82 laws in 32 states

New HOA Laws in 2026: State-by-State Tracker

State legislatures change HOA and condominium law every year. This tracker lists the laws enacted in 2026, and earlier laws that take effect in 2026, that change the rules for HOAs and condo associations, state by state, with a link to the enacted text of each one so you can read it yourself. It is general information, not legal advice. For how a new law applies to your community, a licensed attorney in your state is the right resource.

Last verified October 4, 2026

Not legal advice. This article is general information based on publicly available state law, which can change and varies by state. It is not legal advice and does not create an attorney-client relationship. Your community's governing documents may impose additional requirements. Verify the current statutes and consult a licensed attorney in your state about your specific situation.

What changed for HOAs in 2026?

The tracker has 82 laws from 32 states. Some rewrite owner rights directly; others are technical changes to an HOA or condo statute that leave owners' rights where they were, and those entries say so. By subject:

Fines: 4
Records: 20
Meetings and elections: 12
Liens and foreclosure: 7
Solar, flags and signs: 10

The rest, 66 entries, deal with other parts of HOA and condo law, and a law can touch more than one subject. 14 of the entries are laws passed before 2026 that take effect during 2026. In the other 18 states, no enacted change to HOA or condo law turned up; they are listed at the end with the sessions that were searched.

How to read an entry

Each entry names the bill, the session law it became (the official chapter or act number), the date it was signed, and each date it takes effect. A signed law isn't in force until its effective date, and some laws take effect in stages. The summary describes what the enacted text does; the links under “Read the law” go to the enacted text or the official code, and each entry shows the date it was last read against that text. Many of these laws reach only some associations, for example communities created after a certain date, and the association's own governing documents, the state's nonprofit corporation law and federal law still apply alongside them.

Browse by state

New HOA laws in Alabama

1 law · Alabama HOA Homeowner Rights Guide

Nonprofit member-records rules revised; derivative suits barred

HB 248 · Act 2026-495 · Signed April 14, 2026 · Enacted in 2026

Effective August 1, 2026: Amended member-inspection rules (§§ 10A-3A-4.02 to 4.04), repeal of § 10A-3A-4.20, and new §§ 10A-3A-6.14 and 8.61

Revises the member-records rules of the Alabama Nonprofit Corporation Law, which reach HOAs and condominium associations incorporated as membership nonprofits. For financial statements, accounting records, board-minute excerpts and the member list, a proper purpose now means one directly related to the member's interest as a member, and a demand does not qualify if the corporation reasonably determines it is connected with an active or pending civil lawsuit in which the corporation and the member (or their affiliates) are, or are expected to be, adversarial named parties. The corporation may redact portions not directly related to the member's purpose and may deny inspection to a member who improperly used records information within the preceding two years. The act repeals § 10A-3A-4.20's separate right to annual financial statements. It also provides that no person may bring or maintain a derivative action in the right of a nonprofit corporation, and adds safe-harbor rules for transactions in which a director has a conflicting interest and for a director or officer who pursues a corporate opportunity. The amendments do not apply to civil actions completed or pending on or before August 1, 2026. A nonprofit that existed before August 1, 2026 may elect, on or before December 31, 2026, to stay under the prior law by amending its certificate of incorporation. The five-business-day written-notice rule is unchanged.

Sections: Ala. Code § 10A-3A-4.02; Ala. Code § 10A-3A-4.03; Ala. Code § 10A-3A-4.04; Ala. Code § 10A-3A-4.20 (repealed); Ala. Code § 10A-3A-6.14 (added); Ala. Code § 10A-3A-8.61 (added); Ala. Code § 10A-3A-8.70 (added)
Topics: Records, Other changes

Read the law:

Read against the enacted text October 4, 2026

Back to the state list

New HOA laws in Arizona

7 laws · Arizona HOA Homeowner Rights Guide

Associations get a statutory duty to act reasonably

HB 4011 · Laws 2026, ch. 125 · Signed June 4, 2026 · Enacted in 2026

Effective September 12, 2026

Gives planned-community associations (new A.R.S. § 33-1821) and condominium associations (§ 33-1242(E)) a duty to act reasonably in the exercise of their discretionary powers, which the law defines to include exercising those powers neutrally, fairly, without favoritism and in a nonarbitrary fashion.

Sections: A.R.S. § 33-1821 (added); A.R.S. § 33-1242(E)
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

HOAs can't ban backyard shade structures

HB 2342 · Laws 2026, ch. 90 · Signed June 4, 2026 · Enacted in 2026

Effective September 12, 2026

Bars planned-community associations from prohibiting the backyard installation or use of a shade structure, such as an umbrella, awning, shade sail, gazebo, pergola or canopy, whatever the community documents say. An association may adopt reasonable rules on size, placement or appearance if they do not prevent installation, impair functioning, restrict use or unreasonably affect cost, and are not more restrictive than local zoning height and setback rules for a single-family home. Condominiums are not covered.

Sections: A.R.S. § 33-1816.01 (added)
Topics: Other changes

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Read against the enacted text October 4, 2026

Military division flags added to protected flags

SB 1184 · Laws 2026, ch. 154 · Signed June 19, 2026 · Enacted in 2026

Effective September 12, 2026

Adds division flags of the Army, Navy, Marine Corps, Air Force, Space Force or Coast Guard to the uniformed-services flags that condominium and planned-community associations may not prohibit owners from displaying outdoors when displayed consistent with the federal flag code. A division flag is one officially authorized by a service branch to represent a division-level unit.

Sections: A.R.S. § 33-1261; A.R.S. § 33-1808
Topics: Solar, flags and signs

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Read against the enacted text October 4, 2026

Condo foreclosure threshold raised; special-assessment rule

SB 1246 · Laws 2026, ch. 162 · Signed June 19, 2026 · Enacted in 2026

Effective September 12, 2026

Raises the condominium foreclosure threshold in A.R.S. § 33-1256 from one year or $1,200 of delinquency to eighteen months or $10,000, whichever occurs first, matching the planned-community rule in § 33-1807. For both condominiums and planned communities, a special assessment with an initial value of $10,000 or more is subject only to the eighteen-month threshold.

Sections: A.R.S. § 33-1256(A); A.R.S. § 33-1807(A)
Topics: Liens and foreclosure

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Read against the enacted text October 4, 2026

No board action in closed HOA sessions

SB 1290 · Laws 2026, ch. 222 · Signed June 22, 2026 · Enacted in 2026

Effective September 12, 2026

Limits any closed portion of a planned-community meeting to consideration, without action, of the matters the statute lists, such as legal advice, pending litigation and personal member information. The parallel condominium section, § 33-1248, was not amended.

Sections: A.R.S. § 33-1804(A)
Topics: Meetings and elections

Read the law:

Read against the enacted text October 4, 2026

Allied nation's flag added to protected flags

SB 1808 · Laws 2026, ch. 243 · Signed June 22, 2026 · Enacted in 2026

Effective September 12, 2026

Adds to the flags that condominium and planned-community associations may not prohibit owners from displaying outdoors a flag from a nation that is allied with the United States as a major non-NATO ally and that was established on May 14, 1948. The association's reasonable rules on placement and manner of display (§§ 33-1261(B), 33-1808(B)) still apply.

Sections: A.R.S. § 33-1261(A)(9); A.R.S. § 33-1808(A)(9)
Topics: Solar, flags and signs

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Read against the enacted text October 4, 2026

Resale disclosure packet rewritten

HB 2397 · Laws 2026, ch. 249 · Signed June 22, 2026 · Enacted in 2026

Effective September 12, 2026

Rewrites the resale-disclosure rules for condominium (§ 33-1260) and planned-community (§ 33-1806) sales. The packet is due within ten days after the purchaser's offer is accepted (in communities of fifty or more units or properties, within ten days after the association receives the seller's written notice of the accepted offer), may be delivered electronically, and adds items such as minutes of the last three open board meetings, recent special assessments, any outstanding cited violation against the property, and a purchaser acknowledgment about assessments and foreclosure. Liability turns on knowingly or recklessly failing to disclose the required information or knowingly or recklessly providing materially false or misleading statements. The $400 fee cap remains. The resale-disclosure sections no longer say that a late unpaid-assessment statement extinguishes the lien; the separate rule in §§ 33-1256(J) and 33-1807(J), under which a lien statement requested by an escrow agent and not provided in time extinguishes the lien for assessments then due, is unchanged.

Sections: A.R.S. § 33-1260; A.R.S. § 33-1806
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

Back to the state list

New HOA laws in California

13 laws · California HOA Homeowner Rights Guide

Annual review of managing-agent fees; fee statements become association records

AB 739 · Stats. 2026, ch. 506 · Signed September 27, 2026 · Enacted in 2026

Effective January 1, 2027

Requires an association's board to review, on an annual basis, a statement of fees charged by its managing agent, broken down into base management fees, fee-schedule charges and reimbursable expenses, and adds those fee statements to the association records members may inspect and copy under Civil Code § 5200. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 5200(a)(16); Cal. Civ. Code § 5500(g)–(h)
Topics: Records, Other changes

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Read against the enacted text October 4, 2026

Utility-interruption repairs and election notice timing

AB 1892 · Stats. 2026, ch. 169 · Signed August 31, 2026 · Enacted in 2026

Effective January 1, 2027

Rewords the existing utility-repair rule (added in 2024) so that the association's responsibility for repairs and replacements needed to restore interrupted gas, heat, water or electrical service turns on whether the interruption in service begins in the common area, unless a utility provider is responsible or the declaration provides otherwise. For seating unopposed board candidates by acclamation, the initial notice moves to at least 30 days (previously 90) before the nomination deadline and the reminder to not less than 10 days before it. The association must deliver the electronic-ballot notice to each member who is voting electronically no later than 30 days before the election. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4775; Cal. Civ. Code § 5103; Cal. Civ. Code § 5105
Topics: Meetings and elections, Other changes

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Read against the enacted text October 4, 2026

Reinstating expired declarations (Los Angeles County only)

AB 2692 · Stats. 2026, ch. 124 · Signed August 24, 2026 · Enacted in 2026

Effective August 24, 2026: Urgency statute; new Civil Code § 4276, which is repealed on January 1, 2028

Lets members of a Los Angeles County common interest development whose declaration ended at the close of its initial term reinstate it, with the approval percentage the declaration requires to extend its term or, if the declaration is silent, a majority of all members. Reinstatement requires a certified approval and recording of the declaration, and the new term equals the initial term or 20 years, whichever is less. The section applies only in Los Angeles County and is repealed on January 1, 2028.

Sections: Cal. Civ. Code § 4276
Topics: Other changes

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Read against the enacted text October 4, 2026

EV chargers in common areas: owner and installer responsibility

SB 1267 · Stats. 2026, ch. 350 · Signed September 20, 2026 · Enacted in 2026

Effective January 1, 2027

Adds damage resulting from the use of an owner's EV charging station in a common area or exclusive use common area to the costs the owner and each successive owner are responsible for, and requires the installer to indemnify or reimburse the association or members for loss or damage caused by the installation. It also states the Legislature's intent to give an association that complied with § 4745 civil liability protection, except for gross negligence, for injuries and damages from a charging station it does not own. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4745
Topics: Other changes

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Read against the enacted text October 4, 2026

HOAs can't block heat pumps or gas-to-electric appliance swaps

SB 222 · Stats. 2026, ch. 738 · Signed September 28, 2026 · Enacted in 2026

Effective January 1, 2027

Makes void any governing-document provision that prevents replacing a fuel-gas-burning appliance with a code-compliant electric appliance. An association may not prohibit or restrict a member's installation, upgrade, replacement or use of a residential heat pump water heater or heat pump HVAC system in the member's separate interest, charge a fee for it, require a specific contractor or product, claim any rebate, credit or commission on it, or require its removal, except where the work would violate the law or a required permit is not granted. Where the installation affects the common area or an exclusive use common area, the association may require the member to be responsible for repairing resulting damage to the common area, exclusive use common area or another member's separate interest. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4737
Topics: Other changes

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Read against the enacted text October 4, 2026

Minimum reserve funding, 15% transfers and reserve special assessments from 2032

AB 2050 · Stats. 2026, ch. 796 · Signed September 29, 2026 · Enacted in 2026

Effective January 1, 2027: Current § 5550 unchanged but set to be repealed on January 1, 2032
Effective January 1, 2032: New § 5550 (minimum reserve contribution level; annual study update) and new § 5552 (funding minimum, 15% transfer, reserve funding special assessment)

Beginning January 1, 2032, an association's reserve study must include the minimum reserve contribution level needed to keep the projected reserve balance from falling below zero over the following 30 years, and the association must review and update the study annually. From that date the association must fund its reserve account each year at no less than that level. If the balance is projected to fall below zero, it must transfer at least 15 percent of its gross annual budget to reserves each year until it no longer is, and if the budget cannot cover the minimum it must levy a reserve funding special assessment (no more than once every nine years), with a membership vote required for any amount above the special-assessment cap. Current § 5550 applies until then.

