50-state guide
Where to Get Help With an HOA Problem: Free Resources by State
When a problem with an HOA or condo association comes up, it isn't always clear who can help. This page lists free and official resources in all 50 states: state HOA or condo offices where they exist, attorney general consumer protection offices, free legal help, court self-help centers and law libraries, and lawyer referral services. It is general information, not legal advice. For your specific situation, a licensed attorney in your state is the right resource.
Last checked September 30, 2026 to October 1, 2026
Not legal advice. This article is general information based on publicly available state law, which can change and varies by state. It is not legal advice and does not create an attorney-client relationship. Your community's governing documents may impose additional requirements. Verify the current statutes and consult a licensed attorney in your state about your specific situation.
Who do I complain to about my HOA?
It depends on the state and on the problem. In 21 states, a state agency has some role in HOA or condominium matters, ranging from an ombudsman's office to an information page: Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Maryland, Minnesota, Nevada, New Hampshire, New Jersey, New York, South Carolina, Texas, Utah, Virginia, Washington, and Wisconsin. In the other 29, no state office handles HOA or condominium complaints, and each of those state sections says so.
Every state section also lists the attorney general's consumer protection office (in Hawaii, the Office of Consumer Protection in the Department of Commerce and Consumer Affairs) and what it says about HOA disputes. Some draw a firm line: Colorado's Department of Law says it does not have authority over homeowners associations. Others take some HOA complaints: Indiana's Homeowner Protection Unit says it also accepts complaints related to homeowners associations.
Does my state have an HOA ombudsman?
In 7 states, a state office with “ombudsman” or “ombudsperson” in its name serves HOA or condominium owners: Delaware, Florida, Illinois, Minnesota, Nevada, Utah, and Virginia. Florida's is the Office of the Condominium Ombudsman, which serves condominium owners only. What these offices can do differs. Utah's issues advisory opinions on potential violations of state law, which are not binding, for a $150 filing fee. Virginia's reviews an association's final decision on an owner's complaint and issues a non-binding determination. Nevada's investigates disputes under the state's common-interest community law and runs the dispute resolution process required before a lawsuit over an association's governing documents.
Another 14 states have a different kind of state office or program, such as the HOA Information & Resource Center in Colorado, which registers HOAs and explains owners' basic rights but does not regulate HOAs or mediate disputes. The remaining 29 states have none.
Can I get free legal help with an HOA dispute?
Sometimes. Each state section lists sources of free legal help, such as nonprofit legal aid programs and volunteer lawyer programs, and many have limits: 77 of the 176 listings publish an income limit or income screening, and some also limit help by age, region or type of case. In 28 states, a Free Legal Answers website lets people who qualify post a civil legal question online for a volunteer lawyer to answer.
The lawyer referral services in each section connect people with private lawyers, who charge for their work. Some publish a reduced fee for a first consultation: lawyers in the Alabama State Bar's service agree to charge no more than $50 for an initial 30-minute consultation.
What each state section lists
- State HOA or condo office — A state agency's HOA or condominium office, ombudsman, complaint process or information page, or a note that the state has none.
- Attorney general consumer protection — The attorney general's consumer protection office and what it says about HOA disputes.
- Free legal help — Legal aid programs, legal information websites and volunteer lawyer programs, with the eligibility limits each one publishes.
- Court self-help and law libraries — The courts' self-help centers, the state law library, and other public law library guides.
- Finding a lawyer — Bar association lawyer referral services and any fee they publish.
Only official and nonprofit sources are listed: no law firms or individual lawyers, management companies, industry groups, paid dispute services, or lead-generation directories. A listing is not an endorsement. Each link goes to the organization's own website, and each description summarizes what the organization says about its services as of the state's “Last checked” date.
Browse by state
HOA help in Alabama
Last checked September 30, 2026 · Alabama HOA Homeowner Rights Guide
State HOA or condo office
Alabama has no state office that handles HOA or condominium complaints. The Alabama Real Estate Commission's jurisdiction covers real estate licensees, not associations.
Attorney general consumer protection
- Alabama Attorney General, Consumer Interest Division — Consumer Complaint (external site, opens in a new tab)
Takes consumer complaints through an online form. The office notes that filing a complaint is not a legal action and that the division does not give legal advice; its site has no HOA-specific guidance.
Free legal help
- Legal Services Alabama — Apply for Services (external site, opens in a new tab)
Free civil legal aid from eight offices throughout the state.
Eligibility and cost: Income-screened; some grants for clients 60 and over are not income-based. - AlabamaLegalHelp.org (external site, opens in a new tab)
A statewide guide to free and low-cost legal help, a project of Legal Services Alabama and the Legal Services Corporation, with self-help forms. - Alabama State Bar Volunteer Lawyers Program (external site, opens in a new tab)
Free legal aid clinics staffed by volunteer lawyers. Its areas of service include home ownership matters such as pre-foreclosure negotiations and land disputes.
Eligibility and cost: For low-income residents in certain civil matters, in counties not covered by Alabama's four other volunteer lawyers programs. - Alabama Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them. The volunteers can't call users or represent them in court.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Alabama Supreme Court and State Law Library (external site, opens in a new tab)
The state law library, with practice materials for self-represented people as well as lawyers, and an Ask a Librarian service. - Alabama Supreme Court and State Law Library — Self-Help (external site, opens in a new tab)
Self-help page with A Guide to Alabama Small Claims Courts, which covers smaller money disputes. - University of Alabama School of Law Library — Alabama Legal Resources (external site, opens in a new tab)
A law library guide to mostly free Alabama legal resources, including legal-aid programs.
Finding a lawyer
- Alabama State Bar — Lawyer Referral Service (external site, opens in a new tab)
Helps the public locate a participating lawyer for their general legal need. Participating lawyers agree to charge no more than $50 for an initial 30-minute consultation; later fees are negotiated with the lawyer. - Birmingham Bar Association — Connect with a Lawyer (external site, opens in a new tab)
Provides the name of a lawyer at no charge; the lawyer discusses any initial consultation fee.
Eligibility and cost: For the Birmingham metropolitan area; the State Bar's referral line covers the rest of Alabama.
HOA help in Alaska
Last checked September 30, 2026
State HOA or condo office
Alaska has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Alaska Department of Law, Consumer Protection Unit — File a Consumer Complaint (external site, opens in a new tab)
Takes complaints about unfair or deceptive trade practices and in most cases tries to resolve them through informal mediation. The unit does not act as a private attorney or give legal advice, and its site has no HOA-specific guidance.
Free legal help
- Alaska Legal Services Corporation (external site, opens in a new tab)
Free civil legal services for low-income Alaskans, with programs that include housing and consumer law. It cannot take every case.
Eligibility and cost: Most applicants qualify with income at or below 125% of the federal poverty guidelines for Alaska; some with higher incomes may qualify in certain circumstances. - Alaska Legal Services Corporation — Elder Advocacy (external site, opens in a new tab)
A legal aid program for older Alaskans offering legal advice, representation and referrals. It does not handle cases for money damages.
Eligibility and cost: Alaska residents at least 60 years old; help may be available without regard to income. - Alaska Free Legal Answers (external site, opens in a new tab)
Volunteer lawyers answer civil legal questions posted online, including housing and property questions. They don't call users or represent them in court.
Eligibility and cost: Qualifying questions are asked at sign-up.
Court self-help and law libraries
- Alaska Court System — Self-Help (external site, opens in a new tab)
Court information for people representing themselves, with sections on small claims, debt collection, fee waivers and finding a lawyer. - Alaska State Court Law Library (external site, opens in a new tab)
The court system's law library, based in Anchorage with services available statewide; staff help people find legal research resources. - Alaska State Library — Finding Help with the Law (external site, opens in a new tab)
A state library guide to finding a lawyer, free and reduced-cost legal help, and legal research resources.
Finding a lawyer
- Alaska Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Gives the names of Alaska lawyers who handle the type of legal problem described. Participating lawyers charge no more than $125 for the first half-hour of consultation.
HOA help in Arizona
Last checked September 30, 2026 · Arizona HOA Homeowner Rights Guide
State HOA or condo office
- Arizona Department of Real Estate — HOA Dispute Process (external site, opens in a new tab)
Accepts petitions in disputes between owners and their planned-community or condominium association; an administrative law judge at the Office of Administrative Hearings hears them, as an alternative to civil court. The department does not investigate or discipline HOAs and does not answer legal questions.
Eligibility and cost: Owners and associations; the department's fee schedule lists an $800 petition fee per issue.
Attorney general consumer protection
- Arizona Attorney General — File a Consumer Complaint (external site, opens in a new tab)
Investigates consumer complaints involving deceptive or unfair practices in the sale or advertisement of goods or services. The office does not represent the person who files. - Arizona Attorney General, Civil Rights Division — Fair Housing (external site, opens in a new tab)
Takes housing discrimination complaints based on race, color, national origin, religion, sex, familial status or disability; its list of documents to gather includes HOA fines.
Free legal help
- AZLawHelp.org (external site, opens in a new tab)
Arizona's statewide legal-aid website and application, a collaborative effort led by the state's legal-aid programs. - Community Legal Services — Housing Law (external site, opens in a new tab)
Housing help that includes preventing foreclosure by mortgage lenders, HOAs or tax lien holders due to financial hardship, and recovering excess proceeds after a home foreclosure.
Eligibility and cost: Low-income applicants; its offices serve Maricopa, Mohave, La Paz, Yavapai and Yuma counties. - Southern Arizona Legal Aid (external site, opens in a new tab)
Civil legal aid, including help for homeowners facing loss of a home through foreclosure.
Eligibility and cost: People with limited financial means; its offices serve Pima, Santa Cruz, Pinal, Navajo, Apache, Gila, Cochise, Graham and Greenlee counties. - DNA-People's Legal Services (external site, opens in a new tab)
A nonprofit providing legal services to people living in poverty on the Navajo, Hopi and Jicarilla Apache Reservations and in parts of Northern Arizona.
Eligibility and cost: Generally income below 125% of the federal poverty level.
Court self-help and law libraries
- Arizona Judicial Branch — Self-Service Center (external site, opens in a new tab)
Legal information and court forms for people representing themselves, with a directory of county law libraries and self-help centers. - Maricopa County Superior Court — Law Library Resource Center (external site, opens in a new tab)
A public court law library with court forms, self-help tools, workshops and help finding legal resources. - AZCourtHelp.org (external site, opens in a new tab)
A self-help portal for people handling their own court case, administered by the Arizona Bar Foundation with the support of the Arizona Supreme Court.
Finding a lawyer
- Maricopa County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Matches people in Maricopa County with an available attorney for a 30-minute consultation through an online form.
Eligibility and cost: A one-time, non-refundable $50 fee. - Pima County Bar Association — Lawyer Referral Services (external site, opens in a new tab)
Matches people with a member attorney for their legal need, for a 30-minute consultation.
Eligibility and cost: A one-time, non-refundable $50 fee.
HOA help in Arkansas
Last checked September 30, 2026 · Arkansas HOA Homeowner Rights Guide
State HOA or condo office
Arkansas has no state office that handles HOA, property owners' association or condominium complaints. The Arkansas Real Estate Commission's authority is limited to the real estate license law, the time-share act and its regulations.
Attorney general consumer protection
- Arkansas Attorney General — Consumer Complaint (external site, opens in a new tab)
Takes consumer complaints online or on paper forms. The office cannot act as a private attorney for an individual consumer, and its site has no HOA-specific guidance.
Free legal help
- Legal Aid of Arkansas (external site, opens in a new tab)
Free legal services to low-income Arkansans with civil legal problems. Starting in 2026 it is the only Legal Services Corporation–funded organization in Arkansas and serves all 75 counties.
Eligibility and cost: Its eligibility guidelines set a maximum income of 125% of the federal poverty guidelines, which can be waived up to 200% in unusual or meritorious circumstances. - Arkansas Law Help — Home Ownership (external site, opens in a new tab)
Legal Aid of Arkansas's self-help site; its home ownership section covers buying a home, foreclosure, deeds and home improvement scams. - Arkansas Free Legal Answers (external site, opens in a new tab)
Volunteer attorneys answer civil legal questions posted online, with no expectation of long-term representation.
Eligibility and cost: Users must meet income guidelines.
Court self-help and law libraries
- Arkansas Supreme Court Library (external site, opens in a new tab)
A public law library with no charge for use other than photocopies; staff answer reference questions but may not offer legal advice. - Arkansas Law Help — Self-Representation in Court (external site, opens in a new tab)
Information for people filing or answering a lawsuit without a lawyer, including small claims. - UA Little Rock Bowen School of Law Library — General Public Services (external site, opens in a new tab)
Reference help for the public in finding legal materials; librarians are prohibited from giving legal advice or interpreting legal materials.
Finding a lawyer
- Arkansas Bar Association — ArkansasFindALawyer (external site, opens in a new tab)
The Arkansas Bar Association's online directory for finding a lawyer by practice area and location. It is a searchable directory, not a staffed referral service.
HOA help in California
Last checked September 30, 2026 · California HOA Homeowner Rights Guide
State HOA or condo office
- California Department of Real Estate — Complaint Resolution Program (external site, opens in a new tab)
Offers informal help with homeowner association issues only while the department still has jurisdiction over the developer (subdivider). - California Civil Rights Department — Housing (external site, opens in a new tab)
Not an HOA office: takes housing discrimination and harassment complaints, and lists homeowners associations among those that must comply with state fair housing law.
Attorney general consumer protection
- California Attorney General — Homeowners Associations (external site, opens in a new tab)
Explains HOAs, CC&Rs and the laws that govern them. It does not offer to resolve HOA disputes; it says suspected criminal activity by an HOA's board or officers, such as fraud or embezzlement, can be reported to the police or sheriff. - California Attorney General — Consumer Complaint Against a Business (external site, opens in a new tab)
The Attorney General's online consumer complaint form. The office cannot answer legal questions or act as the filer's personal lawyer.
Free legal help
- LawHelpCA — Homeownership (external site, opens in a new tab)
California's statewide legal-aid information site; its homeownership section includes a homeowner's associations resource group and a search for legal help near you.
Court self-help and law libraries
- California Courts Self-Help Guide — Court-Based Self-Help Services (external site, opens in a new tab)
Every superior court has free legal help in family law and small claims cases, and some courts help with other legal issues.
Eligibility and cost: Free regardless of income. - California Courts Self-Help Guide — Small Claims Advisor (external site, opens in a new tab)
Most counties are required to have a small claims advisor who gives free legal information in small claims cases; services vary by county. - California State Library — Witkin State Law Library (external site, opens in a new tab)
The state law library, with practice guides and do-it-yourself legal materials for people representing themselves.
Finding a lawyer
- State Bar of California — Find a Lawyer Referral Service (external site, opens in a new tab)
A directory of State Bar–certified lawyer referral services by county and area of law. Lawyers referred through them offer an initial consultation for a reduced fee or no fee. - Los Angeles County Bar Association — SmartLaw Lawyer Referral Service (external site, opens in a new tab)
A lawyer referral service for Los Angeles County; each referred client receives a free consultation of up to 20 minutes. - Bar Association of San Francisco — Lawyer Referral and Information Service (external site, opens in a new tab)
The SF-Marin lawyer referral service, which refers people to lawyers for an initial half-hour consultation.
Eligibility and cost: In most cases, a $35 administrative fee for the initial half-hour consultation.
HOA help in Colorado
Last checked September 30, 2026 · Colorado HOA Homeowner Rights Guide
State HOA or condo office
- Colorado Division of Real Estate — HOA Information & Resource Center (external site, opens in a new tab)
A state information office that registers HOAs and explains owners' basic rights. It does not regulate HOAs, mediate or arbitrate disputes, or give legal advice. - Colorado Division of Real Estate — File an HOA Complaint (external site, opens in a new tab)
Records complaints about HOAs for the HOA Center's reporting. The office has no investigative or enforcement power over the complaint.
Attorney general consumer protection
- Colorado Attorney General — File a Complaint (external site, opens in a new tab)
Takes consumer complaints but cannot investigate or prosecute an individual case. The Department of Law says it does not have authority over homeowners associations and points to the state HOA Information & Resource Center.
Free legal help
- Colorado Legal Services (external site, opens in a new tab)
Free civil legal aid, with an online application.
Eligibility and cost: Income and other requirements based on federal poverty guidelines, or age 60 or older. - The Justice Center — Find a Lawyer (external site, opens in a new tab)
Free or reduced-fee volunteer attorneys for residents of El Paso and Teller Counties.
Eligibility and cost: Free at or below 200% of the federal poverty line; reduced fee up to 275%.
Court self-help and law libraries
- Colorado Judicial Branch, Office of Dispute Resolution — HOA Mediation (external site, opens in a new tab)
The Office of Dispute Resolution's guide to mediating HOA disputes such as alleged covenant violations, fee disputes and board conflicts, with sources for finding a mediator.
Eligibility and cost: Fees apply; the office's main mediation page lists its fees and an application for reduced fees. - Colorado Judicial Branch — Self-Represented Litigant Coordinators (Sherlocks) (external site, opens in a new tab)
Every judicial district has a self-help or court resource center staffed by coordinators for people without a lawyer; they do not give legal advice. - Colorado Supreme Court Library (external site, opens in a new tab)
The state law library, open to the general public as well as lawyers.
Finding a lawyer
- El Paso County Bar Association (Colorado Springs) — Lawyer Referral & Information Service (external site, opens in a new tab)
Connects people with participating attorneys. LRIS attorneys may charge up to $100 for an initial 30-minute consultation.
Eligibility and cost: The bar notes it cannot guarantee a match for every area of law.
HOA help in Connecticut
Last checked September 30, 2026 · Connecticut HOA Homeowner Rights Guide
State HOA or condo office
- Connecticut Department of Consumer Protection — Condos and Homeowner Associations (external site, opens in a new tab)
Plain-language information on condo and HOA law and owner rights. The department credentials community association managers and takes complaints about them, but it does not hold hearings on condo complaints; it says HOA and condo complaints are addressed in court.
Attorney general consumer protection
- Connecticut Attorney General — Consumer Advocacy Section (external site, opens in a new tab)
Takes complaints about unfair or deceptive marketplace activities and elder justice concerns and offers a voluntary complaint mediation program. It cannot give legal advice or represent individuals, and its page does not mention HOA or condo disputes.
