HOAREBEL

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Articles

Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.

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Know Your LawIL

Which Illinois Laws Govern Your HOA or Condo?

Illinois HOAs are governed by the Common Interest Community Association Act (765 ILCS 160); condos by the Condominium Property Act (765 ILCS 605), which — unlike CICAA — has a statutory lien.

June 1, 2026 · 3 min read

Rules & EnforcementIL

When Is an Illinois HOA Rule Unenforceable?

An Illinois HOA rule has to trace back to CICAA and the declaration, be applied evenhandedly, and — for fines — follow the notice-and-hearing process of 765 ILCS 160/1-30(g).

June 1, 2026 · 4 min read

Records & TransparencyIL

Getting Your Illinois HOA's Records

765 ILCS 160/1-30 lets Illinois members inspect association records, and treats failure to respond to a written request within 30 days as a deemed denial by the board.

June 1, 2026 · 2 min read

Fines & PenaltiesIL

Challenging an HOA Fine in Illinois

Under 765 ILCS 160/1-30(g), an Illinois HOA board may levy reasonable fines only after notice and an opportunity to be heard — and CICAA does not give the association a statutory collection lien.

June 1, 2026 · 2 min read

Liens & ForeclosureIL

Can an Illinois HOA Foreclose Over Dues?

Illinois CICAA (765 ILCS 160) gives HOAs no statutory lien — lien rights have to come from the recorded declaration. Condos under 765 ILCS 605/9 do get a lien with a six-month priority.

June 1, 2026 · 2 min read

Meetings & GovernanceIL

Attending HOA Meetings in Illinois

765 ILCS 160/1-40 makes Illinois HOA board meetings open to members with 48 hours' notice, gives members a comment period, and limits closed sessions to narrow topics.

June 1, 2026 · 2 min read