Free tool · Tennessee
Is my HOA fine valid in Tennessee?
Tennessee has no comprehensive HOA fines statute. For condos, the 2008 Condominium Act allows fines only after notice and an opportunity to be heard, and only reasonable ones (§ 66-27-402(a)(11)); § 66-27-415 lets a condo lien include fines. For non-condo HOAs, fine authority comes from the recorded CC&Rs.
This is general information, not legal advice, and it does not decide whether your fine is valid. For your specific situation, a licensed Tennessee attorney is the right resource.
Check your notice
Answer a few questions about the Tennessee fine or violation notice you received, and see how it compares to what the law requires.
What Tennessee law requires before an HOA can fine you
Governing framework: Condominium Act of 2008 (T.C.A. ch. 66-27, parts 2–5) + governing documents.
For condos, the 2008 Act lets the association, subject to the declaration, levy reasonable fines for violations of the declaration, bylaws, and rules (§ 66-27-402(a)(11)); for non-condo HOAs, fine authority comes entirely from the recorded CC&Rs.
Statute: T.C.A. § 66-27-402(a)(11) (condos); recorded CC&Rs
For condos, the 2008 Act permits fines only “after notice and an opportunity to be heard” (§ 66-27-402(a)(11)), including condos created before 2009, though for them it does not supersede existing provisions of the master deed or bylaws (§ 66-27-202(a)). For non-condo HOAs, if the CC&Rs don’t grant a hearing right, there may be no statutory backup.
Statute: T.C.A. § 66-27-402(a)(11) (condos); master deed/CC&Rs
The Nonprofit Corporation Act governs the entity but doesn’t set a fines process; directors still owe duties of good faith and ordinary care (§ 48-58-301(a)), and a fine should be proportionate and authorized.
Statute: T.C.A. § 48-58-301(a) (incorporated associations)