Free legal help
- Statewide Legal Services of Connecticut (external site, opens in a new tab)
Connecticut's legal aid hotline and online application. It cannot help with criminal cases, immigration problems or cases where the person is trying to sue someone.
Eligibility and cost: Most services require household income at or below 125% of the federal poverty level; people 60 or older with higher incomes may check with their local legal aid office. - Connecticut Bar Association — CT Free Legal Answers (external site, opens in a new tab)
Volunteer attorneys answer civil legal questions posted online by low-income residents.
Eligibility and cost: Users are screened by income.
Court self-help and law libraries
- Connecticut Judicial Branch Law Libraries — Connecticut Law About Condominiums (external site, opens in a new tab)
A law library research page linking the Condominium Act, the Common Interest Ownership Act, legislative reports and library treatises. - Connecticut Judicial Branch Law Libraries — Foreclosure of Condominium Liens (research guide) (external site, opens in a new tab)
A law library guide to resources on association assessments, lien foreclosure and related defenses. - Connecticut Judicial Branch Law Libraries — Contact Us (external site, opens in a new tab)
Court law libraries open to everyone, with in-person and remote legal reference help. - Connecticut Judicial Branch — Court Service Centers (external site, opens in a new tab)
Courthouse centers that provide services for self-represented parties, including court forms, public computers and e-filing.
Finding a lawyer
- Hartford County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers callers to a Connecticut attorney for an initial consultation.
Eligibility and cost: A $35 referral fee that includes up to a half-hour consultation. - New London County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Connects people with a participating attorney in good standing.
Eligibility and cost: For people living or doing business in New London County; a non-refundable $35 referral fee for most cases. - Connecticut Judicial Branch Law Libraries — Find Help (external site, opens in a new tab)
The court law libraries' list of legal aid programs and county bar lawyer referral services.
HOA help in Delaware
Last checked September 30, 2026 · Delaware HOA Homeowner Rights Guide
State HOA or condo office
- Delaware Department of Justice — Common Interest Community Ombudsperson (external site, opens in a new tab)
A state office for HOA, condominium and cooperative communities. It offers meetings, mediation or arbitration only with the consent of all parties, publicizes fair election procedures and provides election services for a fee; it cannot give legal advice or legal interpretation. - Delaware Common Interest Community Ombudsperson — Filing a Complaint (external site, opens in a new tab)
Explains the complaint process: the association's internal dispute resolution comes first, and a complaint may follow within 30 days of the board's final adverse decision or its refusal to take part (or if it doesn't respond within 20 days). The Ombudsperson cannot make orders like a court unless the parties agree in writing to binding arbitration, and dispute-resolution services carry a fee.
Eligibility and cost: A $35 filing fee.
Attorney general consumer protection
- Delaware Department of Justice — Consumer Complaints (external site, opens in a new tab)
Takes consumer complaints about businesses; when a problem is a contract dispute rather than a violation of law, intake investigators conduct informal mediation. The same division houses the Common Interest Community Ombudsperson.
Free legal help
- Delaware Legal Help Link (external site, opens in a new tab)
A free online tool from Delaware's nonprofit civil legal aid providers and other justice community partners that asks about a legal problem and gives information and referrals. - Community Legal Aid Society — Elder Law (external site, opens in a new tab)
Free legal help for older Delawareans, including consumer matters where income or primary shelter is threatened.
Eligibility and cost: Delaware residents aged 60 and older.
Court self-help and law libraries
- Delaware Courts — Self-Help Center (external site, opens in a new tab)
The judiciary's online self-help center for civil and other matters, for people representing themselves. - Delaware Courts — Legal Assistance (external site, opens in a new tab)
The courts' list of free and low-cost legal help, including legal aid programs and the lawyer referral service. - Delaware Judicial Law Libraries (external site, opens in a new tab)
Law libraries in each county that support the general public and people representing themselves.
Finding a lawyer
- Delaware State Bar Association — Online Lawyer Referral Service (external site, opens in a new tab)
An online referral: participating attorneys see the matter described and may choose to respond. There is no guarantee an attorney will make contact.
Eligibility and cost: A $35 fee for an initial 30-minute consultation if an appointment is made.
HOA help in Florida
Last checked September 30, 2026 · Florida HOA Homeowner Rights Guide
State HOA or condo office
- Florida DBPR, Division of Condominiums, Timeshares and Mobile Homes — Homeowners' Associations (external site, opens in a new tab)
Offers binding arbitration of HOA election and recall disputes under Chapter 720, as an alternative to filing in court. The division does not have authority to investigate other HOA complaints.
Eligibility and cost: Per the division's HOA FAQ: a $200 filing fee plus the department's costs, invoiced at the end; a party who loses may have to pay the other side's attorney's fees and costs. - Florida DBPR, Division of Condominiums, Timeshares and Mobile Homes — Compliance (external site, opens in a new tab)
Takes complaints about condominium and cooperative associations, timeshares and mobile home parks. It has no jurisdiction over HOA (Chapter 720) complaints; the page links to DBPR's separate complaint process for licensed community association managers and firms. - Florida DBPR — Office of the Condominium Ombudsman (external site, opens in a new tab)
A neutral resource that helps condominium unit owners, boards and associations understand their rights and responsibilities. It can appoint an election monitor when petitioned by unit owners.
Eligibility and cost: Condominiums only.
Attorney general consumer protection
- Florida Attorney General — Consumer Complaint Form (external site, opens in a new tab)
Takes general consumer complaints online or by mail. The complaint page does not address HOA disputes.
Free legal help
- Florida Law Help — Find a Provider (external site, opens in a new tab)
A statewide directory of legal aid programs, searchable by keyword and county, listing the legal issues each handles.
Eligibility and cost: Aimed at low-income Floridians; each program sets its own limits. - Bay Area Legal Services — Florida Senior Legal Helpline (external site, opens in a new tab)
Free civil legal advice by phone for older Floridians, funded by the Florida Department of Elder Affairs.
Eligibility and cost: Age 60 or older, Florida resident or case in Florida, U.S. citizen or permanent resident; income guidelines apply.
Court self-help and law libraries
- Florida Courts Help — Small Claims (external site, opens in a new tab)
Explains county court small claims, for disputes of $8,000 or less, and links to approved forms. - Florida Courts Help — Law Libraries (external site, opens in a new tab)
A county-by-county list of law libraries open to the public. - Florida Supreme Court Law Library — Reference Service for the Public (external site, opens in a new tab)
Library staff help members of the public locate legal materials and online resources and suggest lawyer referral resources, but do not give legal advice.
Finding a lawyer
- The Florida Bar — Lawyer Referral Service (external site, opens in a new tab)
Statewide lawyer referral; local bar associations run nine referral services in Florida's major cities.
Eligibility and cost: A 30-minute consultation for no more than $25.
HOA help in Georgia
Last checked September 30, 2026 · Georgia HOA Homeowner Rights Guide
State HOA or condo office
- Georgia Secretary of State — Property Owners' Associations Division (external site, opens in a new tab)
Administers the Georgia Property Owners' Bill of Rights Act (SB 406), with oversight beginning January 1, 2027. From that date an HOA or condominium association must register with the Secretary of State to collect fines or fees, record liens or foreclose, and one that elects not to register cannot assess or collect fines, fees or accelerated assessments. A person living in a registered association's community may file a complaint within 180 days of the association's action or inaction, which stays collection of the disputed fines or fees until the hearing officer issues conclusions.
Attorney general consumer protection
- Georgia Attorney General's Consumer Protection Division — File a Complaint (external site, opens in a new tab)
Takes consumer complaints and directs those within another agency's jurisdiction to that agency. The division does not act as a judge in individual disputes, and its site has no HOA-specific complaint page.
Free legal help
- Georgia Legal Services Program (external site, opens in a new tab)
Free civil legal help for Georgians in the 154 counties outside metro Atlanta.
Eligibility and cost: Income generally not more than 200% of the federal poverty level, or age 60 or older in most of its counties; other requirements apply. - Atlanta Legal Aid Society (external site, opens in a new tab)
Free civil legal services, primarily in Clayton, Cobb, DeKalb, Fulton and Gwinnett counties; its Georgia Senior Legal Aid line serves residents 60 or older statewide.
Eligibility and cost: Low-income applicants; exceptions may apply to seniors. - GeorgiaLegalAid.org (external site, opens in a new tab)
Free legal information, self-help forms and a legal help finder from Atlanta Legal Aid Society and Georgia Legal Services Program.
Court self-help and law libraries
- Georgia Courts — Self-Help Resources (external site, opens in a new tab)
The judiciary's self-help hub with court-navigation information and links to legal aid resources. - Fulton County Superior Court — Law Library (external site, opens in a new tab)
A public law library with print and electronic legal resources; staff help patrons find information but give no legal advice.
Eligibility and cost: Serves Fulton County and the surrounding region.
Finding a lawyer
- Atlanta Bar Association — Lawyer Referral and Information Service (external site, opens in a new tab)
Matches people with participating attorneys.
Eligibility and cost: A $45 consultation fee may apply for an initial consultation of up to 30 minutes. - State Bar of Georgia — Where can I get an attorney referral? (external site, opens in a new tab)
The State Bar does not refer attorneys itself and points to local and voluntary bar associations.
HOA help in Hawaii
Last checked September 30, 2026 · Hawaii HOA Homeowner Rights Guide
State HOA or condo office
- Hawaii Real Estate Commission — Condominium Governance FAQs (external site, opens in a new tab)
Answers questions about Hawaii's condominium law (HRS chapter 514B) through condominium specialists at the Real Estate Branch. The Commission can't step in to resolve disputes between owners, boards and managing agents. The Regulated Industries Complaints Office takes a narrow range of complaints for the Commission. The Commission has no authority over homeowners associations or planned community associations (HRS chapter 421J) or cooperatives, and the page says no state agency currently oversees them.
Eligibility and cost: Condominiums only. - Hawaii Real Estate Commission — Resources for Condominium Owners (external site, opens in a new tab)
The Commission's condominium resources, including its guides to mediation of condominium disputes and an FAQ on whether an association is registered and eligible for subsidized mediation and arbitration.
Eligibility and cost: Condominium owners and boards; subsidized mediation and arbitration depend on the association's registration. - Regulated Industries Complaints Office (RICO) — Got Records? Information for condominium owners (external site, opens in a new tab)
Takes complaints from condominium owners about access to association records, and offers a records-request form owners can use with their association.
Eligibility and cost: Condominium owners or their authorized agents.
Attorney general consumer protection
- Department of Commerce and Consumer Affairs — Office of Consumer Protection (external site, opens in a new tab)
Hawaii's consumer protection office is part of the Department of Commerce and Consumer Affairs, not the Attorney General. Its FAQ lists the complaints it handles, such as unfair or deceptive acts or practices and deceptive advertising, and notes that it does not represent individual complainants as their private counsel. The FAQ does not mention HOAs or condominiums.
Free legal help
- Legal Aid Society of Hawaii (external site, opens in a new tab)
Free civil legal assistance for low-income people, with phone intake for Oahu and the neighbor islands and an online intake form.
Eligibility and cost: Low-income individuals. - Legal Aid Society of Hawaii — Elder Law Services (external site, opens in a new tab)
Free legal advice for seniors.
Eligibility and cost: Ages 60 and over. - Legal Navigator Hawaii — Housing (external site, opens in a new tab)
Legal Navigator's housing topics, including owning or buying a home and foreclosure on a home. - University of Hawaii Elder Law Program (UHELP) (external site, opens in a new tab)
Basic legal assistance, advice, information and referral from the William S. Richardson School of Law. It does not take business, criminal, personal injury or other fee-generating cases.
Eligibility and cost: Oahu residents 55 or older with limited income and assets, or caregivers of an older person on Oahu. - Volunteer Legal Services Hawaii — Get Help (external site, opens in a new tab)
Civil legal help, with intake lines for Oahu, Maui, Hawaii Island and Kauai. It charges an administrative fee based on household income and ability to pay.
Eligibility and cost: Low- and moderate-income guidelines, screened at intake. - Hawaii Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them online.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Hawaii State Judiciary — Access to Justice Rooms and Self-Help Centers (external site, opens in a new tab)
In Access to Justice Rooms, volunteer attorneys give limited legal advice to people without a lawyer in a civil case; Self-Help Centers give limited legal information on court forms and processes. - Hawaii State Law Library System (external site, opens in a new tab)
The state law library system, with an Ask a Librarian service.
Finding a lawyer
- Hawaii State Bar Association — Lawyer Referral & Information Service (external site, opens in a new tab)
The only bar-sponsored attorney referral service in Hawaii. Referrals are free; terms and costs are worked out with the referred attorney.
HOA help in Idaho
Last checked September 30, 2026 · Idaho HOA Homeowner Rights Guide
State HOA or condo office
Idaho has no dedicated state office for HOA or condominium complaints. The Idaho Real Estate Commission's enforcement page says the State of Idaho does not regulate homeowner's associations; the Attorney General's Consumer Protection Division has acted on complaints about HOA transfer fees.
Attorney general consumer protection
- Idaho Attorney General — Consumer Protection (external site, opens in a new tab)
The Consumer Protection Division enforces Idaho's Consumer Protection Act and other consumer laws, and takes complaints through an online Consumer Complaint Form. - Idaho Attorney General — Cracking Down on Illegal HOA Fees (May 2026) (external site, opens in a new tab)
A letter from the Attorney General describing settlements with two homeowners' associations and an HOA management company over transfer fees that were not disclosed in governing documents, in violation of the Idaho Homeowners Association Act and the Idaho Consumer Protection Act. It invites complaints about HOA fee practices to the Consumer Protection Division.
Free legal help
- Idaho Legal Aid Services — FAQ (external site, opens in a new tab)
Free civil legal help for eligible Idahoans across the state, from seven offices and a statewide hotline.
Eligibility and cost: Generally income at or below 125% of the federal poverty level; assets, case type and priorities are also considered. - Idaho Legal Aid Services — Safe & Stable Housing (external site, opens in a new tab)
Helps tenants and low-income homeowners keep their housing; the section has guides on evictions, housing discrimination and tenant rights. - Idaho Volunteer Lawyers Program (Idaho Law Foundation) (external site, opens in a new tab)
Free civil legal help through a statewide network of volunteer attorneys (advice, brief service and representation), plus half-hour advice clinics by appointment. It is not an emergency program, and the application process can take a few weeks.
Eligibility and cost: Low-income people with civil matters; applicants complete a financial qualification and a phone interview.
Court self-help and law libraries
- Idaho Court Assistance Office (external site, opens in a new tab)
The Idaho courts' self-help site, with court forms (including small claims) and legal information for people representing themselves, plus pages for each county. - Idaho State Law Library (external site, opens in a new tab)
The state law library, open to the public.
Finding a lawyer
- Idaho State Bar — Lawyer Referral Service (external site, opens in a new tab)
Refers people to Idaho lawyers who have agreed to give an initial consultation of up to half an hour at no fee.
Eligibility and cost: $35 referral fee; referrals are free for personal injury, medical malpractice and workers' compensation cases.
HOA help in Illinois
Last checked September 30, 2026 · Illinois HOA Homeowner Rights Guide
State HOA or condo office
- Illinois Department of Financial and Professional Regulation — Condominium and Common Interest Community Ombudsperson (external site, opens in a new tab)
Educates condominium and common interest community owners, associations and boards about the Condominium Property Act and the Common Interest Community Association Act, publishes FAQs and handbooks, and answers inquiries with educational materials and referrals; it also publishes a sample association complaint procedure and complaint form. It does not give legal advice, enforce the law, or hear, mediate or resolve issues between owners and associations. - IDFPR Division of Real Estate — File a Complaint (external site, opens in a new tab)
The Division's complaint forms include a Community Association Manager Complaint Form, for complaints about licensed community association managers.
Attorney general consumer protection
- Illinois Attorney General — File a Complaint (external site, opens in a new tab)
Takes consumer fraud complaints online or on a printable form and runs informal dispute resolution programs for consumer complaints about purchases and health care. The office cannot act as anyone's personal attorney; the page has no HOA-specific guidance.
Free legal help
- Illinois Legal Aid Online — Residential community associations (FAQ) (external site, opens in a new tab)
Free legal information on condominium associations, homeowners' associations and common interest community associations: which state laws apply, owners' duties to pay assessments and follow rules, budgets and financial records, and meetings. - Illinois Legal Aid Online — Get Legal Help (external site, opens in a new tab)
A statewide referral tool that asks about the legal problem, location and income to point people to legal aid and other services. - Land of Lincoln Legal Aid (external site, opens in a new tab)
Free civil legal services in 65 counties in central and southern Illinois.
Eligibility and cost: Low-income individuals and senior citizens. - Prairie State Legal Services (external site, opens in a new tab)
Legal help for people living in poverty in 36 counties in northern and central Illinois, from 11 offices. - Legal Aid Chicago — Am I Eligible for Legal Aid? (external site, opens in a new tab)
Free civil legal services in Chicago and suburban Cook County.
Eligibility and cost: Limited assets and income at or below 150% of the federal poverty level, with higher income limits for homeowners at risk of foreclosure, seniors, veterans and some other groups. - CARPLS — Cook County Legal Hotline (external site, opens in a new tab)
A legal hotline whose attorneys give free legal advice; they do not represent callers in court.
Eligibility and cost: Low- and moderate-income residents of Cook County.
Court self-help and law libraries
- Illinois Court Help (external site, opens in a new tab)
A free service from the Illinois courts whose court guides answer questions about the court process by phone, text or online. - Illinois Courts — Self Help (external site, opens in a new tab)
The judiciary's resources for people without lawyers, including court forms. - Cook County Law Library — Legal Research Resources (external site, opens in a new tab)
A public law library; on-site use of its materials and subscription databases is free to all residents.
Finding a lawyer
- Illinois State Bar Association — Illinois Lawyer Finder (external site, opens in a new tab)
The state bar's online directory of lawyers by area and field of law, and a phone referral service for a 30-minute consultation with a lawyer in the caller's area.
Eligibility and cost: Phone referral: 30-minute consultation for no more than $25. - Chicago Bar Association — Lawyer Referral Service (external site, opens in a new tab)
A non-profit referral service with screened lawyers in more than 40 areas of law, including real estate.
Eligibility and cost: Lawyers in Cook County and the surrounding suburbs. The lawyer collects $30 at the initial consultation toward the service's operating costs and may also charge for their time, discussed with the lawyer before the meeting.
