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Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.
Which Washington Laws Govern Your HOA?
Washington's Uniform Common Interest Ownership Act (RCW 64.90) governs communities created on or after July 1, 2018; older ones run on RCW 64.38, 64.34, or 64.32, with some WUCIOA sections reaching all.
June 2, 2026 · 3 min read
Which Virginia Laws Govern Your HOA?
Virginia's Property Owners' Association Act (Va. Code § 55.1-1800) governs lot-based HOAs; condos fall under the Condominium Act, with a state Common Interest Community Board and Ombudsman over both.
June 2, 2026 · 2 min read
Know Your LawNCWhich North Carolina Laws Govern Your HOA?
North Carolina's Planned Community Act (Chapter 47F) governs planned communities created on or after Jan 1, 1999; condos fall under Chapter 47C, with a 20-lot small-community exemption.
June 2, 2026 · 3 min read
Know Your LawNYWhich New York Laws Govern Your HOA?
New York has no single HOA statute: condos run on the Condominium Act (RPL Art. 9-B), co-ops on the Business Corporation Law and a proprietary lease, and HOAs on the declaration plus the Not-for-Profit Corporation Law.
June 2, 2026 · 3 min read
Know Your LawNVWhich Nevada Laws Govern Your HOA?
Nevada's Common-Interest Ownership Act (NRS Chapter 116) governs HOAs, condos, and planned communities, backed by a state Ombudsman and Commission and a nine-month super-priority lien.
June 2, 2026 · 2 min read
Know Your LawIDWhich Idaho Laws Govern Your HOA?
Idaho's Homeowner's Association Act (Title 55, Ch. 32) is a limited statute; the recorded covenants and the Idaho Nonprofit Corporation Act do much of the work, with condos under the Condominium Property Act.
June 2, 2026 · 2 min read
Know Your LawHIWhich Hawaii Laws Govern Your HOA?
Hawaii condos are governed by the Condominium Property Act (HRS 514B); planned communities of separate lots fall under HRS Chapter 421J, with the Nonprofit Corporation Act alongside.
June 2, 2026 · 2 min read
Know Your LawGAWhich Georgia Laws Govern Your HOA?
Georgia's Property Owners' Association Act is opt-in (O.C.G.A. § 44-3-222); communities that never elected coverage run on covenants plus the Nonprofit Corporation Code, with SB 406 arriving in 2026–27.
June 2, 2026 · 3 min read
Know Your LawCOWhich Colorado Laws Govern Your HOA?
Colorado's Common Interest Ownership Act (C.R.S. Art. 38-33.3) governs HOAs and condos created on or after July 1, 1992, as reshaped by the 2022 reform HB 22-1137 on fines and foreclosure.
June 2, 2026 · 2 min read
Know Your LawAZWhich Arizona Laws Govern Your HOA?
Arizona's Planned Communities Act (A.R.S. § 33-1801) governs lot-based HOAs and the Condominium Act (§ 33-1201) governs condos, with a state dispute process through the Department of Real Estate.
June 2, 2026 · 3 min read
Records & TransparencyWAGetting Your Washington HOA's Records
RCW 64.90.495 requires a Washington HOA to make its budgets, minutes, owner list, and seven years of financials available to owners on 10 days' notice — and no later than 21 days.
June 2, 2026 · 3 min read
Records & TransparencyVAGetting Your Virginia HOA's Records
Va. Code § 55.1-1815 lets a Virginia HOA member examine the association's books and records for a proper purpose on five or ten business days' written notice, with only narrow exclusions.
June 2, 2026 · 2 min read
Rules & EnforcementWAWhen Is a Washington HOA Rule Unenforceable?
A Washington HOA rule must fit the narrow purposes RCW 64.90.510 allows, be applied evenhandedly, and — for fines — follow the notice, hearing, and schedule requirements of RCW 64.90.405.
June 2, 2026 · 3 min read
Rules & EnforcementVAWhen Is a Virginia HOA Rule Unenforceable?
A Virginia HOA rule must fit the authority the declaration and POAA grant, be applied evenhandedly, and follow the § 55.1-1819 notice-cure-hearing process — with an Ombudsman complaint route as backstop.
June 2, 2026 · 3 min read
Rules & EnforcementNCWhen Is a North Carolina HOA Rule Unenforceable?
A North Carolina HOA rule must fit the authority Chapter 47F and the declaration grant, be applied evenhandedly, and — for fines — follow the § 47F-3-107.1 hearing process.
June 2, 2026 · 3 min read
Rules & EnforcementNYWhen Is a New York HOA Rule Unenforceable?
New York reviews HOA and condo rules under the business judgment rule from Levandusky — a rule is vulnerable if the board exceeded its authority, acted in bad faith, or enforced it selectively.
June 2, 2026 · 3 min read
Rules & EnforcementNVWhen Is a Nevada HOA Rule Unenforceable?
A Nevada HOA rule must fit the authority NRS Chapter 116 and the declaration grant, be applied evenhandedly, and follow the NRS 116.31031 hearing process — with a state Ombudsman as backstop.
June 2, 2026 · 4 min read
Rules & EnforcementIDWhen Is an Idaho HOA Rule Unenforceable?
An Idaho HOA rule must trace to the authority the recorded covenants grant, be applied evenhandedly, and — for any fine — follow the § 55-3206 notice-and-vote process.
June 2, 2026 · 4 min read
Rules & EnforcementHIWhen Is a Hawaii HOA Rule Unenforceable?
A Hawaii HOA rule must fit the authority the declaration and HRS 514B or 421J grant, be applied evenhandedly, and — for a condo fine — follow the § 514B-104 procedure, with state mediation available.
June 2, 2026 · 4 min read
Rules & EnforcementGAWhen Is a Georgia HOA Rule Unenforceable?
A Georgia HOA rule has to trace to the authority the recorded covenants grant, be applied evenhandedly, and respect federal and state law — and SB 406 adds new homeowner protections in 2026–27.
June 2, 2026 · 2 min read
Rules & EnforcementCOWhen Is a Colorado HOA Rule Unenforceable?
A Colorado HOA rule must fit the authority CCIOA and the declaration grant, be applied evenhandedly, and — for fines — follow the written, fair fining policy HB 22-1137 requires.
June 2, 2026 · 3 min read
Rules & EnforcementAZWhen Is an Arizona HOA Rule Unenforceable?
An Arizona HOA rule must fit the authority the declaration and Planned Communities Act grant, be applied evenhandedly, and follow the § 33-1803 penalty process — with a state hearing route available.
June 2, 2026 · 3 min read
Records & TransparencyNCGetting Your North Carolina HOA's Records
N.C.G.S. § 47F-3-118 makes North Carolina association financial and meeting records reasonably available to lot owners, and requires an unpaid-assessment statement within 10 business days.
June 2, 2026 · 2 min read
Records & TransparencyNYGetting Your New York HOA's Records
New York HOA records access runs through the Not-for-Profit Corporation Law (§ 621) for HOAs and RPL § 339-w for condos — covering minutes, the member list, and financial statements.
June 2, 2026 · 2 min read
Records & TransparencyNVGetting Your Nevada HOA's Records
NRS 116.31175 requires a Nevada HOA to make its books and records available to a unit owner within 21 days, caps copy charges, and penalizes a board $25 a day for failing to comply.
June 2, 2026 · 2 min read
Records & TransparencyIDGetting Your Idaho HOA's Records
Idaho Code § 55-3205 requires an HOA to give a member an assessment-account statement within 5 business days and annual and year-end financial disclosures, with broader records via the Nonprofit Corporation Act.
June 2, 2026 · 2 min read
Fines & PenaltiesWAChallenging an HOA Fine in Washington
Under RCW 64.90.405(2)(l), a Washington HOA may fine only after notice and an opportunity to be heard, and only under a schedule of fines adopted in advance and furnished to owners.
June 2, 2026 · 2 min read
Fines & PenaltiesVAChallenging an HOA Fine in Virginia
Under Va. Code § 55.1-1819, a Virginia HOA may charge for violations only after notice, a chance to cure, and a hearing — capped at $50 per offense or $10 a day, for no more than 90 days.
June 2, 2026 · 2 min read
Fines & PenaltiesNCChallenging an HOA Fine in North Carolina
Under N.C.G.S. § 47F-3-102 and § 47F-3-107.1, a North Carolina HOA may fine only after notice and a hearing, capped at $100 a day — and unpaid fines become liens.
June 2, 2026 · 2 min read
Fines & PenaltiesNYChallenging an HOA Fine in New York
New York has no statute requiring a hearing before an HOA or condo fine — the authority comes from the declaration, and the fine is reviewed under the business judgment rule from Levandusky.
June 2, 2026 · 2 min read
Fines & PenaltiesNVChallenging an HOA Fine in Nevada
Under NRS 116.31031, a Nevada HOA must hold a hearing before fining, follow a published schedule, and keep most fines to $100 per violation or $1,000 total — with a health-and-safety exception.
June 2, 2026 · 3 min read
Fines & PenaltiesIDChallenging an HOA Fine in Idaho
Idaho Code § 55-3206 requires an HOA to give 30 days' notice before the board votes to impose a fine, requires a majority board vote, and protects owners who start curing the violation in good faith.
June 2, 2026 · 2 min read
Fines & PenaltiesHIChallenging an HOA Fine in Hawaii
Under HRS § 514B-104, a Hawaii condo association may fine only under a procedure — in the bylaws or a board resolution — that states the basis for the fine and allows an appeal with notice and a hearing.
June 2, 2026 · 2 min read
Fines & PenaltiesGAChallenging an HOA Fine in Georgia
Georgia HOA fine procedures come mainly from the declaration, not the POAA — but SB 406 adds a Secretary of State complaint process and a collection stay on disputed fines starting in 2027.
June 2, 2026 · 3 min read
Fines & PenaltiesCOChallenging an HOA Fine in Colorado
Colorado's HB 22-1137 caps most HOA fines at $500, requires a written fining policy with a fair fact-finding process, limits interest to 8%, and bars foreclosure on fines-only debt.
June 2, 2026 · 3 min read
Fines & PenaltiesAZChallenging an HOA Fine in Arizona
Under A.R.S. § 33-1803, an Arizona HOA may impose a monetary penalty only after notice and an opportunity to be heard — and a member may respond by certified mail within 21 days.
June 2, 2026 · 3 min read
Records & TransparencyHIGetting Your Hawaii HOA's Records
HRS § 514B-154 and § 514B-154.5 require a Hawaii condo association to provide documents within 30 days and the financial statement and minutes at no cost, with copy fees capped at $1 a page.
June 2, 2026 · 2 min read
Records & TransparencyGAGetting Your Georgia HOA's Records
Georgia HOA records access runs mainly through the Nonprofit Corporation Code (O.C.G.A. § 14-3-1602), with a five-business-day written demand — and SB 406 adds transparency rules in 2027.