Sections: Cal. Civ. Code § 5550; Cal. Civ. Code § 5552
Topics: Other changes

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Read against the enacted text October 4, 2026

HOA limits on ADUs now cover lots zoned to allow single-family homes

AB 956 · Stats. 2026, ch. 791 · Signed September 29, 2026 · Enacted in 2026

Effective January 1, 2027

Extends the rule that voids CC&R and governing-document provisions that effectively prohibit or unreasonably restrict an accessory dwelling unit or junior accessory dwelling unit from lots "zoned for" single-family residential use to lots "zoned to allow" single-family residential use, in both the Davis-Stirling Act (§ 4751) and the general deed-restriction statute (§ 714.3). Reasonable restrictions that do not unreasonably increase cost or effectively prohibit construction remain allowed. Separately, local agencies must ministerially approve up to two detached, new-construction ADUs on a lot with a proposed or existing single-family home. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4751; Cal. Civ. Code § 714.3; Cal. Gov. Code § 66323
Topics: Other changes

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Read against the enacted text October 4, 2026

HOAs can't block energy-code-compliant replacement windows

SB 908 · Stats. 2026, ch. 787 · Signed September 29, 2026 · Enacted in 2026

Effective January 1, 2027

Voids governing-document provisions that effectively prohibit or restrict an owner from replacing existing windows with same-size, same-location windows that meet the California Building Standards Code, or that impose requirements on Energy Code-compliant windows. Reasonable installation restrictions are allowed if they do not raise the project's cost or reduce its energy efficiency by more than 10 percent, and reasonable aesthetic restrictions only in multifamily buildings of more than 20 units without townhomes. Where approval is required it follows the § 4765 architectural-review process, and an application not decided in writing within 45 days is deemed approved (unless the delay comes from required information the owner has not provided); for exclusive-use or common-area windows, the association must approve if the owner agrees in writing to comply with the governing documents' applicable aesthetic or installation standards (within the same cost and efficiency limits), use a licensed contractor, obtain required permits and pay the installation costs, and owners take on ongoing maintenance. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4754; Cal. Gov. Code § 65850.73
Topics: Other changes

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Read against the enacted text October 4, 2026

HOAs can't block code-compliant air conditioners and other cooling systems

AB 1684 · Stats. 2026, ch. 887 · Signed September 30, 2026 · Enacted in 2026

Effective January 1, 2027

Makes void any governing-document or architectural-guideline provision that prohibits or restricts the installation, upgrade, replacement or use of a cooling system that complies with state and local building codes, and voids deed and other property-instrument restrictions that effectively do so. A cooling system may include a portable or window air conditioner, a swamp or other evaporative cooler, a cooling fan system or a heat pump. An association may not prohibit or restrict a member's installation, upgrade, replacement or use of a cooling system in the member's separate interest, charge a fee for it, require a specific system, type, contractor or product, claim any rebate, credit or commission on it, or require its removal or block its replacement or upgrade, unless the association establishes that the work would violate federal, state or local law or that a required permit was not granted. When a system affects the common area or an exclusive use common area, the association may still require the member to repair resulting damage, to use a licensed contractor (except for portable or window units, evaporative coolers and other systems that need no local building permit), and to disclose the system to prospective buyers. An association that willfully violates the section is liable to the member for actual damages and a civil penalty of up to $2,000, and a member who wins a court action to enforce it is entitled to reasonable attorney's fees and costs. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4738
Topics: Other changes

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Read against the enacted text October 4, 2026

Lower court-petition vote threshold for CC&R amendments in some large senior communities

AB 2035 · Stats. 2026, ch. 916 · Signed September 30, 2026 · Enacted in 2026

Effective January 1, 2027

When a declaration (CC&Rs) requires approval by members holding more than 50 percent of the votes to amend it, the association or any member may petition the superior court to reduce the percentage needed; the court may grant the petition if, among other findings, members with more than 50 percent of the votes voted in favor. The amended section adds a second path: in a single-class voting structure, more than 37 percent of the votes is enough if the development is a senior citizen housing development (as defined in § 51.3(b)(4)), has more than 6,000 separate interests, has more than 25 percent of its separate interests occupied by tenants, and its declaration has not been amended in at least 35 years. The court must still find the amendment reasonable and is not required to grant the petition. Takes effect January 1, 2027.

Sections: Cal. Civ. Code § 4275
Topics: Other changes

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Read against the enacted text October 4, 2026

Balcony and deck inspection reports become association records

SB 410 · Stats. 2025, ch. 516 · Signed October 10, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026

Adds all inspector's reports on a condominium project's exterior elevated elements (load-bearing decks, balconies, stairways and walkways) to the association records members may inspect, open to inspection for two inspection cycles. It adds the most recent report to the documents a seller provides a prospective buyer, requires the report's first page to list the inspection date and unit counts, and narrows the inspection requirement from buildings with three or more multifamily units to buildings with three or more attached multifamily units. Took effect January 1, 2026.

Sections: Cal. Civ. Code § 4525; Cal. Civ. Code § 4528; Cal. Civ. Code § 5200(a)(15); Cal. Civ. Code § 5210(a)(3); Cal. Civ. Code § 5551
Topics: Records, Other changes

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Read against the enacted text October 4, 2026

EV chargers: association no longer named as additional insured

SB 770 · Stats. 2025, ch. 525 · Signed October 10, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026

Removes the requirement that an owner's liability policy for an EV charging station in a common area or exclusive use common area name the association as an additional insured. The owner must still maintain a liability coverage policy and give the association a certificate of insurance within 14 days of approval and annually after that. Took effect January 1, 2026.

Sections: Cal. Civ. Code § 4745
Topics: Other changes

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Read against the enacted text October 4, 2026

Rebuilding after a disaster: CC&R limits and review deadlines

SB 625 · Stats. 2025, ch. 548 · Signed October 10, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026

Makes covenants and governing-document provisions void to the extent they prohibit, or effectively prohibit, a substantially similar reconstruction of a home destroyed or damaged in a disaster. An association's architectural review body must decide whether a rebuild application is complete within 30 calendar days and finish reviewing a complete application within 45 calendar days, and a court awards reasonable attorney's fees to an applicant who prevails in an action to enforce the review rules. Took effect January 1, 2026.

Sections: Cal. Civ. Code § 4752; Cal. Civ. Code § 4766
Topics: Other changes

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Read against the enacted text October 4, 2026

Back to the state list

New HOA laws in Colorado

2 laws · Colorado HOA Homeowner Rights Guide

Declarant reserve studies and management-company record turnover

HB 26-1099 · 2026 Colo. Sess. Laws ch. 42 · Signed April 13, 2026 · Enacted in 2026

Effective August 12, 2026

Requires the declarant of a planned community or condominium to commission and pay for an independent reserve study, projecting costs over 30 years, before control passes to the association, and to deliver that study to the association with the other turnover property; the most recent such study joins the information associations make available to owners each year. When an association ends or doesn't renew its management contract, the former management company must deliver all association property, including money and records, to the new management company or the association within 45 days at no charge. Unless the two agree otherwise in writing, a company that misses that deadline owes the association $250 per business day, is liable for resulting interest, late fees and other damages, and, if the violation is willful, owes treble actual damages plus attorney fees and court costs.

Sections: C.R.S. § 38-33.3-209.2; C.R.S. § 38-33.3-209.4(2)(j); C.R.S. § 38-33.3-303(9)(n); C.R.S. § 38-33.3-317(9)
Topics: Records, Other changes

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Read against the enacted text October 4, 2026

Plug-in (portable-scale) solar devices protected from covenant bans

HB 26-1007 · 2026 Colo. Sess. Laws ch. 127 · Signed May 7, 2026 · Enacted in 2026

Effective August 12, 2026: Act takes effect (device definition, utility rules)
Effective January 1, 2027: Covenants that unreasonably restrict portable-scale solar devices become void; devices count as CCIOA energy efficiency measures

On and after January 1, 2027, a covenant or restriction that unreasonably prohibits or restricts a portable-scale solar generation device (a single listed photovoltaic system per address supplying no more than 1,920 watts to the grid) is unenforceable and void. The device counts as an energy efficiency measure under CCIOA § 38-33.3-106.7 and may be placed on a limited common element; an owner may be required to reasonably secure it and to bear related costs and indemnify the association and other owners.

Sections: C.R.S. § 40-2-140; C.R.S. § 38-33.3-106.7(1)(b)(VII)
Topics: Solar, flags and signs

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Read against the enacted text October 4, 2026

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New HOA laws in Connecticut

3 laws · Connecticut HOA Homeowner Rights Guide

Court-ordered audits of association financial records

HB 5265 · Conn. Public Act No. 26-31 · Signed May 27, 2026 · Enacted in 2026

Effective October 1, 2026

From October 1, 2026, unit owners holding at least 20% of the association's votes may petition the Superior Court for an order directing the association to retain an independent third party to audit its financial records. The group must certify a good-faith belief in grounds for an audit, certify its 20% vote share with a certified copy of the recorded vote allocation, obtain a signed opinion from an independent CPA specializing in fraud or financial forensics that there appears to be evidence of fraud or misuse of funds, and show that no audit was completed in the preceding 12 months; the petitioning owners pay for the audit and the association may be entitled to reasonable attorney's fees. The act also adds a statement to the seller's residential condition report: for a common interest community of more than twelve units, it advises the buyer to obtain a resale certificate and request a report of the community's reserve funds; for smaller communities, it points the buyer to professionals and residents for more information.

Sections: P.A. 26-31, § 1 (new section, not yet codified); Conn. Gen. Stat. § 20-327b(d)(2)(B)
Topics: Records, Other changes

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Read against the enacted text October 4, 2026

Terrorism exclusions allowed in association master insurance policies

HB 5373 · Conn. Public Act No. 26-69, § 6 · Signed June 2, 2026 · Enacted in 2026

Effective June 2, 2026: § 6, effective from passage

Deletes the provision that barred the standard fire insurance policy form from excluding terrorism losses in the master policy a condominium association must buy under § 47-83 or a unit owners' association must buy under § 47-255, so the statute no longer bars a terrorism exclusion in those master policies; the remaining text lets the standard form for commercial risk policies exclude terrorism losses if premiums reflect the projected savings.

Sections: Conn. Gen. Stat. § 38a-307a
Topics: Other changes

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Read against the enacted text October 4, 2026

Rooftop solar on detached units in common interest communities

HB 6957 · Conn. Public Act No. 25-73 · Signed June 23, 2025 · Earlier law taking effect in 2026

Effective October 1, 2025: Owner-caused increases in common expenses assessed to that owner's unit (§ 47-257); prior planned-community solar rule in § 47-261b repealed
Effective January 1, 2026: New § 47-261h solar right and approval process for single-family detached units

Since January 1, 2026, a declaration or bylaw provision that prohibits or unreasonably restricts rooftop solar on a single-family detached unit in a common interest community is unenforceable; cooperatives and units that share common walls are not covered. The board must acknowledge an application in writing within 30 days and may not unreasonably withhold approval, and an application is deemed approved if the board neither denies it nor asks for more information within 60 days. The owner signs an agreement covering a registered and insured contractor, costs, indemnification and roof upkeep. An association formed on or before January 1, 2026 may opt out by a vote of at least 75% of its board taken by January 1, 2028, with notice of the vote recorded on the land records within 30 days. Separately, since October 1, 2025, an increase in common expenses caused by an owner's addition, alteration or improvement is assessed solely against that owner's unit.

Sections: Conn. Gen. Stat. § 47-261h (new); Conn. Gen. Stat. § 47-261b(g) (repealed); Conn. Gen. Stat. § 47-257
Topics: Solar, flags and signs, Other changes

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Read against the enacted text October 4, 2026

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New HOA laws in Delaware

1 law · Delaware HOA Homeowner Rights Guide

Paid-off HOA and condo liens can be cleared by attorney affidavit

SB 316 · 85 Del. Laws c. 320 · Signed June 24, 2026 · Enacted in 2026

Effective June 24, 2026

Extends Delaware's attorney-affidavit procedure for clearing paid-off mortgages from the land records to other recorded liens, defining a lien to include a homeowner association or condominium lien. A Delaware attorney who satisfies, partially releases, or releases a specific property from such a lien may use the § 2120(a) or (b) procedure, available 60 days after the debt is paid (in full, or in part for a partial release) and after at least 15 days' notice to the creditor, to have the recorder of deeds mark it satisfied or partially released.

Sections: 25 Del. C. § 2120(j)
Topics: Liens and foreclosure

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Read against the enacted text October 4, 2026

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New HOA laws in Florida

2 laws · Florida HOA Homeowner Rights Guide

HOAs can't require a building permit before architectural review

CS/CS/HB 803 · Ch. 2026-63, Laws of Fla. · Signed May 6, 2026 · Enacted in 2026

Effective July 1, 2026

Adds § 720.3035(1)(c) to Florida's HOA Act: an association, or its architectural or construction-improvement committee, may not require a parcel owner to have a government-issued building permit as a prerequisite for its review of construction of structures or improvements on the parcel.