HOA help in Indiana
Last checked September 30, 2026 · Indiana HOA Homeowner Rights Guide
State HOA or condo office
Indiana has no separate state HOA or condominium office. The Attorney General's Homeowner Protection Unit accepts complaints related to homeowners associations, and IC 32-25.5-4 lets the Attorney General bring an action against an HOA board or board member in certain cases, such as misappropriated association funds.
Attorney general consumer protection
- Indiana Attorney General — Homeowner Protection Unit (external site, opens in a new tab)
The Consumer Protection Division's Homeowner Protection Unit, which says it also accepts complaints related to homeowners associations. The Attorney General cannot act as anyone's private attorney. - Indiana Attorney General — Consumer Protection Division (external site, opens in a new tab)
Mediates and investigates consumer complaints against businesses and other organizations. The division cannot act as an individual's private attorney or give legal advice.
Free legal help
- Indiana Legal Services — Eligibility & Case Acceptance Guidelines (external site, opens in a new tab)
Free civil legal help from Indiana Legal Services; this page sets out who qualifies.
Eligibility and cost: Income generally within 125% of the federal poverty guidelines (sometimes up to 200%, depending on expenses) and limited countable assets; some specially funded projects use other guidelines. - Indiana Legal Help — Get Legal Help (external site, opens in a new tab)
A statewide finder for free and low-cost legal help, with legal topics, information and forms. - Indiana Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify. - Indianapolis Bar Association — Virtual Ask A Lawyer (external site, opens in a new tab)
A live online chat with an attorney who can help with basic legal questions.
Court self-help and law libraries
- Indiana Judicial Branch — Self-Service Legal Center (external site, opens in a new tab)
Information and resources from the Indiana courts for people who represent themselves. - Indiana Supreme Court Law Library (external site, opens in a new tab)
A special-collection research library for the Indiana Supreme Court, staffed by one librarian; in-person visits are by appointment.
Finding a lawyer
- Indianapolis Bar Association — Find a Lawyer (external site, opens in a new tab)
Options for a simple legal question, for hiring an Indianapolis attorney, or for finding a free or reduced-cost attorney.
Eligibility and cost: Indianapolis area. - Allen County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people to an attorney for a 30-minute consultation.
Eligibility and cost: $40 prepaid, non-refundable fee; the attorney's regular hourly rate applies after the consultation. - St. Joseph County Bar Association — Need an Attorney? (external site, opens in a new tab)
The bar's lawyer referral service connects people with attorneys; the referral fee covers a 30-minute initial consultation.
Eligibility and cost: $25 administrative fee.
HOA help in Iowa
Last checked September 30, 2026 · Iowa HOA Homeowner Rights Guide
State HOA or condo office
Iowa has no state office that handles HOA or condominium complaints. The Attorney General's Home & Property page describes HOA disputes as usually private legal matters for a private attorney.
Attorney general consumer protection
- Iowa Attorney General — Home & Property (external site, opens in a new tab)
Consumer information with a section on HOAs, realtors and real estate. It describes HOA disputes over governing documents, covenants, assessments and board actions as usually private legal matters for a private attorney, and points to the Iowa Real Estate Commission for concerns about licensed agents and brokers. - Iowa Attorney General — File a Consumer Complaint (external site, opens in a new tab)
The Attorney General's main consumer complaint form, the starting point for most consumer complaints, including retail purchases, services, contractors, warranties, advertising and other marketplace transactions.
Free legal help
- Iowa Legal Aid — FAQ (external site, opens in a new tab)
Free civil legal help for Iowans who qualify; people 60 or older can call its Legal Hotline for Older Iowans.
Eligibility and cost: Depends on income and the legal issue; ways to qualify include income at or below 125% of the federal poverty level (exceptions up to 200%), being 60 or older, being a veteran, or experiencing domestic abuse. - Polk County Bar Association — Volunteer Lawyers Project (external site, opens in a new tab)
Volunteer attorneys represent low-income people in civil matters, including family law, consumer and housing cases.
Eligibility and cost: Low-income residents of Polk County, or cases venued in Polk County. - Iowa Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Iowa Judicial Branch — Representing Yourself (external site, opens in a new tab)
The judiciary's self-help hub for people representing themselves, with court forms, small claims and e-filing information. - Iowa Judicial Branch — Small Claims (external site, opens in a new tab)
Explains small claims, civil actions for a money judgment of $6,500 or less. - Iowa Judicial Branch — Court Navigator (external site, opens in a new tab)
Court Navigators help people representing themselves in certain civil case types, including small claims, with court forms, e-filing and basic court process, by appointment. They are not lawyers and cannot give legal advice.
Eligibility and cost: Video appointments by Microsoft Teams; in-person appointments only at the Scott County Courthouse. - State Library of Iowa — Law Library (external site, opens in a new tab)
A law library open to the public in the Capitol in Des Moines, with a staffed reference desk. - Iowa People's Law Library — Home Ownership (external site, opens in a new tab)
Plain-language legal information on home ownership, including foreclosure.
Finding a lawyer
- Iowa State Bar Association — Iowa Find-A-Lawyer (external site, opens in a new tab)
The state bar's free, voluntary Find-A-Lawyer program, a web directory of participating attorneys; the bar refers phone requests for a lawyer to this site.
Eligibility and cost: Listed attorneys charge $25 or less for up to 30 minutes of initial consultation. - Scott County Bar Association — Lawyer Referral (external site, opens in a new tab)
Puts people in touch with an attorney for a consultation of up to 30 minutes.
Eligibility and cost: $25 non-refundable administrative fee.
HOA help in Kansas
Last checked September 30, 2026 · Kansas HOA Homeowner Rights Guide
State HOA or condo office
Kansas has no state office that handles HOA or condominium complaints. The Kansas Uniform Common Interest Owners Bill of Rights Act, which applies to common interest communities with 12 or more residential units, is enforced through court actions or alternative dispute resolution the parties agree to (K.S.A. 58-4605, 58-4621).
Attorney general consumer protection
- Kansas Attorney General — Consumer Protection (external site, opens in a new tab)
Investigates scams and mediates and prosecutes violations of the Kansas Consumer Protection Act and other consumer laws. The office does not give private legal advice and notes that not every dispute falls under its jurisdiction; it points to the Kansas Bar Association Lawyer Referral Service and Kansas Legal Services.
Free legal help
- Kansas Legal Services — Get Help (external site, opens in a new tab)
A statewide nonprofit offering free or low-cost civil legal advice and representation.
Eligibility and cost: Income-based; an intake specialist decides eligibility. - Kansas Legal Services — Foreclosure Prevention (external site, opens in a new tab)
Kansas Legal Services articles on mortgage foreclosure and reverse mortgages; the page notes that it helps with foreclosures. - Kansas Legal Services — Programs for Seniors (external site, opens in a new tab)
An Elder Law Hotline whose attorneys answer questions in civil cases and can refer callers to other attorneys.
Eligibility and cost: Kansans age 60 or older. - Kansas Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Kansas Self-Help (Kansas Judicial Branch) (external site, opens in a new tab)
The courts' self-help site with forms and information by topic, including housing (foreclosure for homeowners), small claims and legal research, and a map of self-help centers. - Kansas Self-Help — Small Claims (external site, opens in a new tab)
Explains small claims court, which handles simple cases involving money or property worth up to $10,000. - Kansas Supreme Court Law Library (external site, opens in a new tab)
A reference service for judges, lawyers and the public in the Kansas Judicial Center. Librarians give guidance and access to legal information, not legal advice. - Johnson County Law Library (external site, opens in a new tab)
A county law library in Olathe, open to the public on weekdays.
Finding a lawyer
- Kansas Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people to lawyers who take part in the bar's referral service.
Eligibility and cost: No fee for the referral; participating attorneys charge their own fees, and the service is not for people seeking pro bono or reduced-fee help.
HOA help in Kentucky
Last checked September 30, 2026 · Kentucky HOA Homeowner Rights Guide
State HOA or condo office
Kentucky has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Kentucky Attorney General — Consumer Complaints (external site, opens in a new tab)
Takes consumer complaints and mediation requests about businesses. The office cannot act as a private attorney; the page has no HOA-specific guidance.
Free legal help
- Kentucky Justice Online — Frequently Asked Questions (external site, opens in a new tab)
The statewide legal help site. Four legal aid programs serve different parts of the state and do not charge eligible clients for attorneys' services, though clients may pay expenses such as court filing fees. - Legal Aid Society (external site, opens in a new tab)
Free civil legal help with issues related to income, family, housing, safety and health, in 15 Kentucky counties, including Jefferson County.
Eligibility and cost: Incomes at or below 125% to 200% of the federal poverty guidelines. - Legal Aid of the Bluegrass (external site, opens in a new tab)
Free civil legal services for low-income and vulnerable people in 33 northern, central and northeastern Kentucky counties. - AppalReD Legal Aid — How to get help (external site, opens in a new tab)
Free legal services in eastern and south central Kentucky. Housing problems it handles include foreclosures, evictions and utility shut-offs; it lists property disputes among the cases it does not take.
Eligibility and cost: Low income and limited assets; senior citizens regardless of income and assets. - Kentucky Legal Aid (external site, opens in a new tab)
Free legal services in 35 south central and western Kentucky counties, including housing counseling and assistance to homeowners and renters in crisis.
Eligibility and cost: Low-income, disabled and elderly clients. - Kentucky Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Kentucky Court of Justice — Legal Self-Help (external site, opens in a new tab)
The courts' self-help hub, linking legal forms, the self-help portal, civil legal aid programs and the free Legal Help Centers in Fayette and Kenton counties. - State Law Library of Kentucky (external site, opens in a new tab)
The state law library, at a temporary location in Frankfort during the Capitol renovation and open by appointment. Staff cannot give legal advice or interpret laws. - University of Louisville Law Library — Self-Help: Legal Research (external site, opens in a new tab)
A research guide for people researching their legal rights, with the law library's books and databases open to them.
Finding a lawyer
- Kentucky Bar Association — Lawyer Referral Services (external site, opens in a new tab)
Lists Kentucky's regional lawyer referral services and the counties each serves; none is affiliated with the Kentucky Bar Association. - Louisville Bar Association — Kentucky Lawyer Referral Service (external site, opens in a new tab)
Referrals to attorneys who give a free initial consultation of up to 30 minutes.
Eligibility and cost: Focuses on Jefferson and 11 other Kentucky counties, plus six southern Indiana counties. Not a pro bono service; reduced-fee attorneys are available to people who qualify under federal poverty guidelines. - Fayette County Bar Association — Central Kentucky Lawyer Referral Service (external site, opens in a new tab)
Free referrals to attorneys in central Kentucky; it is not a pro bono service.
Eligibility and cost: Attorneys may charge $50 for the first half hour of consultation. - Northern Kentucky Bar Association — Lawyer Referral (external site, opens in a new tab)
Referrals to attorneys in northern Kentucky; the attorneys charge fees for their services.
HOA help in Louisiana
Last checked September 30, 2026 · Louisiana HOA Homeowner Rights Guide
State HOA or condo office
Louisiana has no state office that handles HOA, planned community or condominium complaints. The Louisiana Real Estate Commission's complaint process is for complaints against a named licensee, registrant or certificate holder.
Attorney general consumer protection
- Louisiana Attorney General — File a Consumer Dispute (external site, opens in a new tab)
Takes consumer disputes about unfair or deceptive business practices. The office cannot act as anyone's attorney; the page has no HOA-specific guidance. - Louisiana Attorney General — Fair Housing (external site, opens in a new tab)
Investigates, conciliates and enforces fair housing claims under the Louisiana Equal Housing Opportunity Act, including refusals of modifications or accommodations for people with disabilities.
Free legal help
- Southeast Louisiana Legal Services — Homeowners (external site, opens in a new tab)
Helps homeowners trying to keep their homes from threats like foreclosure, tax sales, predatory lending and code enforcement. - Acadiana Legal Service Corporation — Eligibility (external site, opens in a new tab)
Free civil legal aid for eligible Louisiana residents in 42 parishes in south, central and north Louisiana.
Eligibility and cost: Income at or below 125% of the poverty guidelines (200% in some cases); residents 60 or older up to 400%. - Louisiana Civil Legal Navigator (external site, opens in a new tab)
Legal information, self-help forms and a finder for legal service providers across Louisiana. - Lafayette Bar Association — Counsel on Call (external site, opens in a new tab)
Free brief advice from an attorney on a civil legal issue, in a 15-minute call, email or video chat; the attorneys do not represent participants.
Eligibility and cost: 18 or older; once per month. - Louisiana Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Law Library of Louisiana (external site, opens in a new tab)
The Louisiana Supreme Court's law library. Librarians help locate legal information but cannot give legal advice. - Law Library of Louisiana — Resources for Self-Represented Litigants: Property (external site, opens in a new tab)
The library's property-law research guide for people representing themselves. - Louisiana State Bar Association — Self-Help Services and Legal Forms (external site, opens in a new tab)
Lists self-help services and court forms by parish.
Finding a lawyer
- Louisiana State Bar Association — Find an Attorney (external site, opens in a new tab)
Links the state bar's membership directory and names the Lafayette Bar Association as a local bar to contact for a referral. Fees are discussed directly with each attorney. - Louisiana State Bar Association — Modest Means Online Legal Directory (external site, opens in a new tab)
A directory of attorneys who charge reduced rates or handle only part of a case. The services are not free, and it is not a referral service.
Eligibility and cost: Residents below 400% of the federal poverty guidelines.
HOA help in Maine
Last checked September 30, 2026 · Maine HOA Homeowner Rights Guide
State HOA or condo office
Maine has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Maine Attorney General — File a Consumer Complaint and Request Mediation (external site, opens in a new tab)
An online complaint form; the office may offer to mediate a complaint through its free, voluntary, non-binding consumer mediation service. - Maine Attorney General — Consumer Mediation Service (external site, opens in a new tab)
A free service for Maine consumers with a dispute with a business. It does not mediate disputes between private parties where neither is a business; the page doesn't mention HOAs or condominium associations.
Free legal help
- Pine Tree Legal Assistance — Our Mission and Services (external site, opens in a new tab)
Free civil legal aid for low-income Mainers statewide; its priorities include preserving housing.
Eligibility and cost: Generally household adjusted gross income at or below 125% of the federal poverty guidelines. - Pine Tree Legal Assistance — Homeownership & Foreclosure (external site, opens in a new tab)
Self-help articles for homeowners, including foreclosure. - Maine Volunteer Lawyers Project (external site, opens in a new tab)
Connects people with volunteer lawyers who can help in civil legal matters; its case types include small claims (consumer law) matters under $10,000. - Legal Services for Maine Elders — Legal Help (external site, opens in a new tab)
Attorneys help older Mainers with legal problems such as predatory lending and evictions, and may refer callers to other legal resources.
Eligibility and cost: Older Mainers.
Court self-help and law libraries
- Maine Judicial Branch — Legal Help and Guides (external site, opens in a new tab)
The courts' guide to finding legal help, including legal aid and the bar's lawyer referral service. Court staff cannot give legal advice. - Maine Judicial Branch — Small Claims (external site, opens in a new tab)
A guide to small claims cases seeking a money judgment of $10,000 or less, including mediation before the hearing. - Maine State Law and Legislative Reference Library — Ask A Law Librarian (external site, opens in a new tab)
Reference librarians answer brief legal, legislative or governmental questions by email.
Finding a lawyer
- Maine State Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Matches people with Maine attorneys through an online form. If no attorney can be matched, there is no charge; it does not refer to free or pro bono attorneys.
Eligibility and cost: $35 administrative fee; the attorney does not charge for up to 30 minutes of consultation.
HOA help in Maryland
Last checked September 30, 2026 · Maryland HOA Homeowner Rights Guide
State HOA or condo office
- Maryland Department of Housing and Community Development — Common Ownership Communities (external site, opens in a new tab)
A state information page, required by a 2023 law, on the rights and responsibilities of people living in condominiums, homeowners associations and housing co-ops, with a list of recent Maryland common ownership community laws and a spreadsheet of local common ownership community programs. It is an information page, not a complaint office; Maryland has no state office that handles HOA or condominium complaints. - Montgomery County Commission on Common Ownership Communities — FAQ (external site, opens in a new tab)
A county commission that hears disputes involving an official action of an association's governing body; its hearing panels' decisions are legally binding and can be appealed to the Circuit Court. It does not handle purely private disputes between residents, and owners must first use the association's own procedures. A filing fee applies.
Eligibility and cost: Common ownership communities in Montgomery County only. - Prince George's County Office of Community Relations — Common Ownership Communities (external site, opens in a new tab)
A county program for common ownership communities offering education, training, resources and alternative dispute services.
Eligibility and cost: Prince George's County only. - Charles County Homeowner's Association Dispute Review Board (external site, opens in a new tab)
A county board that helps resolve certain conflicts between property owners and their homeowners associations, with a complaint form and rules of procedure.
Eligibility and cost: Charles County only.
Attorney general consumer protection
- Maryland Attorney General, Consumer Protection Division — Business Complaints (external site, opens in a new tab)
Helps Maryland consumers resolve disputes with businesses through mediation. The page lists condo/HOA issues among the uses of its General Complaint form; complaints become public records.
Free legal help
- Maryland Legal Aid — Get Help & Services (external site, opens in a new tab)
Free civil legal help; its foreclosure-prevention work includes disputes involving HOAs and community associations.
Eligibility and cost: Household income below 125% of the federal poverty guidelines; assets are also considered. - Maryland Volunteer Lawyers Service — Eligibility (external site, opens in a new tab)
Free legal help in civil matters for people with limited income.
Eligibility and cost: Gross household income no more than 50% of the Maryland median income (higher for some case types); assets are also considered. Montgomery, Prince George's, Allegany, Queen Anne's, Talbot, Dorchester, Kent and Caroline counties have their own pro bono programs, and MVLS handles only a few specialized matters there.
Court self-help and law libraries
- Maryland People's Law Library — Disagreements with your condo or homeowners association (external site, opens in a new tab)
A legal information article on the rights of a homeowner in a Maryland HOA or condominium when the association says the homeowner is violating its rules: governing documents, the initial demand, hearings and fines, injunctions and attorneys' fees. - Maryland Thurgood Marshall State Law Library (external site, opens in a new tab)
The state law library, with an Ask a Law Librarian service; it also manages the People's Law Library self-help site. - Maryland Court Help Centers (external site, opens in a new tab)
Free legal help in civil cases for people who do not have a lawyer, by phone, live chat and at Court Help Center locations. - Circuit Court for Howard County — Civil Law Center (external site, opens in a new tab)
A volunteer attorney gives free help in civil, non-domestic matters, including homeowner/association matters, on the first two Tuesday mornings of each month at the courthouse.