June 2, 2026 · 3 min read
Records & TransparencyCOGetting Your Colorado HOA's Records
C.R.S. § 38-33.3-317 makes a Colorado HOA's records available to any unit owner or their agent — and bars the association from requiring you to state a 'proper purpose.'
June 2, 2026 · 2 min read
Liens & ForeclosureWACan a Washington HOA Foreclose Over Dues?
RCW 64.90.485 gives a Washington HOA a statutory lien with a six-month super-priority ahead of the first mortgage, foreclosable judicially or nonjudicially after at least 90 days and two notices.
June 2, 2026 · 3 min read
Liens & ForeclosureVACan a Virginia HOA Foreclose Over Dues?
Va. Code § 55.1-1833 lets a Virginia HOA perfect an assessment lien by filing a memorandum within 12 months and foreclose judicially or nonjudicially — but the lien sits behind a prior mortgage.
June 2, 2026 · 3 min read
Liens & ForeclosureNCCan a North Carolina HOA Foreclose Over Dues?
N.C.G.S. § 47F-3-116 lets a North Carolina HOA file a claim of lien after 30 days unpaid and foreclose by power of sale after 90 days — but the lien yields to a prior mortgage.
June 2, 2026 · 2 min read
Liens & ForeclosureNYCan a New York HOA Foreclose Over Dues?
A New York condo's common-charge lien (RPL § 339-z) is subordinate to the first mortgage and foreclosable like a mortgage (§ 339-aa); a non-condo HOA's lien rights depend on its declaration.
June 2, 2026 · 2 min read
Liens & ForeclosureNVCan a Nevada HOA Foreclose Over Dues?
NRS 116.3116 gives a Nevada HOA an assessment lien with a nine-month super-priority that can rank ahead of a first mortgage — one of the most consequential HOA liens in the country.
June 2, 2026 · 2 min read
Liens & ForeclosureIDCan an Idaho HOA Foreclose Over Dues?
Idaho Code § 55-3207 limits an HOA's statutory lien to the reasonable costs of maintaining common areas — not fines — and the recorded covenants control how far collection can go.
June 2, 2026 · 2 min read
Liens & ForeclosureHICan a Hawaii HOA Foreclose Over Dues?
HRS § 514B-146 ranks a Hawaii condo lien behind an earlier-recorded first mortgage, but lets the association recover up to six months of regular assessments from a foreclosure buyer.
June 2, 2026 · 3 min read
Liens & ForeclosureGACan a Georgia HOA Foreclose Over Dues?
O.C.G.A. § 44-3-232 gives an opted-in Georgia HOA an assessment lien prior to most liens but behind the first mortgage, with a $2,000 foreclosure floor that SB 406 raises and recalculates in 2027.
June 2, 2026 · 3 min read
Liens & ForeclosureCOCan a Colorado HOA Foreclose Over Dues?
C.R.S. § 38-33.3-316 gives a Colorado HOA an assessment lien with a six-month super-priority — but HB 22-1137 bars foreclosure on fines-only debt and requires a payment plan first.
June 2, 2026 · 2 min read
Liens & ForeclosureAZCan an Arizona HOA Foreclose Over Dues?
A.R.S. § 33-1807 gives an Arizona HOA an assessment lien behind the first mortgage, and allows foreclosure only once an owner is 18 months or $10,000 delinquent on assessments.
June 2, 2026 · 2 min read
Meetings & GovernanceWAAttending HOA Meetings in Washington
RCW 64.90.445 requires Washington HOA board meetings to be open to owners with 14–50 days' notice and a 15-minute comment period, and bars final action in executive session.
June 2, 2026 · 2 min read
Meetings & GovernanceVAAttending HOA Meetings in Virginia
Va. Code § 55.1-1816 requires Virginia HOA board meetings to be open to members, with a designated member-comment period and the right to record — and limits closed executive sessions.
June 2, 2026 · 2 min read
Meetings & GovernanceNCAttending HOA Meetings in North Carolina
N.C.G.S. § 47F-3-108 requires North Carolina associations to meet at least once a year with 10–60 days' notice, and to give lot owners a chance to speak at board meetings.
June 2, 2026 · 2 min read
Meetings & GovernanceNYAttending HOA Meetings in New York
New York HOA meeting rights come from the Not-for-Profit Corporation Law (§ 605 requires 10–50 days' notice) and the bylaws, since the state has no dedicated HOA meetings statute.
June 2, 2026 · 2 min read
Meetings & GovernanceNVAttending HOA Meetings in Nevada
NRS 116.31083 requires a Nevada HOA board to meet at least quarterly with 10 days' notice and to give unit owners a comment period at both the beginning and the end of each meeting.
June 2, 2026 · 2 min read
Meetings & GovernanceIDAttending HOA Meetings in Idaho
Idaho's HOA Act has no general open-meeting rule, so meeting and voting rights come from the bylaws and the Idaho Nonprofit Corporation Act — though § 55-3204A guarantees owner-elected board seats.
June 2, 2026 · 2 min read
Meetings & GovernanceHIAttending HOA Meetings in Hawaii
HRS § 514B-125 makes Hawaii condo board meetings open to all members with 72 hours' notice, and § 421J-5 gives planned-community owners a parallel right to attend and participate.
June 2, 2026 · 2 min read
Meetings & GovernanceGAAttending HOA Meetings in Georgia
Georgia HOA meeting and voting rights come mainly from the Nonprofit Corporation Code (O.C.G.A. § 14-3-700 et seq.) and the bylaws, since the Property Owners' Association Act says little about meetings.
June 2, 2026 · 2 min read
Meetings & GovernanceCOAttending HOA Meetings in Colorado
C.R.S. § 38-33.3-308 makes Colorado HOA and board meetings open to every unit owner, guarantees a chance to speak before the board votes, and requires 10–50 days' notice of owner meetings.
June 2, 2026 · 2 min read
Meetings & GovernanceAZAttending HOA Meetings in Arizona
A.R.S. § 33-1804 makes Arizona HOA member and board meetings open to all members, guarantees a right to speak before the board acts, and limits closed sessions to narrow topics.
June 2, 2026 · 3 min read
Records & TransparencyAZGetting Your Arizona HOA's Records
A.R.S. § 33-1805 makes an Arizona HOA's financial and other records available to any member within 10 business days, with no charge to review and copy fees capped at 15 cents a page.
June 2, 2026 · 3 min read
Records & TransparencyWIGetting Your Wisconsin HOA's Records
Wisconsin records access depends on community type — Condominium Ownership Act for condos, covenants plus the Nonstock Corporation Act (ch. 181) for HOAs, with new public-recording requirements under Wis. Stat. § 710.18.
June 1, 2026 · 3 min read
Know Your LawWIWhich Wisconsin Laws Govern Your HOA or Condo?
Wisconsin condos run on the Condominium Ownership Act (Wis. Stat. ch. 703); HOAs run on covenants plus Chapter 181 plus the 2023 transparency reforms in Wis. Stat. § 710.18 (2021 Act 199).
June 1, 2026 · 2 min read
Know Your LawUTWhich Utah Laws Govern Your HOA or Condo?
Utah's Community Association Act (Utah Code §§ 57-8a-101 et seq.) governs planned communities, with parallel Condominium Ownership Act rules for condos — among the most homeowner-protective regimes in the country.
June 1, 2026 · 2 min read
Know Your LawTNWhich Tennessee Laws Govern Your HOA or Condo?
Tennessee has no general HOA statute (a bill is pending). Condos run on the Condominium Act of 2008 (T.C.A. §§ 66-27-401), HOAs on covenants plus the Nonprofit Corporation Act (ch. 48).
June 1, 2026 · 2 min read
Know Your LawSDWhich South Dakota Laws Govern Your HOA or Condo?
South Dakota has no general HOA statute, and its Condominium Act (SDCL ch. 43-15A) is mostly a developer-disclosure law — so the master deed and the Nonprofit Corporation Act govern.
June 1, 2026 · 2 min read
Know Your LawSCWhich South Carolina Laws Govern Your HOA?
The SC HOA Act (§§ 27-30-110–170) gives planned communities a statutory floor — recording, budget notice, records access, magistrate jurisdiction. Condos get more under the Horizontal Property Act.
June 1, 2026 · 2 min read
Know Your LawPAWhich Pennsylvania Laws Govern Your HOA or Condo?
Pennsylvania's Uniform Planned Community Act (68 Pa.C.S. ch. 51) governs planned communities; condos fall under the Uniform Condominium Act (ch. 31), with small-community exemptions.
June 1, 2026 · 2 min read
Know Your LawORWhich Oregon Laws Govern Your HOA or Condo?
Oregon's Planned Communities Act (ORS 94.550–94.783) is a comprehensive HOA statute covering records, meetings, liens, and enforcement. Condos are governed separately under ORS ch. 100.
June 1, 2026 · 2 min read
Know Your LawOHWhich Ohio Laws Govern Your HOA or Condo?
Ohio's Planned Community Act (ORC ch. 5312) applies to all planned communities statewide. Condos are governed separately under ORC ch. 5311. Both give owners real statutory rights.
June 1, 2026 · 2 min read
Know Your LawNDWhich North Dakota Laws Govern Your HOA or Condo?
North Dakota's Condominium Ownership of Real Property Act (NDCC ch. 47-04.1) governs condos, but there's no general HOA statute — so the declaration and the Nonprofit Corporation Act fill the gap.
June 1, 2026 · 2 min read
Know Your LawNMWhich New Mexico Laws Govern Your HOA or Condo?
New Mexico's Homeowner Association Act (NMSA §§ 47-16) is a 2013 statute many directories miss — it governs HOAs alongside the Condominium Act (§ 47-7A) for condos.
June 1, 2026 · 2 min read
Know Your LawNJWhich New Jersey Laws Govern Your HOA or Condo?
New Jersey's PREDFDA (N.J.S.A. 45:22A-21) governs both planned communities and condos, the Condominium Act (46:8B) adds condo-specific rules, and N.J.A.C. 5:26 fills in the procedural detail.
June 1, 2026 · 2 min read
Know Your LawMOWhich Missouri Laws Govern Your HOA or Condo?
Missouri has no general HOA statute — condos run on the Condominium Property Act (RSMo ch. 448), non-condo HOAs run on covenants plus the Nonprofit Corporation Act (ch. 355).
June 1, 2026 · 2 min read
Know Your LawMNWhich Minnesota Laws Govern Your HOA or Condo?
Minnesota's Common Interest Ownership Act (Minn. Stat. ch. 515B) is a comprehensive statute covering records, meetings, fines, and the assessment lien for communities created on or after June 1, 1994.
June 1, 2026 · 2 min read
Know Your LawMIWhich Michigan Laws Govern Your HOA or Condo?
Michigan has no general HOA statute — most single-family Michigan subdivisions are actually 'site condominiums' under the Condominium Act (MCL 559.101), not traditional plat HOAs.