Sections: § 720.3035(1)(c), Fla. Stat.
Topics: Other changes

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Read against the enacted text October 4, 2026

From 2026, condo records website rule covers 25-unit associations

CS/CS/HB 913 · Ch. 2025-175, Laws of Fla. · Signed June 23, 2025 · Earlier law taking effect in 2026

Effective July 1, 2025: Most of the act
Effective January 1, 2026: § 718.111(12)(g) as rewritten by § 18 (the 25-unit threshold itself comes from ch. 2024-244, § 8)

Since January 1, 2026, an association managing a condominium with 25 or more units that contains no timeshare units must post digital copies of listed official records on a website or mobile app. The drop from 150 units was enacted in 2024 (ch. 2024-244, § 8) to take effect in 2026; HB 913 rewrote that January 2026 version before it took effect, adding a general 30-day deadline after the association receives or creates a listed record, and adding approved board minutes for the preceding 12 months video recordings of meetings held by video conference, and copies of all affidavits required by chapter 718 to the list. The list also includes governing documents, budgets and financial reports, and owners get access to the protected section on written request.

Sections: § 718.111(12)(g), Fla. Stat.
Topics: Records

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Read against the enacted text October 4, 2026

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New HOA laws in Georgia

1 law · Georgia HOA Homeowner Rights Guide

Georgia Property Owners' Bill of Rights Act

SB 406 · Ga. L. 2026, Act 715 · Signed May 12, 2026 · Enacted in 2026

Effective July 1, 2026: Attorney's-fee notice prerequisites and judicial reasonableness review for Property Owners' Association Act communities (§ 44-3-235(f)–(g)); applies to actions filed on or after this date
Effective January 1, 2027: Everything else: registration, complaint process and collection stay, owners' rights and payment order (new ch. 43-17A); POAA opt-in by 80% vote; foreclosure threshold, 60-day notice and six-year lien life (§ 44-3-232)

From July 1, 2026, except in emergencies, a Property Owners' Association Act association must send a certified-mail or overnight notice identifying outstanding fines or delinquent fees, allow 30 days to pay them, and provide an itemized list of its attorney's fees before it can collect or be awarded those fees; in bench trials to recover assessed sums, the judge must review the claimed fees and enter an order on whether they were reasonable before they can be awarded. From January 1, 2027, HOAs and condominium associations must register annually with the Secretary of State or elect not to register; an association that neither registers nor elects out may not collect fines or fees, record liens or foreclose, and one that elects out may not assess or collect fines, fees or accelerated assessments. The same date lets residents complain to the Secretary of State within 180 days, which stays collection of the disputed fines or fees until the hearing officer rules; lists owners' rights, including records access and an annual members' meeting; sets the order in which payments are applied and bars refusing any payment toward an assessment or accelerating assessments; and requires ten-year retention of assessment, fine, lien and foreclosure records. It also raises the POAA foreclosure minimum to the lesser of $4,000 or 12 months of regular assessments (not less than $2,000, excluding fines, fees and specific assessments), lengthens the pre-foreclosure notice to 60 days and the lien's life to six years, and lets an association opt into the POAA by an 80% vote; for an association that opts in this way, declaration amendment thresholds above 80% drop to 80% unless a majority votes within a year to keep them.

Sections: O.C.G.A. §§ 43-17A-1 to 43-17A-9 (new); O.C.G.A. § 44-3-222; O.C.G.A. § 44-3-226(b); O.C.G.A. § 44-3-232(c); O.C.G.A. § 44-3-235
Topics: Fines, Records, Meetings and elections, Liens and foreclosure, Other changes

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New HOA laws in Hawaii

2 laws · Hawaii HOA Homeowner Rights Guide

Cumulative voting in condo and planned-community elections covers write-in candidates

HB 1678 · Act 37, SLH 2026 · Signed May 26, 2026 · Enacted in 2026

Effective May 26, 2026: Amended cumulative-voting rules in HRS §§ 421J-3.2 and 514B-124.5 (effective on approval)

Amends the cumulative-voting sections of Hawaii's planned community association law (chapter 421J) and condominium law (chapter 514B). When an association election is held by cumulative voting under the bylaws, a voter may give all of their votes to one candidate or distribute them among any or all of the candidates, and both sections now define "candidate" as a nominee or write-in candidate. Under both sections, the candidates receiving the most votes, up to the number of positions to be filled, are elected. For planned communities, cumulative voting is still not permitted unless the association documents provide for it.

Sections: HRS § 421J-3.2; HRS § 514B-124.5
Topics: Meetings and elections

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Small low-rise condos may vote to waive the independent reserve-study review

HB 1824 · Act 100, SLH 2026 · Signed June 5, 2026 · Enacted in 2026

Effective June 5, 2026: Reserve-study review waiver in HRS § 514B-148(a)(5) (effective on approval)

Hawaii condominium budgets must include replacement-reserve estimates based on a reserve study, and a study not prepared by an independent reserve study preparer must be reviewed by one at least every three years. This act lets an association of fewer than twenty units with a building or buildings of no more than two stories waive that independent review by the affirmative vote of a majority of the unit owners present or represented at a duly noticed association meeting. The association must keep preparing and disclosing annual reserve information to owners and must record the waiver vote in its records and make it available to owners on request. A waiver covers a single three-year period and cannot be used for two consecutive three-year periods, and the association may still obtain an independent review at any time.

Sections: HRS § 514B-148
Topics: Other changes

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New HOA laws in Idaho

1 law · Idaho HOA Homeowner Rights Guide

HOAs may not limit accessory dwelling units without the owner's written consent

SB 1354 · Idaho Sess. Laws 2026, ch. 265 · Signed March 31, 2026 · Enacted in 2026

Effective July 1, 2026: Rewritten Idaho Code § 55-3212 (HOA covenants on accessory dwelling units) and new § 67-6541 (ADU definition; cities over 10,000 must amend their plans and land use regulations by February 1, 2027)

Rewrites the accessory-dwelling-unit section of Idaho's Homeowner's Association Act (§ 55-3212). The earlier version reached only covenants that strictly prohibited an internal unit within a detached, owner-occupied homestead or its garage (housing the owner's relatives or rented for more than 30 days) and protected no more than one per homestead; as amended, no homeowner's association may add, amend, or enforce any covenant, condition, or restriction in a way that limits or prohibits accessory dwelling units unless the owner of the affected property expressly agrees in writing. The definition now comes from new § 67-6541: a self-contained unit with its own cooking, sleeping, and sanitation facilities on the same lot as a single-family home, whether internal, attached, or detached, excluding RVs and tiny homes on wheels. Associations may still adopt reasonable rules on ADU use, including architectural design consistent with the primary dwelling, size, height, setbacks, open space, parking, and bedrooms; the section does not prevent enforcement of valid covenants limiting an owner's right to transfer an interest that applied when the owner acquired the property, and it does not apply to short-term rentals as defined in § 63-1803(4). New § 67-6541 separately requires cities with more than 10,000 residents to amend their plans and land use regulations for ADUs by February 1, 2027.

Sections: Idaho Code § 55-3212; Idaho Code § 67-6541 (added)
Topics: Other changes

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New HOA laws in Illinois

3 laws · Illinois HOA Homeowner Rights Guide

Written collection policy required before suing over unpaid assessments

SB 3527 · P.A. 104-734 · Signed July 31, 2026 · Enacted in 2026

Effective January 1, 2027

From January 1, 2027, the board of a common interest community association or condominium association must adopt policies and procedures for collecting unpaid assessments, and neither the association nor a holder or assignee of its debt may take legal action to collect common expenses unless it has adopted, and follows, a written collection policy. The policy must at a minimum state when assessments are due and become delinquent, any late fees, interest and returned-check charges, the circumstances (if any) in which an owner may enter into a payment plan and its minimum terms, when a delinquent account is referred to an attorney, how payments are applied, and the legal remedies available. A copy of the policy is added to the documents made available to a prospective purchaser on a resale. CICAA's § 1-75 exemption for small associations still applies to the common interest community provisions.

Sections: 765 ILCS 160/1-45(j) (added); 765 ILCS 160/1-35(d)(8) (added); 765 ILCS 605/18.4(t) (added by P.A. 104-734); 765 ILCS 605/22.1(a)(10) (added)
Topics: Liens and foreclosure, Other changes

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Owner website with meeting information and minutes; year-end accounting sent electronically

HB 5449 · P.A. 104-797 · Signed August 7, 2026 · Enacted in 2026

Effective January 1, 2027: Act takes effect; year-end accounting supplied electronically to members who have authorized it
Effective January 1, 2028: Deadline for the board to provide an owner-accessible website with meeting information and approved board minutes

Requires the board of a common interest community association or condominium association to provide, no later than January 1, 2028, a website unit owners can access on the Internet with information about board and membership meetings and the approved minutes of board meetings. From January 1, 2027, the association's year-end financial information (for common interest communities, the summary and itemized accounting or audit report under § 1-45(b); for condominiums, the annual itemized accounting, which now includes receipts and expenses) must be supplied by electronic transmission to members who have provided their information and authorized electronic delivery.

Sections: 765 ILCS 160/1-30(l) (added); 765 ILCS 160/1-45(b); 765 ILCS 605/18(a)(7); 765 ILCS 605/18.4(t) (added by P.A. 104-797)
Topics: Records, Meetings and elections

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Marked police and fire vehicles can't be restricted as commercial vehicles

HB 67 · P.A. 104-580 · Signed July 24, 2026 · Enacted in 2026

Effective January 1, 2027

From January 1, 2027, a common interest community association or condominium association may not define or designate a marked law enforcement vehicle assigned to a law enforcement officer, or a marked firefighter vehicle assigned to a firefighter, as a commercial vehicle and subject it to a restrictive provision in an association instrument, covenant, rule or regulation, as long as the vehicle does not exceed 12,000 pounds. A provision that does so is void and unenforceable.

Sections: 765 ILCS 160/1-73 (added); 765 ILCS 605/18.14 (added)
Topics: Other changes

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New HOA laws in Indiana

6 laws · Indiana HOA Homeowner Rights Guide

HOA fine schedules, board-meeting notice, and fee limits

HEA 1115 · P.L.155-2026 · Signed March 12, 2026 · Enacted in 2026

Effective July 1, 2026

Lets an Indiana HOA fine a member for a covenant violation if the board first adopts a schedule of fines listing the violations, the fine for each, how any recurring fine is calculated, and a maximum aggregate fine for any single violation, and first gives the member notice of the violation, the amount and the date the fine will be assessed; a recurring fine may not exceed the schedule's maximum, and members can demand a special meeting to amend the schedule. Requires at least four days' advance written notice, with an agenda, of every board meeting, and, for members' meetings under IC 32-25.5-3-3 such as the budget meeting, counts members who attend by remote or virtual means under the nonprofit-corporation remote-meeting procedures as in attendance. Bars fees for services already covered by assessments and for a homeowner's statement of account, caps the charge for a statement of unpaid assessments on a resale or refinance at $50 (previously up to $250), and lowers the most owner or first-mortgagee consent that governing documents may require for an amendment from 75% to two-thirds. The act also rewrote the IC 32-25.5-1-1(b) list, so IC 32-25.5-3-2(c), IC 32-25.5-3-3(e) through (o) (attendance, the no-quorum budget cap, records, board-meeting notice and fees) and the new IC 32-25.5-3-12 fine rules apply to all Indiana HOAs; the amendment-consent limits in IC 32-25.5-3-9 were already on that list, and the $50 statement cap is in IC 32-21-5-8.5.

Sections: IC 32-25.5-3-12 (added); IC 32-25.5-1-1; IC 32-25.5-3-2; IC 32-25.5-3-3; IC 32-25.5-3-9; IC 32-25.5-5-4; IC 32-25.5-5-10; IC 32-21-5-8.5
Topics: Fines, Meetings and elections, Records, Other changes

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No HOA records fees; new no-quorum budget limits; radio antennas and home child care

HEA 1152 · P.L.53-2026 · Signed March 3, 2026 · Enacted in 2026

Effective July 1, 2026

Bars Indiana HOAs from charging a member for a written copy of a requested record or to search for a record (previously a reasonable copy fee and a capped search fee were allowed). When members at the budget meeting do not make a quorum, the board may adopt no more than 100% of the last approved budget, or, where the governing documents expressly allow it, up to 110% in the first five years after the developer's first sale and afterward the lesser of 105% or a Midwest housing CPI increase. Under IC 32-25.5-3-3.1, all of the act's amendments to IC 32-25.5-3-3, including the records-fee changes, do not apply to an association established before July 1, 2026 whose governing documents allowed a 110% no-quorum budget, until it amends or renews those documents after June 30, 2026. The act's bar on any fee for a statement of unpaid assessments under IC 32-21-5-8.5 is superseded by HEA 1115, which amends the same subsection effective the same day (July 1, 2026) to allow up to $50 for a resale or refinance. For governing documents adopted or amended after June 30, 2026, an HOA may not prohibit amateur radio antennas or, outside HOPA-compliant age-restricted communities, prohibit or restrict child care in a single-family residence the provider lives in.