Eligibility and cost: Self-represented people with low to moderate income; Howard County Circuit Court.
Finding a lawyer
- Maryland State Bar Association — For The Public (external site, opens in a new tab)
Points to local bar associations across Maryland that help people find a lawyer in their area. - Bar Association of Baltimore City — Lawyer Referral and Information Service (external site, opens in a new tab)
Referrals to attorneys, including in real estate law.
Eligibility and cost: A $35 fee covers a half-hour consultation with the attorney. - Bar Association of Montgomery County — Lawyer Referral Service & Reduced Fee Program (external site, opens in a new tab)
Refers people to attorneys in Montgomery County, with reduced-fee services for eligible residents.
Eligibility and cost: $50 for 30 minutes of attorney consultation, paid to the attorney. - Prince George's County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Helps the public find lawyers for specific types of legal matters.
Eligibility and cost: For people who want to hire an attorney and can afford to pay for legal services.
HOA help in Massachusetts
Last checked October 1, 2026 · Massachusetts HOA Homeowner Rights Guide
State HOA or condo office
Massachusetts has no state office that handles HOA or condominium complaints. The state's Executive Office of Housing and Livable Communities says the Commonwealth has no jurisdiction or regulatory oversight over condominiums, which are governed by their own documents and Chapter 183A.
Attorney general consumer protection
- Massachusetts Attorney General's Office — File a consumer complaint (external site, opens in a new tab)
Takes complaints from consumers who are having a problem with a business, online, by mail or in person. Its list of the most common consumer issues does not mention condominium or homeowners associations.
Free legal help
- Massachusetts Legal Help — Find a Lawyer (external site, opens in a new tab)
A statewide legal information site. Its Find a Lawyer page links to the Massachusetts Legal Resource Finder (legal aid programs, court and government services, helplines, clinics and lawyer referral services), Mass Legal Answers Online, private lawyer referral services and law librarians.
Eligibility and cost: Mass Legal Answers Online gives free legal advice from volunteer lawyers to people with low income who live or have a civil legal problem in Massachusetts. - Community Legal Aid — Get Help (external site, opens in a new tab)
Civil legal help from Community Legal Aid and the Central West Justice Center.
Eligibility and cost: People who live in or have a legal problem in Central or Western Massachusetts: low-income households, seniors (60 and over) and the other groups listed on the page. - Northeast Legal Aid — Get Legal Help (external site, opens in a new tab)
Free legal services for low-income and elderly residents.
Eligibility and cost: Essex County and Northern Middlesex County only. - South Coastal Counties Legal Services (external site, opens in a new tab)
Civil legal help for low-income residents.
Eligibility and cost: Southeastern Massachusetts, Cape Cod and the Islands only. - MetroWest Legal Services (external site, opens in a new tab)
Free civil legal aid for low-income, elderly and disabled people and victims of crime in its service area. - Greater Boston Legal Services — Get Legal Help (external site, opens in a new tab)
Civil legal help, including housing and eviction matters, for individuals and families living in poverty.
Eligibility and cost: Boston and the 31 surrounding cities and towns. - Volunteer Lawyers Project — Need Legal Help? (external site, opens in a new tab)
Free civil legal help for low-income people in Greater Boston; its housing work includes homeownership preservation.
Eligibility and cost: Household income under 200% of the Federal Poverty Level; residents of the Greater Boston towns listed on the page; US citizens, green card holders and people with lawful status.
Court self-help and law libraries
- Massachusetts Trial Court Law Libraries (external site, opens in a new tab)
Fifteen public law libraries across Massachusetts, open to everyone, with legal reference help in person and through online chat or email with a law librarian. - Trial Court Law Libraries — Mass. General Laws c. 183A (Condominiums) (external site, opens in a new tab)
Links an unofficial copy of each section of the Massachusetts condominium law, Chapter 183A, with notes on the 2024 amendments.
Finding a lawyer
- Boston Bar Association — Lawyer Referral (external site, opens in a new tab)
Matches people with attorneys across Greater Boston and throughout Massachusetts; reasons listed include buying or selling a home and resolving housing disputes. People with limited income may qualify for a reduced-rate attorney.
Eligibility and cost: The referral is free; the first 30-minute consultation costs no more than $25.
HOA help in Michigan
Last checked October 1, 2026 · Michigan HOA Homeowner Rights Guide
State HOA or condo office
Michigan has no state office that handles HOA or condominium complaints. The Department of Licensing and Regulatory Affairs says it does not have authority to enforce the Condominium Act; it publishes the Condominium Buyers Handbook and forwards complaints about a developer to the developer.
Attorney general consumer protection
- Michigan Department of Attorney General — File a Complaint (external site, opens in a new tab)
Takes consumer complaints online; the Consumer Protection Team informally mediates by writing to the business or individual named in the complaint. If mediation does not succeed, the Attorney General cannot act as a private attorney for the consumer. Complaints the office does not handle are forwarded to the appropriate agency.
Free legal help
- Michigan Legal Help — Guide to Legal Help (external site, opens in a new tab)
Michigan's statewide self-help legal website. Its Guide to Legal Help asks about the legal issue and income and points to the best available legal information and lawyer referrals.
Court self-help and law libraries
- Michigan Courts — Self-Represented Litigants (external site, opens in a new tab)
The courts' starting page for people representing themselves: which court handles a matter, court rules, a handbook of legal terms, court forms, and manuals for self-represented appeals. Court employees cannot give legal advice. - Michigan Legal Help — Self-Help Centers (external site, opens in a new tab)
A county-by-county finder for in-person legal self-help centers, where staff help people find information, forms and instructions on MichiganLegalHelp.org; the help is free, though some centers may charge for printing. - Library of Michigan — State Law Library Services (external site, opens in a new tab)
The state law library's reference desk, open to the public in person on weekday afternoons and by phone and email; law librarians point patrons to legal research resources but cannot give legal advice.
Finding a lawyer
- State Bar of Michigan — Lawyer Referral Service (external site, opens in a new tab)
A referral assistant matches people with a participating lawyer who can handle their legal matter; the State Bar also runs a Modest Means program.
Eligibility and cost: A $25 administrative fee for an initial consultation of up to 25 minutes.
HOA help in Minnesota
Last checked October 1, 2026 · Minnesota HOA Homeowner Rights Guide
State HOA or condo office
- Minnesota Department of Commerce — Common Interest Community (CIC/HOA) Ombudsperson Services (external site, opens in a new tab)
A state ombudsperson created in 2025 (Minn. Stat. § 45.0137) to help unit owners, their tenants and associations understand their rights under chapter 515B and their governing documents, and to help resolve disputes between owners and associations: plain-language explanations, information and referrals, informal mediation on request, and tracking complaints to spot recurring issues. It does not give legal advice, investigate complaints, issue fines, make binding decisions, or step into board elections, budgets, dues or assessments. As of October 2026, the page says responses may be delayed and requests for informal mediation are not being accepted.
Attorney general consumer protection
- Minnesota Attorney General — File a Complaint (external site, opens in a new tab)
The Consumer Action Division offers Minnesota residents an informal complaint resolution service, contacting businesses to try to resolve consumer disputes voluntarily. It cannot file lawsuits on behalf of individuals or give legal advice. The page does not mention homeowners or condominium associations.
Free legal help
- LawHelpMN — Losing Your Home to Your Homeowner's Association (external site, opens in a new tab)
A legal aid fact sheet on falling behind on homeowner or condo association assessments: fines and fees, hearing rights before the HOA board, conciliation court and association foreclosure. Available in English, Spanish, Hmong and Somali. - LawHelpMN — Providers and Clinics (external site, opens in a new tab)
A statewide search for free and low-cost legal services providers and clinics, filterable by legal topic (including homeowner associations) and county.
Eligibility and cost: Varies by provider.
Court self-help and law libraries
- Minnesota Judicial Branch — Self-Help Centers (external site, opens in a new tab)
Legal information for people without a lawyer: court forms, general questions about court process and help preparing for court, through the Statewide Self-Help Center by phone and email and walk-in centers at some courts. Staff cannot give legal advice or do legal research.
Finding a lawyer
- Minnesota Lawyer Referral and Information Service (external site, opens in a new tab)
A nonprofit public service of the Hennepin and Ramsey County bar associations that connects people with a lawyer for a consultation; it also hosts a Reduced Fee Program for people with legal issues in Minnesota.
Eligibility and cost: A 30-minute consultation for $30 or less; its attorney offices are in the metro area.
HOA help in Mississippi
Last checked October 1, 2026 · Mississippi HOA Homeowner Rights Guide
State HOA or condo office
Mississippi has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Mississippi Attorney General — Consumer Protection Division (external site, opens in a new tab)
Protects Mississippians from unfair, anticompetitive and deceptive business practices; consumer mediators help with complaints filed through its online consumer complaint form. The page does not mention homeowners or condominium associations.
Free legal help
- MSLegalServices.org — Housing (external site, opens in a new tab)
Mississippi's statewide guide to free civil legal services, with housing information on foreclosure prevention, mobile and manufactured homes, new home purchases and other housing issues.
Eligibility and cost: Free civil legal services for low-income people and seniors. - Mississippi Center for Legal Services — FAQs (external site, opens in a new tab)
Free civil legal help for people who qualify.
Eligibility and cost: Household income up to 125% of the federal poverty guidelines (up to 200% in certain special circumstances), with a limit on household assets; some grants have no income test for people 60 and older. Serves the 43 counties listed on the page. - North Mississippi Rural Legal Services (external site, opens in a new tab)
Free civil representation for low-income people.
Eligibility and cost: The northern 39 counties of Mississippi. - North Mississippi Rural Legal Services — Elder Law Project (external site, opens in a new tab)
Free civil legal help for older adults in northern Mississippi, in matters that include real property.
Eligibility and cost: Age 60 and older. - Mississippi Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions, including housing questions, at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- Mississippi Access to Justice Commission — Legal Resources (external site, opens in a new tab)
Self-help information for people handling legal problems without a lawyer, by topic (its housing topic covers landlord/tenant issues and evictions), with interactive tools for creating court forms. It does not give legal advice. - State Law Library of Mississippi — Library FAQ (external site, opens in a new tab)
The Supreme Court's law library in the Gartin Justice Building in Jackson, open to the public during weekday business hours. Librarians do not give legal advice, interpret the law or do in-depth legal research.
Finding a lawyer
- The Mississippi Bar — How to Select a Lawyer (external site, opens in a new tab)
The bar's guide to finding and hiring a lawyer, with a membership directory searchable by practice area and a link to pro bono resources for people who cannot afford a lawyer.
HOA help in Missouri
Last checked October 1, 2026 · Missouri HOA Homeowner Rights Guide
State HOA or condo office
Missouri has no state office that handles HOA or condominium complaints. The Missouri Real Estate Commission, a licensing agency, says on its complaint form that it does not have jurisdiction over condominiums.
Attorney general consumer protection
- Missouri Attorney General — Consumer Protection (external site, opens in a new tab)
Investigates deceptive and unfair business practices and takes consumer complaints online, by mail or in person; complaint advocates contact the company and work through a mediation process. There is no fee to file. The page does not mention homeowners or condominium associations.
Free legal help
- Legal Services of Missouri — Applying for Legal Aid (external site, opens in a new tab)
Statewide guide to applying to Missouri's four regional legal aid programs, with the counties and offices each one serves. - Legal Services of Eastern Missouri (external site, opens in a new tab)
Free civil legal help for low-income people and the elderly.
Eligibility and cost: 21 counties of eastern Missouri. - Legal Aid of Western Missouri (external site, opens in a new tab)
Free civil (non-criminal) legal help for people who can least afford an attorney.
Eligibility and cost: 40 counties in Missouri, listed on its service-area page. - Mid-Missouri Legal Services — Get Legal Help (external site, opens in a new tab)
Free civil legal services for low-income people who meet its eligibility requirements, including income requirements.
Eligibility and cost: People who live in or have a case in Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Miller, Moniteau, Osage or Randolph County. - Legal Services of Southern Missouri (external site, opens in a new tab)
Civil legal help for low-income and elderly people; consumer law is among its services.
Eligibility and cost: 43 counties across southern Missouri.
Court self-help and law libraries
- Supreme Court of Missouri Library (external site, opens in a new tab)
A law library in the Supreme Court Building in Jefferson City, open to the public during business hours, with free basic Fastcase access on its public computers. Staff help locate legal materials but do not research legal questions or explain how the law applies.
Finding a lawyer
- The Missouri Bar — LawyerSearch (external site, opens in a new tab)
The Missouri Bar's directory of Missouri lawyers who have asked to be listed, searchable by area of practice (including real estate) or county. Not all Missouri lawyers are listed, and inclusion is not an endorsement by the bar. - Bar Association of Metropolitan St. Louis — St. Louis Lawyer Search (external site, opens in a new tab)
A free online lawyer directory from the St. Louis metropolitan bar association; the listed attorneys are in the St. Louis metropolitan area and charge fees for their services.
HOA help in Montana
Last checked October 1, 2026 · Montana HOA Homeowner Rights Guide
State HOA or condo office
Montana has no state office that handles HOA or condominium complaints. A 2025 law (HB 416) requires an HOA to get an owner's permission before its agent enters the owner's property, but it does not create a state office or complaint process.
Attorney general consumer protection
- Montana Department of Justice, Office of Consumer Protection — Consumer Complaints (external site, opens in a new tab)
Takes complaints about businesses, online or by mail, for unfair or deceptive practices; complaints it does not handle may be referred to another agency. Its list of the kinds of complaints it handles does not mention homeowners or condominium associations.
Free legal help
- Montana Legal Services Association — Our Work (external site, opens in a new tab)
Statewide legal aid: legal information, advice and representation free of charge to low-income Montanans with civil legal needs, plus self-help resources available to everyone.
Eligibility and cost: Low income. - MontanaLawHelp.org — Apply for Legal Services (external site, opens in a new tab)
How to apply to Montana Legal Services Association online, by phone or on paper. It also describes AskKarla.org, where a volunteer pro bono attorney emails answers to basic legal questions.
Eligibility and cost: MLSA generally serves people with low or moderate income.
Court self-help and law libraries
- Montana Judicial Branch — Court Help Program (external site, opens in a new tab)
A free Montana Supreme Court service for people with civil, non-criminal legal problems: legal information and resources, not legal advice or representation, with a locator for the nearest center by county. - State Law Library of Montana (external site, opens in a new tab)
The state law library in Helena, open to the public Monday to Friday, 8 a.m. to 5 p.m., with an Ask a Librarian service and free access to Montana legal information such as the Montana Code Annotated and administrative rules.
Finding a lawyer
- State Bar of Montana — For the Public (external site, opens in a new tab)
Describes the bar's lawyer referral service, Licensed Lawyer Montana, free to the public; only attorneys who opt in and maintain malpractice insurance take part.
HOA help in Nebraska
Last checked October 1, 2026 · Nebraska HOA Homeowner Rights Guide
State HOA or condo office
Nebraska has no state office that handles HOA or condominium complaints. The Nebraska Real Estate Commission says it does not regulate or oversee homeowner associations, that disputes with an HOA are civil matters, and that illegal or fraudulent business practices by an association or property management company can be reported to the Attorney General's Office.
Attorney general consumer protection
- Nebraska Attorney General — File a Consumer Complaint (external site, opens in a new tab)
Takes consumer complaints about businesses through a voluntary dispute resolution process that requires the cooperation of both the consumer and the business; the business must already have been contacted, and the Attorney General does not represent individual consumers.
Free legal help
- Legal Aid of Nebraska — Call for Help (external site, opens in a new tab)
Statewide intake for free civil legal help by phone and online, including the AccessLine and the ElderAccessLine for seniors.
Eligibility and cost: People with limited resources (household income, assets, citizenship and the legal issue are considered); seniors 60 and older in all 93 counties are eligible for the ElderAccessLine. - Legal Aid of Nebraska — Housing Law (external site, opens in a new tab)
Housing legal help that includes preventing evictions and foreclosures and homestead exemption issues. - Nebraska State Bar Association Volunteer Lawyers Project — I Need Legal Help (external site, opens in a new tab)
The bar's volunteer lawyers program for people Legal Aid of Nebraska cannot help, mostly limited-scope advice and drafting: a Virtual Self Help Center (video chat with an attorney), in-person clinics and Nebraska Free Legal Answers.
Eligibility and cost: Low-income applicants only. - Nebraska Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- Nebraska Judicial Branch — Self-Help (external site, opens in a new tab)
A virtual self-help center with court forms, information and links to legal resources for people representing themselves in Nebraska courts. - Nebraska Judicial Branch — Legal Resources & Information (external site, opens in a new tab)
The courts' list of legal help: Legal Aid of Nebraska, lawyer referral services, Nebraska Free Legal Answers, self-help centers, law school legal clinics, law libraries and community mediation centers. - Nebraska State Library (Nebraska Judicial Branch) (external site, opens in a new tab)
A public law library in the State Capitol that serves the courts, pro se litigants and interested members of the public. - University of Nebraska College of Law, Schmid Law Library — Nebraska Public Library Toolkit (external site, opens in a new tab)
A law library research guide to help public librarians, researchers and self-represented litigants find Nebraska legal resources.
Finding a lawyer
- Nebraska State Bar Association — Nebraska Find-a-Lawyer (external site, opens in a new tab)
The state bar's directory for finding a Nebraska attorney by county or practice area (including real property); every listed attorney is a bar member and carries malpractice insurance.
Eligibility and cost: Listed attorneys charge $50 or less for the first 30 minutes of consultation. - Omaha Bar Association — Omaha Lawyer Referral Service (external site, opens in a new tab)
A nonprofit public service of the Omaha Bar Association that refers people to attorneys.
Eligibility and cost: Douglas, Sarpy, Cass and Washington counties. A fee of $50 is paid to the attorney for an initial consultation of up to 30 minutes.