June 1, 2026 · 3 min read
Know Your LawMAWhich Massachusetts Laws Govern Your HOA or Condo?
Massachusetts has no general HOA statute — condos run on M.G.L. ch. 183A (with its six-month super-priority lien), non-condo HOAs run on covenants plus the Nonprofit Corporation Law (ch. 180).
June 1, 2026 · 2 min read
Know Your LawMDWhich Maryland Laws Govern Your HOA or Condo?
Maryland homeowners are covered by the HOA Act (Real Prop. Title 11B), the Maryland Contract Lien Act (Title 14, Subtitle 2), and — for condos — the Condominium Act (Title 11).
June 1, 2026 · 3 min read
Know Your LawINWhich Indiana Laws Govern Your HOA or Condo?
Indiana spreads HOA rights across IC 32-25.5 (governance/records), IC 32-28-14 (lien/foreclosure), IC 32-25 (condos), and IC 32-21-13 (political signs).
June 1, 2026 · 2 min read
Know Your LawILWhich Illinois Laws Govern Your HOA or Condo?
Illinois HOAs are governed by the Common Interest Community Association Act (765 ILCS 160); condos by the Condominium Property Act (765 ILCS 605), which — unlike CICAA — has a statutory lien.
June 1, 2026 · 3 min read
Know Your LawCTWhich Connecticut Laws Govern Your HOA or Condo?
Connecticut's Common Interest Ownership Act (CGS §§ 47-200 to 47-295) is one modern statute covering condos, planned communities, and co-ops created on or after January 1, 1984.
June 1, 2026 · 3 min read
Records & TransparencyUTGetting Your Utah HOA's Records
Utah Code § 57-8a-227 gives Utah lot owners records-access rights backed by a $25-per-day statutory penalty for noncompliance beginning the eleventh business day after the request.
June 1, 2026 · 3 min read
Rules & EnforcementWIWhen Is a Wisconsin HOA Rule Unenforceable?
A Wisconsin rule has to fit within the declaration or recorded covenants — and under Wis. Stat. § 710.18 (2021 Act 199), HOA covenants must be recorded, with financial penalties for an HOA that hasn't complied.
June 1, 2026 · 3 min read
Rules & EnforcementUTWhen Is a Utah HOA Rule Unenforceable?
A Utah HOA rule has to trace back to authority in the declaration, follow § 57-8a-208 for fines, be adopted in compliant open meetings, and be applied evenhandedly.
June 1, 2026 · 3 min read
Rules & EnforcementTNWhen Is a Tennessee HOA Rule Unenforceable?
A Tennessee rule has to fit within the master deed (condos) or CC&Rs (HOAs), follow the documents' procedure, be applied evenhandedly, and yield to federal law.
June 1, 2026 · 3 min read
Rules & EnforcementSDWhen Is a South Dakota HOA Rule Unenforceable?
With no general HOA statute, South Dakota rules are tested mostly against the declaration and federal law — a rule that exceeds the recorded documents or violates the FHA can fail.
June 1, 2026 · 2 min read
Rules & EnforcementSCWhen Is a South Carolina HOA Rule Unenforceable?
Unrecorded SC HOA rules are unenforceable under § 27-30-130. Rules beyond the declaration's authority and those clashing with federal law also fail.
June 1, 2026 · 3 min read
Rules & EnforcementPAWhen Is a Pennsylvania HOA Rule Unenforceable?
A Pennsylvania HOA rule has to fit within the authority UPCA and the declaration grant, be applied evenhandedly, and — for fines — follow the notice-and-hearing process in 68 Pa.C.S. § 5302.
June 1, 2026 · 3 min read
Rules & EnforcementORWhen Is an Oregon HOA Rule Unenforceable?
Oregon's ORS 94.780 provides prevailing-party attorney fees and a 1-year statute of limitations. Rules beyond the declaration, improper executive sessions, and federal-law conflicts can fail.
June 1, 2026 · 4 min read
Rules & EnforcementOHWhen Is an Ohio HOA Rule Unenforceable?
Ohio's Planned Community Act protects solar energy devices (§ 5312.16), requires declaration authority for any charge, and is backed by federal law. Rules beyond the declaration's scope can also fail.
June 1, 2026 · 3 min read
Rules & EnforcementNDWhen Is a North Dakota HOA Rule Unenforceable?
Some North Dakota HOA rules collide with the law — political-sign and EV-charging rights are protected by NDCC ch. 47-04.1, and other rules can fail for exceeding the declaration.
June 1, 2026 · 3 min read
Rules & EnforcementNMWhen Is a New Mexico HOA Rule Unenforceable?
A New Mexico HOA rule has to fit within community-document authority, follow the 48-hour resolution-draft rule and § 47-16-18's 14-day hearing process, and be applied evenhandedly.
June 1, 2026 · 3 min read
Rules & EnforcementNJWhen Is a New Jersey HOA Rule Unenforceable?
A New Jersey HOA rule has to fit within authority the master deed/declaration grants, follow PREDFDA's open-meeting and bylaw discipline, and clear the ADR process before court.
June 1, 2026 · 4 min read
Rules & EnforcementMOWhen Is a Missouri HOA Rule Unenforceable?
A Missouri rule has to fit within the declaration or CC&Rs, be applied evenhandedly, and yield to RSMo § 442.404 (political signs, solar, sale signs) plus federal law — there is no general statutory backup for non-condo HOAs.
June 1, 2026 · 3 min read
Rules & EnforcementMNWhen Is a Minnesota HOA Rule Unenforceable?
A Minnesota HOA rule has to fit within the authority MCIOA and the declaration grant, be applied evenhandedly, and — for fines — follow the notice-and-hearing process in Minn. Stat. 515B.3-102.
June 1, 2026 · 3 min read
Rules & EnforcementMIWhen Is a Michigan HOA Rule Unenforceable?
A Michigan rule has to fit within the Master Deed or CC&Rs, follow the documents' notice-and-hearing procedure, and yield to federal law — and Michigan courts apply a due-process standard to fines.
June 1, 2026 · 3 min read
Rules & EnforcementMAWhen Is a Massachusetts HOA Rule Unenforceable?
Massachusetts courts apply a reasonableness standard to community association rules and have invalidated rules that exceed the recorded documents' authority or are selectively enforced.
June 1, 2026 · 4 min read
Rules & EnforcementMDWhen Is a Maryland HOA Rule Unenforceable?
A Maryland HOA rule has to trace back to the recorded declaration, be applied evenhandedly, and yield to federal law — and even a valid fine cannot be foreclosed under Md. Real Property §14-204.
June 1, 2026 · 2 min read
Rules & EnforcementINWhen Is an Indiana HOA Rule Unenforceable?
An Indiana HOA rule has to trace back to the recorded CC&Rs, follow the documents' own procedure, be applied evenhandedly, and yield to IC 32-21-13's political-sign protection.
June 1, 2026 · 5 min read
Rules & EnforcementILWhen Is an Illinois HOA Rule Unenforceable?
An Illinois HOA rule has to trace back to CICAA and the declaration, be applied evenhandedly, and — for fines — follow the notice-and-hearing process of 765 ILCS 160/1-30(g).
June 1, 2026 · 4 min read
Rules & EnforcementCTWhen Is a Connecticut HOA Rule Unenforceable?
A Connecticut HOA rule has to fit within the authority CIOA and the declaration grant, be applied evenhandedly, and — for fines — follow the notice-and-hearing process in Conn. Gen. Stat. § 47-244.
June 1, 2026 · 3 min read
Records & TransparencyTNGetting Your Tennessee HOA's Records
Tennessee records access depends on community type — Condominium Act of 2008 for condos, CC&Rs plus the Nonprofit Corporation Act (T.C.A. Title 48) for non-condo HOAs.
June 1, 2026 · 2 min read
Records & TransparencySDGetting Your HOA's Records in South Dakota
South Dakota's Condominium Act is silent on records. For incorporated HOAs and condos, inspection rights come from the Nonprofit Corporation Act — SDCL § 47-24-2.
June 1, 2026 · 2 min read
Records & TransparencySCGetting Your HOA's Records in South Carolina
The SC HOA Act (§ 27-30-150) routes records access through the Nonprofit Corporation Act's §§ 33-31-1602–1605. The right covers at least the annual budget and membership lists.
June 1, 2026 · 2 min read
Records & TransparencyPAGetting Your Pennsylvania HOA's Records
68 Pa.C.S. § 5316 makes Pennsylvania association financial records reasonably available to owners, and lets an owner complain to the Attorney General's Bureau of Consumer Protection if access is denied.
June 1, 2026 · 2 min read
Records & TransparencyORGetting Your Oregon HOA's Records
ORS 94.670 requires Oregon HOAs to make association records reasonably available for examination and duplication by any owner acting in good faith for a proper purpose.
June 1, 2026 · 2 min read
Records & TransparencyOHGetting Your Ohio HOA's Records
ORC § 5312.07 gives Ohio HOA members the right to examine and copy books, records, and minutes — subject to reasonable board rules and limited carve-outs for personnel and legal files.
June 1, 2026 · 2 min read
Records & TransparencyNDGetting Your HOA's Records in North Dakota
For incorporated North Dakota HOAs and condos, member inspection rights come from the Nonprofit Corporation Act (NDCC § 10-33-80); condo bylaws must also be made available to owners.
June 1, 2026 · 2 min read
Records & TransparencyNMGetting Your New Mexico HOA's Records
NMSA § 47-16-5 requires New Mexico HOAs to disclose five years of minutes and the financial records on request, with a $50-per-day penalty after the tenth business day.
June 1, 2026 · 3 min read
Records & TransparencyNJGetting Your New Jersey HOA's Records
New Jersey owners get records access through PREDFDA and the DCA regulations at N.J.A.C. 5:26 — and a parallel right to alternative dispute resolution when access is denied.
June 1, 2026 · 2 min read
Records & TransparencyMOGetting Your Missouri HOA's Records
Missouri records access depends on community type — Condominium Property Act for condos, CC&Rs plus the Nonprofit Corporation Act (RSMo ch. 355) for non-condo HOAs.
June 1, 2026 · 3 min read
Records & TransparencyMNGetting Your Minnesota HOA's Records
Minn. Stat. 515B.3-118 requires Minnesota associations to keep adequate records and make them reasonably available for examination by any unit owner, with statutory caps on copying fees.
June 1, 2026 · 3 min read
Records & TransparencyMIGetting Your Michigan HOA's Records
Michigan records access depends on whether you live in a site condo or platted-subdivision HOA — Master Deed and Condominium Act for one, CC&Rs plus Nonprofit Corporation Act for the other.
June 1, 2026 · 3 min read
Records & TransparencyMAGetting Your Massachusetts HOA's Records
Massachusetts records access depends on whether you live in a condo (M.G.L. ch. 183A and the master deed) or a non-condo HOA (CC&Rs plus Chapter 180 nonprofit corporation law).