Sections: IC 32-25.5-3-3; IC 32-25.5-3-3.1 (added); IC 32-25.5-3-3.2 (added); IC 32-25.5-3-3.3 (added); IC 32-25.5-3.4 (added); IC 32-25.5-3.9 (added); IC 32-21-5-8.5
Topics: Records, Meetings and elections, Other changes

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Flag-display rights; no fuel-source equipment rules or HOA license-plate readers

HEA 1150 · P.L.26-2026 · Signed February 24, 2026 · Enacted in 2026

Effective July 1, 2026: IC 32-21-13.5, IC 32-25.5-3.6 and IC 32-25.5-3.8

Bars an Indiana property owners association, including a homeowners, condominium or cooperative association, from adopting or enforcing a governing-document provision that prohibits or restricts a member from displaying the U.S. flag or the Indiana state flag, including from a flagpole. The association may adopt reasonable rules on display, flagpole materials, flag size, lighting and halyard noise, and may keep flags and flagpoles off association-owned or common property, but may not prevent at least one flagpole per property that is in the front yard and not more than 20 feet high, or attached to a residential structure the member owns that the association does not maintain. The act also bars HOA governing documents from restricting motor vehicles or outdoor equipment such as lawn mowers and leaf blowers based on their fuel source, and bars HOAs from installing or operating automated license plate readers; an HOA may permit one on its property only if it is installed by or on behalf of a law enforcement agency, only a law enforcement agency has access to its data and images, and the HOA has no access. The flag, fuel-source and plate-reader rules each state that they reach existing as well as new governing documents or associations.

Sections: IC 32-21-13.5 (added); IC 32-25.5-3.6 (added); IC 32-25.5-3.8 (added)
Topics: Solar, flags and signs, Other changes

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Only homestead owners vote on HOA rental restrictions

HEA 1210 · P.L.157-2026 · Signed March 12, 2026 · Enacted in 2026

Effective March 12, 2026: IC 32-25.5-3-11(d)–(e) (SECTION 225, effective upon passage)

Makes only members who use their property as a homestead eligible to vote on an HOA matter that would prohibit or restrict using property as a rental property. A developer is not subject to that limit while it still owns lots in the community. The provision is one section of a broad local-government finance act, and under IC 32-25.5-1-1(b) it applies to all Indiana HOAs.

Sections: IC 32-25.5-3-11
Topics: Meetings and elections, Other changes

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Individual unit insurance option for one- and two-family condominiums

HEA 1260 · P.L.86-2026 · Signed March 4, 2026 · Enacted in 2026

Effective July 1, 2026: IC 27-7-18.7 (SECTION 25)

For a condominium in which every unit was designed and built for no more than two families and has no more than two separate living quarters, lets the co-owners insure the units either through a master property and casualty policy or by allowing each co-owner to buy coverage individually, notwithstanding the Condominium Act's master-policy rule in IC 32-25-8-9. The section does not relieve the co-owners of any obligation under IC 32-25-8-9 to insure the land, swimming pools and other recreational facilities, and other parts of the condominium existing for common use under a master policy. The provision is one section of a broader insurance act.

Sections: IC 27-7-18.7 (added)
Topics: Other changes

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Large HOAs may set speed limits on private roads (pilot)

HEA 1155 · P.L.54-2026 · Signed March 3, 2026 · Enacted in 2026

Effective July 1, 2026: IC 9-21-23.5 pilot; the chapter expires July 1, 2028

In a pilot running to July 1, 2028, lets the board of an HOA governing a subdivision with at least 1,500 lots and at least 15 miles of association-owned private road set maximum speed limits and designate stop intersections, which law enforcement may enforce; officers may not enforce the association's other rules. Such an HOA may employ or contract with off-duty officers to enforce state vehicle laws on those roads if it first files proof of liability insurance with each applicable sheriff and chief of police and agrees to indemnify the officers and their agencies.

Sections: IC 9-21-23.5 (added); IC 9-21-5-3; IC 9-21-1-2
Topics: Other changes

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New HOA laws in Iowa

1 law · Iowa HOA Homeowner Rights Guide

Records law adds a dues-status certification and transfer-fee schedule

SF 2448 · 2026 Iowa Acts, ch. 1055 · Signed April 30, 2026 · Enacted in 2026

Effective July 1, 2026

Adds two items to the records a unit owners association (chapter 499C reaches HOAs, condominiums and cooperatives) must make available to an owner or the owner's authorized agent within ten business days of a request: a certification stating whether dues, fees or assessments are paid in full or delinquent and identifying any future dues, fees or assessments the association has formally approved, and a schedule and disclosure of all fees related to transferring ownership within the community. The association's reasonable fee may now include the cost of developing the certification, may not exceed the estimated cost of production or the reasonable cost of the certification, and must be backed by reasonable supporting documentation on request. The act also limits a home seller's right to the buyer's inspection report to the portions tied to the buyer's remediation requests (§ 558A.4A(5)).

Sections: Iowa Code § 499C.2(1)(f)–(g) (added); Iowa Code § 499C.2(3); Iowa Code § 558A.4A(5)
Topics: Records

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New HOA laws in Louisiana

1 law · Louisiana HOA Homeowner Rights Guide

Planned Community Act takes effect for existing communities

SB 23 · Acts 2024, No. 158 · Signed May 23, 2024 · Earlier law taking effect in 2026

Effective January 1, 2025: Planned communities whose declarations are filed for registry on or after January 1, 2025
Effective January 1, 2026: Planned communities established by a declaration or similar document filed on or before December 31, 2024

Replaces the Louisiana Homeowners Association Act with the Louisiana Planned Community Act, effective January 1, 2025 for newly filed declarations and January 1, 2026 for communities established by a declaration or similar document filed for registry on or before December 31, 2024. The act lets associations impose reasonable fines for violations of the community documents, requires them to make requested records available for examination and copying by lot owners, and gives the association a privilege on a lot for assessments and fines, with its enforcement governed by R.S. 9:1145–1148. For existing communities it does not affect the validity or superiority of community-document provisions filed before January 1, 2025, and does not require an existing association to amend its organizational structure or community documents.

Sections: La. R.S. 9:1141.1–1141.50; La. R.S. 9:1145–1148; La. C.C. Art. 783; La. R.S. 9:2792.7(B)(3); La. R.S. 9:3132(1)(g)
Topics: Fines, Records, Liens and foreclosure, Other changes

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New HOA laws in Maine

1 law · Maine HOA Homeowner Rights Guide

Unit Ownership Act: declaration or bylaw bans on unit-owner EV chargers are void

LD 1133 · P.L. 2025, c. 280 · Signed June 12, 2025 · Earlier law taking effect in 2026

Effective September 24, 2025: Act takes effect: application, approval, cost and association-authority rules in new § 576-A
Effective January 1, 2026: Declaration or bylaw provisions that prohibit or unreasonably restrict EV charging stations in unit or limited common element parking spaces become void and unenforceable

Since January 1, 2026, any provision of a declaration or bylaw that prohibits or places an unreasonable restriction on installing or using an electric vehicle charging station in a unit parking space or limited common element parking space is void and unenforceable; an unreasonable restriction is one that significantly increases the station's cost or significantly decreases its efficiency or specified performance. A unit owner may apply to the executive board, which must acknowledge the application in writing within 30 days and approve or deny it in writing within 60 days; unless the board reasonably requests more information, an application not denied in writing within 60 days is deemed approved. The board must approve if the owner agrees in writing to follow the declaration or bylaws on alterations, provide a certificate of insurance within 14 days, and pay installation costs (including increased master-policy premiums and the association's attorney's fees) and electricity costs. The association may install common-element stations, create new parking spaces, require removal before a sale unless the buyer takes ownership, and assess uninsured losses, and the prevailing party in an enforcement action is awarded reasonable attorney's fees. The section is codified in the Unit Ownership Act (33 M.R.S. ch. 10), and 33 M.R.S. § 1601-102(b) provides that sections 560 through 587 do not apply to condominiums created after the Maine Condominium Act took effect on January 1, 1983 or amended to be subject to it; the introduced bill's companion amendment to the Condominium Act (§ 1603-106) was removed by the committee amendment, so whether the section reaches Condominium Act condominiums or non-condominium associations is not clear from the text.

Sections: 33 M.R.S. § 576-A (added, in the Unit Ownership Act, 33 M.R.S. ch. 10)
Topics: Other changes

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New HOA laws in Maryland

4 laws · Maryland HOA Homeowner Rights Guide

Election-sign display window widened to 45 days before early voting

SB 758 · 2026 Md. Laws ch. 288 (identical HB 855: ch. 289) · Signed April 28, 2026 · Enacted in 2026

Effective April 28, 2026: Emergency measure, effective on enactment

Changes the shortest display period that a homeowners association's or condominium's covenants, declaration, bylaws or rules may allow for candidate signs and ballot-question signs where local law sets no period. A time limit may now be no shorter than from 45 days before the start of early voting for the primary election, general election or vote on the proposition (or 45 days before the election or vote if there is no early voting) through 7 days after it; before April 28, 2026 the floor began 30 days before the election or vote. Associations may still restrict these signs in the common areas or common elements and in accordance with federal, State and local law. The act makes the same change for cooperative housing corporations.

Sections: Md. Code, Real Prop. § 11B-111.2; Md. Code, Real Prop. § 11-111.2; Md. Code, Corps. & Ass'ns § 5-6B-23
Topics: Solar, flags and signs

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Governing documents can't block the board from adding EV chargers in common parking

HB 405 · 2026 Md. Laws ch. 753 · Signed May 26, 2026 · Enacted in 2026

Effective October 1, 2026

Provides that a recorded covenant or restriction, or a provision in a homeowners association's or condominium's declaration, bylaws or rules, may not prohibit or unreasonably restrict the governing body from installing, or authorizing the installation of, electric vehicle recharging equipment in common use or limited common use parking spaces. The installation is subject to the association's budget process for a common-area renovation or alteration of similar cost or magnitude, and the governing body must first consider whether enough parking remains to meet the community's needs. The governing body may grant a license of up to 3 years, renewable at its discretion, on common elements needed for the equipment or its electricity supply. The act applies retroactively to covenants and document provisions recorded or adopted before October 1, 2026.

Sections: Md. Code, Real Prop. § 11B-111.13 (added); Md. Code, Real Prop. § 11-111.6 (added)
Topics: Other changes

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Charles County: condo and HOA board members must complete training

SB 573 · 2026 Md. Laws ch. 804 · Signed May 26, 2026 · Enacted in 2026

Effective October 1, 2026

Applies only in Charles County. Requires each condominium board member or officer of the council of unit owners, and each member of a homeowners association's governing body, to successfully complete a training curriculum on the responsibilities of the role, developed by a common ownership commission recognized by the State or a local government or by an organization such a commission approves. Training is due within 90 days after the person is first elected or appointed, or, for someone in office on October 1, 2025, after the person begins a subsequent term. The board must certify completion, keep a copy of each certificate and report the certification to the common ownership commission within 90 days; certificates are valid for 3 years. If a member does not complete the training, the governing body (for a condominium, the board or the council of unit owners) may remove the individual or invalidate the individual's vote. The act also reletters § 11-109, so the list of condominium council powers moves from subsection (d) to subsection (e) with its wording unchanged.

Sections: Md. Code, Real Prop. § 11-109(c) (added; former (c)–(f) relettered (d)–(g)); Md. Code, Real Prop. § 11B-106.1(g) (added; former (g) relettered (h))
Topics: Other changes

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From Oct. 2027, condo owners must carry unit-owner insurance; unit-origin damage share capped at $25,000

SB 747 · 2026 Md. Laws ch. 717 · Signed May 26, 2026 · Enacted in 2026

Effective October 1, 2027

Beginning October 1, 2027, requires each unit owner in a condominium made up entirely of residential units to maintain a condominium unit owner insurance policy or a substantially similar property policy on the unit; detached units in a condominium composed entirely of similar detached units are excepted. The policy must include coverage for the council of unit owners' property insurance deductible or a portion of it, loss assessment coverage of at least $25,000, and dwelling or building property coverage of at least the greater of $25,000 or the amount needed to repair and replace the owner's improvements and betterments and owner-insured upgrades. Bylaws may not require coverage above those amounts, and owners must give the council evidence of the policy annually and on request. When damage originates from a unit, that unit's owner becomes responsible for the least of the total repair or replacement cost, the council's deductible, or $25,000, replacing the current rule that makes the owner responsible for the council's deductible up to $10,000; going without the required policy does not limit that responsibility. The council must inform owners annually in writing of that responsibility and of the deductible amount.

