 7 min read
Know Your LawMSWhich Mississippi Laws Actually Govern Your HOA or Condo?
Mississippi has no general HOA statute. Your rights come from the recorded covenants, the Nonprofit Corporation Act, and — for condos — § 89-9.
May 28, 2026 · 7 min read
Know Your LawLAWhich Louisiana Laws Actually Govern Your HOA or Condo?
Louisiana is a civil-law state. HOAs fall under the new Planned Community Act, condos under the Condominium Act, plus the Civil Code and nonprofit law.
May 28, 2026 · 6 min read
Know Your LawKYWhich Kentucky Laws Govern Your HOA or Condo?
By date: Kentucky HOAs follow the 2023 Planned Community Act; condos follow the Condominium Act if created since 2011, else the Horizontal Property Law.
May 28, 2026 · 3 min read
Know Your LawARWhich Arkansas Laws Govern Your HOA or Condo?
Partly opt-in: Arkansas's Horizontal Property Act applies only via a recorded master deed (§ 18-13-103); covenants, nonprofit and federal law do the rest.
May 28, 2026 · 4 min read
Know Your LawALWhich Alabama Laws Actually Govern Your HOA or Condo?
Alabama HOAs created on or after January 1, 2016, or older ones that opt in, fall under the HOA Act (§ 35-20); other HOAs and condos rely on other law.
May 28, 2026 · 5 min read
Rules & EnforcementKYWhen Is a Kentucky HOA Rule Unenforceable?
Kentucky rules have to clear the declaration, the bylaws, the 2023 Planned Community Act (if it applies), KRS 273, and federal law to bind owners.
May 28, 2026 · 6 min read
Rules & EnforcementARWhen Is an Arkansas HOA Rule Unenforceable?
Arkansas HOA rule power: the master deed under § 18-13-104, director duties under § 4-33-830, and a 2025 ADU law that leaves private covenants in place.
May 28, 2026 · 4 min read
Rules & EnforcementALWhen Is an Alabama HOA Rule Unenforceable?
Alabama HOA rule power depends on whether the 2016 HOA Act applies (§ 35-20-3); penalties need a hearing (§ 35-20-11), and two laws protect flag displays.
May 28, 2026 · 4 min read
Records & TransparencyOKGetting Your HOA's Records in Oklahoma
Ongoing records access in incorporated Oklahoma HOAs runs through corporate law and the bylaws, since 60 O.S. § 857 covers only covenant copies at closing.
May 28, 2026 · 4 min read
Records & TransparencyMSGetting Your HOA's Records in Mississippi
Mississippi has no general HOA statute, but the Nonprofit Corporation Act (§ 79-11-285) lets members inspect records on five business days' written notice.
May 28, 2026 · 4 min read
Records & TransparencyLAGetting Your HOA's Documents in Louisiana
Louisiana lot owners can examine and copy their HOA's records on request, and nonprofit corporation law adds member inspection rights (R.S. 9:1141.36).
May 28, 2026 · 4 min read
Know Your LawLALouisiana HOA Disputes: Why the Civil Code Still Matters
In Louisiana HOAs, the Planned Community Act wins conflicts and the Civil Code fills gaps; Art. 781 bars suits 2 years into a noticeable violation.
May 28, 2026 · 5 min read
Know Your LawKYKentucky's 2023 Planned Community Act: What It Changed
Kentucky's first comprehensive HOA statute has reached all planned communities since June 29, 2023, but older HOAs keep their recorded terms (KRS 381.786).
May 28, 2026 · 4 min read
Records & TransparencyKYGetting Your HOA's Records in Kentucky
Kentucky owners can generally examine association records under the 2023 Planned Community Act, a condo statute, or the Nonprofit Corporation Act.
May 28, 2026 · 4 min read
Fines & PenaltiesLAFighting an HOA Fine in Louisiana: What Governs the Power
A Louisiana planned-community HOA may impose only reasonable fines for violations of its community documents, with no flat dollar cap (R.S. 9:1141.20).
May 28, 2026 · 5 min read
Fines & PenaltiesKYFighting an HOA Fine in Kentucky: What Governs the Power
Kentucky sets no state cap on HOA fines. The declaration and bylaws set them, and the 2023 Planned Community Act adds notice and a chance to be heard.
May 28, 2026 · 4 min read
Fines & PenaltiesARFighting an HOA Fine in Arkansas: What Governs the Power
Arkansas sets no state cap on HOA fines. The declaration and bylaws decide, with good-faith standards for directors under the Nonprofit Corporation Act.