June 1, 2026 · 3 min read
Records & TransparencyMDGetting Your Maryland HOA's Records
Md. Real Property §11B-112 requires Maryland associations to make books and records available for examination or copying, with statutory delivery deadlines for financial statements and minutes.
June 1, 2026 · 2 min read
Records & TransparencyINGetting Your Indiana HOA's Records
IC 32-25.5-3-3 makes Indiana HOA financial records available on written request, and bars the board from conditioning access on the member explaining their purpose.
June 1, 2026 · 2 min read
Records & TransparencyILGetting Your Illinois HOA's Records
765 ILCS 160/1-30 lets Illinois members inspect association records, and treats failure to respond to a written request within 30 days as a deemed denial by the board.
June 1, 2026 · 2 min read
Fines & PenaltiesWIChallenging an HOA Fine in Wisconsin
Wisconsin has no uniform fines statute — fine authority comes from the recorded covenants and bylaws; 2021 Act 199 (Wis. Stat. § 710.18) requires HOA covenants to be recorded, with financial penalties for an HOA that hasn't complied.
June 1, 2026 · 3 min read
Fines & PenaltiesUTChallenging an HOA Fine in Utah
Utah Code § 57-8a-208 gives lot owners a 30-day right to an informal hearing on any fine — and freezes interest and late fees while the hearing is pending.
June 1, 2026 · 2 min read
Fines & PenaltiesTNChallenging an HOA Fine in Tennessee
Tennessee has no statewide HOA fines statute — and T.C.A. § 66-27-415 lets condo associations include fines in the statutory lien. Non-condo HOA fines flow entirely from the CC&Rs.
June 1, 2026 · 3 min read
Fines & PenaltiesSDFighting an HOA Fine in South Dakota
South Dakota has no statute capping HOA fines or requiring a hearing. Fine authority comes entirely from the recorded declaration and bylaws, backed by the Nonprofit Corporation Act.
June 1, 2026 · 2 min read
Fines & PenaltiesSCFighting an HOA Fine in South Carolina
The SC HOA Act has no built-in fine procedure or cap. Fine authority comes from the recorded declaration, and magistrate court (§ 27-30-160) is a realistic low-cost forum for disputes.
June 1, 2026 · 2 min read
Fines & PenaltiesPAChallenging an HOA Fine in Pennsylvania
Under 68 Pa.C.S. § 5302(a)(11), a Pennsylvania association may levy reasonable fines for violations only after notice and an opportunity to be heard — and unpaid fines can become a lien.
June 1, 2026 · 2 min read
Fines & PenaltiesORFighting an HOA Fine in Oregon
Oregon's ORS 94.780 provides prevailing-party attorney fees and a 1-year statute of limitations. Fine authority comes from the declaration; ORS 94.709 ties unpaid charges to the assessment lien.
June 1, 2026 · 3 min read
Fines & PenaltiesOHFighting an HOA Fine in Ohio
ORC § 5312.11 requires written notice and a 10-day hearing right before any Ohio HOA fine. The board can't levy the charge until after the hearing if you request one.
June 1, 2026 · 2 min read
Fines & PenaltiesNDFighting an HOA Fine in North Dakota
North Dakota has no statute capping HOA fines or setting a hearing procedure. Fine authority comes from the declaration and bylaws, backed by the Nonprofit Corporation Act.
June 1, 2026 · 2 min read
Fines & PenaltiesNMChallenging an HOA Fine in New Mexico
NMSA § 47-16-18 requires a New Mexico HOA to give 14 days' written notice and an opportunity for hearing before imposing a fine — and a majority board vote after the hearing.
June 1, 2026 · 3 min read
Fines & PenaltiesNJChallenging an HOA Fine in New Jersey
New Jersey fine authority generally flows from the master deed/declaration, not a single uniform statute — and PREDFDA's ADR requirement gives owners an in-house path to dispute it.
June 1, 2026 · 2 min read
Fines & PenaltiesMOChallenging an HOA Fine in Missouri
Missouri has no uniform fines statute — non-condo HOA fine authority flows from the CC&Rs, and if the CC&Rs don't grant a hearing right, there is generally no statutory backup.
June 1, 2026 · 2 min read
Fines & PenaltiesMNChallenging an HOA Fine in Minnesota
Under Minn. Stat. 515B.3-102, a Minnesota association may levy reasonable fines only after notice and an opportunity to be heard before the board or a committee it appoints.
June 1, 2026 · 3 min read
Fines & PenaltiesMIChallenging an HOA Fine in Michigan
Michigan fine authority comes from the Master Deed or CC&Rs — and MCL 559.208 lets condo associations include fines in the statutory lien, so unaddressed fines are a real foreclosure risk.
June 1, 2026 · 2 min read
Fines & PenaltiesMAChallenging an HOA Fine in Massachusetts
Massachusetts has no uniform statutory fine procedure — fine authority flows from the master deed or CC&Rs, and Massachusetts courts apply a reasonableness standard to association rules.
June 1, 2026 · 2 min read
Fines & PenaltiesMDChallenging an HOA Fine in Maryland
Most Maryland HOA fine authority comes from the declaration, and a key protection in Md. Real Property §14-204 is that fines — unlike assessments — cannot be foreclosed on.
June 1, 2026 · 3 min read
Fines & PenaltiesINChallenging an HOA Fine in Indiana
Indiana HOA fine authority generally has to come from the recorded CC&Rs, the association must follow its own documents exactly, and unpaid fines can ultimately feed a judicial lien foreclosure.
June 1, 2026 · 2 min read
Fines & PenaltiesILChallenging an HOA Fine in Illinois
Under 765 ILCS 160/1-30(g), an Illinois HOA board may levy reasonable fines only after notice and an opportunity to be heard — and CICAA does not give the association a statutory collection lien.
June 1, 2026 · 2 min read
Fines & PenaltiesCTChallenging an HOA Fine in Connecticut
Under Conn. Gen. Stat. § 47-244, a Connecticut association may levy reasonable fines only after notice and an opportunity to be heard — so a fine imposed without a hearing is open to challenge.
June 1, 2026 · 2 min read
Records & TransparencyCTGetting Your Connecticut HOA's Records
Conn. Gen. Stat. § 47-260 makes Connecticut association records available for examination and copying on 30 days' notice, and requires the board to offer two dates within five business days.
June 1, 2026 · 3 min read
Liens & ForeclosureWICan a Wisconsin HOA or Condo Foreclose Over Dues?
Wisconsin condos have a statutory lien under Wis. Stat. § 703.165 with a 2-year filing window and a 3-year enforcement clock — and Wisconsin first mortgages outrank the lien (no super-priority).
June 1, 2026 · 3 min read
Liens & ForeclosureUTCan a Utah HOA Foreclose Over Dues?
Utah associations have an assessment lien under § 57-8a-301, and may foreclose nonjudicially only once an assessment is over 180 days delinquent — never for a fine alone.
June 1, 2026 · 4 min read
Liens & ForeclosureTNCan a Tennessee HOA or Condo Foreclose Over Dues?
Tennessee condos have a six-month super-priority lien under T.C.A. § 66-27-415, uniquely capped at 1% of the first mortgage and extinguished if not enforced within 6 years.
June 1, 2026 · 4 min read
Liens & ForeclosureSDCan a South Dakota HOA Foreclose Over Unpaid Dues?
South Dakota has no statutory HOA assessment lien — its Condominium Act's only lien is for construction. Any assessment lien is contractual, created by the recorded declaration.
June 1, 2026 · 3 min read
Liens & ForeclosureSCCan a South Carolina HOA Foreclose Over Unpaid Dues?
SC HOA Act creates no statutory lien — planned-community liens are contractual. Condo associations get a statutory priority lien under § 27-31-210. Foreclosure in SC is judicial.
June 1, 2026 · 3 min read
Liens & ForeclosurePACan a Pennsylvania HOA Foreclose Over Dues?
68 Pa.C.S. § 5315 gives a Pennsylvania association an automatic lien for unpaid assessments and fines, foreclosable like a mortgage, with a limited six-month priority at judicial sale.
June 1, 2026 · 3 min read
Liens & ForeclosureORCan an Oregon HOA Foreclose Over Unpaid Dues?
Oregon's ORS 94.709 gives HOAs a statutory priority lien that perfects automatically on declaration recording. The association must record a claim notice before foreclosing. Lien valid 6 years.
June 1, 2026 · 3 min read
Liens & ForeclosureOHCan an Ohio HOA Foreclose Over Unpaid Dues?
Ohio HOAs get a lien under ORC § 5312.12 by filing a certificate of lien with the county recorder. The lien is valid 5 years, has priority over subsequent encumbrances, and is forecloseable in court.
June 1, 2026 · 2 min read
Liens & ForeclosureNDCan a North Dakota HOA Foreclose Over Unpaid Dues?
North Dakota condo associations get a recorded assessment lien under NDCC § 47-04.1-11. For non-condo HOAs, any lien is contractual — it comes from the declaration.
June 1, 2026 · 3 min read
Liens & ForeclosureNMCan a New Mexico HOA Foreclose Over Dues?
The New Mexico HOA Act creates a lien for unpaid assessments and fines, and NMSA § 47-7C-16 perfects the condo lien on recording of the declaration, with a 3-year limitations period.
June 1, 2026 · 3 min read
Liens & ForeclosureNJCan a New Jersey HOA Foreclose Over Dues?
N.J.S.A. 46:8B-21 (condos) and N.J.S.A. 45:22A-44.1 (HOAs) give New Jersey associations a six-month super-priority lien over a first mortgage, with annual renewal up to 60 months.
June 1, 2026 · 3 min read
Liens & ForeclosureMOCan a Missouri HOA or Condo Foreclose Over Dues?
Missouri condos have a six-month super-priority lien under RSMo § 448.3-116, extinguished if not enforced within 3 years. Non-condo HOAs rely entirely on the recorded covenants.
June 1, 2026 · 3 min read
Liens & ForeclosureMNCan a Minnesota HOA Foreclose Over Dues?
Minn. Stat. 515B.3-116 gives a Minnesota association an automatic assessment lien with a limited six-month priority, foreclosable like a power-of-sale mortgage under chapter 580.
June 1, 2026 · 3 min read
Liens & ForeclosureMICan a Michigan HOA or Condo Foreclose Over Dues?
MCL 559.208 gives Michigan condo and site-condo associations a statutory lien that reaches fines too — with 10-day pre-foreclosure notice and a six-month redemption period.
June 1, 2026 · 3 min read
Liens & ForeclosureMACan a Massachusetts HOA or Condo Foreclose Over Dues?
Massachusetts condos have a powerful six-month super-priority lien under M.G.L. ch. 183A, § 6 — but non-condo HOAs run on the CC&Rs because there is no general HOA statute.