HOA help in Nevada
Last checked October 1, 2026 · Nevada HOA Homeowner Rights Guide
State HOA or condo office
- Nevada Real Estate Division — Office of the Ombudsman for Owners in Common-Interest Communities and Condominium Hotels (external site, opens in a new tab)
A state office, created by the Legislature in 1997, that helps homeowners and board members understand their rights and obligations under NRS 116 and their governing documents. It investigates disputes involving NRS 116, NRS 116B or an association's governing documents and assists in resolving them, assists in processing claims submitted to mediation or arbitration, and keeps a registration of associations. - Nevada Real Estate Division — File a Complaint (Intervention Affidavit) (external site, opens in a new tab)
Explains how to file a complaint with the Ombudsman's office against an HOA board member or unit owner: a certified letter to the other party describing the complaint and a suggested resolution, then, after 10 business days, a notarized Intervention Affidavit (Form 530). Complaints against a community manager use a separate form. A notary is available at no charge. - Nevada Real Estate Division — About the ADR Program (external site, opens in a new tab)
Before a civil action over an HOA's governing documents, the parties must complete Nevada's alternative dispute resolution process (NRS 38) through the Ombudsman's office, after any dispute procedure the association itself provides. The options are a referee program (both parties must agree; non-binding decision; awards up to $7,500, no attorney's fees), mediation (the default), and, if mediation fails and both parties agree, binding or non-binding arbitration.
Attorney general consumer protection
- Nevada Attorney General — Complaints & FAQ (external site, opens in a new tab)
The Attorney General's complaint page; when another agency is more appropriate to address a complaint, the office forwards it to that agency.
Free legal help
- Nevada Legal Services — FAQ (external site, opens in a new tab)
Free civil legal help; its case types include housing, foreclosure and consumer issues.
Eligibility and cost: Generally low-income individuals; immigration-status requirements apply, with some exceptions. - Legal Aid Center of Southern Nevada — Foreclosure (external site, opens in a new tab)
Helps eligible homeowners with foreclosure-related issues, including foreclosure mediation and HOA matters. - Northern Nevada Legal Aid — About Us (external site, opens in a new tab)
A nonprofit legal aid organization serving qualified residents.
Eligibility and cost: Washoe County and rural northern Nevada counties.
Court self-help and law libraries
- State of Nevada Self-Help Center (external site, opens in a new tab)
Free forms and information for people representing themselves in the Nevada courts. - Civil Law Self-Help Center — About the Self-Help Center (external site, opens in a new tab)
Education, information, legal forms and community referrals for self-represented people with civil matters, regardless of income.
Eligibility and cost: Civil matters in Clark County. - Supreme Court of Nevada Law Library (external site, opens in a new tab)
The state's oldest law library, in Carson City, open to public patrons, with Ask a Librarian help by walk-in, phone, chat and email, Nevada legal research guides, and Lexis+ and Westlaw on its public computers. - Washoe County Law Library (external site, opens in a new tab)
The Second Judicial District Court's law library in Reno; everyone is welcome to use its legal resources, library cards are free, and staff explain court policies and procedures.
Finding a lawyer
- State Bar of Nevada — Lawyer Referral Service (external site, opens in a new tab)
A public service of the State Bar of Nevada that refers people to pre-screened attorneys by area of law; there is no cost to obtain a referral.
Eligibility and cost: The referred attorney provides a consultation of up to 30 minutes for a non-refundable $45 fee.
HOA help in New Hampshire
Last checked October 1, 2026 · New Hampshire HOA Homeowner Rights Guide
State HOA or condo office
- New Hampshire Department of Justice, Consumer Protection & Antitrust Bureau — Condominium and Subdivision Registration (external site, opens in a new tab)
The Bureau has enforcement authority under the state's condominium law (RSA 356-B) and registers condominium projects, or exempts them from registration, before units are sold. The page focuses on developer registration and buyers' rights and invites questions or problems regarding a condominium; it does not describe a process for disputes between owners and their association.
Attorney general consumer protection
- New Hampshire Department of Justice, Consumer Protection & Antitrust Bureau — Consumer Complaints (external site, opens in a new tab)
Takes written complaints about businesses believed to have engaged in unfair or deceptive acts or practices; an attorney reviews each complaint and may send it to the business for a response. It is not a formal legal process, and the Bureau cannot give legal representation or advice.
Free legal help
- 603 Legal Aid — Apply For Legal Aid (external site, opens in a new tab)
Free legal services for people who qualify: it screens applicants, gives advice by telephone, and refers people to volunteer private attorneys and other programs. The page also points to reduced-fee and limited-help options for people who don't qualify. - New Hampshire Legal Assistance — Services (external site, opens in a new tab)
Civil legal aid; its housing cases include foreclosure and property tax deeding, and its aging work serves adults 60 and older. - New Hampshire Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions, including housing and consumer questions, at no cost, to be answered by volunteer attorneys licensed in New Hampshire.
Eligibility and cost: Users must qualify through the site's screening questions. - New Hampshire Bar Association — LawLine (external site, opens in a new tab)
Up to 15 minutes of free legal advice by phone from a volunteer attorney on the second Wednesday of each month, after a short online application; it is brief advice only and does not provide representation.
Court self-help and law libraries
- New Hampshire Judicial Branch — Self-Help (external site, opens in a new tab)
Basic information on the court system, procedures, forms and fees, legal assistance and alternatives to court for people without a lawyer, plus the Trial Court Information Center; court staff give legal information, not legal advice. - New Hampshire Law Library (external site, opens in a new tab)
The only public law library in New Hampshire, in the Supreme Court Building in Concord, open weekdays, with "NH Law About" topic pages and remote Westlaw access for self-represented people.
Finding a lawyer
- New Hampshire Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people by phone or online to an attorney who handles their type of legal issue, in areas including real estate law, and links to reduced-fee services.
Eligibility and cost: A nonrefundable $25 administrative fee.
HOA help in New Jersey
Last checked October 1, 2026 · New Jersey HOA Homeowner Rights Guide
State HOA or condo office
- New Jersey Department of Community Affairs — Association Regulation Initiative (external site, opens in a new tab)
A unit of the Bureau of Homeowner Protection that gives owners in condominiums, cooperatives and single-family or townhouse communities with owner-controlled associations technical and advisory information about their rights to access financial records, open board meetings and alternative dispute resolution. Its linked information packet says the unit enforces the law in those three areas, with limited jurisdiction over election and voting rights, but cannot investigate or remove board members, order compliance with governing documents or conduct audits. The page links that packet, with a complaint form, and an FAQ.
Attorney general consumer protection
- New Jersey Division of Consumer Affairs — File a Complaint (external site, opens in a new tab)
The Division of Consumer Affairs' online complaint portal, including general consumer complaints against any business. The page does not mention homeowners or condominium associations.
Free legal help
- Legal Services of New Jersey — Free LSNJLAW Hotline (external site, opens in a new tab)
Statewide free legal advice, information and referrals in civil legal matters, by phone or online application.
Eligibility and cost: Low-income New Jersey residents who are financially eligible. - LSNJLAW — Condominium and Homeowner Association Lien Super-Priority (external site, opens in a new tab)
A Legal Services of New Jersey article on unpaid condominium and homeowner association dues: association foreclosure and the "super-priority" lien covering six months per year of unpaid association bills, one of nine foreclosure laws signed in 2019 (N.J.S.A. 46:8B-21 and 45:22A-44.1). The law does not apply to co-ops. Last reviewed in December 2019. - New Jersey Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions, including housing questions, at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- New Jersey Courts — Self-Help (external site, opens in a new tab)
Legal forms, self-help kits and court information for people representing themselves, including small claims, special civil part and foreclosure cases. - New Jersey Courts — Judiciary Ombudsman Program (external site, opens in a new tab)
Each Superior Court vicinage has an ombudsman who helps the public with court procedures and information; ombudsmen do not give legal advice. - New Jersey State Library — Law Collection (external site, opens in a new tab)
The state law collection in Trenton, serving professionals and the general public, with Westlaw and Lexis available on two library computers (no remote access).
Finding a lawyer
- New Jersey State Bar Association — County Bar Associations (external site, opens in a new tab)
Lists the county bar associations that provide lawyer referral services and can help people find an attorney nearby.
HOA help in New Mexico
Last checked October 1, 2026 · New Mexico HOA Homeowner Rights Guide
State HOA or condo office
New Mexico has no state office that handles HOA or condominium complaints. The Real Estate Commission's complaint role covers the real estate license law and its rules.
Attorney general consumer protection
- New Mexico Department of Justice (Attorney General) — Submit a Complaint (external site, opens in a new tab)
Takes tips and complaints online or on a paper form; its Guided Help tool sends a complaint to the agency that can best meet the person's needs.
Free legal help
- New Mexico Legal Aid — Who We Help (external site, opens in a new tab)
Free civil legal help for low-income individuals and families, including housing cases such as evictions, landlord-tenant disputes and foreclosure prevention, and consumer cases.
Eligibility and cost: Household income at or below 125% of the federal poverty guidelines; no income requirement for certain cases, such as those involving interpersonal violence. - State Bar of New Mexico — Legal Resources for the Elderly Program (external site, opens in a new tab)
A free statewide helpline, run by the New Mexico State Bar Foundation and the Aging and Long-Term Services Department, where staff attorneys give legal advice and brief services to older New Mexicans.
Eligibility and cost: New Mexico residents age 55 and older; no income restrictions. - State Bar of New Mexico — Modest Means Helpline (external site, opens in a new tab)
A civil legal telephone helpline where staff attorneys give legal advice; in limited cases it may refer a matter to pro bono attorneys, and it works with New Mexico Legal Aid's volunteer program to connect people to court-sponsored legal clinics.
Eligibility and cost: New Mexico residents of modest means, including people over income for New Mexico Legal Aid or otherwise ineligible for it. - Senior Citizens' Law Office — Eligibility & Case Types (external site, opens in a new tab)
Free legal services for older adults; its housing cases include foreclosure defense and prevention. Neighbor disputes are among the cases it does not handle.
Eligibility and cost: Age 60 and over, living in Bernalillo, Sandoval, Torrance or Valencia County, with income within limits set by its donors. - New Mexico Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- New Mexico Courts — Self-Representation (external site, opens in a new tab)
The judiciary's statewide self-help site, with self-representation information by court district, topic pages, a video library and links to the Supreme Court Law Library and the Courts HelpLine. - New Mexico Courts HelpLine (external site, opens in a new tab)
A court phone line, open weekdays and Saturday mornings, that gives legal information about court procedures and forms, points callers to free or low-cost legal services, and explains how to request mediation or other alternatives to court. Staff do not give legal advice. - New Mexico Supreme Court Law Library — Library Services (external site, opens in a new tab)
The Supreme Court's law library in Santa Fe; staff suggest library resources, such as treatises, its New Mexico law section and self-help books, and free online resources, but don't do legal research, give legal advice or interpret statutes.
Finding a lawyer
- State Bar of New Mexico — Online Bar Directory (external site, opens in a new tab)
The State Bar's searchable directory of New Mexico attorneys, with a practice-area guide that lists homeowner association disputes under real property.
HOA help in New York
Last checked October 1, 2026 · New York HOA Homeowner Rights Guide
State HOA or condo office
- New York Attorney General — Homeowners Associations (HOAs) (external site, opens in a new tab)
The Attorney General's office requires an HOA's sponsor to file an offering plan and to keep the commitments it made in that plan; the office's jurisdiction is limited to ownership and maintenance of HOA common property. The page links a complaint option and the office's guide to handling problems with an HOA. - New York Attorney General — How to Handle Problems With Your Homeowners Association (PDF) (external site, opens in a new tab)
The office's guide (printed April 2018) says that in most cases no government agency can help owners with HOA problems: the Attorney General regulates only the offer and sale of interests in HOAs and generally does not get involved in owners' problems with the board once the sponsor no longer controls it, though it may help if the sponsor is not keeping the commitments in its offering plan. It also summarizes members' rights under the Not-for-Profit Corporation Law, such as calling special meetings, seeing books and records, and removing directors.
Attorney general consumer protection
- New York Attorney General — File a Complaint: Home Ownership or Purchaser Issues (external site, opens in a new tab)
The Attorney General's complaint options for homeowners and buyers, including complaints about real estate developers or building project sponsors (including cooperative or condominium conversions), mortgage servicers and deed theft.
Free legal help
- LawHelpNY — Legal Directory (external site, opens in a new tab)
Searches for free legal services anywhere in New York State by location and legal topic. - New York Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- New York State Courts — CourtHelp (external site, opens in a new tab)
Legal information, not legal advice, for people representing themselves in the New York courts, with topics including homes and evictions, problems with money and small claims, plus do-it-yourself court forms. - New York State Courts — Community Dispute Resolution Centers (external site, opens in a new tab)
A statewide, court-funded network of nonprofit centers offering mediation and other dispute resolution services, including for housing matters and financial and contractual disputes, whether or not there is a court case. Most services are low or no cost. - New York State Courts — Office of Legal Information (Public Access Law Libraries) (external site, opens in a new tab)
Supplies legal resources for the courts' public access law libraries and offers Ask a Law Librarian help with legal research questions by live chat, text or email. - New York State Library — Law Collection (external site, opens in a new tab)
The State Library's law collection; library staff help users with legal research and, though not lawyers, suggest search strategies and specific titles.
Finding a lawyer
- New York State Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Connects people, through an online form, with vetted private (paid) attorneys in the counties it serves; referral staff are not attorneys and can't give legal advice. The page also links other lawyer referral services in New York.
Eligibility and cost: Referrals are free; the first half-hour consultation costs $35, except in a few listed case types (such as personal injury and workers' compensation). - New York City Bar — Legal Referral Service (external site, opens in a new tab)
Referral counselors discuss a person's legal question by phone or online and refer them to a screened and qualified lawyer or another resource.
Eligibility and cost: Initial consultations of up to 30 minutes cost $35 or are free, depending on the type of case.
HOA help in North Carolina
Last checked October 1, 2026 · North Carolina HOA Homeowner Rights Guide
State HOA or condo office
North Carolina has no state office that handles HOA or condominium complaints. The Secretary of State's HOA FAQ says there is no government agency responsible for regulating HOAs, and the Department of Justice says no state or federal agency oversees homeowners' associations.
Attorney general consumer protection
- North Carolina Department of Justice — General Consumer Complaint (external site, opens in a new tab)
The Attorney General's consumer complaint form. The office usually forwards a complaint to the business for a response, and its mediation process aims to resolve disputes without court; it can't give legal advice, act as a person's attorney or sue solely to recover one person's money or property. - North Carolina Department of Justice — Homeowners' Associations (external site, opens in a new tab)
Consumer tips about HOAs. It says no state or federal agency oversees homeowners' associations and points owners unhappy with a board decision to private counsel experienced in HOA matters.
Free legal help
- Legal Aid of North Carolina — Get Help (external site, opens in a new tab)
Free legal help for low-income North Carolinians in civil cases involving basic human needs; its housing work includes foreclosures.
Eligibility and cost: Low-income North Carolinians. - Legal Aid of North Carolina — Senior Legal Helpline (external site, opens in a new tab)
Legal Aid of North Carolina's application page, including its Senior Legal Helpline for older North Carolinians.
Eligibility and cost: The Senior Legal Helpline serves North Carolinians 60 or older. - Charlotte Center for Legal Advocacy — Home Preservation (external site, opens in a new tab)
Legal help to protect home ownership; its case work includes homeowner association and tax foreclosures, foreclosure defense and mortgage servicing disputes.
Eligibility and cost: Mecklenburg County residents (foreclosure defense also covers Gaston, Lincoln, Cabarrus, Iredell, Rowan, Stanly, Union and Catawba counties), with income under 200% of the federal poverty standard. - North Carolina Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions, including housing and consumer questions, at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- North Carolina Judicial Branch — Foreclosures (external site, opens in a new tab)
A plain-language guide to foreclosure, including how a homeowners' or condominium owners' association may file a claim of lien for unpaid assessments and foreclose it (G.S. 47F-3-116 and 47C-3-116). - North Carolina Judicial Branch — Small Claims (external site, opens in a new tab)
A guide to small claims court, where the maximum amount that can be requested varies by county from $5,000 to $10,000. - UNC School of Law, Kathrine R. Everett Law Library — Members of the Public (external site, opens in a new tab)
Resources and services for members of the public, including self-represented litigants: research guides, Ask a Librarian, and a weekday reference desk in Chapel Hill.
Finding a lawyer
- North Carolina Bar Association — Lawyer Referral Service (external site, opens in a new tab)
A public service of the North Carolina Bar Association, including online self-referral; member lawyers meet once at a reduced rate, then set their own fees. It does not make pro bono referrals and points people with limited income to NC Free Legal Answers.
Eligibility and cost: No more than $50 for an initial 30-minute consultation.
HOA help in North Dakota
Last checked October 1, 2026 · North Dakota HOA Homeowner Rights Guide
State HOA or condo office
North Dakota has no state office that handles HOA or condominium complaints. The North Dakota Real Estate Commission's complaint jurisdiction is over the real estate licensees involved, and its license law does not cover property managers.
Attorney general consumer protection
- North Dakota Attorney General, Consumer Protection Division — Consumer Complaints (external site, opens in a new tab)
Takes consumer complaints online or by mail. After screening a complaint, the office may refer it to another agency; if it falls within the office's authority, the office tries to mediate a resolution, and if that fails it may refer the person to a private attorney. It does not act on anonymous complaints. Its linked complaint guide (dated 2021) says the office can't take complaints about real estate transactions and has no jurisdiction over lien filings. The page does not mention HOAs or condominiums.
Eligibility and cost: North Dakota residents, or people in another state whose dispute involves a transaction with a North Dakota business.
Free legal help
- Legal Services of North Dakota — Get Help (external site, opens in a new tab)
Civil legal aid available in the entire state and three tribal nations. Its housing cases include facing foreclosure; it does not take criminal cases or cases in which a fee can be generated.
Eligibility and cost: Income generally at or below 125% of poverty, with higher or no income limits depending on the type of case or the client's age; separate assistance lines for people under 60 and 60 and older. - Legal Services of North Dakota — Senior Legal Services (external site, opens in a new tab)
A Senior Legal Hotline and online application for older and low-income North Dakotans; its case types include mortgage issues, problems with debts and the property tax credit. Services are free, though clients may have to pay costs such as filing fees.
