Free tool · Tennessee
Is my HOA fine valid in Tennessee?
Tennessee has no standalone statewide fines statute. For condos, the 2008 Act and the master deed supply the framework; for non-condo HOAs, fine authority comes entirely from the recorded CC&Rs. Note: § 66-27-415 lets a condo lien include fines.
This is general information, not legal advice, and it does not decide whether your fine is valid. For your specific situation, a licensed Tennessee attorney is the right resource.
Check your notice
Answer a few questions about the Tennessee fine or violation notice you received, and see how it compares to what the law requires.
What Tennessee law requires before an HOA can fine you
Governing framework: Condominium Act of 2008 (T.C.A. ch. 66-27) + governing documents.
Tennessee has no standalone statewide fines statute; for condos the 2008 Act and master deed supply the framework, and for non-condo HOAs fine authority comes entirely from the recorded CC&Rs.
Statute: T.C.A. ch. 66-27 (condos); recorded CC&Rs
The first question is whether the board followed the documents’ notice-and-hearing procedure; for non-condo HOAs, if the CC&Rs don’t grant a hearing right, there may be no statutory backup.
Statute: master deed/CC&Rs
The Nonprofit Corporation Act governs the entity but doesn’t set a fines process; directors still owe duties, and a fine should be proportionate and authorized.
Statute: T.C.A. Title 48