Topic · every state
HOA Fines: What Your State Lets an Association Charge
Whether an HOA can fine you, how much, and what it has to do first all come from two places: the association's governing documents and the state's HOA statute. Some states cap fines per violation, require written notice and a chance to be heard, or bar foreclosure over fines alone; others leave it to the CC&Rs. The guides below lay out each state's rules with the statute quoted so you can read it yourself. For a fine you are actually facing, a licensed attorney in your state is the right resource.
Start with the nationwide picture
The general rules that hold in most states, before the state detail.
Free resource
Check your HOA fine
Answer a few questions about your notice and see how it compares to what your state's law requires before an association can fine you.
HOA fines, state by state
An article for each of the 49 states covered, with the statute quoted.
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