Eligibility and cost: Disadvantaged elderly (ages 60+) or low-income North Dakotans. - North Dakota Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions, including housing and consumer questions, at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- North Dakota Court System — Legal Self Help Center (external site, opens in a new tab)
Resources for people who represent themselves in civil matters in North Dakota state courts; the website and Center staff give a general guide to civil court process, not legal advice. - North Dakota Legal Self Help Center — Small Claims Court (external site, opens in a new tab)
A guide to starting or answering a small claims case, which can be brought to recover $15,000 or less; there is no jury and the decision can't be appealed. - North Dakota Supreme Court Law Library (external site, opens in a new tab)
The Supreme Court's law library in Bismarck, open by appointment on weekdays, with general reference services and legal research assistance; its services are available to the public, but the public can't check out its holdings. - University of North Dakota School of Law — Thormodsgard Law Library (external site, opens in a new tab)
A public law library in Grand Forks serving the State of North Dakota, including members of the general public. Reference librarians help people find the law on a topic, statutes, cases, regulations and legal forms; they do not give legal advice.
Finding a lawyer
- State Bar Association of North Dakota — Lawyer Referral & Information Service (external site, opens in a new tab)
A public service of the State Bar Association that matches paying clients with full-price lawyers (not volunteer or reduced-fee lawyers), by phone on weekdays. Staff are not attorneys and can't give legal advice. - North Dakota Court System — Finding a Lawyer (external site, opens in a new tab)
The court system's guide to finding a lawyer. It describes the State Bar Association's referral service: a referral includes a lawyer's name and up to a 30-minute consultation in the area of law and town or county chosen. It also notes that Legal Services of North Dakota can check eligibility for the Volunteer Lawyers program, which offers low-cost help based on income.
Eligibility and cost: The charge for a referral is $30.
HOA help in Ohio
Last checked October 1, 2026 · Ohio HOA Homeowner Rights Guide
State HOA or condo office
Ohio has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Ohio Attorney General — File a Consumer Complaint (external site, opens in a new tab)
The Attorney General's consumer complaint page, with an online complaint form; live chat agents give basic, informal guidance that is not legal advice. The office has no guidance specific to HOA or condominium-association disputes. - Ohio Attorney General — Frequently Asked Questions (external site, opens in a new tab)
Explains that the office does not represent individual citizens in court to resolve their problems with a business, and that its Consumer Protection Section has an informal dispute resolution process that helps resolve complaints outside the formal legal process. - Ohio Attorney General — Laws Protecting Consumers (external site, opens in a new tab)
Lists consumer laws, including the Condominium Sales Act (R.C. 5311.25), which protects the rights of condominium unit owners and mandates disclosures during construction.
Free legal help
- Ohio Legal Help — Find Your Legal Aid (external site, opens in a new tab)
A county selector on Ohio's statewide legal-information site for finding the local legal aid program. - Legal Aid Society of Cleveland — Apply for Free Legal Aid (external site, opens in a new tab)
Online or phone applications for free civil legal help for people with low incomes, plus brief advice clinics at community centers and libraries.
Eligibility and cost: Ashtabula, Cuyahoga, Geauga, Lake and Lorain counties; people with low incomes. - Pro Seniors — Legal Helpline for Older Ohioans (external site, opens in a new tab)
Free legal information, advice and referral by phone, in 30-minute appointments with a helpline attorney; common topics include housing and consumer problems.
Eligibility and cost: Ohio residents age 60 and over, regardless of income or resources.
Court self-help and law libraries
- Supreme Court of Ohio — Access to Justice Resources (external site, opens in a new tab)
The Supreme Court's public resources for people representing themselves, including Keys to the Courtroom (court procedures for self-represented people in civil cases), limited scope representation information, and links to Ohio Legal Help and local legal aid. - Supreme Court of Ohio Law Library — About the Library (external site, opens in a new tab)
The Supreme Court's law library in Columbus, maintained mainly for the Court, is also open to other government agencies, members of the bar and the public.
Finding a lawyer
- Ohio Legal Help — Finding a Lawyer (external site, opens in a new tab)
Explains ways to find a lawyer, including legal aid and the lawyer referral services that bar associations in Ohio often run, some with a set low-cost fee for the first consultation; it says these fees are usually under $50. - Cincinnati Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people to attorneys who meet the service's requirements for each area of law and carry professional liability insurance.
Eligibility and cost: Greater Cincinnati. Participating attorneys charge a reduced $50 fee for the first half-hour of the consultation. - Cleveland Metropolitan Bar Association — Lawyer Referral Service (external site, opens in a new tab)
The bar association's referral service refers people, online or by phone, to one qualified private-practice lawyer in its network per legal issue; the person then contacts the lawyer to set up a consultation. Its lawyers don't work for free, fees after the 30-minute consultation are discussed with the lawyer, and staff can't give legal advice.
Eligibility and cost: A $25 non-refundable administrative fee per referral (per legal issue).
HOA help in Oklahoma
Last checked October 1, 2026 · Oklahoma HOA Homeowner Rights Guide
State HOA or condo office
Oklahoma has no state office that handles HOA or condominium complaints. The Oklahoma Real Estate Commission says HOA issues are generally outside its jurisdiction.
Attorney general consumer protection
- Oklahoma Attorney General — Consumer Protection Unit (external site, opens in a new tab)
Assists consumers through outreach and education, mediation of consumer complaints, and legal action against individuals or businesses engaged in deceptive, fraudulent or unfair advertising or sales practices. The office has no guidance specific to HOA or condominium-association disputes. - Oklahoma Attorney General — Frequently Asked Questions (external site, opens in a new tab)
Explains the consumer complaint process; a complaint outside the Consumer Protection Unit's jurisdiction is passed to where it needs to go. The office is not authorized to advise or represent private citizens on personal legal matters.
Free legal help
- Legal Aid Services of Oklahoma — About LASO (external site, opens in a new tab)
Civil legal assistance for low-income people throughout Oklahoma from 18 offices, at no charge for its legal services (clients may have to pay court or other fees); volunteer pro bono attorneys take some cases it can't handle.
Eligibility and cost: Many programs require financial eligibility, assessed at intake; services for seniors over 60, persons with AIDS and victims of housing discrimination are not income-sensitive. - Legal Aid Services of Oklahoma — OKSPLASH Senior Helpline (external site, opens in a new tab)
A helpline run with the Oklahoma Department of Human Services that gives free legal information, advice and counseling to older Oklahomans.
Eligibility and cost: Age 60 and over. - Oklahoma Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- Supreme Court of Oklahoma, Alternative Dispute Resolution System — Early Settlement Mediation (external site, opens in a new tab)
A free statewide mediation program of the Administrative Office of the Courts, with 13 regional offices; its services include small claims, civil and real estate cases and community and neighbor disputes. - Oklahoma Department of Libraries — Law and Legislative Reference (external site, opens in a new tab)
The state library's law collection (Oklahoma Statutes, session laws, case reports and treatises), which provides information to state government and members of the general public. During building renovations it is temporarily in the Will Rogers Building, and access to collections must be requested in advance.
Finding a lawyer
- Oklahoma Bar Association — Find a Lawyer (external site, opens in a new tab)
The Bar's directory of Oklahoma attorneys who choose to be listed, searchable by practice area and location; not every licensed attorney is included, and the Bar does not endorse those listed. - Tulsa County Bar Association — Lawyer Referral & Information Service (external site, opens in a new tab)
Refers people who can afford reasonable attorney's fees to a licensed attorney in the right area of law. It does not provide pro bono attorneys, and its staff don't answer legal questions.
Eligibility and cost: Tulsa County. The $25 referral fee includes up to a 30-minute initial consultation by phone.
HOA help in Oregon
Last checked October 1, 2026 · Oregon HOA Homeowner Rights Guide
State HOA or condo office
Oregon has no state office that handles HOA or condominium complaints. The Oregon Real Estate Agency lists homeowner associations and condo owner associations among the things it does not regulate.
Attorney general consumer protection
- Oregon Department of Justice — Attorney General's Consumer Hotline (external site, opens in a new tab)
Takes consumer questions and complaints against businesses by phone, email or an online complaint form. State law bars its staff from giving individuals legal advice; for legal action, the page points to a private attorney, small claims court or the Oregon State Bar's referral service. The page does not mention HOAs or condominiums.
Free legal help
- Legal Aid Services of Oregon — What We Do (external site, opens in a new tab)
Free civil legal help through regional offices and statewide hotlines and programs. Its listed case types include housing (such as repairs, discrimination and government housing programs) and consumer issues (such as debt collection and bankruptcy); not every office handles every issue.
Eligibility and cost: Low-income Oregonians. - Oregon Law Help — Legal Aid Offices by County (external site, opens in a new tab)
Lists the legal aid office that serves each Oregon county, most of them run by Legal Aid Services of Oregon or the Oregon Law Center. The wider site offers civil legal information written by Oregon attorneys. - Oregon Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- Oregon Judicial Department — Self-Help Center (external site, opens in a new tab)
The courts' self-help hub, with information by topic for people representing themselves and links to the Oregon State Bar's referral service and Oregon Law Help. - Oregon Judicial Department — Mediation (external site, opens in a new tab)
Explains mediation through local court programs (usually for small claims, landlord/tenant, domestic relations and civil cases) and through Community Dispute Resolution Centers, which offer free or low-cost mediation. - Resolution Oregon — Community Resolution Centers by County (external site, opens in a new tab)
Lists the community dispute resolution center serving each Oregon county, or Resolution Oregon's statewide services where a county has no local center. - State of Oregon Law Library — For the Public (external site, opens in a new tab)
Legal research resources for the public, including remote research databases and in-library databases; law librarians help with legal information and resources but don't give legal advice.
Finding a lawyer
- Oregon State Bar — Legal Referral Service and Modest Means Program (external site, opens in a new tab)
Gives the name of a participating lawyer near the person or the location where help is needed; all participating lawyers charge, and the service does not offer free or pro bono attorneys. The Modest Means Program offers reduced rates for moderate-income Oregonians, but only in family law, criminal defense, foreclosure and rental housing matters at the trial court level.
Eligibility and cost: An initial consultation of up to 30 minutes for a maximum fee of $50.
HOA help in Pennsylvania
Last checked October 1, 2026 · Pennsylvania HOA Homeowner Rights Guide
State HOA or condo office
Pennsylvania has no state office that handles HOA or condominium complaints. The planned community and condominium laws let unit owners in good standing, in communities those provisions cover, file complaints with the Attorney General's Bureau of Consumer Protection about certain violations, such as of the rules on meetings, quorums and voting, generally after any alternative dispute resolution the association's documents provide.
Attorney general consumer protection
- Pennsylvania Attorney General, Bureau of Consumer Protection — Consumer Complaints (external site, opens in a new tab)
The Bureau of Consumer Protection's complaint form for problems with a business, product or service, online or by mail, with a link to its mediation FAQs. The page does not mention HOAs or condominiums. - Pennsylvania Uniform Planned Community Act, 68 Pa.C.S. § 5322 — Complaints to the Bureau of Consumer Protection (external site, opens in a new tab)
The planned community law lets a unit owner in good standing file a complaint with the Attorney General's Bureau of Consumer Protection when the declarant or association violates the Act's rules on meetings, quorums, or voting and proxies. If the association's declaration, bylaws, rules or regulations provide an alternative dispute resolution procedure, the owner can file only after exhausting it without a resolution or after at least 100 days have passed since starting it; the owner can file immediately if no such procedure is available or the association refuses it. The Act's applicability section (§ 5102) does not list this section among those that reach planned communities created before the Act took effect, and very small communities are largely exempt. - Pennsylvania Uniform Condominium Act, 68 Pa.C.S. § 3322 — Complaints to the Bureau of Consumer Protection (external site, opens in a new tab)
The condominium law lets a unit owner in good standing file a complaint with the Attorney General's Bureau of Consumer Protection when the declarant or association violates the Act's rules on meetings, quorums, voting and proxies, or association records, with the same alternative-dispute-resolution conditions as the planned community law. The Act's applicability section (§ 3102) does not list this section among those that reach condominiums created before the Act took effect.
Free legal help
- Pennsylvania Legal Aid Network — Apply for Legal Aid (external site, opens in a new tab)
A statewide application for civil legal help from the Pennsylvania Legal Aid Network, a group of independent legal aid programs; each application goes to the program serving the applicant's county.
Eligibility and cost: Low-income individuals and families. - SeniorLAW Center — Pennsylvania SeniorLAW HelpLine (external site, opens in a new tab)
A free, confidential telephone service staffed by attorneys that gives legal information, advice, referrals and some brief services on civil issues, including housing matters such as foreclosures, deeds and home repair contractor fraud.
Eligibility and cost: Pennsylvanians 60 and older, in all 67 counties. - Pennsylvania Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- Unified Judicial System of Pennsylvania — Representing Yourself (external site, opens in a new tab)
Information for people representing themselves in the Pennsylvania courts, including how to ask to proceed without paying filing fees (in forma pauperis); nothing on the pages is legal advice. - State Library of Pennsylvania — Law and Document Resources (external site, opens in a new tab)
The State Library's law collection, especially strong in current and historical Pennsylvania law materials, with electronic law resources available in its Main Reading Room.
Finding a lawyer
- Pennsylvania Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Gives an immediate referral to a participating attorney through an online form or by phone; the person then contacts the attorney. Staff are not attorneys and can't give legal advice.
Eligibility and cost: Operates in 47 of Pennsylvania's 67 counties. The initial 30-minute consultation costs no more than $30. - Philadelphia Bar Association — Lawyer Referral and Information Service (external site, opens in a new tab)
Refers people to screened and qualified lawyers, through an online request at any time or by phone on weekdays; for people who can't afford a lawyer, staff may refer them to a legal aid agency or another low- or no-fee resource. - Allegheny County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
The county bar's referral service, by phone or online, matches people with a qualified attorney; there is no fee to use the service.
Eligibility and cost: Allegheny County. A free consultation of up to 30 minutes once placed with an attorney.
HOA help in Rhode Island
Last checked October 1, 2026 · Rhode Island HOA Homeowner Rights Guide
State HOA or condo office
Rhode Island has no state office that handles HOA or condominium complaints.
Attorney general consumer protection
- Rhode Island Attorney General — File a Consumer Complaint (external site, opens in a new tab)
The Attorney General's consumer complaint form, set up for complaints against businesses: complaints are handled in the order received and assigned to an investigator, and a complaint that belongs to another local, state or federal agency gets referral information. State law does not let the Attorney General give individuals legal advice or act as their private attorney. The office's consumer pages do not mention HOAs or condominiums.
Free legal help
- Rhode Island Legal Services (external site, opens in a new tab)
Legal assistance and representation for low-income people in Rhode Island, through an online application; applying does not guarantee that it can help.
Eligibility and cost: Low-income individuals and eligible client groups. - Help RI Law (Rhode Island Legal Services) — Housing (external site, opens in a new tab)
Rhode Island Legal Services' legal-information site; its housing topics include court forms, evictions, home purchase, improvement and foreclosure, landlord/tenant and mobile home parks.
Court self-help and law libraries
- Rhode Island Judiciary — Public Resources and Self-Help Center (external site, opens in a new tab)
The Judiciary's Self-Help Center, with information about a day in court, courthouse rules and case information; court staff give legal information but not legal advice. - Rhode Island State Law Library (external site, opens in a new tab)
The state law library in Providence, open to all, provides research and reference service to self-represented litigants and the general public, with Rhode Island and other laws, case law and government documents; library staff can't interpret material or give legal advice.
Finding a lawyer
- Rhode Island Bar Association — Choosing a Lawyer (Lawyer Referral Service) (external site, opens in a new tab)
The Bar's Lawyer Referral Service, by phone on weekdays or online, offers up to a free 30-minute consultation with a qualified attorney; continuing after that is the client's choice. The page also describes a Lawyer Referral Service for the Elderly (60 and older) and the Volunteer Lawyer Program, which gives free help to low-income Rhode Islanders in certain areas of law.
Eligibility and cost: Reduced-fee services are available to those who qualify under federal income guidelines.
HOA help in South Carolina
Last checked October 1, 2026 · South Carolina HOA Homeowner Rights Guide
State HOA or condo office
- South Carolina Department of Consumer Affairs — File an HOA Complaint (external site, opens in a new tab)
The state consumer agency takes consumer complaints against HOAs, online or on a paper form, and requires an HOA Supplemental Questionnaire with each one. It does not administer or enforce the South Carolina Homeowners Association Act; state law (S.C. Code § 27-30-340) requires it to collect data from HOA complaints and share it with the Governor and the General Assembly each year. - South Carolina Department of Consumer Affairs — FAQs about HOAs (PDF) (external site, opens in a new tab)
The agency's HOA FAQ explains that it has no enforcement or oversight authority over HOAs: its complaint process is voluntary mediation, and it cannot force an HOA or homeowner to take part, require a specific outcome or arbitrate the dispute. It also can't give legal advice on specific situations. - South Carolina Department of Consumer Affairs — Homeowners Association (HOA) Information (external site, opens in a new tab)
Education for homeowners from an agency that does not oversee HOAs: FAQs, a before-you-buy guide, webinars, and outlines of the laws that apply to HOAs. It notes that magistrate's court may hear money disputes involving an HOA of $7,500 or less. - South Carolina Department of Consumer Affairs — Homeowners Association Complaint Reports (external site, opens in a new tab)
The yearly reports, required by a 2018 change to state law and published each January in a searchable format, on the HOA complaints the agency received.
Attorney general consumer protection
- South Carolina Attorney General — Consumer Protection & Antitrust Division (external site, opens in a new tab)
Enforces the South Carolina Unfair Trade Practices Act through lawsuits over unfair or deceptive trade practices. The division does not handle individual consumer complaints against businesses; those go to the Department of Consumer Affairs, a separate agency.
Free legal help
- South Carolina Legal Services — Services (external site, opens in a new tab)
Free civil legal help for eligible South Carolinians, by phone or online application. It does not charge attorney's fees to eligible clients whose cases are accepted, though clients may owe costs such as court filing fees.
Eligibility and cost: Household income generally at or below 125% of the Federal Poverty Level; assets are also considered, and some grants allow exceptions. - LawHelp.org/SC (external site, opens in a new tab)
South Carolina's statewide legal-information site, maintained by South Carolina Legal Services, with housing and consumer topics, self-help forms, a legal-help directory and an online application. - South Carolina Free Legal Answers (external site, opens in a new tab)
A virtual legal advice clinic where qualifying users post civil legal questions at no cost, to be answered by volunteer attorneys.