May 28, 2026 · 6 min read
Fines & PenaltiesALFighting an HOA Fine in Alabama: What Governs the Power
Alabama HOA fines must be reasonable and follow a chance to be heard with counsel under the 2016 HOA Act (§ 35-20-11). Older HOAs follow their documents.
May 28, 2026 · 6 min read
Where to Get HelpMSEnforcing Your Rights Against an HOA in Mississippi
With no general HOA statute, Mississippi homeowners enforce rights through covenants, the Nonprofit Corporation Act, and (for condos) § 89-9 — in court.
May 28, 2026 · 5 min read
Where to Get HelpLAEnforcing Your Rights Against an HOA in Louisiana
How Louisiana homeowners enforce HOA rights: the Planned Community Act, the Civil Code's building-restrictions rules, nonprofit law, and the courts.
May 28, 2026 · 4 min read
Where to Get HelpAREnforcing Your Rights Against an HOA in Arkansas
Arkansas runs HOA disputes through the declaration, the Nonprofit Corporation Act, the HPA where it applies, and the courts — with no state HOA regulator.
May 28, 2026 · 5 min read
Liens & ForeclosureOKCan an Oklahoma HOA Foreclose Through Power of Sale?
Generally, yes. Oklahoma's REDA lets HOA liens be foreclosed 'with or without a power of sale', a non-judicial path few states allow HOAs (60 O.S. § 852).
May 28, 2026 · 4 min read
Liens & ForeclosureMSCan a Mississippi Condo Foreclose Without Going to Court?
Mississippi's Condominium Law lets a condo association enforce a recorded assessment lien by a power-of-sale, out-of-court sale under § 89-1-55.
May 28, 2026 · 6 min read
Liens & ForeclosureLACan a Louisiana HOA Foreclose Over Unpaid Dues?
Louisiana calls the HOA assessment lien a 'privilege,' with a written-demand step, a recording requirement, time limits to enforce, and a court process.
May 28, 2026 · 5 min read
Liens & ForeclosureKYCan a Kentucky HOA or Condo Foreclose Over Unpaid Dues?
Kentucky condo liens may be foreclosed like a mortgage, in court (KRS 381.9193), older condos included for events since 2011. HOAs follow other rules.
May 28, 2026 · 4 min read
Liens & ForeclosureARCan an Arkansas HOA Foreclose Over Unpaid Dues?
Whether an Arkansas HOA can lien or foreclose turns on its documents and other state law; the Horizontal Property Act has no lien or foreclosure section.
May 28, 2026 · 4 min read
Liens & ForeclosureALCan an Alabama HOA Foreclose Over Unpaid Dues?
An Alabama HOA's dues lien may be foreclosed as its declaration provides or by court sale, after 30-day certified-mail notice and recording (§ 35-20-12).
May 28, 2026 · 7 min read
Meetings & GovernanceMSAttending HOA Meetings in Mississippi
Mississippi has no general HOA statute, so meeting rules come from the bylaws and — for incorporated HOAs — the Nonprofit Corporation Act.
May 28, 2026 · 7 min read
Meetings & GovernanceKYAttending Open Board Meetings in Kentucky
Kentucky HOA board meetings are open to owners by default, but older HOAs keep meeting terms already recorded (2023 Planned Community Act, KRS 381.793).
May 28, 2026 · 7 min read
Meetings & GovernanceALAttending HOA Board Meetings in Alabama
Alabama HOA meeting rules come from the bylaws and the Nonprofit Corporation Law; the 2016 HOA Act requires the documents to set meeting rules.
May 28, 2026 · 7 min read
Know Your LawARDid Your HOA Opt In to the Arkansas Horizontal Property Act?
Only a recorded master deed electing it puts an Arkansas community under the Horizontal Property Act. Otherwise, the declaration and other law govern.
May 28, 2026 · 4 min read
Records & TransparencyARGetting Your HOA's Records in Arkansas
Arkansas has no general HOA records statute. Here is what the Horizontal Property Act, the 1993 and 1963 nonprofit acts, and your bylaws say about records.
May 28, 2026 · 4 min read
Records & TransparencyALGetting Your HOA's Records in Alabama
Owners of Alabama HOAs formed since 2016 can get records within 30 days of a written request; older HOAs rely on bylaws and nonprofit law (§ 35-20-13).
May 28, 2026 · 6 min read
Know Your LawDEWhich Delaware Laws Actually Govern Your HOA or Condo?
Most Delaware HOAs, condos, and co-ops created after Sept. 30, 2009 fall under DUCIOA; older condos generally stay under the Unit Property Act.