June 1, 2026 · 3 min read
Liens & ForeclosureMDCan a Maryland HOA Foreclose Over Dues?
Maryland's Contract Lien Act (§§14-203, 14-204) requires written notice and a chance at a circuit-court probable-cause hearing before a lien, and limits foreclosure to assessments — not fines.
June 1, 2026 · 3 min read
Liens & ForeclosureINCan an Indiana HOA Foreclose Over Dues?
Indiana's Homeowners Association Lien Act (IC 32-28-14) requires a recorded notice of lien, a 90-day waiting period, and a judicial foreclosure action through the courts — no power-of-sale shortcut.
June 1, 2026 · 3 min read
Liens & ForeclosureILCan an Illinois HOA Foreclose Over Dues?
Illinois CICAA (765 ILCS 160) gives HOAs no statutory lien — lien rights have to come from the recorded declaration. Condos under 765 ILCS 605/9 do get a lien with a six-month priority.
June 1, 2026 · 2 min read
Liens & ForeclosureCTCan a Connecticut HOA Foreclose Over Dues?
Conn. Gen. Stat. § 47-258 gives Connecticut associations a nine-month super-priority lien, but bars foreclosure unless at least two months are owed, a demand is sent, and the board votes.
June 1, 2026 · 2 min read
Meetings & GovernanceWIAttending HOA Meetings in Wisconsin
Wisconsin meeting rights depend on community type — Condominium Ownership Act for condos, recorded covenants plus the Nonstock Corporation Act (ch. 181) for non-condo HOAs.
June 1, 2026 · 2 min read
Meetings & GovernanceUTAttending HOA Meetings in Utah
Utah Code § 57-8a-226 requires open board meetings with 48-hour email notice and an owner-comment period — backed by $500-or-actual-damages liability if the association doesn't comply.
June 1, 2026 · 2 min read
Meetings & GovernanceTNAttending HOA Meetings in Tennessee
Tennessee meeting rights depend on community type — Condominium Act of 2008 for condos, recorded CC&Rs plus the Nonprofit Corporation Act (T.C.A. Title 48) for non-condo HOAs.
June 1, 2026 · 2 min read
Meetings & GovernanceSDAttending HOA Meetings in South Dakota
South Dakota's Condominium Act doesn't address association meetings. Meeting and notice rights come from the bylaws and, for incorporated associations, the Nonprofit Corporation Act (ch. 47-23).
June 1, 2026 · 3 min read
Meetings & GovernanceSCAttending HOA Meetings in South Carolina
The SC HOA Act requires 48-hour notice before budget-increase votes (§ 27-30-140). Meeting rights beyond that come from the bylaws and, for incorporated associations, the Nonprofit Corporation Act.
June 1, 2026 · 2 min read
Meetings & GovernancePAAttending HOA Meetings in Pennsylvania
68 Pa.C.S. § 5308 requires Pennsylvania associations to hold at least one meeting a year with notice between 10 and 60 days in advance, and allows remote participation.
June 1, 2026 · 3 min read
Meetings & GovernanceORAttending HOA Meetings in Oregon
ORS 94.650 governs lot-owner meetings and ORS 94.644 governs board meetings — including executive-session rules. Detailed notice periods and quorum requirements come from the bylaws.
June 1, 2026 · 3 min read
Meetings & GovernanceOHAttending HOA Meetings in Ohio
ORC § 5312.04 requires Ohio HOAs to hold at least one annual meeting and gives the board electronic-notice authority. Notice and quorum details come from the declaration and bylaws.
June 1, 2026 · 3 min read
Meetings & GovernanceNDAttending HOA Meetings in North Dakota
North Dakota's condominium Act is largely silent on meetings, so meeting and notice rights come from the bylaws and, for incorporated associations, the Nonprofit Corporation Act (NDCC ch. 10-33).
June 1, 2026 · 2 min read
Meetings & GovernanceNMAttending HOA Meetings in New Mexico
NMSA § 47-16-17 requires New Mexico HOA annual meetings to be noticed 10 to 50 days in advance, and board meetings (with proposed resolutions) at least 48 hours in advance.
June 1, 2026 · 2 min read
Meetings & GovernanceNJAttending HOA Meetings in New Jersey
PREDFDA requires New Jersey board meetings to be open to members, with narrow closed-session topics, and the 2017 Radburn Law added baseline election and membership protections.
June 1, 2026 · 4 min read
Meetings & GovernanceMOAttending HOA Meetings in Missouri
Missouri meeting rights depend on community type — Condominium Property Act for condos, recorded CC&Rs plus the Nonprofit Corporation Act (RSMo ch. 355) for non-condo HOAs.
June 1, 2026 · 2 min read
Meetings & GovernanceMNAttending HOA Meetings in Minnesota
Minn. Stat. 515B.3-108 requires at least one association meeting a year, and 515B.3-103 makes board meetings open to unit owners except for narrow closed-session matters.
June 1, 2026 · 2 min read
Meetings & GovernanceMIAttending HOA Meetings in Michigan
Michigan meeting rights depend on whether you live in a condo or site condo (Condominium Act and Master Deed) or a plat HOA (CC&Rs plus the Nonprofit Corporation Act).
June 1, 2026 · 2 min read
Meetings & GovernanceMAAttending HOA Meetings in Massachusetts
Massachusetts meeting rights depend on whether you live in a condo (M.G.L. ch. 183A and the master deed) or a non-condo HOA (CC&Rs plus Chapter 180 nonprofit corporation law).
June 1, 2026 · 3 min read
Meetings & GovernanceMDAttending HOA Meetings in Maryland
Md. Real Property §11B-111 requires Maryland HOA meetings — including board meetings — to be open to members, with reasonable notice and a designated owner-comment period.
June 1, 2026 · 2 min read
Meetings & GovernanceINAttending HOA Meetings in Indiana
Under IC 32-25.5-3-3, every Indiana HOA member has the right to attend any board meeting, plus written notice and details on assessment changes before any annual budget meeting.
June 1, 2026 · 2 min read
Meetings & GovernanceILAttending HOA Meetings in Illinois
765 ILCS 160/1-40 makes Illinois HOA board meetings open to members with 48 hours' notice, gives members a comment period, and limits closed sessions to narrow topics.
June 1, 2026 · 2 min read
Meetings & GovernanceCTAttending HOA Meetings in Connecticut
Conn. Gen. Stat. § 47-250 makes Connecticut board meetings open to unit owners, bars final votes in executive session, and guarantees an owner-comment period at each board meeting.
June 1, 2026 · 2 min read
Records & TransparencyWYGetting Your HOA's Records in Wyoming
Wyoming's Condominium Ownership Act is silent on records. For incorporated HOAs, member inspection rights come from the Wyoming Nonprofit Corporation Act (W.S. § 17-19).
May 31, 2026 · 2 min read
Know Your LawWYWhich Wyoming Laws Govern Your HOA or Condo?
Wyoming's Condominium Ownership Act has just four sections. There's no general HOA statute, so the declaration and the Nonprofit Corporation Act (W.S. § 17-19) carry most of the framework.
May 31, 2026 · 2 min read
Know Your LawRIWhich Rhode Island Laws Govern Your HOA or Condo?
Rhode Island has a modern UCIOA-based Condominium Act (§ 34-36.1) for condos. Non-condo HOAs run on the declaration and the Nonprofit Corporation Act (§ 7-6).
May 31, 2026 · 2 min read
Know Your LawMTWhich Montana Laws Govern Your HOA or Condo?
Montana has no general HOA statute. A concise condominium chapter (Title 70, Ch. 23) covers condos; non-condo HOAs run on the declaration and the Nonprofit Corporation Act.
May 31, 2026 · 2 min read
Rules & EnforcementWYWhen Is a Wyoming HOA Rule Unenforceable?
A Wyoming HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds a homeowner.
May 31, 2026 · 3 min read
Rules & EnforcementRIWhen Is a Rhode Island HOA Rule Unenforceable?
A Rhode Island HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds a homeowner.
May 31, 2026 · 3 min read
Rules & EnforcementMTWhen Is a Montana HOA Rule Unenforceable?
A Montana HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds a homeowner.
May 31, 2026 · 4 min read
Records & TransparencyRIGetting Your HOA's Records in Rhode Island
Rhode Island's Condominium Act puts records on a 30-day clock: financial and other records 'reasonably available for examination within thirty (30) days' (§ 34-36.1-3.18).
May 31, 2026 · 3 min read
Records & TransparencyMTGetting Your HOA's Records in Montana
Montana's Unit Ownership Act is concise on records (§ 70-23-606). For incorporated HOAs, inspection rights come from the Montana Nonprofit Corporation Act (Title 35, Ch. 2).
May 31, 2026 · 3 min read
Fines & PenaltiesWYFighting an HOA Fine in Wyoming
Wyoming has no HOA fining statute. Fine authority comes from the declaration, with the Wyoming Nonprofit Corporation Act's fiduciary duties as a backstop for incorporated HOAs.
May 31, 2026 · 2 min read
Fines & PenaltiesRIFighting an HOA Fine in Rhode Island
Rhode Island's Condominium Act caps residential fines ($100/day, $500 non-daily) and requires notice plus an opportunity for a hearing before any fine (§ 34-36.1-3.20).
May 31, 2026 · 2 min read
Fines & PenaltiesMTFighting an HOA Fine in Montana
Montana has no general HOA fining statute. The Unit Ownership Act's enforcement part was repealed; fine authority comes from the declaration, with the Nonprofit Corporation Act as a backstop.
May 31, 2026 · 2 min read
Liens & ForeclosureWYCan a Wyoming HOA Foreclose Over Unpaid Dues?
Wyoming's condominium statute is silent on assessment liens, so any lien is contractual — from the declaration. Foreclosure runs through the courts under Wyoming real-estate law.
May 31, 2026 · 2 min read
Liens & ForeclosureRICan a Rhode Island HOA Foreclose Over Unpaid Dues?
Rhode Island's Condominium Act gives a six-month super-priority assessment lien over a first mortgage and a six-year enforcement window (§§ 34-36.1-3.16, 3.21).
May 31, 2026 · 3 min read
Liens & ForeclosureMTCan a Montana HOA Foreclose Over Unpaid Dues?
Montana's Unit Ownership Act gives a condominium association a lien priority over everything except taxes and a first mortgage (§ 70-23-607); foreclosure runs through the courts.
May 31, 2026 · 2 min read
Meetings & GovernanceWYAttending HOA Meetings in Wyoming
Wyoming's Condominium Ownership Act is silent on meetings. Meeting procedure runs through the bylaws and, for incorporated HOAs, the Wyoming Nonprofit Corporation Act.
May 31, 2026 · 2 min read
Meetings & GovernanceRIAttending HOA Meetings in Rhode Island
Rhode Island's Condominium Act sets a defined notice window: 'not less than ten (10) nor more than sixty (60) days in advance of any meeting' (§ 34-36.1-3.08).