Eligibility and cost: Users must qualify through the site's screening questions.
Court self-help and law libraries
- South Carolina Judicial Branch — Self Help Resources (external site, opens in a new tab)
Explains what court staff can and can't do (they explain how the court works and point people to organizations and legal information, but don't give legal advice) and links court FAQs and forms for people without a lawyer. - South Carolina Access to Justice Commission — Legal Resource Finder (external site, opens in a new tab)
An interactive finder that gives each user a report of legal-aid referrals and self-help resources based on their income, location and legal problem; the courts' self-help page points here. - University of South Carolina School of Law Library — Services to the Public (external site, opens in a new tab)
The law library in Columbia is open to the public for on-site use; reference librarians help people find material to research their legal issues on weekdays but can't give legal advice, and the library does not lend to the public. - University of South Carolina School of Law Library — Property Law Research Guide (external site, opens in a new tab)
A research guide to South Carolina property law that links selected property statutes, including the Horizontal Property Act (condominiums) but not the Homeowners Association Act, and lists the library's treatise on South Carolina community association law for condominiums and HOAs.
Finding a lawyer
- South Carolina Bar — Lawyer Referral Service (external site, opens in a new tab)
Refers people to a lawyer by type of law and location, by phone on weekdays or online at any time. After the first 30 minutes, or if the lawyer is hired, the lawyer's normal fees apply; referral lawyers don't take pro bono cases. The page also links free and low-cost options.
Eligibility and cost: Participating lawyers charge no more than $50 for a 30-minute consultation.
HOA help in South Dakota
Last checked October 1, 2026 · South Dakota HOA Homeowner Rights Guide
State HOA or condo office
South Dakota has no state office that handles HOA or condominium complaints. The Real Estate Commission registers condominium projects, but its complaint jurisdiction covers real estate licensees.
Attorney general consumer protection
- South Dakota Attorney General, Division of Consumer Protection — Complaint Form (external site, opens in a new tab)
Takes consumer complaints online or on a downloadable form. An investigator reviews each complaint, sometimes refers it to another agency, and usually contacts both sides; the business is given 20 days to reply or resolve it, and the division may open an investigation or mediate. The page notes that some complaints may require private legal action by the consumer.
Free legal help
- SD Law Help — Apply for Free Legal Help (external site, opens in a new tab)
One application for South Dakota's three free legal help organizations, sent on to the right one. Most help is legal counseling; help with court forms and self-help is also offered, and full representation is the least common. Not everyone who applies can be helped.
Eligibility and cost: People with lower incomes, people 60 or older, domestic violence victims and veterans may qualify for free or lower-cost help. - East River Legal Services — FAQ (external site, opens in a new tab)
A nonprofit providing free civil legal aid in eastern South Dakota (court costs or other fees may still apply).
Eligibility and cost: Household income within 125% of the federal poverty guideline (sometimes within 200%); some services, such as those for seniors and veterans, are not income-based. Residents of the eastern counties listed on the page only; U.S. citizens or permanent legal residents, with limited exceptions. - Dakota Plains Legal Services — Eligibility (external site, opens in a new tab)
A nonprofit legal-aid program funded mainly by the Legal Services Corporation. Its case priorities include consumer/finance and housing matters.
Eligibility and cost: Based on income (federal poverty guidelines) and residence in the areas it serves; some people, such as those over 60, are eligible regardless of income. - State Bar of South Dakota — Access to Justice (external site, opens in a new tab)
The bar's program screens applicants and refers eligible people to participating South Dakota attorneys for pro bono or reduced-fee (modest means) help. The page also describes SD Free Legal Answers.
Eligibility and cost: Pro bono help: at or below 125% of the federal poverty guidelines; 150% for survivors of domestic violence, sexual assault, human trafficking or stalking; 200% for people with disabilities, the elderly and veterans. No criminal or fee-generating cases. Free Legal Answers: under 250% of the poverty guidelines and less than $5,000 in total assets. - South Dakota Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- South Dakota Unified Judicial System — Self Help (external site, opens in a new tab)
The courts' self-help pages: legal help listings, Guide and File online court forms, and a Legal Form Help Line that answers form questions but can't give legal advice. - South Dakota Unified Judicial System — Small Claims Court (external site, opens in a new tab)
How small claims court works, with forms; the limit for small claims actions is $12,000 or less. - South Dakota Supreme Court Law Library (external site, opens in a new tab)
The law library in the State Capitol in Pierre, open to attorneys and the public during regular business hours, with South Dakota court decisions, codified law, legislative materials and attorney general's opinions. For the public, staff can help locate materials from specific citations but can't do legal research, explain what a law means or advise a course of action.
Finding a lawyer
- State Bar of South Dakota — Lawyer Referral Service (external site, opens in a new tab)
A public service of the State Bar to help people find a qualified, local lawyer. Participating lawyers give a consultation covering the nature of the legal issue, possible options and the costs of hiring an attorney.
HOA help in Tennessee
Last checked October 1, 2026 · Tennessee HOA Homeowner Rights Guide
State HOA or condo office
Tennessee has no state office that handles HOA or condominium complaints. The Tennessee Real Estate Commission has treated disputes between a homeowner and an HOA as outside its jurisdiction.
Attorney general consumer protection
- Tennessee Attorney General, Division of Consumer Affairs — File a Complaint (external site, opens in a new tab)
An informal complaint mediation program: a consumer specialist sends the complaint to the business and asks for a written response within 21 days. The division can't act on a consumer's behalf, give legal advice, decide whether the law was broken, file a lawsuit only to recover money or property for someone, or mediate complaints involving parties or facts that are or were the subject of a lawsuit; complaints are public records.
Eligibility and cost: The consumer lives in Tennessee, the business is located there, or the transaction happened there.
Free legal help
- HELP4TN (Tennessee Alliance for Legal Services) (external site, opens in a new tab)
A statewide site with legal information booklets, forms, videos, blog posts and chat bots, plus a topic section for renters and homeowners. - HELP4TN — Free Senior Legal Helpline (external site, opens in a new tab)
Attorneys give free, confidential legal advice and information by phone. Topics include real estate, breach of contract and consumer issues; criminal matters are not covered.
Eligibility and cost: Age 60 and older, regardless of income or assets. - Tennessee Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify. - Legal Aid Society of Middle Tennessee and the Cumberlands — Cases We Take (external site, opens in a new tab)
Free legal services for the case types it lists. For homeowners, it may help those behind or about to fall behind on mortgage payments, those who received a foreclosure notice, or those needing help lowering mortgage payments.
Eligibility and cost: Depends on income, legal issue, location and current capacity. - West Tennessee Legal Services — Housing (external site, opens in a new tab)
Representation in wrongful evictions, fair housing and other landlord-tenant problems, and help for homeowners, including those at risk of or facing foreclosure.
Eligibility and cost: The 21 West Tennessee counties listed on the page. - Legal Aid of East Tennessee — Get Help (external site, opens in a new tab)
Free civil legal representation across the 26 counties of East Tennessee, including a housing justice and property section.
Eligibility and cost: The 26 counties of East Tennessee. - Memphis Area Legal Services — Client Services (external site, opens in a new tab)
Free civil legal help for eligible clients. Dedicated funding lets it help some people who aren't low-income, including the elderly and people seeking foreclosure prevention or help with mortgage-related and other housing matters.
Eligibility and cost: Shelby, Fayette, Tipton and Lauderdale counties only. For most help: U.S. citizen or legal resident with low income and limited assets.
Court self-help and law libraries
- Tennessee Administrative Office of the Courts — Self Help Center (external site, opens in a new tab)
Information about the court system, a guide to free or reduced-rate legal services, and other resources for people representing themselves in some legal matters, including court forms. It notes that small claims cases are typically handled in General Sessions Court and that court employees can't make legal referrals, do legal research or give legal advice. - Memphis Public Libraries — Law and Legal Resources (external site, opens in a new tab)
Links to legal research resources, law libraries, legal clinics and forms. The Central Library's Business/Sciences Department holds print legal sources, including the Tennessee Code and self-help legal books.
Eligibility and cost: Memphis area (print collection at the Central Library).
Finding a lawyer
- Nashville Bar Association — Lawyer Referral and Information Service (external site, opens in a new tab)
Matches online requests with a pre-screened attorney, who gives an initial consultation by phone for $40 (waived for personal injury, medical malpractice and workers' compensation). The service does not offer free legal services; the page lists free options such as the monthly Dial-A-Lawyer program. - Knoxville Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Matches people with a private attorney experienced in their type of problem, or refers them to a government or social service agency. The referral and a phone or 30-minute office consultation are free.
Eligibility and cost: Attorneys practicing mainly in Knox, Anderson, Blount and Sevier counties.
HOA help in Texas
Last checked October 1, 2026 · Texas HOA Homeowner Rights Guide
State HOA or condo office
- Texas Real Estate Commission — HOA Management Certificate Database (TREC does not regulate HOAs) (external site, opens in a new tab)
Texas has no state agency that regulates HOAs, according to this TREC article; TREC does not license or register HOAs and has no enforcement jurisdiction over HOA activities. It keeps hoa.texas.gov, where HOAs governed by Chapter 209 of the Property Code upload their management certificates and the public can search them by location or association name.
Attorney general consumer protection
- Texas Attorney General — File a Consumer Complaint (external site, opens in a new tab)
Takes consumer complaints through online forms by type of problem. The office notes that complaints are open to the public under Texas law, that it cannot give legal advice, and that complaints are reviewed for informational purposes, so a filer may not be contacted again unless more information is needed. - Texas Attorney General — Charitable Trusts Complaints (external site, opens in a new tab)
The Attorney General's charitable-trusts page lists homeowners' associations and other nonprofit membership benefit corporations, and contested elections and disagreements between directors or members, among the matters it does not generally investigate.
Free legal help
- Texas Legal Services Center — Get Help (external site, opens in a new tab)
Legal advice, education and representation at no cost, including help with housing and financial matters; applications go through TexasLawHelp.
Eligibility and cost: An online application checks whether an applicant qualifies. - Lone Star Legal Aid — Get Help (external site, opens in a new tab)
Civil legal aid for low-income people in the 76 counties it serves.
Eligibility and cost: Financial and legal-status requirements; income limits follow the federal poverty guidelines, and people above 125% may still qualify through special projects. - Texas RioGrande Legal Aid (external site, opens in a new tab)
Free legal services in 68 counties in central and southwest Texas, with an interactive service-area map.
Eligibility and cost: Residents of its service area. - Legal Aid of NorthWest Texas — Am I Eligible for Legal Aid? (external site, opens in a new tab)
Free civil legal help; it does not take criminal or personal injury cases.
Eligibility and cost: Low income; U.S. citizens or lawful permanent residents (with some exceptions); living in, or having a case in, a county it serves.
Court self-help and law libraries
- TexasCourtHelp.org (external site, opens in a new tab)
A self-help site from the Texas Office of Court Administration and its partners, with links to lawyer referral services, legal aid offices, forms, court self-help centers and the State Law Library, plus information on filing a case and getting ready for court. - Texas State Law Library (external site, opens in a new tab)
The state law library in Austin, open to the public on weekdays, with an Ask a Librarian service.
Finding a lawyer
- State Bar of Texas — Lawyer Referral & Information Service (external site, opens in a new tab)
Refers callers to a lawyer in more than 246 Texas counties, or to a certified local referral program for counties it doesn't serve. The referred lawyer provides up to a 30-minute consultation for no more than $20; the service has no participating attorneys who offer free or reduced-fee help. - Houston Lawyer Referral Service (external site, opens in a new tab)
A nonprofit referral service sponsored by the Houston Bar Association and other local bars. Referrals are free, and attorneys provide an initial 30-minute office consultation for $20; reduced-fee attorneys are available for income-eligible people.
Eligibility and cost: Harris, Brazoria, Fort Bend, Galveston and Montgomery counties. - Dallas Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people to a Dallas-area attorney, including Plano and Collin County. For a $20 fee, the attorney provides a 30-minute consultation.
Eligibility and cost: Dallas area. - San Antonio Bar Association — Lawyer Referral Service (external site, opens in a new tab)
The bar's certified referral service matches people with a pre-screened San Antonio attorney through an online form. It does not charge a referral fee; attorney's fees are discussed at the consultation.
Eligibility and cost: San Antonio area.
HOA help in Utah
Last checked October 1, 2026 · Utah HOA Homeowner Rights Guide
State HOA or condo office
- Utah Department of Commerce — Office of the Homeowners' Association Ombudsman (external site, opens in a new tab)
A Department of Commerce office serving homeowners and community associations (condominium associations, PUDs, HOAs and others). It runs the state's HOA registration and registry search, takes requests for advisory opinions, publishes the opinions it has issued, takes requests for in-person or virtual HOA training, and offers a homebuyer's guide. - Utah Office of the HOA Ombudsman — Request an Advisory Opinion (external site, opens in a new tab)
The office can issue advisory opinions only on potential violations of state law. It can't issue one if a court action or binding arbitration on the issue has begun, if the act happened more than 1 year ago, or if the requester has not used all the dispute-resolution methods in the association's governing documents. Interpreting governing documents and purely contractual issues are outside its scope. Opinions are not binding on either party, can't be used as evidence in a legal proceeding, and the process doesn't delay or prevent action by a homeowner or association. After a request, the office assesses jurisdiction; each responding party has 10 business days to respond, and the requester then has 5 business days to add a response.
Eligibility and cost: $150 non-refundable filing fee; a UtahID login is required to submit a request. - Utah Office of the HOA Ombudsman — HOA Registry Search (external site, opens in a new tab)
A search of the state's HOA registry by an association's legal name or alias, including complete or partial names. The page says all community associations need to register with the registry that opened September 8, 2025.
Attorney general consumer protection
- Utah Department of Commerce, Division of Consumer Protection — Complaint (external site, opens in a new tab)
The Division of Consumer Protection's online consumer complaint form. - Utah Attorney General — Frequently Asked Questions (external site, opens in a new tab)
The Attorney General's FAQ explains that the office is legal counsel for the state and its agencies and can't give legal advice to individuals, and that Utah's Consumer Protection Division, which handles concerns about businesses, is separate from the Attorney General's office.
Free legal help
- Utah Legal Services — Who Qualifies (external site, opens in a new tab)
Civil legal aid for low-income Utahns from a Legal Services Corporation grantee. It can take only the types of cases on its current priority list.
Eligibility and cost: In general, a citizen or legal permanent resident; in most cases household income at or below 200% of the federal poverty level. Seniors and protective-order cases may qualify regardless of income. - UtahLegalHelp.org — Free Legal Resources (external site, opens in a new tab)
A list, grouped by topic, of local organizations and programs that may be able to provide in-person or pro bono legal services. The Access to Justice office that keeps it does not give legal advice or representation itself. - Utah Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Utah State Courts — Self-Help Center (external site, opens in a new tab)
Provides free legal help to people who do not have a lawyer. Its staff attorneys answer questions about the law, court process and options, help with court forms, and give information about mediation, pro bono and low-cost legal services, legal aid and lawyer referral services. They can't give legal advice or represent anyone in court. - Utah State Law Library (external site, opens in a new tab)
The state law library, open to the public, with computers for court forms and records, a print collection, and staff help by phone and email.
Finding a lawyer
- Utah State Bar — Find Legal Services at a Reduced Rate (Licensed Lawyer) (external site, opens in a new tab)
Describes Licensed Lawyer, the bar's search for local, licensed lawyers, which can filter for lawyers who offer free consultations, sliding-scale or flat fees.
Eligibility and cost: There is no charge for the Licensed Lawyer search.
HOA help in Vermont
Last checked October 1, 2026 · Vermont HOA Homeowner Rights Guide
State HOA or condo office
Vermont has no state office that handles HOA or condominium complaints. The state's Department of Housing and Community Development says it does not have jurisdiction over the condominium statutes or regulate condominium associations. A 2026 law (Act 179, 3 V.S.A. § 119) requires the Secretary of State to provide public information about common interest communities, including the governing statutes; it does not create a complaint process.
Attorney general consumer protection
- Vermont Attorney General — Consumer Assistance Program (external site, opens in a new tab)
Run by the Attorney General with the University of Vermont, the program offers consumer and business education, a complaint mediation service, and connections to other resources. - Vermont Attorney General, Consumer Assistance Program — Get Help with a Consumer Complaint (external site, opens in a new tab)
Forwards a consumer's complaint to the named business and asks it to respond, to open communication outside the court process. The office notes that this is not a formal legal process and it can't guarantee a response or resolution.
Free legal help
- VTLawHelp.org (Vermont Legal Aid and Legal Services Vermont) — How We Can Help (external site, opens in a new tab)
Free civil legal help for low-income people who live in Vermont. The page lists the problems the programs can't help with: unless the problem involves discrimination, that includes real estate law (though they can help with foreclosures and tax sales). Because of funding cuts, they also don't respond to requests about suing someone in small claims or superior court. Vermont Legal Aid also holds phone clinics where seniors can ask about any civil legal question.
Eligibility and cost: Low-income people who live in Vermont or have a legal issue there; the senior clinics are for people 60 or older. - Vermont Legal Aid — Consumer + Homeowner Rights Project (external site, opens in a new tab)
Legal services for Vermont homeowners at risk of losing their homes due to financial hardship, such as those facing a foreclosure summons or a tax sale, plus help with inherited homes and estate planning.
Eligibility and cost: Income-qualified homeowners whose primary home is at risk. - Vermont Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Vermont Judiciary — Access and Resource Center (external site, opens in a new tab)
A court office offering free information about Vermont court processes, help with court forms, and information about ways to get an attorney's help, for people without a lawyer. Staff don't give legal advice. Case types include small claims.
Eligibility and cost: Anyone needing help in a Vermont court. - Vermont Judiciary — Suing and Being Sued: Small Claims (external site, opens in a new tab)
How small claims works in Vermont: a person or business can be sued for up to $10,000 (consumer credit and medical debt claims are capped at $5,000), and many people represent themselves.
Finding a lawyer
- Vermont Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Provides referrals at no cost, by phone or online. Participating attorneys give an initial consultation of up to 30 minutes for no more than $25; people who can't afford a lawyer may be directed to another public service program.