Sections: Md. Code, Real Prop. § 11-114; Md. Code, Real Prop. § 11-114.3 (added)
Topics: Other changes

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New HOA laws in Minnesota

2 laws · Minnesota HOA Homeowner Rights Guide

MCIOA overhaul: $100 fine cap, owner hearings and speaking rights

SF 1750 · 2026 Minn. Laws ch. 82 · Signed May 12, 2026 · Enacted in 2026

Effective May 13, 2026: New definitions in § 515B.1-103
Effective August 1, 2026: Insurance-deductible and loss-assessment notice in the annual report (§ 515B.3-106); the act states no date for this section, so the general effective date in Minn. Stat. § 645.02 applies
Effective January 1, 2027: Fine, hearing, interest, late-fee and payment rules (§ 515B.3-102); board meetings, director terms, conflicts and bidding (§ 515B.3-103); alterations and parking (§ 515B.3-107); budgets and collection policies (§§ 515B.3-115, 3-1151); lien and foreclosure limits (§ 515B.3-116, foreclosures commenced on or after this date); legal-fee notice (§ 515B.3-125); disclosure and resale documents; anti-retaliation (§ 515B.4-116); termination threshold (§ 515B.2-119); local-government rule (§ 515B.5-101, communities created on or after this date)

Rewrites large parts of the Minnesota Common Interest Ownership Act. The act says its amendments apply to common interest communities created before, on, or after enactment; § 515B.1-102, which it does not amend, still sets which communities the chapter reaches. For association action on or after January 1, 2027, a fine for a single violation may not exceed $100 unless owners holding a majority of the votes approve more at a board meeting, with exceptions for a repeat violation and for violations with a serious and immediate health or safety impact, physical damage to another unit or a common element, or financial enrichment such as a prohibited rental; an owner has 30 days after receiving notice to request a hearing unless the declaration sets a different period; interest on delinquent assessments is capped at eight percent and late fees at the greater of $20 or five percent of the amount owed. From the same date, owners must be allowed to speak before board action on an agenda item at an open board meeting, rules must be reasonable and adopted after 21 days' notice, associations must adopt a collection policy with three notices (one by certified mail) before referral to collections, and associations may not retaliate against an owner for asserting a right. For foreclosures commenced on or after January 1, 2027, an association may not start a lien foreclosure unless common expenses, special assessments and qualifying fines are more than three months delinquent. The act also requires an insurance-deductible and loss-assessment notice in the annual report from August 1, 2026, and bars local governments from conditioning residential development approvals on creating a homeowners association for communities created on or after January 1, 2027.

Sections: Minn. Stat. § 515B.1-103; Minn. Stat. § 515B.2-119; Minn. Stat. § 515B.3-102; Minn. Stat. § 515B.3-103; Minn. Stat. § 515B.3-106; Minn. Stat. § 515B.3-107; Minn. Stat. § 515B.3-115; Minn. Stat. § 515B.3-1151; Minn. Stat. § 515B.3-116; Minn. Stat. § 515B.3-125 (added); Minn. Stat. § 515B.4-1021; Minn. Stat. § 515B.4-107; Minn. Stat. § 515B.4-116; Minn. Stat. § 515B.5-101 (added)
Topics: Fines, Meetings and elections, Liens and foreclosure, Records, Other changes

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MCIOA clarifications: amendment votes, bylaws recording, damage rule

SF 3622 · 2026 Minn. Laws ch. 61 · Signed April 29, 2026 · Enacted in 2026

Effective August 1, 2026: All sections (the act states no effective date, so Minn. Stat. § 645.02 applies)

Makes mostly clarifying, technical and conforming changes to the Minnesota Common Interest Ownership Act. For declaration amendments recorded on or after August 1, 2026, the required owner vote or consent must be established of record as § 515B.1-116(d) provides, and bylaws or bylaw amendments recorded on or after that date must be executed by the association. For communities created before August 1, 2017, damage to the common elements or a unit caused by the acts or omissions of an owner or the association is the responsibility of the person causing it, while the broader rule that includes lack of maintenance applies to communities created on or after that date. It also makes the six-month lien priority in § 515B.3-116(c) expressly cover common expenses assessed under § 515B.3-1151, the assessment section for communities created on or after August 1, 2010. The act also postpones to August 1, 2027 the effective date of the 2024 housing-cooperative law (Laws 2024, ch. 96), including the new Minnesota Cooperative Housing Act (ch. 308C) and its conforming references in §§ 515B.3-101 and 515B.3-103, which had been set to take effect August 1, 2026.

Sections: Minn. Stat. § 515B.1-102; Minn. Stat. § 515B.1-116(d); Minn. Stat. § 515B.2-118(c); Minn. Stat. § 515B.3-103(a); Minn. Stat. § 515B.3-106(a); Minn. Stat. § 515B.3-107(a); Minn. Stat. § 515B.3-113; Minn. Stat. § 515B.3-116(c); Minn. Stat. § 515B.4-102; Other conforming amendments across Minn. Stat. ch. 515B; Laws 2024, ch. 96, art. 1, § 91 and art. 2, § 13 (effective dates)
Topics: Other changes

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New HOA laws in Nevada

1 law · Nevada HOA Homeowner Rights Guide

Rental rules, leasing amendments, termination votes and resale insurance proof revised

AB 396 · Stats. 2025, ch. 365 · Signed June 6, 2025 · Earlier law taking effect in 2026

Effective July 1, 2026: Amended NRS 116.2117, 116.2118, 116.31065, 116.335, 116.4109 and 116.785 (sections 1 to 12 of the act took effect on approval only for regulations and preparatory tasks)

Since July 1, 2026, if a declaration authorizes the association to prohibit or restrict renting, or sets a maximum number or percentage of units that may be rented, the association may adopt rules prohibiting or restricting the renting or leasing of residential units to the extent reasonably related to meeting the underwriting requirements of institutional mortgage lenders or of insurers that insure associations or units. The act deleted NRS 116.335's former limits that barred an association from prohibiting rentals, or from requiring association approval to rent, unless the declaration did so when the owner bought; barred amending a declaration's rental cap downward; and limited rental-registration requirements, including a bar on registration fees; the economic-hardship waiver from a rental cap and the rule that declarant-owned units are not counted toward a cap remain. An association may also amend the declaration to restrict leasing for those underwriting requirements, and NRS 116.2117 no longer shields owners who owned before such an amendment was recorded. Terminating a common-interest community now requires, in addition to at least 80 percent of all votes in the association, at least 80 percent of the votes allocated to units not owned by the declarant; the resale package must include proof of the insurance policies the association is required to carry under NRS 116.3113; and the Commission's administrative fine for a violation rose from $1,000 to not more than $5,000. The act separately requires counties with a population of 100,000 or more and cities with a population of 60,000 or more to adopt accessory-dwelling-unit ordinances under NRS chapter 278.

Sections: NRS 116.335; NRS 116.2117; NRS 116.2118; NRS 116.31065; NRS 116.4109; NRS 116.785
Topics: Other changes

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New HOA laws in New Hampshire

1 law · New Hampshire HOA Homeowner Rights Guide

RSA 292 HOAs get records, executive-session and conflict-of-interest rules

HB 1523 · 2026 N.H. Laws ch. 306 · Signed July 10, 2026 · Enacted in 2026

Effective January 1, 2027: New RSA 292:8-m, III (records), IV (executive sessions) and V (conflict-of-interest contracts)

Adds three paragraphs to RSA 292:8-m, which applies to homeowners' associations established under RSA 292, New Hampshire's voluntary-corporation law; the Condominium Act (RSA 356-B) is not amended. Associations must retain listed records, including accounting records, minutes, the member list, governing documents and rules, three years of financial statements and tax returns, current contracts, architectural-review decisions and, for one year, ballots and proxies, and must make them available for examination and copying on 15 days' notice in a record reasonably identifying the records requested. Some categories, such as personnel records, existing or potential litigation, attorney-client communications, executive-session records and other owners' account records, may be withheld, and copy fees may not exceed the RSA 91-A:4, IV(d) charge. Boards and committees may hold an executive session only during a regular or special meeting and only for listed purposes, and no final vote or action may be taken in it. An association may not contract with a company in which an owner, a board member or an immediate family member has a pecuniary interest unless the interest is disclosed in writing and prominently to all members before or with the meeting notice, a majority of the votes cast at a meeting with a quorum approves the contract, and the interested person recuses.

Sections: RSA 292:8-m, III (added); RSA 292:8-m, IV (added); RSA 292:8-m, V (added)
Topics: Records, Meetings and elections, Other changes

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New HOA laws in New Jersey

1 law · New Jersey HOA Homeowner Rights Guide

Garden State Balcony Solar Act: associations can't ban plug-in solar devices

S2368 · P.L.2026, c.82 · Signed September 1, 2026 · Enacted in 2026

Effective March 1, 2027: Entire act (it takes effect six months after the September 1, 2026 enactment), including § 3's rules for associations and landlords

From March 1, 2027, a homeowners' association, condominium association, cooperative housing corporation or other entity governing a planned real estate development or condominium may not enforce any master deed, declaration, bylaw, rule or other governing-document provision that prohibits a unit owner or tenant from using a portable solar generation device or placing one on the exterior of the owner's or tenant's premises, and any inconsistent provision is void and unenforceable. The association may set reasonable restrictions on the device's size, placement or manner of placement, and may require the owner, tenant or occupant to indemnify it for personal injury or property damage caused by negligent installation, maintenance or use. A covered device is a moveable plug-in photovoltaic unit with a maximum power output of not more than 1,200 watts that connects through a standard 120-volt outlet, is listed or certified to UL 3700 or a comparable standard, and cannot export power during an outage; combined output is limited to 1,200 watts per service address or, in multi-family housing, per dwelling unit unless an interconnection agreement is obtained. A tenant must give written notice of the intent to use a device, with documentation that it qualifies and its proposed location, to the landlord, homeowners' association, condominium association or other governing entity named in the act at least 14 days before placing or using it. The act also exempts these devices from utility interconnection and net-metering requirements and bars municipalities from prohibiting them on residential property or requiring a permit.

Sections: P.L.2026, c.82, § 2 (new section; device definition, utility and installation rules); P.L.2026, c.82, § 3 (new section; landlords, homeowners' and condominium associations); P.L.2026, c.82, § 4 (new section; municipalities)
Topics: Solar, flags and signs

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New HOA laws in New Mexico

1 law · New Mexico HOA Homeowner Rights Guide

HOAs can't ban or single out registered and licensed child care homes

SB 96 · Laws 2026, ch. 62 · Signed March 10, 2026 · Enacted in 2026

Effective July 1, 2026

Adds child care home protections to the covenant-enforcement section of the Homeowner Association Act (§ 47-16-18). A homeowner association may not adopt or enforce a restriction, covenant, rule or other governing-document provision, or take any other action, that effectively prohibits, unreasonably restricts or limits, directly or indirectly, the use of a lot as a registered child care home, licensed family child care home or licensed group child care home. It also may not require, assess or collect a fee, tax or assessment on a child care home or its operation that is not also required, assessed or collected on all other lots, apart from generally applicable fees or assessments reasonably related to actual, documented costs or impacts and imposed uniformly on all lot owners. Where an association requirement conflicts with the Early Childhood Education and Care Department's registration or licensing requirements, the department's requirements take precedence to the extent necessary to allow compliance, and the association must provide reasonable accommodations that do not materially impair its ability to protect lot owners' health, safety or property. Associations may still enforce uniformly applied rules, including on parking and traffic, noise or nuisance, safety and security, architecture and exterior appearance, and common-element use, that do not restrict child care homes to any greater degree than any other lot owner, and state licensing does not exempt a licensed child care home from association rules that do not conflict with it. The existing fine and suspension procedure is unchanged but now appears in § 47-16-18(E)–(G). The Homeowner Association Act does not apply to a condominium governed by the Condominium Act. Took effect July 1, 2026.

Sections: NMSA 1978, § 47-16-18(B)–(D), (I) (added); NMSA 1978, § 47-16-18(E)–(H) (relettered; fine procedure unchanged)
Topics: Other changes

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New HOA laws in New York

2 laws · New York HOA Homeowner Rights Guide

Boards must strip discriminatory covenants from recorded documents

A1820-A · L.2025, ch. 578 (amended by L.2026, ch. 43) · Signed December 5, 2025 · Earlier law taking effect in 2026

Effective June 3, 2026: New Real Property Law § 327-a, in the form rewritten by the 2026 chapter amendment (ch. 43, S8760, signed February 13, 2026, which takes effect on the same date)

Adds Real Property Law § 327-a, in effect since June 3, 2026. Within one year of the section's effective date, the board of managers of a condominium, the board of directors of a cooperative apartment corporation, or a homeowners association (if the property is subject to its rules and regulations) must delete or amend any unlawful restrictions that exist in a recorded document, meaning covenants, conditions or restrictions that unlawfully discriminate on the basis of a class protected under Executive Law § 296(5), and those deletions or amendments are not subject to the approval of property owners. A seller whose document to be recorded contains such restrictions must have them removed by submitting and recording a restrictive covenant modification document, without paying filing fees, and must give the purchaser or title insurance applicant a copy prior to or at closing; any person with an ownership interest who believes the property is subject to an unlawful restriction may record one. The section does not apply to lawful covenants, conditions or restrictions. A 2026 chapter amendment (ch. 43) replaced the original list of protected bases with the Executive Law definition before the section took effect.

Sections: N.Y. Real Prop. Law § 327-a (added)
Topics: Other changes

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Government gets a new electronic option for serving process on condo boards

A11390 · L.2026, ch. 277 · Signed August 28, 2026 · Enacted in 2026

Effective February 24, 2027

A procedural change that does not alter owners' rights. A condominium declaration must designate the Secretary of State as agent for service of process on the condominium's corporation or board of managers (Real Property Law § 339-n(7)). Process could already be served on the Secretary of State in person or, if the corporation or board of managers has an email address on file with the Department of State, electronically. From February 24, 2027, process served by or on behalf of the state or a city, town, village or other political subdivision may also be served by electronically submitting a copy to the Department of State, with the statutory fee if required, without that email-address condition. Service is complete when the Secretary of State has reviewed and accepted it, and the Secretary then either mails a copy by certified mail to the address on file or emails a notice of the service to the email address on file and makes a copy available. The act makes parallel changes for business corporations, not-for-profit corporations and other entities.