May 31, 2026 · 2 min read
Meetings & GovernanceMTAttending HOA Meetings in Montana
Montana's Unit Ownership Act is concise on meetings. Meeting procedure runs through the bylaws and, for incorporated HOAs, the Montana Nonprofit Corporation Act.
May 31, 2026 · 3 min read
Know Your LawWVWhich West Virginia Laws Govern Your HOA?
West Virginia adopted the Uniform Common Interest Ownership Act (Ch. 36B), a single comprehensive statute for condos, co-ops, and planned communities — with some rights reaching older communities too.
May 29, 2026 · 3 min read
Know Your LawNEWhich Nebraska Laws Govern Your HOA?
Nebraska has no general HOA statute. The Condominium Act (UCIOA) governs condos created since 1984; non-condo HOAs run on the declaration and the Nonprofit Corporation Act.
May 29, 2026 · 3 min read
Know Your LawMEWhich Maine Laws Govern Your HOA or Condo?
Maine has no general HOA statute. The Condominium Act governs condos created since 1983; non-condo HOAs run on the declaration and the Nonprofit Corporation Act.
May 29, 2026 · 2 min read
Know Your LawKSWhich Kansas Laws Govern Your HOA?
Kansas's Bill of Rights Act (KUCIOBORA) covers communities of 12+ units with strong records and open-meeting rights; the declaration and general law fill in the rest.
May 29, 2026 · 2 min read
Know Your LawIAWhich Iowa Laws Govern Your HOA or Condo?
Iowa has no general HOA statute. A concise condominium chapter (499B) covers condos; non-condo HOAs run on the declaration and the Revised Nonprofit Corporation Act (Ch. 504).
May 29, 2026 · 2 min read
Records & TransparencyWVGetting Your HOA's Records in West Virginia
West Virginia's UCIOA makes association records an owner right: financial and other records must be made 'reasonably available' for examination (§36B-3-118).
May 29, 2026 · 2 min read
Rules & EnforcementWVWhen Is a West Virginia HOA Rule Unenforceable?
Under West Virginia's UCIOA, a rule must be validly adopted, consistent with the declaration, reasonable, and not in conflict with federal law to bind an owner.
May 29, 2026 · 2 min read
Rules & EnforcementNEWhen Is a Nebraska HOA Rule Unenforceable?
A Nebraska HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds an owner.
May 29, 2026 · 2 min read
Rules & EnforcementMEWhen Is a Maine HOA Rule Unenforceable?
A Maine HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds an owner.
May 29, 2026 · 3 min read
Rules & EnforcementKSWhen Is a Kansas HOA Rule Unenforceable?
A Kansas HOA rule must be authorized by the declaration, properly adopted, reasonable, and consistent with federal law — and KUCIOBORA's transparency tools help you check.
May 29, 2026 · 2 min read
Rules & EnforcementIAWhen Is an Iowa HOA Rule Unenforceable?
An Iowa HOA rule has to clear several hurdles — proper adoption, consistency with the declaration, reasonableness, and federal law — before it binds a homeowner.
May 29, 2026 · 3 min read
Records & TransparencyNEGetting Your HOA's Records in Nebraska
For Nebraska condominiums, the Condominium Act requires the association to keep and share records (§76-876). For other HOAs, the Nonprofit Corporation Act supplies the right.
May 29, 2026 · 2 min read
Records & TransparencyMEGetting Your HOA's Records in Maine
For Maine condominiums, the Condominium Act requires the association to keep records (§1603-118). For other HOAs, the Nonprofit Corporation Act supplies inspection rights.
May 29, 2026 · 2 min read
Records & TransparencyKSGetting Your HOA's Records in Kansas
Kansas's Bill of Rights Act gives owners a concrete records right: association records must be available within 10 days of a written request identifying them (§58-4616).
May 29, 2026 · 2 min read
Records & TransparencyIAGetting Your HOA's Records in Iowa
Iowa's condominium chapter is concise on records. For incorporated HOAs, member inspection rights come from the Revised Iowa Nonprofit Corporation Act (Ch. 504).
May 29, 2026 · 2 min read
Fines & PenaltiesWVFighting an HOA Fine in West Virginia
West Virginia's UCIOA lets an HOA fine only after notice and an opportunity to be heard, and only reasonable fines (§36B-3-102(a)(11)). That procedure is the leverage.
May 29, 2026 · 2 min read
Fines & PenaltiesNEFighting an HOA Fine in Nebraska
For Nebraska condominiums, the Condominium Act sets the board's powers (§76-857) and the declaration supplies the fine detail. Non-condo HOAs run on the documents.
May 29, 2026 · 2 min read
Fines & PenaltiesMEFighting an HOA Fine in Maine
For Maine condominiums, the Condominium Act ties fines to notice and a chance to be heard (§1603-102). Non-condo HOAs follow the declaration and nonprofit law.
May 29, 2026 · 2 min read
Fines & PenaltiesKSFighting an HOA Fine in Kansas
KUCIOBORA doesn't set a fine schedule — fine authority comes from your declaration — but its records and open-meeting rights are what let Kansas owners scrutinize a fine.
May 29, 2026 · 2 min read
Fines & PenaltiesIAFighting an HOA Fine in Iowa
Iowa has no general HOA fining statute — fine authority comes from the declaration, with the Nonprofit Corporation Act's fiduciary duties as a backstop for incorporated HOAs.
May 29, 2026 · 2 min read
Liens & ForeclosureWVCan a West Virginia HOA Foreclose Over Dues?
West Virginia's UCIOA gives the association an automatic lien for unpaid assessments and fines (§36B-3-116), which can be foreclosed — making the accounting worth scrutiny.
May 29, 2026 · 2 min read
Liens & ForeclosureNECan a Nebraska HOA Foreclose Over Unpaid Dues?
Nebraska condominiums have a statutory assessment lien foreclosed like a mortgage (§76-874); non-condo HOAs get a separate recorded-notice lien under §52-2001.
May 29, 2026 · 3 min read
Liens & ForeclosureMECan a Maine HOA Foreclose Over Unpaid Dues?
Maine condominiums have a statutory assessment lien that is foreclosed like a mortgage — a court process (§1603-116). Non-condo HOAs rely on the declaration.
May 29, 2026 · 3 min read
Liens & ForeclosureKSCan a Kansas HOA Foreclose Over Unpaid Dues?
Kansas's Bill of Rights Act doesn't create the assessment lien — it comes from your declaration and general Kansas law. The Act's records rights let you test the balance.
May 29, 2026 · 3 min read
Liens & ForeclosureIACan an Iowa HOA Foreclose Over Unpaid Dues?
For Iowa condominiums, the Horizontal Property Act provides an assessment lien; for HOAs it comes from the declaration. Iowa real-estate foreclosure runs through the courts.
May 29, 2026 · 3 min read
Meetings & GovernanceWVAttending HOA Meetings in West Virginia
West Virginia's UCIOA addresses association and board meetings and the notice owners get (§36B-3-108) — and notice is usually the leverage point in a meetings dispute.
May 29, 2026 · 2 min read
Meetings & GovernanceNEAttending HOA Meetings in Nebraska
For Nebraska condominiums, the Condominium Act addresses meetings and notice (§76-866). Non-condo HOAs follow the bylaws and the Nonprofit Corporation Act.
May 29, 2026 · 2 min read
Meetings & GovernanceMEAttending HOA Meetings in Maine
For Maine condominiums, the Condominium Act addresses association and board meetings and notice (§1603-108). Non-condo HOAs follow the bylaws and nonprofit law.
May 29, 2026 · 2 min read
Meetings & GovernanceKSAttending HOA Meetings in Kansas
Kansas's Bill of Rights Act requires board meetings to be open to owners, with limited executive sessions, at least once a year (twice during declarant control), and a chance to comment (§58-4612).
May 29, 2026 · 2 min read
Meetings & GovernanceIAAttending HOA Meetings in Iowa
Iowa's condominium chapter is concise on meetings. Meeting procedure runs through the bylaws and, for incorporated HOAs, the Revised Iowa Nonprofit Corporation Act (Ch. 504).
May 29, 2026 · 2 min read
Know Your LawOKWhich Oklahoma Laws Govern Your HOA or Condo?
Oklahoma's REDA, the Unit Ownership Estate Act, the General Corporation Act, and the recorded covenants all apply — here's how the layers fit together.
May 28, 2026 · 2 min read
Know Your LawMSWhich Mississippi Laws Actually Govern Your HOA or Condo?
Mississippi has no general HOA statute. Your rights come from the recorded covenants, the Nonprofit Corporation Act, and — for condos — § 89-9.
May 28, 2026 · 3 min read
Know Your LawLAWhich Louisiana Laws Actually Govern Your HOA or Condo?
Louisiana is a civil-law state. The new Planned Community Act, the Condominium Act, the Civil Code, nonprofit law, and federal law all apply — here's how it fits.
May 28, 2026 · 5 min read
Know Your LawKYWhich Kentucky Laws Govern Your HOA or Condo?
Kentucky's 2023 Planned Community Act, the 2011 Condominium Act, and the older Horizontal Property Law each apply to a different slice — here's the framework.
May 28, 2026 · 3 min read
Know Your LawARWhich Arkansas Laws Govern Your HOA or Condo?
Arkansas's Horizontal Property Act is opt-in via master deed. The Nonprofit Corporation Act, the covenants, and federal law fill in the rest.
May 28, 2026 · 3 min read
Know Your LawALWhich Alabama Laws Actually Govern Your HOA or Condo?
Alabama's HOA Act applies only to communities created on or after January 1, 2016. Older HOAs, condos, and the nonprofit corporation law sit elsewhere.
May 28, 2026 · 2 min read
Rules & EnforcementOKWhen Is an Oklahoma HOA Rule Unenforceable?
Without a detailed HOA rules statute, Oklahoma rules have to clear the declaration, the bylaws, fiduciary duties under Title 18, and federal law to bind owners.
May 28, 2026 · 3 min read
Rules & EnforcementMSWhen Is a Mississippi HOA Rule Unenforceable?
With no general HOA statute, Mississippi rules have to clear the declaration, the bylaws, fiduciary duties under § 79-11, and federal law to bind owners.
May 28, 2026 · 3 min read
Rules & EnforcementKYWhen Is a Kentucky HOA Rule Unenforceable?
Kentucky rules have to clear the declaration, the bylaws, the 2023 Planned Community Act (if it applies), KRS 273, and federal law to bind owners.
May 28, 2026 · 4 min read
Rules & EnforcementARWhen Is an Arkansas HOA Rule Unenforceable?
Arkansas rules have to clear the declaration, the bylaws, fiduciary duties under § 4-33, and federal law — and selective enforcement still defeats valid rules.
May 28, 2026 · 3 min read
Rules & EnforcementALWhen Is an Alabama HOA Rule Unenforceable?
