Free tool · New Mexico
Is my HOA fine valid in New Mexico?
New Mexico’s HOA Act sets a concrete fine procedure: 14 days’ written notice, an opportunity to submit a written statement or be heard, and a majority board vote after the hearing — a fine isn’t self-executing.
This is general information, not legal advice, and it does not decide whether your fine is valid. For your specific situation, a licensed New Mexico attorney is the right resource.
Check your notice
Answer a few questions about the New Mexico fine or violation notice you received, and see how it compares to what the law requires.
What New Mexico law requires before an HOA can fine you
Governing framework: New Mexico Homeowner Association Act (NMSA § 47-16-18).
Before imposing a fine, the board must give written notice 14 days before the hearing and an opportunity to submit a written statement or be heard (except for violations posing an imminent threat to public health or safety).
Statute: NMSA § 47-16-18
A fine is not self-executing: if the board or committee, by majority vote, does not approve a proposed fine, neither the fine nor a suspension may be imposed.
“if the board or committee, by a majority vote, does not approve a proposed fine or suspension, neither the fine nor the suspension may be imposed” — NMSA § 47-16-18
Statute: NMSA § 47-16-18
The fine must be reasonable and for a violation of the community documents — not of an unwritten preference.
Statute: NMSA § 47-16-18
Timing the New Mexico statute sets
HOA disputes often turn on short statutory windows — these are worth knowing early.
14 days’ written notice before the hearing
The board must provide written notice 14 days before the hearing at which a fine or suspension is considered.
NMSA § 47-16-18