May 27, 2026 · 5 min read
Records & TransparencyVTGetting Your HOA's Records in Vermont: What Owners Are Entitled To
Vermont owners and their agents may examine and copy HOA records, generally on five days' notice (27A V.S.A. § 3-118); a reasonable copy fee is allowed.
May 27, 2026 · 3 min read
Rules & EnforcementVTWhen Is a Vermont HOA Rule Unenforceable?
A Vermont HOA rule may be unenforceable if it conflicts with the declaration, is selectively enforced, or skips notice and reasonableness rules in § 3-120.
May 27, 2026 · 6 min read
Rules & EnforcementDEWhen Is a Delaware HOA Rule Unenforceable?
A Delaware HOA rule may fail if improperly adopted, contrary to the declaration, unreasonable, or unevenly enforced; fines must be reasonable (§ 81-302).
May 27, 2026 · 3 min read
Records & TransparencyNHGetting Association Financial Records in New Hampshire
New Hampshire condo owners can access all financial information within 15 days of a request under RSA 356-B:37-e; non-condo HOAs follow different rules.
May 27, 2026 · 3 min read
Fines & PenaltiesVTChallenging an HOA Fine in Vermont: What the Law Provides
A Vermont association may impose violation fines only after notice and a hearing, and only reasonable ones, under 27A V.S.A. § 3-102(a)(11).
May 27, 2026 · 3 min read
Fines & PenaltiesNHFighting an Association Fine in New Hampshire: What Governs the Power
New Hampshire has no statutory cap on HOA fines and no general HOA fining statute — the power to fine comes mainly from the declaration, bylaws, and rules.
May 27, 2026 · 6 min read
Fines & PenaltiesDEChallenging an HOA Fine in Delaware: What the Law Provides
A Delaware HOA may levy only reasonable fines, and only after notice and a chance to be heard (§ 81-302(a)(11)). The state also has an HOA Ombudsperson.
May 27, 2026 · 3 min read
Dues & AssessmentsVTHow Much Can a Vermont HOA Raise Dues?
Generally no flat cap: Vermont dues increases are limited by the budget process, open meetings and the documents, under the Common Interest Ownership Act.
May 27, 2026 · 4 min read
Where to Get HelpNHEnforcing Your Rights Against an Association in New Hampshire
A New Hampshire condo board that ignores the law can be sued, with fees to the prevailing party (RSA 356-B:15); non-condo HOAs run on covenants.
May 27, 2026 · 3 min read
Records & TransparencyDEGetting Your HOA's Records in Delaware: What Owners Are Entitled To
Delaware HOA owners can examine and copy association records for a proper purpose on five days' written notice, with fees capped at actual cost (§ 81-318).
May 27, 2026 · 4 min read
Where to Get HelpDEDelaware's HOA Ombudsperson: A Resource Most States Don't Have
Delaware owners generally must finish their HOA's internal complaint process before the DOJ's HOA Ombudsperson takes a complaint (29 Del. C. § 2544).
May 27, 2026 · 3 min read
Know Your LawNHCondo vs. HOA in New Hampshire: Which Law Actually Applies to You?
Whether a New Hampshire community is a condo or an HOA decides which rights apply: condos fall under RSA 356-B; other HOAs have no comprehensive statute.
May 27, 2026 · 4 min read
Liens & ForeclosureVTCan a Vermont HOA Foreclose Over Unpaid Dues?
Generally only after 3 months owed, a declined or broken payment plan and a board vote; Vermont HOA liens also get six-month super-priority (§ 3-116).
May 27, 2026 · 6 min read
Liens & ForeclosureNHCan a New Hampshire Association Lien or Foreclose Over Unpaid Dues?
A New Hampshire condo association has a lien for unpaid assessments, with a recording deadline, a six-year limit to sue, and fee-shifting (RSA 356-B:46).
May 27, 2026 · 3 min read
Liens & ForeclosureDECan a Delaware HOA Foreclose Over Unpaid Dues?
Yes, but only in court: a Delaware HOA needs at least 3 months of assessments owed and a board vote on that specific unit (25 Del. C. § 81-316).
May 27, 2026 · 3 min read
Meetings & GovernanceVTOpen Meetings: Your Right to Attend the HOA Board in Vermont
Vermont HOA board meetings are open to unit owners except in executive session, with notice and an agenda at least 10 days ahead (27A V.S.A. § 3-108).
May 27, 2026 · 3 min read
Meetings & GovernanceNHYour Right to Attend Association Meetings in New Hampshire
New Hampshire condo boards must hold an open meeting each quarter where owners can comment, and limit executive session (RSA 356-B); non-condo HOAs differ.