Alabama's HOA Act conditions board powers on reasonableness, the declaration controls what rules can do, and federal law trumps conflicting rules.
May 28, 2026 · 2 min read
Records & TransparencyOKGetting Your HOA's Records in Oklahoma
Oklahoma's REDA covers covenants disclosure narrowly — broader records access for incorporated HOAs runs through the General Corporation Act and the bylaws.
May 28, 2026 · 2 min read
Records & TransparencyMSGetting Your HOA's Records in Mississippi
Mississippi has no general HOA statute, but the Nonprofit Corporation Act gives members the right to inspect corporate records on five business days' notice.
May 28, 2026 · 2 min read
Records & TransparencyLAGetting Your HOA's Documents in Louisiana
Louisiana's Planned Community Act gives owners a right to inspect and copy association records — and the Nonprofit Corporation Law adds member inspection rights.
May 28, 2026 · 3 min read
Know Your LawLALouisiana HOA Disputes: Why the Civil Code Still Matters
Louisiana's Planned Community Act supersedes the Civil Code's building-restriction articles on conflict — but the Civil Code remains the underlying framework.
May 28, 2026 · 4 min read
Know Your LawKYKentucky's 2023 Planned Community Act: What It Changed
Kentucky's first comprehensive HOA statute took effect for planned communities formed after June 29, 2023 — what the Act covers and what it doesn't.
May 28, 2026 · 3 min read
Records & TransparencyKYGetting Your HOA's Records in Kentucky
Kentucky records access depends on whether your community is under the 2023 PC Act, a condo statute, or just the Nonprofit Corporation Act and the bylaws.
May 28, 2026 · 3 min read
Fines & PenaltiesOKFighting an HOA Fine in Oklahoma: What Governs the Power
Oklahoma has no statutory cap on HOA fines — authority comes from the declaration and bylaws, with fiduciary duties under Title 18 as a backstop.
May 28, 2026 · 3 min read
Fines & PenaltiesMSFighting an HOA Fine in Mississippi: What Governs the Power
Mississippi has no statutory cap on HOA fines — fine authority comes from the declaration and bylaws, with the Nonprofit Corporation Act adding fiduciary duties.
May 28, 2026 · 3 min read
Fines & PenaltiesLAFighting an HOA Fine in Louisiana: What Governs the Power
Louisiana's Planned Community Act lets associations impose reasonable fines for document violations — but the power runs through the community documents and has limits.
May 28, 2026 · 4 min read
Fines & PenaltiesKYFighting an HOA Fine in Kentucky: What Governs the Power
Kentucky has no statutory fine cap — fine authority comes from the declaration, the bylaws, the 2023 Planned Community Act, and the Nonprofit Corporation Act.
May 28, 2026 · 3 min read
Fines & PenaltiesARFighting an HOA Fine in Arkansas: What Governs the Power
Arkansas has no statutory cap on HOA fines — fine authority comes from the declaration, the bylaws, and the Nonprofit Corporation Act's fiduciary duties.
May 28, 2026 · 3 min read
Fines & PenaltiesALFighting an HOA Fine in Alabama: What Governs the Power
Alabama's HOA Act limits fines to 'reasonable' ones and requires notice and an opportunity to be heard — older HOAs follow their governing documents instead.
May 28, 2026 · 3 min read
Where to Get HelpMSEnforcing Your Rights Against an HOA in Mississippi
With no general HOA statute, Mississippi homeowners enforce rights through the covenants, the Nonprofit Corporation Act, and (for condos) § 89-9 — in court.
May 28, 2026 · 3 min read
Where to Get HelpLAEnforcing Your Rights Against an HOA in Louisiana
How Louisiana homeowners enforce HOA rights — the Planned Community Act, the Civil Code's building-restrictions framework, nonprofit corporation law, and the courts.
May 28, 2026 · 3 min read
Where to Get HelpAREnforcing Your Rights Against an HOA in Arkansas
Arkansas runs HOA disputes through the declaration, the Nonprofit Corporation Act, the HPA where it applies, and the courts — with no state HOA regulator.
May 28, 2026 · 3 min read
Liens & ForeclosureOKCan an Oklahoma HOA Foreclose Through Power of Sale?
Oklahoma's REDA lets HOA assessment liens be foreclosed 'with or without a power of sale' — a non-judicial path that makes Oklahoma a state to act early in.
May 28, 2026 · 3 min read
Liens & ForeclosureMSCan a Mississippi Condo Foreclose Without Going to Court?
Mississippi's Condominium Law lets condo associations enforce the assessment lien through power-of-sale — a non-judicial foreclosure path that's an outlier.
May 28, 2026 · 3 min read
Liens & ForeclosureLACan a Louisiana HOA Foreclose Over Unpaid Dues?
Louisiana calls the HOA assessment lien a 'privilege' — with a notice-and-demand step, a recording requirement, time limits to enforce, and a court process.
May 28, 2026 · 4 min read
Liens & ForeclosureKYCan a Kentucky HOA or Condo Foreclose Over Unpaid Dues?
Kentucky's modern Condominium Act lets a condo association foreclose its lien like a mortgage — judicially. Planned-community and older condo rules differ.
May 28, 2026 · 3 min read
Liens & ForeclosureARCan an Arkansas HOA Foreclose Over Unpaid Dues?
Arkansas's Horizontal Property Act addresses assessment liability — but how a lien gets enforced turns on the documents and general Arkansas property law.
May 28, 2026 · 3 min read
Liens & ForeclosureALCan an Alabama HOA Foreclose Over Unpaid Dues?
Alabama's HOA Act gives a statutory lien for unpaid assessments — with a 12-month recording window, 30-day certified-mail notice, and court enforcement.
May 28, 2026 · 3 min read
Meetings & GovernanceOKAttending HOA Meetings in Oklahoma
Oklahoma's REDA doesn't impose modern open-meeting rules — meeting procedure runs through the bylaws and the General Corporation Act for incorporated HOAs.
May 28, 2026 · 2 min read
Meetings & GovernanceMSAttending HOA Meetings in Mississippi
Mississippi has no general HOA statute, so meeting rules come from the bylaws and — for incorporated HOAs — the Nonprofit Corporation Act.
May 28, 2026 · 2 min read
Meetings & GovernanceKYAttending Open Board Meetings in Kentucky
Kentucky's 2023 Planned Community Act brings board meetings into the open under KRS 381.793 — older HOAs run on the bylaws and the Nonprofit Corporation Act.
May 28, 2026 · 2 min read
Meetings & GovernanceALAttending HOA Board Meetings in Alabama
Alabama's HOA Act covers board elections, but most meeting and notice rules come from the bylaws and the Nonprofit Corporation Law. How the layers fit.
May 28, 2026 · 2 min read
Know Your LawARDid Your HOA Opt In to the Arkansas Horizontal Property Act?
Arkansas's Horizontal Property Act only applies if the developer recorded a master deed electing it. Why that threshold question shapes everything.
May 28, 2026 · 2 min read
Records & TransparencyARGetting Your HOA's Records in Arkansas
The Horizontal Property Act is light on records — broader access for incorporated HOAs comes from the Arkansas Nonprofit Corporation Act of 1993.
May 28, 2026 · 2 min read
Records & TransparencyALGetting Your HOA's Records in Alabama
Alabama's HOA Act gives owners access to records within 30 days of a written request — older HOAs rely on the bylaws and Nonprofit Corporation Law instead.
May 28, 2026 · 2 min read
Know Your LawDEWhich Delaware Laws Actually Govern Your HOA or Condo?
DUCIOA isn't the whole story in Delaware. The Unit Property Act governs older condominiums, and the entity form — incorporated nonprofit vs. unincorporated association — pulls in a separate statute. Informational, not legal advice.
May 27, 2026 · 4 min read
Records & TransparencyVTGetting Your HOA's Records in Vermont: What Owners Are Entitled To
Vermont's Common Interest Ownership Act makes association records available to owners for examination and copying. What the statute covers, how requests work, and the fee rule. Informational, not legal advice.
May 27, 2026 · 2 min read
Rules & EnforcementVTWhen Is a Vermont HOA Rule Unenforceable?
How Vermont's Common Interest Ownership Act and general principles limit HOA rules — reasonableness, consistency with the declaration, proper adoption, and selective enforcement. Informational, not legal advice.
May 27, 2026 · 3 min read
Rules & EnforcementDEWhen Is a Delaware HOA Rule Unenforceable?
How Delaware's Common Interest Ownership Act and general principles limit HOA rules — reasonableness, consistency with the declaration, proper adoption, and selective enforcement. Informational, not legal advice.
May 27, 2026 · 2 min read
Records & TransparencyNHGetting Association Financial Records in New Hampshire
New Hampshire's Condominium Act gives condo owners access to financial information within 15 days. What the statute covers, and how non-condo HOA owners' rights differ. Informational, not legal advice.
May 27, 2026 · 2 min read
Fines & PenaltiesVTChallenging an HOA Fine in Vermont: What the Law Provides
How Vermont's Common Interest Ownership Act treats HOA fines — the notice-and-hearing requirement, the reasonableness standard, and where homeowners commonly look for leverage. Informational, not legal advice.
May 27, 2026 · 2 min read
Fines & PenaltiesNHFighting an Association Fine in New Hampshire: What Governs the Power
New Hampshire has no statutory cap on HOA fines and no general HOA fining statute — fine authority comes from the governing documents. What that means and where homeowners look for leverage. Informational, not legal advice.
May 27, 2026 · 2 min read
Fines & PenaltiesDEChallenging an HOA Fine in Delaware: What the Law Provides
How Delaware's Uniform Common Interest Ownership Act treats HOA fines — the notice-and-hearing requirement, the reasonableness standard, and where homeowners commonly look for leverage. Informational, not legal advice.
May 27, 2026 · 3 min read
Dues & AssessmentsVTHow Much Can a Vermont HOA Raise Dues?
How Vermont's Common Interest Ownership Act handles common-expense assessments — the budget process, owner notice, and where the limits actually come from. Informational, not legal advice.
May 27, 2026 · 2 min read
Where to Get HelpNHEnforcing Your Rights Against an Association in New Hampshire
New Hampshire's Condominium Act makes compliance enforceable in court with fee-shifting for the prevailing party — and non-condo HOA disputes run through the covenants and general law. Informational, not legal advice.
May 27, 2026 · 2 min read
Records & TransparencyDEGetting Your HOA's Records in Delaware: What Owners Are Entitled To
Delaware's Common Interest Ownership Act makes association records open to owners for examination and copying. What the statute covers, how requests generally work, and the fee rule. Informational, not legal advice.
May 27, 2026 · 2 min read
Where to Get HelpDEDelaware's HOA Ombudsperson: A Resource Most States Don't Have
Delaware runs a Common Interest Community Ombudsperson through the Department of Justice to help homeowners and associations with disputes. What the office is, and how it fits alongside the courts. Informational, not legal advice.
