HOAREBEL

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Articles

Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.

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Know Your LawMD

Which Maryland Laws Govern Your HOA or Condo?

Maryland homeowners are covered by the HOA Act (Real Prop. Title 11B), the Maryland Contract Lien Act (Title 14, Subtitle 2), and — for condos — the Condominium Act (Title 11).

June 1, 2026 · 3 min read

Rules & EnforcementMD

When Is a Maryland HOA Rule Unenforceable?

A Maryland HOA rule has to trace back to the recorded declaration, be applied evenhandedly, and yield to federal law — and even a valid fine cannot be foreclosed under Md. Real Property §14-204.

June 1, 2026 · 2 min read

Records & TransparencyMD

Getting Your Maryland HOA's Records

Md. Real Property §11B-112 requires Maryland associations to make books and records available for examination or copying, with statutory delivery deadlines for financial statements and minutes.

June 1, 2026 · 2 min read

Fines & PenaltiesMD

Challenging an HOA Fine in Maryland

Most Maryland HOA fine authority comes from the declaration, and a key protection in Md. Real Property §14-204 is that fines — unlike assessments — cannot be foreclosed on.

June 1, 2026 · 3 min read

Liens & ForeclosureMD

Can a Maryland HOA Foreclose Over Dues?

Maryland's Contract Lien Act (§§14-203, 14-204) requires written notice and a chance at a circuit-court probable-cause hearing before a lien, and limits foreclosure to assessments — not fines.

June 1, 2026 · 3 min read

Meetings & GovernanceMD

Attending HOA Meetings in Maryland

Md. Real Property §11B-111 requires Maryland HOA meetings — including board meetings — to be open to members, with reasonable notice and a designated owner-comment period.

June 1, 2026 · 2 min read