Sections: N.Y. Real Prop. Law § 339-n(7); N.Y. Not-for-Profit Corp. Law § 306
Topics: Other changes

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New HOA laws in North Carolina

1 law · North Carolina HOA Homeowner Rights Guide

Flag protection loses its covenant-wording exception

SB 445 · S.L. 2026-59 · Signed August 11, 2026 · Enacted in 2026

Effective August 11, 2026: Section 4 (flag amendments to G.S. 47C-3-121 and 47F-3-121), effective when it became law

Removes the exception that let a recorded restriction regulate or prohibit display of the United States or North Carolina flag. Before the change, a restriction registered before October 1, 2005 could do so if it specifically used one of four listed flag terms, and one registered on or after that date could do so if it was written on the first page of the instrument in boldface capital letters and specifically stated that the document regulates or prohibits display of the flag. As amended, no restriction on the use of land may be construed to regulate or prohibit the display of either flag, no larger than four feet by six feet and displayed consistent with the federal flag customs in 4 U.S.C. §§ 5-10, by owners on property owned exclusively by them; the protection does not apply to common areas, easements, rights-of-way or other areas owned by others. The same change applies to condominiums (§ 47C-3-121) and planned communities (§ 47F-3-121), subject to each Act's applicability rules (Chapter 47F does not apply to a community created on or after January 1, 1999 with 20 or fewer lots unless the declaration opts in; for a community created before 1999, § 47F-3-121 applies unless the articles of incorporation or declaration expressly provide otherwise, only to events on or after January 1, 1999, and without invalidating existing declaration provisions). The political-sign rules in the same sections are unchanged.

Sections: N.C.G.S. § 47C-3-121(1); N.C.G.S. § 47F-3-121(1)
Topics: Solar, flags and signs

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New HOA laws in Oklahoma

1 law · Oklahoma HOA Homeowner Rights Guide

Records inspection narrowed and defined for incorporated associations

HB 3498 · 2026 Okla. Sess. Laws ch. 304 · Signed May 12, 2026 · Enacted in 2026

Effective November 1, 2026: Whole act, including the rewritten records-inspection section (18 O.S. § 1065)

Rewrites the records-inspection section of the Oklahoma General Corporation Act, which reaches HOAs and condominium associations incorporated in Oklahoma because references to shareholders are read as references to members (18 O.S. § 1004.1). "Books and records" becomes a defined list that includes the certificate of incorporation, the bylaws, minutes of member meetings and written or electronic communications to members for the three preceding years, board and committee minutes and board materials, and three years of annual financial statements. A member may inspect and copy them only if the demand is made in good faith and for a proper purpose, describes the purpose and the records sought with reasonable particularity, and the records sought are specifically related to that purpose. The association may impose reasonable restrictions on confidentiality, use or distribution and may redact portions not specifically related to the purpose, and a court generally may order production only of the defined books and records. The written demand under oath and the five-business-day trigger for applying to the district court are unchanged. Takes effect November 1, 2026.

Sections: 18 O.S. § 1065
Topics: Records

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New HOA laws in Oregon

4 laws · Oregon HOA Homeowner Rights Guide

HOAs and deed restrictions can't block fire-hardened building materials

SB 1551 · Oregon Laws 2026, chapter 86 · Signed March 31, 2026 · Enacted in 2026

Effective June 5, 2026

Makes a provision in a recorded document, including a planned-community declaration, void and unenforceable to the extent it would prohibit installing, using or maintaining fire-hardened building materials on a residential property, or prohibit removing materials that are not fire-hardened, including fences and other structures. Fire-hardened building materials are those meeting, as most recently adopted as of June 5, 2026, the wildland construction criteria of the International Wildland-Urban Interface Code or National Fire Protection Association Standard 1140, or the Insurance Institute for Business and Home Safety's wildfire-prepared home criteria. In planned communities, a governing-document provision is also void to the extent it prohibits both removing non-fire-hardened materials and replacing them with fire-hardened ones, or limits the design, dimensions, placement, maintenance or external appearance of fire-hardened materials in a way that practically prohibits all of them or requires materials costing substantially more than comparable ones the owner proposes, such that the cost practically prevents their use or imposes an unreasonable burden. An owner's application to install fire-hardened materials or remove non-fire-hardened ones is deemed approved unless the association denies it or requests modifications in a written opinion delivered within 90 days that explains the basis in reasonable detail and is not arbitrary or capricious. The rules apply to documents executed before, on or after June 5, 2026; Class I and II planned communities created before 2002 outside the Planned Community Act are subject to the planned-community section to the extent it is consistent with their governing documents, and their owners may amend the documents to conform.

Sections: ORS chapter 93 (new section, Or. Laws 2026, ch. 86, § 2); ORS 94.550–94.783 (new section, Or. Laws 2026, ch. 86, § 4); ORS 94.572; ORS 94.573; ORS 94.630(1)
Topics: Other changes

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HOA and condo construction-defect suits: board vote after three owner notices

HB 3746 · Oregon Laws 2025, chapter 578 · Signed July 24, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026: Pre-suit owner notices and board meeting (ORS 94.662, 100.490); the limitation-period and moisture-inspection changes apply only to communities whose declaration is first recorded on or after this date; the contractor-response changes apply to defect notices delivered on or after it

Since January 1, 2026, an Oregon HOA or condominium association may initiate or intervene in litigation or an administrative proceeding on matters affecting owners' lots or units (ORS 94.630(1)(e)(E) or 100.405(4)(e)(E)) to recover damages for a claim resulting from a construction defect, or damage arising from one, only if the board approves it at a board meeting held at least 90 days after the association first sends owners a notice, after a second notice by first-class mail with a certificate of mailing, and at least 15 days after a third notice by first-class mail. The notice must state that the association believes a defect in the common property exists, describe it in detail, identify the parties the association considers responsible, list board members and how to contact them, and warn that the litigation may limit an owner's ability to sell while it is pending; a copy goes by certified mail to each party named as responsible. For communities whose declaration is first recorded on or after January 1, 2026, an association's tort action over defective construction generally must be brought within seven years after substantial completion (or one year after discovery for a defect found between years six and seven), and condominium boards must obtain independent moisture-intrusion inspections before the end of the second and sixth years after substantial completion, with the results among the records delivered at turnover (these condominium limitation-period and inspection rules do not apply where each unit owner is responsible for the interior and exterior of the owner's unit). When an association sends a notice of defect under ORS 701.565, contractors get 30 days instead of 14 to request an examination or inspection, and any offer to pay must be based on the cost of remediation.

Sections: ORS 94.662; ORS 100.490; ORS 12.135; ORS 100.417; ORS 100.210(5); ORS chapter 100 (new section, Or. Laws 2025, ch. 578, § 6); ORS 701.560–701.595 (new section, Or. Laws 2025, ch. 578, § 12); ORS 701.570; ORS 701.575; ORS 701.580; ORS 701.585
Topics: Meetings and elections, Other changes

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New HOA rules and deed restrictions can't ban manufactured or prefabricated homes

HB 3144 · Oregon Laws 2025, chapter 274 · Signed June 5, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026

Makes a provision in a planned community's governing document that is adopted or amended on or after January 1, 2026 void and unenforceable to the extent it would prohibit or unreasonably restrict siting a manufactured dwelling or a prefabricated structure on a lot, including as an accessory dwelling unit. Separately, a provision in a recorded instrument executed on or after January 1, 2026 that would allow development of a single-family dwelling but prohibit development of a manufactured dwelling or prefabricated structure is not enforceable. Provisions adopted or executed before that date are not reached by these new rules.

Sections: ORS 94.776(3); ORS 93.277
Topics: Other changes

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Technical fix to the HOA portable-cooling-device rule

HB 2464 · Oregon Laws 2025, chapter 2, § 3 · Signed March 12, 2025 · Earlier law taking effect in 2026

Effective January 1, 2026

A statutory-corrections act. Section 3 corrects the cross-reference in ORS 94.779(6), the Planned Community Act rule that makes void a governing-document provision restricting or prohibiting a portable cooling device (unless the device would violate building codes, law or the manufacturer's written safety guidelines, or the restriction only requires removal from October 1 through April 30), so that it points to the definition in ORS 90.355. The substance of the rule is unchanged.

Sections: ORS 94.779(6)
Topics: Other changes

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New HOA laws in South Carolina

1 law · South Carolina HOA Homeowner Rights Guide

Condo master-deed submerged-land notice now names the Department of Environmental Services

H. 4189 · Act No. 146 of 2026 · Signed May 15, 2026 · Enacted in 2026

Effective May 15, 2026: The act takes effect upon approval by the Governor (Section 298)

A conforming change inside a larger act restructuring the former Department of Health and Environmental Control; it does not alter owners' rights. Section 55 amends the Horizontal Property Act rule for master deeds of regimes that contain submerged land: the required notice of restriction now states that activities on or over, and uses of, the submerged land or other critical areas are subject to the jurisdiction of, and must be authorized by, the Department of Environmental Services instead of the Department of Health and Environmental Control. The notice that an owner is liable to the extent of the owner's ownership for damage to, or unpermitted uses of, submerged land, coastal waters or other critical areas is unchanged.

Sections: S.C. Code § 27-31-100(f)
Topics: Other changes

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New HOA laws in Tennessee

2 laws · Tennessee HOA Homeowner Rights Guide

Condo associations and HOAs can't ban an owner's EV charger

HB 1875 · 2026 Tenn. Pub. Acts ch. 914 · Signed May 1, 2026 · Enacted in 2026

Effective July 1, 2026: All sections; the act applies to actions taken, and declarations entered into, renewed, or amended, on or after that date

Bars condominium unit owners' associations (a new section in Part 4 of the Condominium Act of 2008) and homeowners' associations (a new part 9 of T.C.A. Title 66, ch. 27) from prohibiting an owner, including through the declaration or rules and regulations, from installing an electric vehicle charging station for personal use on the owner's own property, including the owner's designated parking location. The association may set reasonable restrictions on the number, size, placement and manner of installation on the exterior of the owner's property, and may prohibit or restrict chargers in the common elements or common areas, except in an owner's designated parking location within them. The installing owner must indemnify and hold the association harmless from liability, including reasonable attorney's fees, arising from the charger; the association may require the owner to carry insurance naming the association as a named insured, and it is not responsible for maintaining the charger or the vehicle. The act applies to actions taken, and declarations entered into, renewed, or amended, on or after July 1, 2026. The Condominium Act part it amends applies to condominiums created after January 1, 2009 (T.C.A. § 66-27-202(a)), and the part 9 definition of a homeowners' association does not expressly include condominium associations. Both this act and 2026 Pub. Ch. 731 number their new sections §§ 66-27-901 and -902; the final codified numbers had not been published when this entry was checked.

Sections: T.C.A. Title 66, ch. 27, pt. 4 (new section in the Condominium Act of 2008; number not yet assigned); T.C.A. § 66-27-901 (added, as enacted; new part 9); T.C.A. § 66-27-902 (added, as enacted; new part 9)
Topics: Other changes

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HOAs and condo associations must carry a fidelity bond

SB 2326 · 2026 Tenn. Pub. Acts ch. 731 · Signed April 13, 2026 · Enacted in 2026

Effective January 1, 2027

Starting January 1, 2027, requires a homeowners' association that collects assessments for common expenses (defined to include a condominium unit owners' association organized under T.C.A. § 66-27-401) to obtain and maintain a blanket fidelity bond insuring the association against losses from theft or dishonesty by its officers, directors or employees, or by a managing agent or the managing agent's employees. The bond or insurance policy must cover the association's reserve balances plus one-fourth of its aggregate annual assessment income, with a minimum of $10,000. The board of directors or the managing agent may obtain the bond or insurance on the association's behalf. Both this act and 2026 Pub. Ch. 914 number their new sections §§ 66-27-901 and -902; the final codified numbers had not been published when this entry was checked.

Sections: T.C.A. § 66-27-901 (added, as enacted; new part 9); T.C.A. § 66-27-902 (added, as enacted; new part 9)
Topics: Other changes

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New HOA laws in Utah

5 laws · Utah HOA Homeowner Rights Guide

HOA and condo overhaul: records clock, declaration limits, ombudsman

SB 122 · Laws of Utah 2026, ch. 62 · Signed March 17, 2026 · Enacted in 2026

Effective May 6, 2026

Changes the records deadline for HOAs (§ 57-8a-227) and condominium associations (§ 57-8-17) from two weeks to 10 business days after the association receives a written request, and starts the $25-a-day penalty for unproduced core documents on the eleventh business day instead of the sixth day. It makes association records, and the funds in the account where the association must keep all of its funds, property of the association, and requires anyone else who has control or possession of those records to provide them to the association on request without charge. It adds lists of provisions that a declaration or declaration amendment may not contain (§§ 57-8a-212(4), 57-8-10(9)), among them bans on window for-sale signs, political signs or flags, on low water use during drought, on driveway parking of ordinary vehicles, and on properly maintained basketball standards on a privately owned and maintained driveway or property abutting a public street. It adds trailers, off-highway vehicles, special mobile equipment and motorboats to the vehicles a rule may keep off driveways, and deletes the language that let a declaration vary many of the statutory limits on association rules (§§ 57-8a-218(24), 57-8-8.1(15)). Rewritten §§ 57-8-2 and 57-8a-103 say which act governs: the one the declaration names, or, if the declaration is silent, the condominium act when the plats are condominium plats. The act also has condominium boards adopt an annual budget (new § 57-8-7.6). It ends the rule that barred HOA members from disapproving a budget during declarant control and ties the rental grandfather clause to when a restriction becomes effective. The Office of the HOA Ombudsman must publish its advisory opinions and educational materials. Its $150 filing fee becomes nonrefundable, associations may not require binding arbitration before an owner seeks an advisory opinion, and the court civil penalty tied to an opinion becomes up to $5,000 instead of $250 a day. The act also renames association transfer fees 'administrative setup fees' and requires managers to account for them each year. It lets common area under threat of condemnation be conveyed to a condemnor without an owner vote, gives condominium declarants statutory duties during declarant control, and allows a 300-day turnover extension for large master planned developments.

