Plain English. Straight to the source.
Articles
Practical guides for homeowners dealing with their HOA — what to look up, what to ask, and where the law lives. We help you find the answers, not hand them to you.
Showing all Colorado articles
View the complete Colorado guide →Which Colorado Laws Govern Your HOA?
Colorado's Common Interest Ownership Act (C.R.S. Art. 38-33.3) governs HOAs and condos created on or after July 1, 1992, as reshaped by the 2022 reform HB 22-1137 on fines and foreclosure.
June 2, 2026 · 2 min read
Rules & EnforcementCOWhen Is a Colorado HOA Rule Unenforceable?
A Colorado HOA rule must fit the authority CCIOA and the declaration grant, be applied evenhandedly, and — for fines — follow the written, fair fining policy HB 22-1137 requires.
June 2, 2026 · 3 min read
Fines & PenaltiesCOChallenging an HOA Fine in Colorado
Colorado's HB 22-1137 caps most HOA fines at $500, requires a written fining policy with a fair fact-finding process, limits interest to 8%, and bars foreclosure on fines-only debt.
June 2, 2026 · 3 min read
Records & TransparencyCOGetting Your Colorado HOA's Records
C.R.S. § 38-33.3-317 makes a Colorado HOA's records available to any unit owner or their agent — and bars the association from requiring you to state a 'proper purpose.'
June 2, 2026 · 2 min read
Liens & ForeclosureCOCan a Colorado HOA Foreclose Over Dues?
C.R.S. § 38-33.3-316 gives a Colorado HOA an assessment lien with a six-month super-priority — but HB 22-1137 bars foreclosure on fines-only debt and requires a payment plan first.
June 2, 2026 · 2 min read
Meetings & GovernanceCOAttending HOA Meetings in Colorado
C.R.S. § 38-33.3-308 makes Colorado HOA and board meetings open to every unit owner, guarantees a chance to speak before the board votes, and requires 10–50 days' notice of owner meetings.
June 2, 2026 · 2 min read