May 27, 2026 · 5 min read
Meetings & GovernanceDEYour Right to Attend HOA Meetings in Delaware
Delaware owners get notice of association and board meetings and can generally see the minutes; DUCIOA covers meetings (§ 81-308) and records (§ 81-318).
May 27, 2026 · 7 min read
LiensTXTexas HOA Assessment Liens Explained: How They're Created
A Texas HOA can't file a lien before the 90th day after its second, certified-mail delinquency notice (Prop. Code §209.0094). A first notice precedes it.
May 26, 2026 · 5 min read
LiensTXTexas HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
A Texas HOA lien usually ranks behind a first mortgage; the declaration and recording order decide. Chapter 209 gives it no statutory super-priority.
May 26, 2026 · 2 min read
LiensTXRemoving or Disputing a Texas HOA Assessment Lien
Payment and release generally clear a Texas HOA lien. Notice, cure and court-order steps precede foreclosure, and a 180-day redemption right may follow.
May 26, 2026 · 4 min read
LiensFLRemoving or Disputing a Florida HOA Assessment Lien
Payment clears a Florida HOA lien. A disputed one can turn on the 45-day pre-lien notice, the bar on liens for fines under $1,000, or a Notice of Contest.
May 26, 2026 · 4 min read
LiensCARemoving or Disputing a California HOA Assessment Lien
Once paid, a California HOA must record a lien release within 21 days (Civ. Code §5685). A lien recorded in error means reversing the fees it caused.
May 26, 2026 · 3 min read
LiensFLFlorida HOA Assessment Liens Explained: How They're Created
A Florida HOA can lien a home only if its documents allow it and after a 45-day written notice (§720.3085). The lien also secures interest and fees.
May 26, 2026 · 3 min read
LiensFLFlorida HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
In Florida, an earlier first mortgage generally comes first. A foreclosing lender that joined the HOA owes the lesser of 12 months' dues or 1% (§720.3085).
May 26, 2026 · 5 min read
LiensCACalifornia HOA Assessment Liens Explained: How They're Created
A California HOA must send a pre-lien notice at least 30 days before recording a lien (Civ. Code §5660), then record a notice of delinquent assessment.
May 26, 2026 · 2 min read
LiensCACalifornia HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
A California HOA lien usually ranks behind an earlier mortgage. It beats only liens recorded after its notice of delinquent assessment (Civ. Code §5680).
May 26, 2026 · 2 min read
Know Your LawWho Regulates HOAs?
There's no single national HOA regulator. Oversight is mostly state law enforced through the courts, with limited agency roles that vary by state.
May 25, 2026 · 8 min read
Liens & ForeclosureWhat Happens If I Stop Paying HOA Dues?
Unpaid HOA dues escalate from late fees to a lien to possible foreclosure, which California bars until assessments reach $1,800 or are over 12 months late.
May 25, 2026 · 7 min read
Governing DocumentsWhat Are CC&Rs and Are They Legally Binding?
CC&Rs are recorded covenants that run with the land in an HOA community. California, for one, enforces them as equitable servitudes “unless unreasonable.”
May 25, 2026 · 6 min read
RecordsTXTexas HOA Records Requests: Your Rights
Texas HOA owners can inspect and copy the books and records; after a certified-mail request, the HOA generally has 10 business days (Prop. Code § 209.005).
May 25, 2026 · 4 min read
Fines & PenaltiesTXTexas HOA Fines: What Chapter 209 Requires
A Texas HOA can fine only after adopting a written fine policy and sending certified-mail notice with a chance to cure a curable violation (Chapter 209).
May 25, 2026 · 3 min read
Assessments & DuesHow Much Can My HOA Raise Dues?
Can HOA fees go up? Yes, within limits. Some states cap increases without a member vote (California: 20% over the prior year); others rely on documents.
May 25, 2026 · 3 min read
HOA DisputesFLFlorida HOA Law Changes in 2024 and 2025
Florida's 2024 HOA changes added a 90-day window for fine hearings, website rules for HOAs with 100+ parcels, and director education, mostly via HB 1203.
May 25, 2026 · 5 min read
Fines & PenaltiesDo I Have to Pay My HOA Fine?
Do you have to pay an HOA fine? It depends on the rule, notice, a hearing and state caps. What makes a fine valid, defenses, and what happens if unpaid.
May 25, 2026 · 6 min read
Parking & VehiclesCan My HOA Tow My Car?
Can an HOA tow? It turns on parking rules, who controls the street, and state towing law. Sign, notice and protected-vehicle rules in CA, FL, TX, NV, AZ.
May 25, 2026 · 9 min read
ArchitecturalCan My HOA Tell Me What Color to Paint My House?