Sections: Utah Code § 57-8a-227; Utah Code § 57-8-17; Utah Code § 57-8a-212; Utah Code § 57-8-10; Utah Code § 57-8a-218; Utah Code § 57-8-8.1; Utah Code § 57-8a-103; Utah Code § 57-8-2; Utah Code § 57-8a-215; Utah Code § 57-8-7.6 (added); Utah Code § 57-8a-209; Utah Code § 57-8a-502; Utah Code § 57-8-16.5; Utah Code §§ 13-79-103, 13-79-104; Utah Code § 57-1-46; Utah Code §§ 57-8a-232, 57-8-32, 10-20-809, 17-79-709; Other amendments: §§ 57-8a-102, 57-8a-105, 57-8a-105.1, 57-8-3, 57-8-6.1, 57-8-13.1
Topics: Records, Solar, flags and signs, Other changes

Read the law:

Read against the enacted text October 4, 2026

HOA rules can't block wildfire vegetation clearing

HB 215 · Laws of Utah 2026, ch. 79 · Signed March 17, 2026 · Enacted in 2026

Effective May 6, 2026

Adds to the Community Association Act a rule that an HOA rule may not prohibit, or have the effect of prohibiting, a lot owner from removing vegetation from the owner's lot within a designated wildland-urban interface area. The same act bars cities and counties from blocking vegetation removal that the wildland-urban interface code's defensible-space requirements call for. The condominium act is not amended.

Sections: Utah Code § 57-8a-218(15)(b)(iii); Utah Code §§ 10-20-619, 17-79-615 (local governments)
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

Reinvestment fees: lower cap for low-amenity HOAs, half to reserves

HB 306 · Laws of Utah 2026, ch. 123 · Signed March 18, 2026 · Enacted in 2026

Effective May 6, 2026

Adds a lower cap on reinvestment fees (fees paid to an HOA or condominium association when a home sells) for a 'low-amenity association', meaning one made up only of detached single-family homes that provides no capital-intensive infrastructure maintenance. For reinvestment fee covenants recorded on or after May 6, 2026, outside large master planned developments, the cap is 0.25% in a low-amenity association and 0.5% in other associations; the amendment replaced the March 16, 2010 recording date that the cap subsection previously used. From May 6, 2026, an association outside a large master planned development may impose a reinvestment fee only if it deposits at least 50% of the fee into reserve funds. The fee may now also pay for capital-intensive infrastructure maintenance. Associations must state in their Department of Commerce registration whether they impose a reinvestment fee or transfer fee.

Sections: Utah Code § 57-1-46; Utah Code § 57-8a-105; Utah Code § 57-8-13.1
Topics: Other changes

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Read against the enacted text October 4, 2026

EV-charger sections: contractor definitions re-pointed (technical)

HB 40 · Laws of Utah 2026, ch. 42 · Signed March 17, 2026 · Enacted in 2026

Effective January 1, 2027

Technical change: as part of restructuring the Utah Construction Trades Licensing Act, the act updates the cross-references for 'general electrical contractor' and 'residential electrical contractor' in the condominium (§ 57-8-8.2) and HOA (§ 57-8a-801) electric-vehicle charging sections to point to new § 58-55-202, effective January 1, 2027. No change to owners' rights.

Sections: Utah Code § 57-8-8.2; Utah Code § 57-8a-801
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

Association-consolidation sections re-pointed to new merger law (technical)

SB 41 · Laws of Utah 2026, ch. 92 · Signed March 17, 2026 · Enacted in 2026

Effective October 1, 2026

Technical change: updates the merger cross-reference in the condominium (§ 57-8-55) and HOA (§ 57-8a-601) consolidation sections from Title 16, Chapter 6a, Part 11 to the new Title 16, Chapter 1a, Part 7, effective October 1, 2026. No change to owners' rights.

Sections: Utah Code § 57-8-55; Utah Code § 57-8a-601
Topics: Other changes

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Read against the enacted text October 4, 2026

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New HOA laws in Vermont

2 laws · Vermont HOA Homeowner Rights Guide

Associations can't ban or unreasonably restrict EV chargers

H.944 · Act No. 168 (2026) · Signed June 18, 2026 · Enacted in 2026

Effective July 1, 2026: New 27A V.S.A. § 3-125 and amended § 1-204 (Secs. 31–32)

Adds 27A V.S.A. § 3-125, which makes void and unenforceable any deed covenant or governing-document provision, such as a declaration, bylaw or rule, that effectively prohibits or unreasonably restricts installing electric vehicle supply equipment (EVSE) within an owner's unit, limited common element or exclusively designated parking space, or its noncommercial use by the owner or occupants. An association may still impose reasonable restrictions (ones that do not significantly increase the charger's cost or significantly decrease its efficiency or performance) and reasonable architectural standards on dimensions, placement or appearance, and may require code compliance and a licensed electrician. For a charger in a common or limited common element, it may require the owner to reimburse any increased insurance premium, and it may assess the cost of electrical infrastructure improvements the board finds necessary against the units of owners who install EVSE. The owner is responsible for installation, maintenance, electricity and damage costs and, unless a buyer agrees in writing to take them on, for removing the charger before a sale. Where approval is required, an application is processed like an architectural-modification request, decided in writing, and deemed approved if not denied in writing within 90 days, unless the delay results from a reasonable request for more information. The section reaches communities with 12 or more units that may be used for residential purposes; the amended § 1-204 extends it to such communities created on or before January 1, 2011, for events after June 30, 2026, without invalidating existing provisions of their declarations or bylaws. Planned communities excepted under § 1-203 (24 or fewer units with no development rights, or a declaration capping average annual common expense liability at $300, as adjusted) are not covered. The act also makes a technical formatting change to § 1-204(a)(1).

Sections: 27A V.S.A. § 3-125 (added); 27A V.S.A. § 1-204(a)(1), (a)(3)
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

Solar covenant protection extended to plug-in solar devices

S.202 · Act No. 149 (2026) · Signed June 16, 2026 · Enacted in 2026

Effective July 1, 2026

Extends 27 V.S.A. § 544, which bars deed restrictions, covenants and similar binding agreements from prohibiting solar collectors, clotheslines and other renewable energy devices, to plug-in photovoltaic devices installed on or appurtenant to buildings, and makes the statute's exclusion for patio railings in condominiums, cooperatives and apartments inapplicable to plug-in photovoltaic devices. A plug-in photovoltaic device is a certified solar unit that plugs into a building's electrical receptacle (30 V.S.A. § 201(9)); new 30 V.S.A. § 256 lets a customer install such devices with a combined inverter capacity of not more than 1,200 watts per meter, connected only to systems using smart meters and temporarily but securely attached to the ground or a structure, without utility approval or an interconnection agreement. The act also bars municipal zoning bylaws from regulating these devices and sets a notice procedure between tenants and landlords.

Sections: 27 V.S.A. § 544(a), (c); 30 V.S.A. § 201(9) (added); 30 V.S.A. § 256 (added); 24 V.S.A. § 4413(g)
Topics: Solar, flags and signs

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New HOA laws in Virginia

1 law · Virginia HOA Homeowner Rights Guide

Nonstock Corporation Act revised: declaration controls; member records and derivative-suit rules

HB 439 / SB 246 · 2026 Acts ch. 393 (HB 439); 2026 Acts ch. 394 (SB 246) · Signed April 8, 2026 · Enacted in 2026

Effective January 1, 2027

Revises the Virginia Nonstock Corporation Act, the entity law for HOAs and condominium associations incorporated as nonstock corporations, effective January 1, 2027. For a community association, where the recorded declaration or condominium instruments conflict with the articles of incorporation or bylaws on member liability for dues, assessments and fees, or on membership, resignation or suspension, the declaration or condominium instruments control, and the Act is not construed to supersede provisions of the declaration (§ 13.1-814.1). Under the Act's own member-inspection rule (§ 13.1-933), a member's signed written demand must reach the corporation's secretary at least 10 business days before the inspection date, up from five; the accounting records open on a proper-purpose demand are narrowed to the ledgers and related work papers used to prepare the most recent annual financial statements, and the corporation may enforce reasonable restrictions on the confidentiality, use or distribution of those records. New § 13.1-935.2 requires a corporation, on a member's written request, to deliver or post its most recent annual financial statements (it may require reasonable confidentiality restrictions, or decline if it reasonably determines the request is not made in good faith or for a proper purpose), with a circuit-court remedy if it does not respond within 30 days. New § 13.1-852.01 lets a voting member ask the circuit court to determine the result or validity of a director election or a member vote. The act also adds member derivative proceedings, which require a written demand and generally a 90-day wait (§§ 13.1-852.3 to 13.1-852.7), and court removal of a director for fraudulent conduct, gross abuse of position or intentional harm (§ 13.1-861.1). The Property Owners' Association Act's records rule (§ 55.1-1815) is unchanged.

Sections: Va. Code § 13.1-814.1; Va. Code § 13.1-933; Va. Code § 13.1-935.2 (added); Va. Code §§ 13.1-837.1, 13.1-837.2 (added); Va. Code §§ 13.1-852.3 to 13.1-852.7 (added); Va. Code § 13.1-861.1 (added); Va. Code § 13.1-852.01 (added)
Topics: Records, Other changes

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New HOA laws in Washington

7 laws · Washington HOA Homeowner Rights Guide

Associations must answer owners' certified-mail questions within 30 days

EHB 1501 · Laws of 2026, ch. 128 · Signed March 23, 2026 · Enacted in 2026

Effective June 11, 2026

Since June 11, 2026, when an owner or the owner's authorized agent files a written inquiry by certified mail about association governance or operations, the association must respond in the form of a record within 30 days. The deadline may be extended for review at the next board meeting (if the board meets at least monthly), by 30 days for a complex inquiry, or for time to obtain a legal or other third-party opinion needed for an adequate response; the cost of a discretionary legal or professional opinion is a common expense that may not be specially assessed against any unit. The response must be substantive, such as a factual explanation or a reference to the governing documents or to records already available, or a notice that more time is reasonably necessary. An association may adopt reasonable rules, including answering only one written inquiry per unit in any 30-day period, and the prevailing party in any proceeding arising out of an inquiry is entitled to reasonable attorneys' fees and costs. The rule is added to WUCIOA and to the HOA, Condominium and Horizontal Property Regimes Acts; the versions in the older acts expire January 1, 2028, when those chapters are repealed, and none is intended to override the records statutes, such as RCW 64.90.495.

Sections: RCW 64.90.715 (added); RCW 64.38.185 (added; expires January 1, 2028); RCW 64.34.510 (added; expires January 1, 2028); RCW 64.32.360 (added; expires January 1, 2028)
Topics: Records, Other changes

Read the law:

Read against the enacted text October 4, 2026

Governing documents can't ban fire-hardened building materials

SSB 6054 · Laws of 2026, ch. 180 · Signed March 24, 2026 · Enacted in 2026

Effective June 11, 2026

Since June 11, 2026, the governing documents of a Washington common interest community may not prohibit the installation, use or maintenance of fire-hardened building materials that meet applicable health and safety standards and state and local permitting requirements. An association may keep reasonable rules on design, dimensions, placement or exterior appearance only if they do not prohibit the materials, do not render their use infeasible, and allow one or more reasonable options that meet wildfire-resistant standards without significantly increasing cost. Fire-hardened materials are those meeting the wildland construction criteria of the most recent International Wildland Urban Interface Code (or another code or standard the local jurisdiction enforces) or NFPA 1140, or the IBHS wildfire-prepared home requirements. The rule applies retroactively, making inconsistent provisions in governing documents already in effect void and unenforceable, and gives no right to place the materials on another person's property, on leased property without the lessor's permission, or on common areas or common elements. It is added to WUCIOA and to the HOA and Condominium Acts, whose versions expire January 1, 2028; the Horizontal Property Regimes Act (RCW 64.32) was not amended.