May 27, 2026 · 3 min read
Know Your LawNHCondo vs. HOA in New Hampshire: Which Law Actually Applies to You?
New Hampshire has a Condominium Act (RSA 356-B) but no comprehensive statute for non-condominium HOAs. Why that distinction decides what rights you have. Informational, not legal advice.
May 27, 2026 · 2 min read
Liens & ForeclosureVTCan a Vermont HOA Foreclose Over Unpaid Dues?
How Vermont's Common Interest Ownership Act treats the assessment lien — judicial foreclosure under 12 V.S.A. chapter 172 and the lien's priority. Informational, not legal advice.
May 27, 2026 · 3 min read
Liens & ForeclosureNHCan a New Hampshire Association Lien or Foreclose Over Unpaid Dues?
How New Hampshire's Condominium Act treats the assessment lien — what creates it, the recording deadline, the time limit to enforce, and fee-shifting. Informational, not legal advice.
May 27, 2026 · 3 min read
Liens & ForeclosureDECan a Delaware HOA Foreclose Over Unpaid Dues?
How the Delaware Uniform Common Interest Ownership Act treats the assessment lien — judicial foreclosure 'in like manner as a mortgage' and the limited priority over a first mortgage. Informational, not legal advice.
May 27, 2026 · 3 min read
Meetings & GovernanceVTOpen Meetings: Your Right to Attend the HOA Board in Vermont
Vermont's Common Interest Ownership Act opens executive board meetings to unit owners and requires advance notice. What the statute says and why notice is a homeowner's leverage. Informational, not legal advice.
May 27, 2026 · 2 min read
Meetings & GovernanceNHYour Right to Attend Association Meetings in New Hampshire
How New Hampshire's Condominium Act handles meetings, notice to unit owners, board and committee meetings, and executive session — and how non-condo HOA owners' rights differ. Informational, not legal advice.
May 27, 2026 · 4 min read
Meetings & GovernanceDEYour Right to Attend HOA Meetings in Delaware
How the Delaware Uniform Common Interest Ownership Act handles association and board meetings and notice to owners, and why meeting records are a homeowner's tool. Informational, not legal advice.
May 27, 2026 · 2 min read
LiensTXTexas HOA Assessment Liens Explained: How They're Created
How a Texas POA assessment lien is created and recorded under Chapter 209 — including the two-notice process and the 90-day wait before filing. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensTXTexas HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
Texas Chapter 209 doesn't create a statutory super-priority for HOA assessment liens — priority turns on the declaration and recording order. Here's how it generally works. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensTXRemoving or Disputing a Texas HOA Assessment Lien
Clearing a Texas POA assessment lien — payment and release, the notice-and-cure prerequisites, and the 180-day right of redemption after a foreclosure sale. Informational, not legal advice.
May 26, 2026 · 3 min read
LiensFLRemoving or Disputing a Florida HOA Assessment Lien
How a Florida HOA assessment lien gets cleared — and the procedural points behind a disputed one, from the 45-day notice to the small-fine limit. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensCARemoving or Disputing a California HOA Assessment Lien
Clearing a California HOA assessment lien — the 21-day release after payment, the rules for erroneously recorded liens, and dispute and payment-plan rights. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensFLFlorida HOA Assessment Liens Explained: How They're Created
How a Florida HOA assessment lien comes into existence — the authority behind it, the 45-day pre-lien notice, and what the lien secures under §720.3085. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensFLFlorida HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
A Florida HOA assessment lien's priority relates back to the recorded declaration — but a 'safe harbor' caps what a foreclosing first mortgagee owes. Here's how §720.3085 works. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensCACalifornia HOA Assessment Liens Explained: How They're Created
How a California HOA records an assessment lien under Davis-Stirling — the 30-day pre-lien notice, the itemized statement, and the recording steps. Informational, not legal advice.
May 26, 2026 · 2 min read
LiensCACalifornia HOA Assessment Lien Priority: Where It Stands vs. Your Mortgage
A California HOA assessment lien is prior to liens recorded after its notice of delinquent assessment — but not earlier-recorded mortgages. Here's how §5680 works. Informational, not legal advice.
May 26, 2026 · 2 min read
Disputes & RemediesWho Regulates HOAs?
There's no single national HOA regulator — oversight is mostly state law enforced through the courts, with limited agency roles that vary by state. Here's the landscape — informational, not legal advice.
May 25, 2026 · 2 min read
GeneralWhat Happens If I Stop Paying HOA Dues?
Unpaid HOA dues trigger a predictable escalation — from late fees to liens to potential foreclosure. The timeline and protections vary by state. Here's what to expect.
May 25, 2026 · 5 min read
Governing DocumentsWhat Are CC&Rs and Are They Legally Binding?
CC&Rs are the recorded covenants that govern an HOA community — and in most states they bind every owner as enforceable equitable servitudes. Here's what that means — informational, not legal advice.
May 25, 2026 · 2 min read
RecordsTXTexas HOA Records Requests: Your Rights
Texas Chapter 209 gives owners the right to inspect and copy association books and records, with deadlines the board has to meet. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 3 min read
Fines & PenaltiesTXTexas HOA Fines: What Chapter 209 Requires
Before a Texas HOA can fine you, Chapter 209 requires a written fine policy, advance notice by certified mail, and a chance to cure. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 3 min read
Assessments & DuesHow Much Can My HOA Raise Dues?
Some states cap how far an HOA can raise regular assessments without a member vote; others leave it to the governing documents. Here's how dues increases generally work — informational, not legal advice.
May 25, 2026 · 2 min read
HOA DisputesFLFlorida HOA Law Changes in 2024 and 2025
HB 1203 reshaped Florida's Homeowners' Association Act in 2024 — new fining steps, transparency and website rules, and director education. Here's an overview — informational, not legal advice.
May 25, 2026 · 3 min read
GeneralDo I Have to Pay My HOA Fine?
Whether an HOA fine is legally enforceable depends on how it was imposed and your state's rules. Here's what affects whether a fine must be paid — and what defenses exist.
May 25, 2026 · 5 min read
Parking & VehiclesCan My HOA Tow My Car?
An HOA's power to tow depends on its governing documents, who owns the road or lot, and your state's towing laws. Here's how those pieces fit together — informational, not legal advice.
May 25, 2026 · 2 min read
ArchitecturalCan My HOA Tell Me What Color to Paint My House?
Most HOAs can regulate exterior paint colors through architectural-control provisions in the CC&Rs — but the power has limits. Here's how it generally works — informational, not legal advice.
May 25, 2026 · 2 min read
GeneralCan My HOA Prevent Me From Renting My Home?
Whether an HOA can stop you from renting depends on your governing documents, your state's law, and when the restriction was adopted. Here's how the rules generally work — informational, not legal advice.
May 25, 2026 · 3 min read
GeneralCan My HOA Foreclose on My Home?
In most U.S. states, yes — but significant procedural protections apply, and the rules vary sharply depending on your state. Here's what homeowners need to understand.
May 25, 2026 · 5 min read
ForeclosureTXCan My HOA Foreclose on My Home in Texas?
Texas lets a property owners' association foreclose an assessment lien, but Chapter 209 requires a court order first. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 4 min read
ForeclosureFLCan My HOA Foreclose on My Home in Florida?
Florida law lets an HOA foreclose to collect unpaid assessments, but Chapter 720 sets out notice steps and dollar limits first. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 4 min read
ForeclosureCACan My HOA Foreclose on My Home in California?
California's Davis-Stirling Act lets an HOA foreclose an assessment lien only after the debt crosses a dollar or time threshold. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 2 min read
Free Speech & DisplayCan My HOA Ban the American Flag?
A federal law — the Freedom to Display the American Flag Act of 2005 — limits an HOA's ability to ban the U.S. flag, though reasonable time, place, and manner rules can still apply. Informational, not legal advice.
May 25, 2026 · 3 min read
Property RightsCan My HOA Ban Solar Panels?
Many states have 'solar rights' laws that void HOA covenants banning solar panels, though reasonable restrictions can survive. Here's how those laws generally work — informational, not legal advice.
May 25, 2026 · 2 min read
Free Speech & DisplayCan My HOA Ban Political Signs?
The First Amendment usually doesn't bind a private HOA — protection for political signs comes from state statutes, which vary. Here's how that generally works — informational, not legal advice.
May 25, 2026 · 2 min read
Pets & AnimalsCan My HOA Ban My Pet?
HOAs can often restrict pets through their governing documents, but federal fair-housing law carves out assistance animals for people with disabilities. Here's how that works — informational, not legal advice.
May 25, 2026 · 3 min read
Disputes & RemediesCan I Sue My HOA?
Homeowners can often sue an HOA over its governing documents or conduct, but many states require pre-suit mediation or arbitration first. Here's how that generally works — informational, not legal advice.
May 25, 2026 · 2 min read
GeneralCan I Leave My HOA?
In most planned communities, HOA membership is tied to property ownership — you can't resign while you own the home. Here's what that means and what options exist.
May 25, 2026 · 4 min read
RecordsCACalifornia HOA Records: Your Rights Under Davis-Stirling
California's Davis-Stirling Act gives members the right to inspect association records, with production deadlines that depend on the records' age. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 3 min read
Fines & PenaltiesCACalifornia HOA Fines and Hearings: What Davis-Stirling Requires
Before a California HOA imposes discipline or a fine, Davis-Stirling requires advance written notice and a hearing before the board. Here's what the statute says — informational, not legal advice.
May 25, 2026 · 3 min read
Fines & PenaltiesFLChallenging an HOA Fine in Florida: What the Law Provides
How Florida Chapter 720 treats HOA fines — notice requirements, the hearing committee, dollar caps, and the procedural rights homeowners have. Informational, not legal advice.
May 20, 2026 · 2 min read
Records & TransparencyFLFlorida HOA Records: What Homeowners Are Entitled To (§720.303)
Florida law gives homeowners broad access to association records. What the statute defines as official records, the 10-business-day deadline, and the penalty for non-compliance. Informational, not legal advice.
May 18, 2026 · 2 min read
Fines & PenaltiesFLHOA Fining Procedures in Florida: What the Statute Actually Requires
The exact procedural steps a Florida HOA must follow to levy a valid fine under §720.305 — and the missteps that make a fine unenforceable.
May 15, 2026 · 3 min read
Defenses & StrategyFLSelective Enforcement: How Florida Courts Treat Uneven HOA Enforcement
When an HOA fines one owner for something it ignores elsewhere, Florida courts have recognized a selective-enforcement defense. How the doctrine works and what it rests on. Informational, not legal advice.
May 12, 2026 · 3 min read
HearingsFLHOA Hearings in Florida: What to Expect and What Often Comes Up
What a Florida HOA fine hearing involves, the procedural rights behind it, and the kinds of points homeowners commonly raise — informational, not legal advice.
May 9, 2026 · 2 min read