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Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.
Showing all North Carolina articles
View the complete North Carolina guide →Which North Carolina Laws Govern Your HOA?
North Carolina's Planned Community Act (Chapter 47F) governs planned communities created on or after Jan 1, 1999; condos fall under Chapter 47C, with a 20-lot small-community exemption.
June 2, 2026 · 3 min read
Rules & EnforcementNCWhen Is a North Carolina HOA Rule Unenforceable?
A North Carolina HOA rule must fit the authority Chapter 47F and the declaration grant, be applied evenhandedly, and — for fines — follow the § 47F-3-107.1 hearing process.
June 2, 2026 · 3 min read
Records & TransparencyNCGetting Your North Carolina HOA's Records
N.C.G.S. § 47F-3-118 makes North Carolina association financial and meeting records reasonably available to lot owners, and requires an unpaid-assessment statement within 10 business days.
June 2, 2026 · 2 min read
Fines & PenaltiesNCChallenging an HOA Fine in North Carolina
Under N.C.G.S. § 47F-3-102 and § 47F-3-107.1, a North Carolina HOA may fine only after notice and a hearing, capped at $100 a day — and unpaid fines become liens.
June 2, 2026 · 2 min read
Liens & ForeclosureNCCan a North Carolina HOA Foreclose Over Dues?
N.C.G.S. § 47F-3-116 lets a North Carolina HOA file a claim of lien after 30 days unpaid and foreclose by power of sale after 90 days — but the lien yields to a prior mortgage.
June 2, 2026 · 2 min read
Meetings & GovernanceNCAttending HOA Meetings in North Carolina
N.C.G.S. § 47F-3-108 requires North Carolina associations to meet at least once a year with 10–60 days' notice, and to give lot owners a chance to speak at board meetings.
June 2, 2026 · 2 min read