Sections: RCW 64.90.582 (added); RCW 64.38.175 (added; expires January 1, 2028); RCW 64.34.391 (added; expires January 1, 2028)
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

Resale certificates: full reserve study, fee limits and owner enforcement

ESHB 1500 · Laws of 2026, ch. 194 · Signed March 24, 2026 · Enacted in 2026

Effective June 11, 2026

Amends WUCIOA's resale-certificate section (RCW 64.90.640). Since June 11, 2026, in communities governed by WUCIOA, the certificate must mark each category of records not provided "NONE" or "RECORDS UNAVAILABLE" and must include the most recent financial audit report available, all board-approved policies, procedures and resolutions currently in effect, and the most current reserve study instead of a summary. The $275 cap on the charge to the owner covers the direct costs of copying and providing the information and may not include extra charges for documents kept electronically on a website, portal or app available to owners, and an association may not require an owner to contract or open an account with a third party to pay for or receive the certificate. A purchaser is not liable for a governing-document violation created by an alteration that, with reasonable diligence, should have been known to the association or its agent at conveyance but was not identified in the certificate, and the purchaser's cancellation window is now five business days. An authorized agent that charges a fee is responsible for timely delivery and reasonable care, and an owner may sue the association or agent over the fees, timeliness or preparation of a certificate, with the court able to award attorneys' fees to the prevailing party. The seller disclosure statement (RCW 64.06.020) adds questions on whether there have been modifications or remodeling and whether all necessary homeowners' association approvals were obtained. The older acts' resale provisions were not amended.

Sections: RCW 64.90.640; RCW 64.06.020
Topics: Records, Other changes

Read the law:

Read against the enacted text October 4, 2026

EV-charger and heat-pump cost rules no longer yield to governing documents; CPA-audit threshold raised to $100,000

SHB 2354 · Laws of 2026, ch. 96 · Signed March 18, 2026 · Enacted in 2026

Effective June 11, 2026

Since June 11, 2026, WUCIOA's rules making the owner, and each later owner, of an electric vehicle charging station or heat pump exclusively serving the owner's unit responsible for its inspection, maintenance, repair and replacement costs, damage it causes and removal (and, for a charging station, its electricity and insurance) apply without an exception for the governing documents: the act deletes the "Except as set forth in the governing documents" qualifier that took effect January 1, 2026 and removes both subsections from the list of provisions governing documents may vary. For communities created before July 1, 2018, which these sections reach through RCW 64.90.365, governing-document provisions that existed on July 1, 2018 are still not invalidated (RCW 64.90.365(2)). It raises the annual-assessment level at which an association's financial statements must be audited every year by a certified public accountant from $50,000 to $100,000, adjusted for inflation under RCW 64.90.065; smaller associations still need an annual audit unless it is waived each year by owners other than the declarant whose units hold a majority of the votes, not counting the declarant's votes. It adds an exemption, under which only three sections of WUCIOA apply, for plat or miscellaneous communities not subject to any development right that have no more than six units, all middle housing, and whose declaration caps the average annual assessment at $1,000 (as adjusted), revises the conditions for the small-community exemptions (including a new route for a community to qualify by amending its declaration), and exempts middle-housing-only communities with no on-site wastewater reserve components from the reserve-study requirement unless the governing documents require a study.

Sections: RCW 64.90.015(3); RCW 64.90.513(8); RCW 64.90.580(7); RCW 64.90.530(2); RCW 64.90.065; RCW 64.90.360(4); RCW 64.90.545(2)
Topics: Other changes

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Read against the enacted text October 4, 2026

Express-warranty option extended to new condo buildings of up to four stories

HB 2304 · Laws of 2026, ch. 7 · Signed March 9, 2026 · Enacted in 2026

Effective June 11, 2026

For a unit in a condominium created on or after June 11, 2026, in a new or conversion building of 12 or fewer units and four or fewer stories, a declarant or dealer is not subject to WUCIOA's implied warranties of quality (RCW 64.90.670) if it provides an express warranty of quality and express warranty insurance coverage meeting the statute's requirements: purchaser acknowledgment; recovery by the unit owner, later purchasers, and the association for common areas; coverage of all units and common areas in the building; and minimum coverage periods of one year for defective workmanship and materials, two years for defective plumbing, electrical and ductwork distribution systems, and 10 years for structural defects to load-bearing structural members. Under the 2025 version (Laws of 2025, ch. 201), this option covered only accessory dwelling units and smaller building types, such as buildings of 12 or fewer units and two or fewer stories. Claims under the express warranty are brought under RCW 64.90.680.

Sections: RCW 64.90.675(4)
Topics: Other changes

Read the law:

Read against the enacted text October 4, 2026

WUCIOA meeting, emergency, EV-charger and heat-pump rules reach pre-2018 communities

ESSB 5129 · Laws of 2025, ch. 119 · Signed April 22, 2025 · Earlier law taking effect in 2026

Effective July 27, 2025: Most of the act (a broad WUCIOA clean-up)
Effective January 1, 2026: §§ 2–4 and 11 (RCW 64.90.445, 64.90.480(10), 64.90.502, 64.90.513 and 64.90.580 extended to pre-2018 communities), § 19 (RCW 64.90.480), §§ 21 and 25 (RCW 64.90.513, 64.90.580), and § 32 (repeal of the older acts' meetings, EV-charger and heat-pump sections)
Effective January 1, 2028: § 34 (repeals 2024 c 337 s 4)

Since January 1, 2026, WUCIOA's meetings section (RCW 64.90.445), its emergency-powers section (RCW 64.90.502), its electric vehicle charging station and heat pump sections (RCW 64.90.513, 64.90.580), and the rule that an association "must provide at least one method of accepting payment of assessments from unit owners at no charge or as a common expense" (RCW 64.90.480(10)) apply to common interest communities created before July 1, 2018, other than the small plat and miscellaneous communities described in RCW 64.90.360(4) and nonresidential or mixed-use communities; inconsistent provisions of the older acts do not apply. As with the other sections RCW 64.90.365 lists, they apply to events and circumstances on or after July 1, 2018 and do not invalidate governing-document provisions that existed on that date. The older acts' own meetings sections (RCW 64.38.035 and 64.34.332) and their EV-charger and heat-pump sections were repealed the same day. The EV-charger amendments also bar an association of single-family homes, site condominiums, or a planned use development where the units are not immediately adjacent from requiring approval of a charging station unless it is installed within or upon a common element or connected to a common electrical power supply. Most of the act took effect July 27, 2025.

Sections: RCW 64.90.365(1); RCW 64.38.095(2); RCW 64.34.076(2); RCW 64.32.260(2); RCW 64.90.480(10); RCW 64.90.513; RCW 64.90.580; RCW 64.38.035, 64.34.332, 64.38.062, 64.38.180, 64.34.393, 64.34.395, 64.32.290, 64.32.350 (repealed)
Topics: Meetings and elections, Other changes

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Read against the enacted text October 4, 2026

Foreclosure mediation and new delinquency-notice rules for association foreclosures

E2SSB 5686 · Laws of 2025, ch. 393 · Signed May 20, 2025 · Earlier law taking effect in 2026

Effective July 27, 2025: Preforeclosure information added to association records, with a free copy on request (RCW 64.90.495, 64.38.045, 64.34.372, 64.32.170); foreclosure prevention fee on residential mortgage loans
Effective January 1, 2026: Foreclosure mediation for association foreclosures, meet-and-confer process, and notice-of-delinquency rules (§§ 1–4, 11–14)
Effective January 1, 2028: WUCIOA-only versions of the mediation definitions, housing-counselor and applicability sections (§§ 5–7)

Since January 1, 2026, Washington's Foreclosure Mediation Program (RCW 61.24.163) also applies to associations seeking to foreclose liens or deficiencies by nonjudicial or judicial foreclosure. No later than 30 days after an assessment becomes past due, an association must send a notice of delinquency with a first preforeclosure notice by first-class mail (and by email if it knows the owner's address), in English and any other language the owner has indicated as a preference. Until the 15th day after that notice it may not take any other collection action or charge collection costs other than actual printing and mailing costs, an administrative fee of no more than $10, and a single late fee of no more than $50 or five percent of the unpaid assessment, whichever is less. Before a housing counselor or attorney refers an owner to mediation, they must ask the association in writing to meet and confer; the association may not charge the owner collection attorneys' fees between that request and the session, and if it refuses or does not respond within 30 days the owner may be referred. Once an owner is referred, the association may not commence a foreclosure (or, if a judicial foreclosure is already filed, seek judgment) until the mediation is completed and the mediator's certification is issued, or 10 days after the certification was due; a certification that the association failed to mediate in good faith is a defense to the nonjudicial foreclosure. Since July 27, 2025, the preforeclosure information has been part of the association records, with a free copy on request. The rules appear in WUCIOA and in the HOA, Condominium and Horizontal Property Regimes Acts.

Sections: RCW 61.24.005; RCW 61.24.155 (added); RCW 61.24.163; RCW 61.24.165(3); RCW 64.90.485(21)–(22); RCW 64.38.100; RCW 64.34.364; RCW 64.32.200; RCW 64.90.495; RCW 64.38.045; RCW 64.34.372; RCW 64.32.170
Topics: Liens and foreclosure, Records

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New HOA laws in Wisconsin

1 law · Wisconsin HOA Homeowner Rights Guide

Condo recording-format cross-references updated

AB 445 · 2025 Wisconsin Act 234 · Signed April 8, 2026 · Enacted in 2026

Effective April 10, 2026

Technical change: as part of a broader rewrite of the register-of-deeds statute (Wis. Stat. § 59.43), the act folds the drafter-name rule of § 59.43(5)(a) into the standard-format requirements of § 59.43(2m) and updates the Condominium Ownership Act to match. Condominium instruments (§ 703.065(2)) and statutory reserve account statements (§ 703.163(11)) must be prepared in the standard format for recorded documents under § 59.43(2m); the separate reference to § 59.43(5)(a) is deleted. No change to owners' rights.

Sections: Wis. Stat. § 703.065(2); Wis. Stat. § 703.163(11)
Topics: Other changes

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States with no new HOA law found

18 states

For these states, the legislature's own bill search and session laws turned up no 2026 enactment, and no earlier law taking effect in 2026, that changes HOA or condominium law. The sessions searched and the date of the search are listed for each.

Alaska: 34th Legislature, 2026 (second) session and special sessions; 2025 session acts with 2026 effective dates (checked September 29, 2026)
Arkansas: 2026 Fiscal Session; 2026 First Extraordinary Session; 2025 Regular Session acts with 2026 effective dates (checked September 29, 2026)
Kansas: 2026 Regular Session; 2025 Regular Session acts with 2026 effective dates (checked September 29, 2026)
Kentucky: 2026 Regular Session; 2025 Regular Session acts with 2026 effective dates (checked September 29, 2026)
Massachusetts: 194th General Court (2025–2026): Acts of 2026 through chapter 220; Acts of 2025 with 2026 effective dates (checked September 30, 2026)
Michigan: 103rd Legislature: 2026 Regular Session (Public Acts 1–103 of 2026); 2025 Regular Session acts with 2026 effective dates (checked September 30, 2026)
Mississippi: 2026 Regular Session; 2026 First Extraordinary Session; 2025 Regular and First Extraordinary Session acts with 2026 effective dates (checked September 30, 2026)
Missouri: 103rd General Assembly, 2026 Second Regular Session (no 2026 extraordinary session); 2025 First Regular and First and Second Extraordinary Session acts with 2026 effective dates (checked September 30, 2026)
Montana: No 2026 session (regular or special); 2025 Regular Session acts with 2026 effective dates (checked September 30, 2026)
Nebraska: 109th Legislature, 2026 Second Session; 2025 First Session acts with 2026 operative dates (checked September 30, 2026)
North Dakota: No 2026 regular session; 69th Legislative Assembly January 2026 and September 2026 special sessions; 2025 Regular Session acts with 2026 effective dates (checked September 30, 2026)
Ohio: 136th General Assembly (2025–2026): enacted acts through September 25, 2026; 135th General Assembly (including its special session) acts with 2026 effective dates (checked September 30, 2026)
Pennsylvania: 2025–2026 Regular Session (2026 acts through Act 51 of 2026); 2025 acts with 2026 effective dates (checked September 30, 2026)
Rhode Island: 2026 January Session (P.L. 2026, chs. 1–427); 2025 January Session acts with 2026 effective dates (checked September 30, 2026)
South Dakota: 101st Legislative Assembly, 2026 Regular Session (SL 2026, chs. 1–249; no 2026 special session); 2025 Regular Session and 2025 First Special Session acts with 2026 effective dates (checked September 30, 2026)
Texas: No 2026 session (regular or called); 89th Legislature 2025 Regular, First Called and Second Called Session acts with 2026 effective dates (checked September 30, 2026)
West Virginia: 2026 Regular Session (no 2026 extraordinary session); 2025 Regular Session acts with 2026 effective dates (checked September 30, 2026)
Wyoming: 2026 Budget Session (no 2026 special session); 2025 General Session acts with 2026 effective dates (checked September 30, 2026)

How we built this tracker

Each state's 2026 sessions were searched on the legislature's own website, along with earlier acts that take effect during 2026. Only enacted laws are listed, never pending bills, and each entry was read against the enacted text: the chaptered act, the signed bill, or the official session law. Laws that change an HOA or condominium statute are included even when the change is technical, and laws that only set a deadline from an earlier act are not.

A summary compresses a law, so the entry links the text itself. This tracker is general information, not legal advice, and it doesn't decide how any law applies to a particular association or dispute. For your specific situation, a licensed attorney in your state is the right resource.