Most HOAs can require approval of exterior paint colors via the CC&Rs. Limits in CA, FL, TX, NV and AZ: fair process, written denials and even enforcement.
May 25, 2026 · 7 min read
Rules & EnforcementCan My HOA Prevent Me From Renting My Home?
HOA rental restrictions: rental caps, minimum lease terms, leasing bans and short-term rental limits, and how state law and timing affect them (FL, CA).
May 25, 2026 · 4 min read
Liens & ForeclosureCan My HOA Foreclose on My Home?
Can an HOA take your house? In most states it can foreclose on unpaid assessments, within limits. How the process works, plus CA, FL and TX protections.
May 25, 2026 · 6 min read
ForeclosureTXCan My HOA Foreclose on My Home in Texas?
Texas lets an HOA foreclose an assessment lien, but Chapter 209 generally requires a court order first and bars foreclosure on fines-only debt.
May 25, 2026 · 9 min read
ForeclosureFLCan My HOA Foreclose on My Home in Florida?
Generally yes for assessments, but only in court after two 45-day notices; a fine under $1,000 can't become a lien (Fla. Stat. §§ 720.3085, 720.305).
May 25, 2026 · 5 min read
ForeclosureCACan My HOA Foreclose on My Home in California?
A California HOA can't foreclose until delinquent assessments hit $1,800 or are over 12 months late, fees and interest excluded (Davis-Stirling §5720).
May 25, 2026 · 7 min read
Free Speech & DisplayCan My HOA Ban the American Flag?
HOAs generally can't ban the U.S. flag outright, but reasonable time, place and manner rules can apply (Freedom to Display the American Flag Act of 2005).
May 25, 2026 · 4 min read
Property RightsCan My HOA Ban Solar Panels?
Solar-rights laws in some states, like California's §714, void HOA covenants that ban solar panels, though reasonable restrictions can still survive.
May 25, 2026 · 2 min read
Free Speech & DisplayCan My HOA Ban Political Signs?
The First Amendment usually doesn't bind a private HOA, so political-sign protection comes from state statutes like California's §4710, which vary.
May 25, 2026 · 2 min read
Pets & AnimalsCan My HOA Ban My Pet?
HOAs can often restrict pets through their governing documents, but the Fair Housing Act can require exceptions for disability-related assistance animals.
May 25, 2026 · 5 min read
Disputes & RemediesCan I Sue My HOA?
Owners can often sue an HOA, but some states require pre-suit mediation or arbitration for certain disputes first, as Florida's §720.311 does.
May 25, 2026 · 10 min read
Know Your LawCan I Leave My HOA?
In most planned communities, HOA membership is tied to owning the property and can't be resigned while you own it. What that means and what options exist.
May 25, 2026 · 5 min read
RecordsCACalifornia HOA Records: Your Rights Under Davis-Stirling
California HOA records are generally due within 10 business days (current year) or 30 calendar days (prior two fiscal years) under Davis-Stirling §5210.
May 25, 2026 · 3 min read
Fines & PenaltiesCACalifornia HOA Fines and Hearings: What Davis-Stirling Requires
A California HOA can't fine a member without 10 days' written notice and a hearing (Civ. Code §5855). AB 130 caps most fines at $100 per violation.
May 25, 2026 · 5 min read
Fines & PenaltiesFLChallenging an HOA Fine in Florida: What the Law Provides
Florida HOA fines are capped at $100 per violation unless documents allow more, need 14 days' hearing notice, and can't be liens under $1,000 (§720.305).
May 20, 2026 · 5 min read
Records & TransparencyFLFlorida HOA Records: What Homeowners Are Entitled To (§720.303)
A Florida HOA must provide records within 10 business days of a written request; willful failure means $50-a-day minimum damages, up to 10 days (§720.303).
May 18, 2026 · 5 min read
Fines & PenaltiesFLHOA Fining Procedures in Florida: What the Statute Actually Requires
A Florida HOA fine needs at least 14 days' hearing notice and an independent committee's approval; skipping a §720.305 step can leave it unenforceable.
May 15, 2026 · 6 min read
Defenses & StrategyFLSelective Enforcement: Uneven HOA Enforcement in Florida
What selective enforcement means in a Florida HOA dispute, the 1979 White Egret case it traces to, and where § 720.311 presuit mediation fits in.
May 12, 2026 · 3 min read
HearingsFLHOA Hearings in Florida: What to Expect and What Often Comes Up
What a Florida HOA fine hearing involves, the procedural rights behind it (§720.305), and the kinds of points homeowners commonly raise.
May 9, 2026 · 3 min read