HOA help in Virginia
Last checked October 1, 2026 · Virginia HOA Homeowner Rights Guide
State HOA or condo office
- Virginia DPOR, Office of the Common Interest Community Ombudsman — Determinations (external site, opens in a new tab)
The state Ombudsman reviews Notices of Final Adverse Decision to decide whether an association's final decision on an owner's complaint may conflict with the laws or regulations governing common interest communities. A notice must start as a complaint submitted through the association's own complaint procedure, and can be filed only after the association gives a final decision adverse to the owner. The Ombudsman's Determination is legally non-binding, limited to common-interest-community law, and not subject to further review or appeal. The page publishes past Determinations by year. - Virginia DPOR — Filing a Complaint Against Your Association (PDF) (external site, opens in a new tab)
The Ombudsman's guide explains that every Virginia association must have a complaint procedure, which is where complaints alleging violations of the Property Owners' Association Act, Condominium Act or Virginia Real Estate Cooperative Act go first. If an association hasn't provided its procedure more than 10 days after a written request, or hasn't responded to a complaint after more than 30 days, an owner can complain directly to the office. It notes that no state agency, including DPOR and the Ombudsman, has authority to review, interpret or enforce an association's governing documents or address other civil-law matters. - Virginia DPOR — Notice of Final Adverse Decision form and instructions (PDF) (external site, opens in a new tab)
The required form for asking the Ombudsman to review an association's final adverse decision. The office must receive it within 30 days of the decision, a deadline the form says cannot be extended; anonymous notices are not accepted, and information not included in the original association complaint is not considered.
Eligibility and cost: $25 filing fee, or a fee-waiver request that the Common Interest Community Board may grant for undue financial hardship. - Virginia DPOR — Common Interest Community Complaint Form (PDF) (external site, opens in a new tab)
The form for complaining directly to the Ombudsman's office, which the form says is allowed only if an association has failed to adopt an association complaint procedure or has failed to respond to a complaint submitted through it. - Virginia DPOR — Common Interest Community Board (external site, opens in a new tab)
The state board that regulates common interest community managers and handles condominium and time-share registrations. Property owners', condominium and cooperative associations must register and file annual reports with it. The Ombudsman's office is separate from the Board; its responsibilities include offering assistance and information to association members about the rights and processes available to them through their associations.
Attorney general consumer protection
- Virginia Attorney General, Consumer Protection Section — File a Complaint (external site, opens in a new tab)
Takes consumer complaints against businesses operating in Virginia, online or on a downloadable form. The office notes that not all complaints fall within its jurisdiction and points to its agency search to find the right agency. - Virginia Attorney General — Complaint Topic Selector: Condominiums (external site, opens in a new tab)
The Attorney General's agency locator lists the Virginia Department of Professional and Occupational Regulation's Compliance and Investigations Division as the agency for condominium complaints and disputes.
Free legal help
- Virginia Law Help — Get Legal Help (external site, opens in a new tab)
A guide to free civil legal services for low-income people and seniors in Virginia, maintained by the Virginia Poverty Law Center, with a way to connect with the local legal aid office. - Legal Services Corporation of Virginia — Legal Aid in Virginia (external site, opens in a new tab)
Lists Virginia's nine regional legal aid programs, which operate from 35 offices and serve every city and county in the state. - Legal Services of Northern Virginia — Homeownership & Foreclosure Protection (external site, opens in a new tab)
Helps homeowners facing foreclosure, with the goal of keeping the home. The page notes that foreclosure can follow unpaid mortgage payments, property taxes, or condominium or homeowner association dues.
Eligibility and cost: Northern Virginia, with offices in Arlington, Fairfax, Alexandria, Prince William, Loudoun, Route 1 and Fredericksburg. - Central Virginia Legal Aid Society — Get Help (external site, opens in a new tab)
Civil legal aid in the central Virginia counties and cities listed on the page.
Eligibility and cost: Generally household gross income below 125% of the federal poverty guidelines (up to 200% in certain situations) and low resources; people 60 or older may get legal advice regardless of finances in certain cases. U.S. citizens, or people who meet one of the non-citizen exceptions the page lists. - Virginia Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Virginia Judicial System — Court Self-Help (external site, opens in a new tab)
Neutral legal information for people representing themselves, provided as a public service by the Virginia Access to Justice Commission. - Virginia Judicial System Court Self-Help — Small Claims (external site, opens in a new tab)
Explains the small claims division of the General District Court, which hears civil cases seeking up to $5,000; each party represents themselves. - Virginia Court System — Virginia Public Law Libraries (external site, opens in a new tab)
A directory of public law libraries in Virginia, whose librarians can point people to relevant legal information or referral services. - George Mason University Law Library — Legal Assistance for the Public (external site, opens in a new tab)
A guide listing legal aid, pro bono and self-help services for people looking for legal help without a lawyer.
Finding a lawyer
- Virginia State Bar — Virginia Lawyer Referral Service (external site, opens in a new tab)
Refers callers to practicing Virginia State Bar members. A $35 non-refundable referral fee covers a consultation of up to 30 minutes, by phone or in person, with no obligation to go further. - Fairfax Bar Association — Lawyer Referral Service (external site, opens in a new tab)
A nonprofit public service of the Fairfax Bar Association that refers people to Fairfax County attorneys or to another agency when the problem isn't a legal one. A non-refundable $40 fee, paid to the service in advance, covers a consultation lasting up to one half-hour; the attorney may charge normal hourly rates if it runs longer. - Alexandria Bar Association — Lawyer Referral Service (external site, opens in a new tab)
For a $55 fee paid in advance, clients get a referral for a 30-minute appointment with an Alexandria Bar Association attorney who works in their area of need.
HOA help in Washington
Last checked October 1, 2026 · Washington HOA Homeowner Rights Guide
State HOA or condo office
- Washington State Department of Commerce — Foreclosure Fairness Program (external site, opens in a new tab)
The state's foreclosure program provides homeowner foreclosure assistance through free housing counseling, civil legal aid and foreclosure mediation. Its resources for homeowners and associations include PDFs on the mediation program, meet-and-confer sessions and housing counseling for association foreclosures, plus notice-of-delinquency templates under the state's condominium and homeowners' association laws. Homeowners can't refer themselves to mediation; a housing counselor or attorney makes the referral. The page describes foreclosure help only, not a complaint process for other HOA disputes.
Attorney general consumer protection
- Washington Attorney General — Help by Topic: Homeowners Associations (external site, opens in a new tab)
The Attorney General's office states that it does not have jurisdiction or oversight authority over homeowners associations, and points to the Washington State Bar Association's information on attorney referral services. - Washington Attorney General — File a Complaint (external site, opens in a new tab)
An informal complaint resolution service: the office contacts businesses for their response to consumer complaints but can't compel a business to respond or make an adjustment. It can't act as an attorney for individual consumers or give advice.
Eligibility and cost: Washington residents, and consumers with complaints about businesses located in Washington.
Free legal help
- WashingtonLawHelp.org — Get Legal Help (external site, opens in a new tab)
A statewide and county-by-county directory of legal help organizations, including the Northwest Justice Project, which helps eligible low-income people with civil legal problems in Washington. - WashingtonLawHelp.org — Foreclosure (external site, opens in a new tab)
A self-help guide to foreclosure, housing counselors and mediation. It notes that starting in 2026, condominium and co-op owners facing foreclosure by their homeowners association can also ask for mediation. - King County Bar Association — Neighborhood Legal Clinics (external site, opens in a new tab)
Free, limited legal advice and referrals from a volunteer attorney, usually by phone, with appointments typically 30, 45 or 60 minutes long. Attorneys determine whether there is a legal problem, suggest possible options and make referrals. The general clinics cover a wide range of civil issues, including consumer issues and small claims questions.
Eligibility and cost: King County only: people who live in King County or have a legal issue there.
Court self-help and law libraries
- Washington Courts — Self-Help Washington (external site, opens in a new tab)
Court resources for people without lawyers, including a list of self-help centers that offer free, limited legal services and information to self-represented litigants in partnership with the Administrative Office of the Courts. - Washington State Law Library (external site, opens in a new tab)
The state law library, with its main reading room in the Temple of Justice, which provides legal reference help and research resources, including articles by its librarians on legal topics. - King County Law Library — Services (external site, opens in a new tab)
Librarians guide patrons to the right resources and forms; the library also sells form packets and offers printing, scanning and notary services for a fee. Staff generally don't complete research for patrons.
Eligibility and cost: King County only.
Finding a lawyer
- Washington State Bar Association — Find Legal Help (external site, opens in a new tab)
The bar does not give legal advice or make referrals to private attorneys itself; this page links the county bar referral services (Clark, King, San Juan, Snohomish and Tacoma-Pierce), the CLEAR line for free help for low-income residents, volunteer lawyer programs and self-help resources. - King County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
Refers people to paid attorneys in good standing. The referral is free, and the referred attorney offers a short initial meeting free of charge; the page puts attorney fees at $350 to $500 per hour, and most require an advance deposit.
Eligibility and cost: King County area. - Tacoma-Pierce County Bar Association — Lawyer Referral Service (external site, opens in a new tab)
A referral coordinator helps decide whether an issue needs an attorney and, if so, schedules a 30-minute consultation for a $40 non-refundable fee. Later services are arranged with the attorney at their regular rates.
Eligibility and cost: Pierce County; referrals are to Pierce County attorneys.
HOA help in West Virginia
Last checked October 1, 2026 · West Virginia HOA Homeowner Rights Guide
State HOA or condo office
West Virginia has no state office that handles HOA or condominium complaints. The Real Estate Commission licenses brokers and salespersons and says it can't answer legal questions beyond the real estate license law and its rules.
Attorney general consumer protection
- West Virginia Attorney General, Consumer Protection Division — File a Complaint (external site, opens in a new tab)
Takes consumer complaints by mail, email or online form from people who believe they were victims of unlawful practices in buying goods and services. Areas it lists include unfair or deceptive sales practices, false advertising, warranty violations, billing disputes, home improvement fraud and mortgage-related issues; its process includes voluntary mediation with the business.
Free legal help
- Legal Aid of West Virginia — Eligibility (external site, opens in a new tab)
Civil legal aid. The kinds of cases it typically takes include housing, bankruptcy and credit problems, and government benefits; it does not handle criminal cases, accidents or personal injury.
Eligibility and cost: Generally low-income people or victims of domestic violence, with exceptions. - Legal Aid of West Virginia — Legal Information: Home & Apartment (external site, opens in a new tab)
Self-help legal information on housing topics, filterable by subjects such as owning or buying a home, contracts, debt, and mobile homes. - West Virginia Senior Legal Aid — About Us (external site, opens in a new tab)
Free civil legal services for West Virginians 60 and older, with a focus on those in greatest economic or social need and those in the most rural areas of the state.
Eligibility and cost: Age 60 and older. - West Virginia Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- West Virginia State Law Library — About Us (external site, opens in a new tab)
The state law library, which provides access to law-related information to the judiciary, the legal community and the public. - West Virginia Judiciary — Court Forms (external site, opens in a new tab)
Official court forms, searchable by court (including magistrate court) and topic. The judiciary notes that the forms are not a substitute for legal advice. - West Virginia Judiciary — Magistrate Courts (external site, opens in a new tab)
Explains the magistrate courts, which hear civil cases where the amount in dispute is not more than $20,000. - West Virginia University College of Law Library — Research (external site, opens in a new tab)
The law library's librarians help students, attorneys and public patrons identify, locate and use its digital and print materials; the library notes that its help is not legal advice.
Finding a lawyer
- West Virginia State Bar — West Virginia Lawyer Referral Service (external site, opens in a new tab)
A public service of the State Bar that helps people find a local lawyer experienced with their type of legal issue. Participating lawyers may agree to an initial 30-minute consultation for $25 or less, with no obligation to hire the lawyer. The site also describes a free weekly volunteer-lawyer hotline and online questions.
HOA help in Wisconsin
Last checked October 1, 2026 · Wisconsin HOA Homeowner Rights Guide
State HOA or condo office
- Wisconsin Department of Financial Institutions — Homeowners' Associations: General Information (external site, opens in a new tab)
Under 2021 Wisconsin Act 199, HOAs in Wisconsin must file a public notice with general and contact information with the department each year, which it publishes for the public. An HOA that fails to file on time can't charge a late fee or other fine for unpaid assessments, or any fee in connection with a lot's transfer of ownership, until it files. The page describes this filing requirement only, not a complaint or dispute process. - Wisconsin Department of Financial Institutions — Homeowners' Association FAQ (external site, opens in a new tab)
Questions and answers on the HOA filing requirement, including that condominiums do not fall under homeowners' associations for it.
Attorney general consumer protection
- Wisconsin Department of Agriculture, Trade and Consumer Protection (DATCP) — File a Consumer Complaint (external site, opens in a new tab)
Wisconsin's consumer complaint agency takes complaints online or by mail; staff typically review a complaint within one week and then contact the business. DATCP cannot force a business to resolve a complaint. Issues outside its listed categories go on a general complaint form. - Wisconsin Department of Justice — Consumer Protection Concerns (external site, opens in a new tab)
The Department of Justice's consumer protection team primarily litigates cases referred by other state agencies. The page lists, by area of concern, which agency takes complaints on each issue.
Free legal help
- Legal Action of Wisconsin — Get Help (external site, opens in a new tab)
Free civil legal aid statewide, with offices in Green Bay, La Crosse, Madison, Milwaukee, Oshkosh, Racine and Wausau, and an online intake form available 24/7. Cases must fit its priorities and availability.
Eligibility and cost: Annual income limits by family size (for example, $18,255 for one person and $37,500 for four, plus $6,425 for each additional person), and the citizenship or immigration categories required for Legal Services Corporation funding. - Wisconsin Law Help — Owning Your Home (external site, opens in a new tab)
Legal information for homeowners on deeds, land contracts, mortgages and related topics, from a statewide legal-help site with a legal directory. - Wisconsin Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Wisconsin Court System — Self-Help Law Center (external site, opens in a new tab)
Helps people find forms, learn about Wisconsin law and court procedures, and represent themselves in some court matters. The courts note that the information is not a substitute for legal advice. - Wisconsin Court System — Small Claims (external site, opens in a new tab)
How small claims court works, including its dollar limits, with a forms assistant that walks through filing a small claims case. - Wisconsin State Law Library — Locations (external site, opens in a new tab)
The state law library's main location in downtown Madison is open for walk-in legal research. It also manages the Milwaukee County Law Library and the Dane County Law Library in those counties' courthouses.
Finding a lawyer
- State Bar of Wisconsin — Lawyer Referral Service (external site, opens in a new tab)
A trained legal assistant assesses the situation and, if an attorney is needed, refers one in the area who handles that type of issue; referrals are also available online. Attorneys referred through the service agree to charge no more than $20 for the first 30-minute consultation. - State Bar of Wisconsin — I Need a Lawyer (external site, opens in a new tab)
Describes the two ways to get a referral: the online referral system, available 24/7, and a call with a legal assistant.
Eligibility and cost: The online referral system requires a non-refundable $30 fee; speaking with a legal assistant is free. - Milwaukee Bar Association — Lawyer Referral & Information Service (external site, opens in a new tab)
A free phone referral service with attorneys in Milwaukee and throughout southeastern Wisconsin. Interviewers refer callers to a panel attorney, a government agency or a community resource; a referred attorney's first half-hour consultation costs no more than $20.
Eligibility and cost: Open to anyone seeking legal counsel; its attorneys are in Milwaukee and throughout southeastern Wisconsin.
HOA help in Wyoming
Last checked October 1, 2026 · Wyoming HOA Homeowner Rights Guide
State HOA or condo office
Wyoming has no state office that handles HOA or condominium complaints. The Real Estate Commission's complaint authority covers licensing-law violations by licensees, permittees and registrants.
Attorney general consumer protection
- Wyoming Attorney General, Consumer Protection and Antitrust Unit — Consumer Complaints (external site, opens in a new tab)
Can't investigate every complaint, but reviews and gives written responses to properly filed consumer complaints and may forward a complaint to the business for a written response; complaints help the office spot patterns of unfair or deceptive trade practices. The unit lists private contractual disputes and landlord/tenant matters among the matters it will not examine.
Free legal help
- Legal Aid of Wyoming — Apply Online (external site, opens in a new tab)
Civil legal aid from offices in Cheyenne, Casper, Lander and Gillette, with an issue list for applying. Its housing issues are eviction, landlord problems, repairs, security deposits, fair housing, subsidized housing and mobile homes; foreclosure and contracts are listed under money issues. The page lists complicated real estate matters among the issues handled by private lawyers. - Equal Justice Wyoming (Wyoming Judicial Branch) — Legal Help (external site, opens in a new tab)
Works with Wyoming legal aid providers and community organizations to help people with limited income find help for legal problems, with an interactive guide to legal help, legal help by topic, and links to free legal events and Free Legal Answers.
Eligibility and cost: Aimed at income-eligible Wyoming citizens. - Wyoming Free Legal Answers (external site, opens in a new tab)
A virtual clinic where qualifying users post civil legal questions at no cost and volunteer attorneys answer them.
Eligibility and cost: Users answer a few questions to see whether they qualify.
Court self-help and law libraries
- Wyoming Judicial Branch — Self-Help Forms (external site, opens in a new tab)
Court self-help forms, including small claims and forms for tenants and landlords. The courts note that by law they cannot provide legal advice. - Wyoming State Law Library (external site, opens in a new tab)
The state law library, which serves members of the public as well as the legal community. Its reference staff help locate resources but don't interpret materials or give legal advice; borrowing requires a WYLD library card unless the patron is a state employee or a member of the Wyoming State Bar or judiciary. - University of Wyoming College of Law, George William Hopper Law Library — Services for the Public (external site, opens in a new tab)
The law school library in Laramie is open to the public for research, browsing, borrowing and study, with materials for public patrons.
Finding a lawyer
- Wyoming State Bar — Lawyer Search and Referral (external site, opens in a new tab)
The bar's Lawyer Referral Directory lists only attorneys in its referral program and can be searched by practice area, which includes homeowners association matters under real property. - Wyoming State Bar — Low-Income Options (Modest Means Program) (external site, opens in a new tab)
Lists free and low-cost legal options, including the bar's Modest Means Program: participating attorneys charge no more than $100 an hour and no more than a $1,000 retainer (if necessary) for people who don't qualify for free legal services.
Eligibility and cost: Modest Means: household income between 200% and 300% of the federal poverty guidelines.