Your HOA isn't above the law
The questions to ask
before you fight your HOA.
Plain-English articles on HOA disputes — fines, records requests, and hearings — that point you to the actual law, so you can understand your situation and decide your next move. Educational, not legal advice.
Latest articles
View all →Which Washington Laws Govern Your HOA?
Washington's Uniform Common Interest Ownership Act (RCW 64.90) governs communities created on or after July 1, 2018; older ones run on RCW 64.38, 64.34, or 64.32, with some WUCIOA sections reaching all.
June 2, 2026 · 3 min read
Know Your LawVAWhich Virginia Laws Govern Your HOA?
Virginia's Property Owners' Association Act (Va. Code § 55.1-1800) governs lot-based HOAs; condos fall under the Condominium Act, with a state Common Interest Community Board and Ombudsman over both.
June 2, 2026 · 2 min read
Know Your LawNCWhich North Carolina Laws Govern Your HOA?
North Carolina's Planned Community Act (Chapter 47F) governs planned communities created on or after Jan 1, 1999; condos fall under Chapter 47C, with a 20-lot small-community exemption.
June 2, 2026 · 3 min read
Know Your LawNYWhich New York Laws Govern Your HOA?
New York has no single HOA statute: condos run on the Condominium Act (RPL Art. 9-B), co-ops on the Business Corporation Law and a proprietary lease, and HOAs on the declaration plus the Not-for-Profit Corporation Law.
June 2, 2026 · 3 min read
Free tool
Is my HOA fine valid?
Answer a few questions about your violation notice and see how it compares to what your state's law requires before an association can fine you — with the statute quoted for each step. Free and state-specific.
What we cover
State law dictates how an HOA must give notice, hold hearings, levy fines, and turn over records. We translate it into plain English so you can see for yourself what the rules require.
Fines & Penalties
What an HOA can (and can't) fine you for, dollar caps, and when the statute says a fine may not hold up.
Records & Transparency
What the law says about inspecting association records — and the deadlines the statute puts on the board.
Defenses & Strategy
Selective enforcement, procedural defects, and how the law treats documentation in disputes.
Browse by state
All state guides →HOA rules are set by state law — what your board can fine you for, how fast it must produce records, and whether it can foreclose all depend on where you live. Find the plain-English guide for your state.